Financial Goals 2021: Voucher for one free mulligan inside

The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Financial Goals 2021: Voucher for one free mulligan inside

Sloth Life: Nov 15, 2014; Built for comfort and speed!; Fallen Rib

Hope it is okay to post here? I'm a uk goon and a filthy poor but I do want to continue getting to grips with my financials.

I did post in the UK thread but it tended towards Q & A so my posts were a bit out of place.

# ¿ Jan 2, 2021 09:40

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# ¿ May 14, 2024 09:39

Sloth Life: Nov 15, 2014; Built for comfort and speed!; Fallen Rib

As things stand, Jan 2021!

Mortgage: £25,981.13
Goal: reduce to under £23,000
Stretch goal: £21,000.

Main Savings: £3,940.55
Goal: increase to over £6,000
Stretch goal: £8,000

Credit Card: £362.15
Goal: payoff in 7 months @ 53.00

Personal goals
Goal: read 25 books.
Goal: try 25 actual recipes.
Goal: one holiday in the Uk
Goal: limit takeout to 1 a week.
Stretch goal: plus 1 holiday abroad

Sloth Life fucked around with this message at 18:58 on Jan 2, 2021

# ¿ Jan 2, 2021 18:47

Sloth Life: Nov 15, 2014; Built for comfort and speed!; Fallen Rib

Sloth Life posted:

As things stand, Jan 2021!

Mortgage: £25,981.13
Goal: reduce to under £23,000
Stretch goal: £21,000.

Main Savings: £3,940.55
Goal: increase to over £6,000
Stretch goal: £8,000

Credit Card: £362.15
Goal: payoff in 7 months @ 53.00

Personal goals
Goal: read 25 books.
Goal: try 25 actual recipes.
Goal: one holiday in the Uk
Goal: limit takeout to 1 a week.
Stretch goal: plus 1 holiday abroad

Feb 2021
Mortgage:
Target: £23,000 - now £25663.42

Main Savings:
Target: £6,000- now £4240.67

Credit Card:
Target: £0.00 - now £281.35
Personal goals
Goal: read 25 books - 3 read
Goal: try 25 recipes. Haha no
Goal: one holiday in the Uk Haha no
Goal: limit takeout to 1 a week. Haha no

# ¿ Feb 1, 2021 14:10

Sloth Life: Nov 15, 2014; Built for comfort and speed!; Fallen Rib

Sloth Life posted:

As things stand, 1 Jan 2021! 1st March updates in bold

Mortgage: £25,981.13
Goal: reduce to under £23,000
25,316.68

Main Savings: £3,940.55
Goal: increase to over £6,000
5,001

Credit Card: £362.15
Goal: payoff in 7 months @ 53.00
274.15

Personal goals
Goal: read 25 books. + 6
Goal: try 25 actual recipes. little to no cooking
Goal: one holiday in the Uk. nil, zip, nada
Goal: limit takeout to 1 a week.. still eating takeout way too much

Sloth Life fucked around with this message at 21:36 on Feb 28, 2021

# ¿ Feb 27, 2021 11:44

Sloth Life: Nov 15, 2014; Built for comfort and speed!; Fallen Rib

As things stand, 01 April 2021!

Mortgage: £25,981.13
Goal: £23,000
Currently: £25,238.83 - (going very slow, things happening in the background, nothing concrete.)

Main Savings: £3,940.55
Goal: increase to over £6,000
Currently: £6,279.24!!
Stretch goal: £8,000

Credit Card: £362.15
Goal: payoff in 7 months @ 53.00
Currently: 149.32

Personal goals
Goal: read 25 books. + 1 this month
Goal: try 25 actual recipes. Nope. Ditching this.
Goal: one holiday in the Uk. Booked for October! A week in a cottage on the Lincolnshire /Fenland border. Going with Mum and Sis, cottage was under 500 as off peak.
Goal: limit takeout to 1 a week.
Nope. Ditching this.

# ¿ Mar 31, 2021 18:27

Sloth Life: Nov 15, 2014; Built for comfort and speed!; Fallen Rib

As things stand, 01 may 2021!

Mortgage
Goal: £23,000
Currently: £25,167.83 - (situation changed, looking to move)

Main Savings
Goal: increase to over £6,000
Currently: £6,980.54
Stretch goal: £8,000

Credit Card: £362.15
Goal: payoff in 7 months @ 53.00
Currently: 100.89

Personal goals
Goal: read 25 books. + 0 this month
Goal: one holiday in the Uk. Booked for October.

# ¿ May 1, 2021 04:29

Sloth Life: Nov 15, 2014; Built for comfort and speed!; Fallen Rib

As things stand, 01 June 2021!

Mortgage
Goal: £23,000
Currently: £25,167.83 - situation changed, looking to move - new house found, offer made, mortgage in progress.

Main Savings
Goal: increase to over £6,000
Stretch goal: £8,000
Surpassed my stretch goal, £8662.54, need to save even more for fees etc

Credit Card: £362.15
Goal: payoff in 7 months @ 53.00
Currently: Zilch! paid off but will need to hit it for moving costs

Personal goals
Goal: read 25 books. + 0 this month
Goal: limited takeaway back on the menu boys! I need to save my pennies

# ¿ Jun 1, 2021 19:34

Sloth Life: Nov 15, 2014; Built for comfort and speed!; Fallen Rib

Sloth Life posted:

As things stand, 01 July 2021!

