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Some attributes about our household situation for context. Married. Wife and I are both 35. Household income of about $134,000. We reside in Connecticut, so taxes are pretty high. We have two children ages 3 and 6. She is a school teacher and I am a project engineer. February Update: Assets Total Cash = $33,145 (+ $3,489) Total Investments = $87,433 (+ $6,755) Total Property = $472,054 (+ $7,892) Total Retirement = $147,163 (+ $4,511) Total Assets = $739,795 (+ $22,657) Liabilities Total Credit Card = $6,253 (PIF every month) Total Other = $1,223 (iPhone upgrade program) Total Mortgage = $261,588 Total Liabilities = $269,588 Net Worth = $470,731 Goals for this year: - Max out the tax advantaged space in 529 accounts ($10,000 tax deductible in CT). Currently at $1,000/$10,000 for 2021. - Take at least 2 week long vacations this year and spend less than $8,000 (once it's safe to do so). Booked a week in Cape Cod, total price $2,700. - Contribute at least $17,000 to retirement this year. Already maxed out both Roth IRA's this year ($12,000), the rest is on autopilot.
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Feb 26, 2021 23:14
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Do you already have insurance covered - term life for both of you, disability, maybe umbrella insurance? And do you have basic estate planning set up, at the very least for guardianship for your kids? If not, I would add those as financial goals to your list.
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Feb 26, 2021 23:33
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moana posted:Do you already have insurance covered - term life for both of you, disability, maybe umbrella insurance? And do you have basic estate planning set up, at the very least for guardianship for your kids? If not, I would add those as financial goals to your list. We have term life, although not enough ($400,000 for me and $100,000 for my wife). It’s been on my mind to increase this for some time. No disability insurance and I consider an umbrella policy every year when my home/auto comes up for renewal. Just never seen the value. Estate planning is set up, wife and I both have our wills set up.
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Feb 27, 2021 00:52
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Umbrella is super cheap (I think mine is like $250/year for $2M) and it would be useful if someone sues you for tripping on your front stoop or if you hit a pedestrian with your car. These are catastrophic things that could derail you, but of course they are rare events (which is why it's cheap). If you have kids over to your house doing stupid kid poo poo, you might want to get it just in case.
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Feb 27, 2021 01:09
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Sloth Life posted:As things stand, 1 Jan 2021! 1st March updates in bold Sloth Life fucked around with this message at 21:36 on Feb 28, 2021 |
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Feb 27, 2021 11:44
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March Updates With extended 0% interest and hold on federal loan payments through October, goals have changed a bit. Financial Goals for 2021 - - Max out both 401ks/457bs (on autopilot) - - PSLF recert in Oct - $1k/month for 2 529s for the kids (on autopilot) - Personal Goals - Help out more with kids at home, has been hard because of my schedule - Learn 2 new piano pieces this year made it through one a bit faster than I thought, but still working on being able to play it well - Revisit professional goals still thinking about it, still in a holding pattern for now depending on a possible leadership change in the near future - Since we're getting a lot extra a month in savings from the loan payment hold, looking into redoing floors/kitchen earlier than originally planned
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Feb 27, 2021 14:20
