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grenada
Apr 20, 2013
Relax.
If you want to retire early then you likely have to take the 403(b) plan with match. From what you wrote, that is a modest pension and it becomes tiny if you retire a few years early. I would take the generous match and then try to see if you can contribute as much as possible (or max out) your 403(b), 457, and IRA. You'll retire rich if you can max out all three vehicles for 20+ years.

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