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Long time reader, first time goal poster. 2021 goals: * Max 2020 Roth IRA before April deadline. Stretch goal: max 2021 Roth IRA this year * Max HSA * Don’t touch emergency fund * Joe Biden forgives the last of my student loans at $7,500. If not, pay these off I guess. * Give away more money than last year (about 4% of my salary in 2020, would like to be able to comfortably donate 10% eventually.) * Actually buy the things I’ve saved for (new laptop, phone, bicycle, and PC) and treat myself a little. Loose budget of $200/month for large “fun” purchases. Have already ordered the laptop! * Stretch goal: increase my 401(k) contribution from 10 to 12%. Depends on student loan situation and possible raise at work. Other goals: * Get a vaccine and travel outside my city in 2021 * Use my fancy new planner consistently throughout the year to keep track of projects, and as a record of things that I do, books I read, etc. * Continue learning 3D modeling and create some art that I’m proud of. Stretch goal: Start a youtube channel and post at least 1 tutorial * Have some sort of fitness routine, and put more miles on my bike than last year (Which Strava tells me is 602). Complete the entire 50 miles of a local bike route in one go. Etuni fucked around with this message at 23:27 on Jan 8, 2021 |
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Jan 8, 2021 23:24
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| # ¿ May 16, 2024 01:00 |
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Q1 Update! * * Max HSA On auto-pilot via paycheck deductions * Don’t touch emergency fund So far, so good. * Joe Biden forgives the last of my student loans at $7,500. If not, pay these off I guess. Still waiting on this, Joe. * Give away more money than last year (about 4% of my salary in 2020, would like to be able to comfortably donate 10% eventually.) I keep throwing $20-50 at various mutual aid requests and projects, should be on track for this but will sit down and calculate it next quarter. * Actually buy the things I’ve saved for ( * Stretch goal: increase my 401(k) contribution from 10 to 12%. Depends on student loan situation and possible raise at work. I did get a raise, but will need to see what my actual take-home pay increase is before I make a decision on this. Other goals: * Get a vaccine and travel outside my city in 2021 No progress. I'm technically eligible for a vaccine now but can't find any appointments in the city. * Use my fancy new planner consistently throughout the year to keep track of projects, and as a record of things that I do, books I read, etc. Failure on this. * Continue learning 3D modeling and create some art that I’m proud of. Still practicing. Stretch goal: Start a youtube channel and post at least 1 tutorial * Have some sort of fitness routine, and put more miles on my bike than last year (Which Strava tells me is 602). Complete the entire 50 miles of a local bike route in one go. Lifting in my basement gym and loving it, not really biking much until it gets warmer.
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Mar 31, 2021 19:24
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