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cheese eats mouse posted:Late to the thread so I'll post goals plus updates Increase net worth 50% to $54,000 ($+6500 )Feb: $11,200 left (This one might have been to easy) Max 2020 Roth - $330 left Max 2021 Roth - Starting in March Increase Emergency fund to $15,000 - (+200)$5900 Pay off last of credit card - (-$580) $134 left Pay off last of my debt consolidation loan - $2,891 Actively track my spending vs passively tracking like I have been doing for a decade. - Found where things were going wrong. Will be accurate now. Negotiate a $200-300 monthly rental discount with landlord (if not then find a cheaper place and move in June) - I might be allergic to the metal of our elevator. So might be moving Personally Get promotion to senior designer - working on my app now with my manager and figuring out how to achieve the goals he set for me before decision to apply in May. Still ongoing. Debating some UX certification in a management track. Went to a UX research conference and will be continuing my education on the strat side with a roadmapping course paid for by work Work on managing anxiety and stress - Found a local psych with a cheaper co-pay Run 3x a week My big toe needs rest. PT and me are working on the root cause of this Run another half marathon without getting injured. Ran a 10k for the first time since May 2020 Get back to rock climbing regularly. Definitely a mid-year goal after SHOTS SHOTS SHOTS cheese eats mouse fucked around with this message at 19:13 on Feb 27, 2021 |
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Feb 27, 2021 19:04
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February Update! 1. Raise net worth from $202k to $237k. $213k 2. Increase emergency fund from $14k to $16k. $14.4k 3. Contribute 3.3k to Roth IRA. $560 4. Pay off my car, which has $2.7k remaining. $2.2k to go 5. Pay off Peloton, $2.1k at 0% interest. $1,960 to go - these are on backorder, so I am making minimum payments until it arrives out of spite. 6. Make 1 extra mortgage payment. 0.23 extra payments made spinst fucked around with this message at 02:46 on Feb 28, 2021 |
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Feb 28, 2021 02:41
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GhostofJohnMuir posted:February Update: March Updates: 1. Grow my Emergency Fund: Currently at 3.3 months, on track for at least 4.5 months by the end of the year. 2. 3. Contribute at least $6,000 between HSA/Roth: $890/ $6,000 Improved on the rate slightly from last month, but still on a path to undershoot my goal by a few hundred dollars. Barring a major windfall that lets me max out my emergency fund, probably going to fall just short. Since it was maxing out my HSA for 2020 that delayed completing my emergency fund, I'm not sweating if I have a small gap in retirement saving for the year. 4. Contribute as close to $9,600 between HSA/Roth as possible: No progress yet. 5. Stay within my budget at least 10 months out of the year: February successful, came in 5% under budget, for 6.5% under budget for the year. 2/10 6. Do my own taxes: Done, Federal and State filed, Federal refund received, State tax bill paid 7. Complete a 5 year, 10 year, and 20 year financial road map: Done. Right now I don't have a long term savings goal beyond retirement. I identified a few short and medium term savings goals and have a rough plan of how to achieve them. Personal Goals: 1. Spicy Foods Tour: One of the two people I would do this with has been fully vaccinated. With the improving vaccine rollout I'm kind of hoping this can happen in summer. 2. Cook more French cuisine: I've got my recipes, I'll cook at least one in March 3: Cook more things sous vide: Rolling along strong cooking steaks or burgers once a month, thinking about trying out with fish 4. Find a chess club and play more games: I'm playing more games online, but haven't looked at a chess club. Maybe I have an aversion to getting better. 5. Hike the Channel Islands: I'll be out there in one week. Looking forward to it.
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Feb 28, 2021 04:38
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Doccykins posted:2021 Financial Goals End of Feb: - No consumer debt still, going well chugging along paying things in full instead - Pension pot back to £87k, despite number go up the bond holdings are taking a thorough beating. Not concerned as I wont be cashing this in for ~30 years - ISA £8.5k - £400, slow and steady on this one - NW £116.5k, back to Jan on this but again lots of year to go yet Personal Goals - | - I have been promised, PROMISED that there is a salary reband for me in with HR and we will find out what this is by the end of next month, along with backpay to the start of the year - Olds are getting vaccinated at a good rate, should be good for a September two week holiday again but not counting any chickens yet - Errr, good and bad on this one. Managed to get out for a walk a few times and made a point to stop and ignore email/teams for an hour on others but have just nipped down to the kitchen to get a sandwich and gone back up to the office as well Not pleased, but not mortified. We'll see where the chips fall for this alleged raise...
