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2020 Goals: Current State - Wife's student loans: 65k left at 1.9% - My student loans: 180k, eligible for PSLF in 3.5 years - 1 car loan, 22k @ 3% - Mortgage on a 15 year fixed at 3%, 89% to go - Emergency Fund Funded. Financial Goals for 2020 - Pay off my wife's student loan ASAP with savings (separate from emergency fund): should be done by February. - Pay off car loan ASAP - Max out Backdoor Roth IRAs for me/wife: 12k Done - Put at least $6k/month in to a taxable account. - Save money for our next car - Continue maxing out our 401ks/457s - On autopilot - Continue maxing out our HSA - On autopilot - Annual recertification of PSLF in September
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Jan 2, 2020 16:27
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| # ¿ May 14, 2024 16:25 |
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2020 Goals: Current State -  - My student loans: 175k, eligible for PSLF in 3.5 years - - Mortgage on a 15 year fixed at 3%, 89% to go - Emergency Fund Funded. Financial Goals for 2020 - - - Max out Backdoor Roth IRAs for me/wife: 12k Done - Put at least $6k/month in to a taxable account. - Save money for our next car - Continue maxing out our 401ks/457s - On autopilot - Continue maxing out our HSA - On autopilot - Annual recertification of PSLF in September Residency Evil fucked around with this message at 15:32 on Jan 16, 2020 |
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Jan 16, 2020 15:27
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hot cocoa on the couch posted:What's up with the very large emergency savings accounts some of you have? Is that an American thing or do some of you guys just have enormous monthly obligations? I can't imagine keeping over 30k in cash or cash-like deposits Little bit of a, little bit of b. We have a decently large mortgage payment due to our 15 year loan (and neighborhood). We’re trying to pay in cash for our next car purchase, so that adds up pretty quickly.
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Mar 2, 2020 21:25
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howdoesishotweb posted:Hope no one expected to meet their net worth goals midyear with equities! I haven't looked. 
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Mar 27, 2020 00:33
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2020 Goals: Current State - - My student loans: 170k, eligible for PSLF in 3 years. Currently 0% interest, no payments until September. - - Mortgage on a 15 year fixed at 3% - Emergency Fund Funded. Financial Goals for 2020 - - - Max out Backdoor Roth IRAs for me/wife: 12k Done - Put at least $6k/month in to a taxable account. Upped this to $7k/month, and have been on track since the beginning of the year. - Save money for our next car Almost fully funded, although I'm going to keep saving to increase our emergency savings. - Continue maxing out our 401ks/457s - On autopilot - Continue maxing out our HSA - On autopilot - Annual recertification of PSLF in September New Goal: Figure out if I want to change jobs in the middle of a pandemic, which would immediately result in 1/3 salary increase, potential for 2x my current salary, with the caveat that lol jesus christ is now really the time?
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Apr 21, 2020 14:02
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2020 Halfway Update: Current State - - My student loans: 170k, eligible for PSLF in 3 years. Currently 0% interest, no payments until September. - - Mortgage on a 15 year fixed at 3% - Emergency Fund Funded. Financial Goals for 2020 - - - Max out Backdoor Roth IRAs for me/wife: 12k Done - Put at least $6k/month in to a taxable account. Upped this to $7k/month, and have been on track since the beginning of the year/through COVID so far. - Save money for our next car Funded this, then spent it on a replacement car for my wife. Now I'm saving for a car for me, maybe? - Continue maxing out our 401ks/457s - On autopilot - Continue maxing out our HSA - On autopilot - Annual recertification of PSLF in September New Goal: Residency Evil fucked around with this message at 18:26 on Jun 30, 2020 |
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Jun 30, 2020 18:17
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2020 Q3 Update: Current State - - My student loans: 170k, eligible for PSLF in 3 years. Currently 0% interest, no payments until - - Mortgage on a 15 year fixed at 3% - Emergency Fund Funded. Financial Goals for 2020: - - - - Put at least $6k/month in to a taxable account. Upped this to $7k/month, and have been on track since the beginning of the year/through COVID so far. - - Continue maxing out our 401ks/457s - On autopilot - Continue maxing out our HSA - On autopilot - - End of the year goals: - Continue saving as above - Thank my lucky stars we've been doing okay this year Residency Evil fucked around with this message at 16:56 on Oct 1, 2020 |
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Oct 1, 2020 14:52
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| # ¿ May 14, 2024 16:25 |
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2020 Q4 Update: Current State - - My student loans: 170k, eligible for PSLF in 3 years. Currently 0% interest, no payments until - - Mortgage on a 15 year fixed at 3% - Emergency Fund Funded. Financial Goals for 2020: - - - - - - - - - - Continue saving as above - Thank my lucky stars we've been doing okay this year Really, I just want to genuinely thank everyone here that has posted over the past few years. Ever since I've been doing these posts, my wife and I have been on a fairly aggressive debt payoff strategy for her med school loans. With the help of this forum and having a strategy that we've been able to stick to, I'm happy to say that our net worth has shifted from being negative hundreds of thousands of dollars to finally crossing a pretty meaningful threshold over the past few weeks. Thank you everyone. Residency Evil fucked around with this message at 17:22 on Dec 6, 2020 |
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Dec 5, 2020 19:17
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