Mortgage
Goal: £23,000
Currently: £25,095.67 - situation changed, looking to move - no news, everything is so slow, mortgage offer not agreed yet

Main Savings
Goal: increase to over £6,000
Stretch goal: £8,000
Surpassed my stretch goal, £9201.52, still saving as delays have impacted SDLT

Credit Card: £362.15
Goal: payoff in 7 months @ 53.00
Currently: 86.74 - speeding fine stupidity, put on the credit card to free up savings

Personal goals
Goal: read 25 books. + 0 this month, I am trying to break internet addiction right now... And failing
Goal: limited takeaway back on the menu boys! I need to save my pennies

# ¿ Jul 1, 2021 10:12

Sloth Life: Nov 15, 2014; Built for comfort and speed!; Fallen Rib

As things stand, Aug 2021!

Mortgage: £25,981.13
Now: £25,023

Main Savings: £3,940.50
Now £9,936.72

Credit Card: £362.15
Now: 128.37

Personal goals
Goal: read 25 books - + 2 this month

Goal: try 25 actual recipes - Nope

Goal: one holiday in the Uk- yes one cheapie caravan holiday done, one cottage holiday booked for Oct
Goal: limit takeout to 1 a week - Some wins some losses

Stretch goal: plus 1 holiday abroad - no chance with the pandemic

Sloth Life fucked around with this message at 13:50 on Aug 1, 2021

# ¿ Aug 1, 2021 13:43

Sloth Life: Nov 15, 2014; Built for comfort and speed!; Fallen Rib

Sloth Life posted:

As things stand, Sept 2021!

Mortgage: £25,981.13
Now: £24,951

Main Savings: £3,940.50
Now £11,145.72

Credit Card: £362.15
Now: 73.87

Personal goals
Goal: read 25 books - + 1 this month

Goal: try 25 actual recipes - Nope

Goal: one holiday in the Uk- yes one cheapie caravan holiday done, one cottage holiday booked for Oct

Goal: limit takeout to 1 a week - Some wins some losses

Stretch goal: plus 1 holiday abroad - no chance with the pandemic

# ¿ Sep 1, 2021 09:56

Sloth Life: Nov 15, 2014; Built for comfort and speed!; Fallen Rib

Sloth Life posted:

As things stand, Oct 2021!

Mortgage: £25,981.13
Now: £24,728.25

Main Savings: £3,940.50
Now £11,633.75

Credit Card: £362.15
Now: 21.82

Personal goals
Goal: read 25 books - + 1
this month

Goal: try 25 actual recipes - Nope

Goal: one holiday in the Uk- yes one cheapie caravan holiday done, currently on the cottage holiday right now!

Goal: limit takeout to 1 a week - much less wins and much more losses

Stretch goal: plus 1 holiday abroad - no chance with the pandemic

# ¿ Oct 2, 2021 13:06

Sloth Life: Nov 15, 2014; Built for comfort and speed!; Fallen Rib

Sloth Life posted:

As things stand, Nov 2021!

Mortgage: £25,981.13
Currently: 24,728.75

Main Savings: £3,940.55
Currently: 12,324.75

Credit Card: £362.15
Currently: 141.07 - car trouble meant I had to use it.

Personal goals
Goal: read 25 books - plus 1

Goal: one holiday : MET THIS

Goal: limit takeout to 1 a week. trying and failing

Stretch goal: plus 1 holiday abroad- not gonna happen

# ¿ Nov 1, 2021 18:29

Sloth Life: Nov 15, 2014; Built for comfort and speed!; Fallen Rib

Sloth Life posted:

As things stand, 1 Dec 2021!

Mortgage: was £25,981.13
now 24,653.85

Main Savings: £3,940.55
now 13,222.75

Credit Card: £362.15
now: 68.00

Personal goals
Goal: read 25 books. +1
Goal: one holiday in the Uk - done!
Stretch goal: plus 1 holiday abroad - not as per current situation.

# ¿ Nov 29, 2021 21:43

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# ¿ May 14, 2024 09:39

Sloth Life: Nov 15, 2014; Built for comfort and speed!; Fallen Rib

Sloth Life posted:

As things stand, NYE 2021!

Mortgage was: £25,981.13
Mortgage now 24,578.51
Goal: reduce to under £23,000
GOAL NOT MET

Main Savings was: £3,940.55
Main Savings now: 14,007.32
Goal: £6,000/ Stretch goal: £8,000
GOAL EXCEEDED

Credit Card: £362.15
Goal: payoff in 7 months @ 53.00
GOAL MET, EVENTUALLY

Personal goals
Goal: read 25 books. NOT MET
Goal: try 25 actual recipes.NOT MET
Goal: one holiday in the UkGOAL MET
Goal: limit takeout to 1 a week.NOT MET
Stretch goal: plus 1 holiday abroad
NOT MET

So I definitely bit off more than I could chew but even though my goals weren't met, I did more than I think I would have without the goals in place. Progress? Progress.

Still doing the moving house thing despite so many setbacks so I'm in limbo really until that particular domino falls.

Once it does and I'm settled, I'll pick up again.

Happy New Year to you all 🎇🎇

# ¿ Dec 31, 2021 14:50

The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Financial Goals 2021: Voucher for one free mulligan inside