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Feb 28, 2021 19:16
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February update 2021 Financial Goals:
2021 Personal Goals:
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Mar 1, 2021 01:06
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Pipistrelle posted:1. 1. 2. Rollover trad IRA to 401(k) in March - still didn’t do, idk 3. Contribute full amount to 401(k) - on track (current: $3,007.69) 4. Increase house emergency fund to $15k by EOY - current: $11,478 5. Increase new house fund to $10,000 - Current: $6172 6. Get HSA to $1000 - Current: $737 Personal Goals 1. Do yoga 4 days a week - Doing pretty well on this 2. Read 25 books - Count so far: 3 3. Read 2 books related to work - Count so far: 0 4. Stop eating out/getting delivery so drat much
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Mar 1, 2021 14:50
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March Update:quote:I need to figure out some stretch goals for us this year. I'm not sure whether that should be Net Worth, branching out to an (really, any) investment other than index funds, etc. My wife and I also need to figure out some career stuff, and whether both of us are happy with where we are professionally/geographically. Welp, March Update is a big one: 1. My wife and I are moving across the country for new jobs. Her job will give an immediate 80k pay increase, with less work, and cut her commute from 2 hours/day to 20-30 minutes/day. 2. My new job will lead to an immediate 20k or so pay-bump, followed by a huge retirement match/increase, followed by a huge pay increase after 2 years. Unfortunately, my new job does not qualify for loan forgiveness, which means I'll have to pay back my student loans. 3. Unfortunately, no 401k matching for either of us in year 1. So: Current State - My student loans: 170k, eligible for PSLF in 2 years, currently 0% interest, no payments until February. - Mortgage on a 15 year fixed at 3% Financial Goals for 2021: - - Put at least $7k/month in to a taxable account. Starting in July, 11k/month in to a taxable account. - Max out our 401ks/457s - Max out our HSA - Annual recertification of PSLF in September. Look in to refinancing student loans after 0%/forbearance ends in October.
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Mar 1, 2021 15:01
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Staggy posted:2021 Financial Goals: End of February/Start of March update:
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Mar 1, 2021 22:13
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Mattress/boxspring (goal complete!  ) = $576Pillows = $26 Emergency vet visit that turned out to be a UTI that was BARELY covered by pet insurance = $401 $21.70 was covered.  Total = $1,003 = not a whole lot of progress of any kind this past month  There's also the fact that I have a neurologist appointment on the 5th that may or may not cost $1,400 despite the fact that it's just a checkup. Also, I'm a dumbass who didn't post concrete financial goals, only money that I had to add to basically unknown amounts in each savings account. I suck at this.  I also reworked my budgetary goals so that they would seem a little less daunting, reducing them so they're more realistically attainable and thinking of them as dollar amounts rather than months/years' worth. This is the final draft -- no Blue Story bullshit, I promise.My financial goals, 2.0: -$8,000 for emergencies ($3,998.92 to go) -$7,000 for travel ($2,497.82 to go) -$4,000 for monthly AND yearly bills ($3,737.71 to go) My new personal goals now that I have a sweet rear end mattress: -drink 3+ bottles of water a day -eat breakfast at home four times a week
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Mar 2, 2021 01:30
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Financial 1. Fully fund Roth IRA ya bub 2. Either fully fund wife IRA or in the unfortunate event that she does not have a job for the whole year, fund taxable with same amount. did the 6k in to taxable but still hopefully wife will get job! 3a. Max 401(k) on pace 3b. Max wife 401(k) if she gets job. see 2 4. Exceed 60% savings rate on pace, 70.4% thus far Nonfinancial 1. Exercise 4x week yea bub we doin good here 2. Read 25 books not related to work stuff I think I've read three, that's not gonna cut it. Half way through two others, though! 3. Move to new apartment and new city decision time is end of this month, probably back 2 the homeland in early June though additions get a god drat lawyer / tax guy / some poo poo to look over some Important Paperwork Pipistrelle has inspired me with the book goa - that I'm falling behind on already! 
