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Me last year posted:2019 Goals: Check, check, nope, nope. We went over budget in "pets" again, because my dumbass dog went and got himself liver cancer. Tumor's gone, he's fine now, $5000 later. Went a tiny bit over in personal care, medical, and hobbies. But we were under budget in plenty of other things, so really it's just the Pets that was substantial. Apparently the company did so lovely in 2018 that we didn't get SEP contributions for 2019. I didn't bother moving the SEP anywhere, though I'm still interested, just lazy. Didn't do the bathroom remodel yet, but we're making more concrete plans, and actually have a dedicated savings/budget for it now. MAYBE IT WILL HAPPEN THIS YEAR?? I'm pretty proud of our spending for the year. Within $300, we spent almost exactly the same amount of money as we put away for retirement (across IRAs and brokerage - neither of us have an option for a 401k). We also hired a house cleaner to come once a month which I think is going to be a huge weight off my shoulders. I'll probably look at a lawn care crew as well for 2020. 2020 goals: Budget and track spending Max the IRAs Keep contributing to the brokerage Keep the house cleaner and hire a lawn company. At the end of the year, subtract all "spending" (including IRA/brokerage contributions) from our take-home income for the year. Then use that amount for a guilt-free house renovation project at the start of 2021. Popcorn ceiling removal? New flooring? Kitchen remodel??? (Streeeeeeeeetch goal; gently caress - kitchens are expensive) Damn Bananas fucked around with this message at 20:36 on Jan 6, 2020 |
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Jan 2, 2020 18:46
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| # ¿ May 14, 2024 06:44 |
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