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This is my first time participating in one of these threads, so I’m pretty excited about this. The last couple of years were pretty transitional for me. I quit my job and went back to school in 2018, graduated last January, and got a new job in March making a decent amount more than I had at my previous job. A lot of 2019 was centered around rebuilding my emergency funds and figuring out my new financial situation. I want 2020 to be about finishing out some of the things from last year, and then building on what I already have. So on that note, here are my goals: Financial Goals 1. Get house emergency fund to $10,000 by April I’m currently at $7852. I own my home, so I would like to $10k in reserves in case anything goes sideways. Gave myself a little wiggle room on time for this one. 2. Get personal emergency fund to $15,000 by July I’m currently at $10,803. Same as above, a little wiggle room on this one. My company may being getting bought, so I’m a little nervous about getting laid off even though my boss says I shouldn’t be. Whatevs, at least I’ll have an emergency fund if I do. 3. Fully fund Roth IRA by October 30 4. Contribute at least $5000 to 401(k) by EOY Currently contributing 6%, my plan is to up this to 9% in August once I have my emergency funds filled out which should put me over the $5000 mark. 5. Get HSA to $1000 by EOY This is something that is available to me starting Jan. 1, I’m currently at $0. I can start investing my contributions once they hit $1,000, so my goal is to get to at least that this year so I can start getting those sick gainz, yo. (Or losses, or whatever). Non-Financial Goals 1. Stop eating out so drat much Pretty self explanatory, I eat out or get takeout too much. Definitely need to curtail that, both for financial health and actual health. 2. Do yoga 5 days a week My new job is mostly sitting, so I want to start doing more stretches to try and counteract all the sitting. 3. Join a bouldering gym once I’m more in shape This is tied a bit to the yoga goal; I’m worried I’m not in good enough shape/stretchy enough to do this without hurting myself, so I’m gonna work up to it. I went with a friend last year when I was in better shape and had a lot of fun.
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Dec 31, 2019 02:58
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| # ¿ May 14, 2024 16:05 |
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January Update!Pipistrelle posted:Financial Goals
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Feb 2, 2020 19:12
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February Update:Pipistrelle posted:Financial Goals
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Mar 2, 2020 06:21
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March Update: Financial Goals 2. Get personal emergency fund to $15,000 by July Current: $11,802 3. Fully fund Roth IRA by October 30 Current: $2,500 4. Contribute at least $5000 to 401(k) by EOY Current: $1050 5. Get HSA to $1000 by EOY Current: $90 Non-Financial Goals 1. Stop eating out so drat much Currently trying to balance this one with saving money but also supporting local restaurants during all of this craziness. 2. Do yoga 5 days a week Not at 5 days a week, but getting better. 3. Join a bouldering gym once I’m more in shape This one’s definitely on hold for a while, the gyms are closed cause the state is in lockdown. I’m also not in good enough shape yet
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Apr 1, 2020 14:28
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Pipistrelle posted:March Update: Lol I got furloughed 3 hours after making this post. I’d love to get back to these goals, but for now I guess here are my new goals: 1. Don’t get the covid/die 2. Help my boyfriend not get covid/die 3. Walk the dogs everyday 4. Do yoga everyday 5. Don’t use all of my emergency fund before working again
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Apr 1, 2020 20:19
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KYOON GRIFFEY JR posted:apply for that unemployment ASAP if you haven't already Yeah it’s the first thing I’m gonna do tomorrow. And no worries, that’s what emergency funds are for!
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Apr 2, 2020 05:08
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June Update: I took the last couple of months off from posting itt due to being furloughed back in April and laid off in May. I am employed again and I actually got a raise, so I’m going to try and make up for lost time and still hit my goals for this year. I also received a small windfall while being unemployed, so I put all of it towards my emergency funds and IRA and was able to finish out a couple of goals. Pipistrelle posted:Financial Goals
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Jul 1, 2020 14:19
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| # ¿ May 14, 2024 16:05 |
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July Update: Financial Goals 1. 2. Done 3. Done 4. Contribute at least $5000 to 401(k) by EOY Current: $1590 I upped my 401(k) contribution from 8% to 10%, which should allow me to hit this one 5. Get HSA to Current: $140 Non-Financial Goals 1. Stop eating out so drat much Doing pretty well with this one still 2. Do yoga 5 days a week Hahahaha nope
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Aug 2, 2020 15:36
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