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Mar 7, 2021 16:59
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moana posted:2021 Goals New goal: pass the Series 65 in a couple weeks. I have not studied at all so here's hoping that just reading the stock picking and long term threads are good enough to give me a pass 
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Mar 7, 2021 18:10
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KYOON GRIFFEY JR posted:Financial I’m also at 3, I guess we’ll fall behind together 
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Mar 14, 2021 15:29
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KYOON GRIFFEY JR posted:2. Either fully fund wife IRA or in the unfortunate event that she does not have a job for the whole year, fund taxable with same amount. did the 6k in to taxable but still hopefully wife will get job! You should be able to fund your wife's IRA: https://www.investopedia.com/terms/s/spousal-ira.asp edit: Unless you make too much drainpipe fucked around with this message at 17:00 on Mar 14, 2021 |
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Mar 14, 2021 16:51
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you can still fund just not deduct, i think. I forgot to note that we actually did this.
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Mar 14, 2021 17:54
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March Update! 1. Raise net worth from $202k to $237k. $217k 2. Increase emergency fund from $14k to $16k. $14.6k 3. Contribute 3.3k to Roth IRA. $860 4. Pay off my car, which has $2.7k remaining. $550 to go 5. Pay off Peloton, $2.1k at 0% interest. $1.9k to go 6. Make 1 extra mortgage payment. 0.31 extra payments made edit: I was originally saving up a large payment for the Peloton, to be paid when it arrived (hopefully this week). Instead, I decided to put that payment towards the car, since the car loan accrues interest and the Peloton doesn't. Looks like now only two more months to pay off the car, then I can put that monthly amount towards the Peloton. Neat! spinst fucked around with this message at 21:18 on Mar 28, 2021 |
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Mar 28, 2021 02:24
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March update 2021 Financial Goals:
2021 Personal Goals:
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Mar 31, 2021 14:07
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Pipistrelle posted:I’m also at 3, I guess we’ll fall behind together getting back on track! I have finished five, and almost finished with a sixth!
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Mar 31, 2021 14:18
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Doccykins posted:End of Feb: End of Mar - No consumer debt still - Pension pot £90k - ISA £8.8k - £600 still going slowly here - NW £120k Personal Goals - | -  got +10% after having 7 dangled in front of me for the longest time, happy enough to call off the interviewing-via-zoom jobsearch for now- Partner got her first shot last weekend so just waiting on the call for me now and we'll have a roadmap to a holiday in late summer, just need to find somewhere that isn't pandemichell - Falling out of the habit here which is really bad, need to reset and regroup to how I was at the start of the year after Easter
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Mar 31, 2021 15:02
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Omne posted:The theme for 2021 will be Simplicity and Focus 1. Still on track 2. Balance down to $3,281 (28.2% of goal) 3. Increased in February. With an out-of-cycle raise, I will max out my 401k this year 4. On track. $650/$450 YTD, 144% of goal) 5. Behind track. $20,954 (19% of goal) Books: 3/3 YTD Workouts: 9/15, 7/15, 7/15 Resume: Goal is on hold. I was given an out-of-cycle raise and an options grant, so want to see how things go a bit more
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Mar 31, 2021 15:29
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As things stand, 01 April 2021! Mortgage: £25,981.13 Goal: £23,000 Currently: £25,238.83 - (going very slow, things happening in the background, nothing concrete.) Main Savings: £3,940.55 Goal: increase to over £6,000 Currently: £6,279.24!! Stretch goal: £8,000 Credit Card: £362.15 Goal: payoff in 7 months @ 53.00 Currently: 149.32 Personal goals Goal: read 25 books. + 1 this month Goal: try 25 actual recipes. Nope. Ditching this. Goal: one holiday in the Uk. Booked for October! A week in a cottage on the Lincolnshire /Fenland border. Going with Mum and Sis, cottage was under 500 as off peak. Goal: limit takeout to 1 a week. Nope. Ditching this.
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Mar 31, 2021 18:27
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Q1 Update! * * Max HSA On auto-pilot via paycheck deductions * Don’t touch emergency fund So far, so good. * Joe Biden forgives the last of my student loans at $7,500. If not, pay these off I guess. Still waiting on this, Joe. * Give away more money than last year (about 4% of my salary in 2020, would like to be able to comfortably donate 10% eventually.) I keep throwing $20-50 at various mutual aid requests and projects, should be on track for this but will sit down and calculate it next quarter. * Actually buy the things I’ve saved for ( * Stretch goal: increase my 401(k) contribution from 10 to 12%. Depends on student loan situation and possible raise at work. I did get a raise, but will need to see what my actual take-home pay increase is before I make a decision on this. Other goals: * Get a vaccine and travel outside my city in 2021 No progress. I'm technically eligible for a vaccine now but can't find any appointments in the city. * Use my fancy new planner consistently throughout the year to keep track of projects, and as a record of things that I do, books I read, etc. Failure on this. * Continue learning 3D modeling and create some art that I’m proud of. Still practicing. Stretch goal: Start a youtube channel and post at least 1 tutorial * Have some sort of fitness routine, and put more miles on my bike than last year (Which Strava tells me is 602). Complete the entire 50 miles of a local bike route in one go. Lifting in my basement gym and loving it, not really biking much until it gets warmer.
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Mar 31, 2021 19:24
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My job IPO'd so I'm re-jiggering.cheese eats mouse posted:
New goals for this month Need to convert my Traditional to Roth to do a Backdoor Roth Pay estimated taxes for conversion AND gain proceeds Pay off last of my debt consolidation loan - 2,433.73 New goals for the year Divest shares at the end of the our lock up Max ESPP and sell in December Max Backdoor Roth Pay off student loans Done Discount on rent has been negotiated 8% off to $240! Partner wants to ask for more, 10% Submitted accomplishments to make the case for my promotion. Will start hearing more in this quarter Registered for the first two classes for UX management cert Making great mental health strides  Personally Run 3x a week Still need to rest and work on PT. Could be broken Run another half marathon without getting injured. I am injured Get back to rock climbing regularly. I got vaxxed! May is looking like a solid start date! Go on vacation! cheese eats mouse fucked around with this message at 15:54 on Apr 2, 2021 |
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Mar 31, 2021 21:09
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GhostofJohnMuir posted:March Updates: April Update (Q1 already, how time flies): 1. Grow Emergency Fund: Currently at 3.6 months of funds, with a good chance to get to at least 5 months by the end of the year. Thank for the third stimulus check Joe! 2. 3. Contribute at least $6,000 between HSA/Roth: $1,606/$6,000 Managed to up the pace, now on track to meet and possibly pass this mark. Still not going to sweat it if I fall a little short. 4. Contribute as close to $9,600 between HSA/Roth as possible: No progress yet. 5. Stay within my budget at least 10 Months out of the year: March succesful, came in 3.5% under budget, 5.5% under budget for the year so far. 3/10 6. Do my own taxes: Not as done as I thought. Hopefully the IRS sorts out the situation around refunding excess payments on unemployment insurance. This is why I never try to get things done early!  7. Personal Goals: 1. Spicy Food Tour: Everyone involved has had at least one vaccine shot. On track to safely doing this during the summer. 2. Cook more French cuisin: I let this one slip, I need to stop taking the lazy route of coming up with easy recipes while shopping 3. Cook more sous vide: Definitely doing some fish this month, in addition to steaks 4: Find a chess club and playmore games: Probably going to drop this 5 Hike the Channel Islands: Done. Lovely camping trip, it had been way too long since the last time
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Mar 31, 2021 21:17
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End of March Update: 1. 2. Rollover trad IRA to 401(k) in March - started this, just waiting on vanguard to send me the check so I can deposit it with Fidelity. Really weirds me out, hopefully my mail person doesn’t mess up... I wish they could just do a transfer between them instead of mailing me a check 3. Contribute full amount to 401(k) - on track (current: $4,511) 4. Increase house emergency fund to $15k by EOY - current: $12,557 5. Increase new house fund to $10,000 - Current: $7172 6. Get HSA to $1000 - Current: $875 Personal Goals 1. Do yoga 4 days a week - Doing pretty well on this 2. Read 25 books - Count so far: 4 3. Read 2 books related to work - Count so far: 0 finished, but in the middle of one 4. Stop eating out/getting delivery so drat much - considering deleting this one, we’ve been pretty good but until the pandemic is over I’m not sure I care a ton about it. Getting delivery is basically entertainment at this point for us KYOON GRIFFEY JR posted:getting back on track! I have finished five, and almost finished with a sixth! Nice! Good job getting back on track! I’m gonna have to pick up my pace ha
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Apr 1, 2021 16:48
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YeahTubaMike posted:Mattress/boxspring (goal complete! Thing that I thought was a neurologist appointment bill that turned out to just be random medical debt = $1,439.11 Miscellaneous medical debt that they chose not to tell me about until after they tried to sell it = $351.90 seriously, I have no idea what this is for, but it was on the NYU Langone site so it at least probably isn't a scam More weird cat behavior = $241.83 Total = $2,032.84 = MAJOR setback. Fun times. Hopefully I'll get at least slightly reimbursed for the medical/cat expenses, but I'm choosing to act as if I won't, because I don't want to put any faith in hypothetical money. Without further ado, My financial goals: -$8,000 for emergencies ($4,548.59 to go) -- medical/cat debt count as emergencies -$7,000 for travel ($2,698.66 to go) -$4,000 for monthly AND yearly bills ($3,780.55 to go) -- I actually had to pay a yearly bill My personal goals: -drink 3+ bottles of water a day I don't know why I can't just be thirsty more than an hour before I have to go to bed, but I sure am trying -eat breakfast at home four times a week this is working quite well Throwing in a "get down to 200 pounds preferably by the end of June but definitely by the end of the year" goal. (edit: never too late to fix a typo.) YeahTubaMike fucked around with this message at 14:24 on Apr 6, 2021 |
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Apr 1, 2021 17:18
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Some attributes about our household situation for context. Married. Wife and I are both 35. Household income of about $134,000. We reside in Connecticut, so taxes are pretty high. We have two children ages 3 and 7. She is a school teacher and I am a project engineer. March Update: Assets Total Cash = $40,215 (+ $7,070) Total Investments = $96,168 (+ $8,735) Total Property = $485,296 (+ $13,242) Total Retirement = $153,184 $147,163 (+ $6,021) Total Assets = $774,863 (+ $35,068) Liabilities Total Credit Card = $7,849 (PIF every month) Total Other = $1,164 (iPhone upgrade program) Total Mortgage = $260,675 Total Liabilities = $268,828 Net Worth = $506,035 Goals for this year: - Max out the tax advantaged space in 529 accounts ($10,000 tax deductible in CT). Currently at $5,200/$10,000 for 2021. - Take at least 2 week long vacations this year and spend less than $8,000 (once it's safe to do so). Booked a week in Cape Cod, total price $2,700. - Contribute at least $17,000 to retirement this year. Already maxed out both Roth IRA's this year ($12,000), the rest is on autopilot.
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Apr 5, 2021 19:07
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uvar posted:Buy a house (or have one built). I haven't updated much because my goals were fairly vague or yes/no things but  house search is over, offer got accepted for a near-perfect place, slightly over my original (somewhat unrealistic) budget but still nicely affordable. Settlement and all the rest should line up nicely with my current lease ending, too, I'm not cutting things too close there.So that's my big project hopefully ticked off. New goal is to make sure I don't mess up the finance and keep on top of all the other costs and fees. After that, move in, after that, figure out what my new budget looks like, and then eventually get to work on my other goals like "get fit" because I foresee a lot of takeaways in the near future.
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Apr 29, 2021 03:50
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April update 2021 Financial Goals:
2021 Personal Goals:
Not too happy about those personal goals. We'll refocus in May. Good-Natured Filth fucked around with this message at 21:32 on Apr 30, 2021 |
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Apr 30, 2021 21:29
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Some attributes about our household situation for context. Married. Wife and I are both 35. Household income of about $134,000. We reside in Connecticut, so taxes are pretty high. We have two children ages 3 and 7. She is a school teacher and I am a project engineer. April Update: Assets Total Cash = $38,993 (- $1,322) Total Investments = $102,242 (+ $6,074) Total Property = $496,071 (+ $10,775) Total Retirement = $159,119 (+ $5,935) Total Assets = $796,425 (+ $21,562) Liabilities Total Credit Card = $6,328 (PIF every month) Total Other = $1,106 (iPhone upgrade program) Total Mortgage = $260,675 Total Liabilities = $267,434 Net Worth = $528,991 Goals for this year: - Max out the tax advantaged space in 529 accounts ($10,000 tax deductible in CT). Currently at $8,930/$10,000 for 2021. - Take at least 2 week long vacations this year and spend less than $8,000 (once it's safe to do so). Booked a week in Cape Cod, total price $2,700. - Contribute at least $17,000 to retirement this year. Already maxed out both Roth IRA's this year ($12,000), the rest is on autopilot.
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Apr 30, 2021 21:33
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As things stand, 01 may 2021! Mortgage Goal: £23,000 Currently: £25,167.83 - (situation changed, looking to move) Main Savings Goal: increase to over £6,000 Currently: £6,980.54 Stretch goal: £8,000 Credit Card: £362.15 Goal: payoff in 7 months @ 53.00 Currently: 100.89 Personal goals Goal: read 25 books. + 0 this month Goal: one holiday in the Uk. Booked for October.
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May 1, 2021 04:29
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Doccykins posted:End of Mar End of April - No consumer debt - Pension Pot £91k - ISA £9.2k - £800 here, steady as she goes - NW £122k Personal Goals - | - done here- Vaccine rollout is creeping down to the 40+ range now, a couple more weeks and I should be called up - I took the last week off as a congratulations to myself for securing the pay rise and did nothing but play video games. It was awesome.
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May 1, 2021 13:00
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Pipistrelle posted:End of March Update: End of April Update 1. 3. Contribute full amount to 401(k) - on track (current: $6,015) 4. Increase house emergency fund to $15k by EOY - current: $12,882 5. Increase new house fund to $10,000 - current: $8,850 6. Get HSA to $1000 - current: $967 Personal Goals 1. Do yoga 4 days a week - Fell off of this one, we’ve been stressed/sick. Gonna try again next week 2. Read 25 books - Count so far: 4, really failing hard on this one 3. Read 2 books related to work - Count so far: 0 finished, but in the middle of one
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May 1, 2021 15:01
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April Update! 1. Raise net worth from $202k to $237k. $221k 2. Increase emergency fund from $14k to $16k. $14.8k 3. Contribute $3.3k to Roth IRA. $1160 4. Pay off my car, which has $2.7k remaining. $270 to go 5. Pay off Peloton, $2.1k at 0% interest. $1.6k to go 6. Make 1 extra mortgage payment. 0.4 extra payments made Super excited to pay off my car next month! It only has like 9k miles on it, so that (hopefully) means I won't have a car payment again for a very long time.
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May 1, 2021 18:44
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| # ? Apr 29, 2024 06:28 |
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No additional major setbacks this month. Also, as of April 13, I work in an office again! (unironically I am overjoyed, working from home was torture)YeahTubaMike posted:My financial goals: My financial goals: -$8,000 for emergencies ($3,998.77 to go) -$7,000 for travel ($1,998.46 to go) -$4,000 for monthly AND yearly bills ($3,695.54 to go) Meager progress, but ONLY progress. My personal goals: -drink 3+ bottles of water a day I'm not sure why, but drinking water in an office makes this way easier. -eat breakfast at home four times a week This has been a MASSIVE failure. Who knew that having a commute and a hygiene routine that I can no longer postpone to the middle of the day would make this more difficult to accomplish?  -get down to 200 pounds 29.6 lbs to go.
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May 1, 2021 20:28
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