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Lifespan posted:I 100% agree. I have no idea how the expensive ads pay off for USAA. Hell, I think I actually qualify due to family, but I don't even consider it because I would actually feel guilty trying to cash in based on my family members (even if it was a discount). From what I've heard, USAA has taken a real dive in quality lately. Possibly because they are spending a crap ton on advertising to no one and they've cut costs in other areas.
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Nov 29, 2021 14:02
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Bird in a Blender posted:From what I've heard, USAA has taken a real dive in quality lately. Possibly because they are spending a crap ton on advertising to no one and they've cut costs in other areas. My boss was in the Navy and had USAA... Until he moved to the neighboring state and USAA wanted to double his car insurance premiums. He dropped them immediately and started talking to everyone else he knew was a vet (our IT department seems to have an unusually high number), and told them all to drop USAA too, so LOL, good job.
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Nov 29, 2021 14:10
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USAA is significantly more expensive than GEICO in FL and they refuse to quote match. I had them for auto insurance since 2006 and they were just like "nah, fam, peace" when I told them my GEICO quote.
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Nov 29, 2021 14:12
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Cthulu Carl posted:My boss was in the Navy and had USAA... Until he moved to the neighboring state and USAA wanted to double his car insurance premiums. He dropped them immediately and started talking to everyone else he knew was a vet (our IT department seems to have an unusually high number), and told them all to drop USAA too, so LOL, good job. A business targeting veterans having lovely pricing? As someone who grew up in an Airforce town, I'm shocked.
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Nov 29, 2021 14:14
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Cthulu Carl posted:My boss was in the Navy and had USAA... Until he moved to the neighboring state and USAA wanted to double his car insurance premiums. He dropped them immediately and started talking to everyone else he knew was a vet (our IT department seems to have an unusually high number), and told them all to drop USAA too, so LOL, good job. Unless that state he moved to was Michigan, that's nuts.
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Nov 29, 2021 14:16
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Bird in a Blender posted:Unless that state he moved to was Michigan, that's nuts. It doesn't sound crazy at all based on my experience. I still use USAA for banking, though.
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Nov 29, 2021 14:18
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Bird in a Blender posted:Unless that state he moved to was Michigan, that's nuts. Nah, it was Ohio to Kentucky - by which I mean, from just north of Cincinnati to just south of it.
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Nov 29, 2021 14:45
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We have USAA and even with all the perks they're supposed to have for buying a home, they still couldn't match our local mortgage company when we bought. Other than that, they've been fine tho with the exception of running galaxy brain commercials that actively tell people they can't be a member
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Nov 29, 2021 15:34
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Tim Whatley posted:We have USAA and even with all the perks they're supposed to have for buying a home, they still couldn't match our local mortgage company when we bought. Other than that, they've been fine tho with the exception of running galaxy brain commercials that actively tell people they can't be a member It's really dumb to have ads that say "gently caress you go away, potential customer." They're just being USAA-holes.
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Nov 29, 2021 15:40
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Deki posted:A business targeting veterans having lovely pricing? As someone who grew up in an Airforce town, I'm shocked. They were actually insanely good forever, funny enough. It's not worth it to switch away from them for me but it's definitely not the same anymore, either.
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Nov 29, 2021 15:42
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Sorry for continuing the USAA derail, but how did they come about anyway? Seems like such an odd thing to make a business that purposefully limits itself to a really small part of the populace.
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Nov 29, 2021 15:46
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Bird in a Blender posted:Sorry for continuing the USAA derail, but how did they come about anyway? Seems like such an odd thing to make a business that purposefully limits itself to a really small part of the populace. If it's anything like my university's credit union it's probably a bunch of military members who banded together to try to get some sensible finances going and it just grew and grew over time. The latest advertising blitz is military-funded I suspect. They're probably having just as much of a hard time recruiting as all the other bottom-tier jobs are.
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Nov 29, 2021 15:50
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Bird in a Blender posted:Sorry for continuing the USAA derail, but how did they come about anyway? Seems like such an odd thing to make a business that purposefully limits itself to a really small part of the populace. Bunch of vets in the 20's formed a mutual self-insurance association for their cars.
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Nov 29, 2021 15:51
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we make all the USAA commercials, they are a very tough client.
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Nov 29, 2021 15:57
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Kalli posted:Bunch of vets in the 20's formed a mutual self-insurance association for their cars. I remembered that GEICO stands for "Government Employees Incurance Company" and checked how they formed and LOL Wikipedia posted:GEICO was founded in 1936 by Leo Goodwin Sr. and his wife Lillian Goodwin to provide auto insurance directly to federal government employees and their families.[5] Since 1925, Goodwin had worked for USAA, an insurer who specialized in insuring only military personnel. He decided to start his own company after rising as far as a civilian could go in USAA's military-dominated hierarchy. USAA: Dumb elitists from the start.
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Nov 29, 2021 15:59
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thanks god for the bye and I don't have to watch this Titans team again until they can be healthier
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Nov 29, 2021 16:23
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Demon Of The Fall posted:thanks god for the bye and I don't have to watch this Titans team again until they can be healthier How’s their remaining strength of schedule?
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Nov 29, 2021 16:33
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https://twitter.com/caseyayers/status/1465015685805973504
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Nov 29, 2021 16:35
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Shimrra Jamaane posted:How’s their remaining strength of schedule? Jaguars, @Steelers, 49ers, Dolphins, @Texans. Congrats to your 12-13 win Tennessee Titans. Colts have... @Texans, Patriots, @Cardinals, Vegas, @Jaguars, so tougher road and need to make up 2 games
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Nov 29, 2021 16:40
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Mr. Nice! posted:USAA is significantly more expensive than GEICO in FL and they refuse to quote match. I had them for auto insurance since 2006 and they were just like "nah, fam, peace" when I told them my GEICO quote. This shocks the hell out of me. Do you think it’s same for most armed service members throughout the state? Considering the sheer amount of current and former service members in FLA it seems nuts they aren’t super competitive here
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Nov 29, 2021 16:44
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https://twitter.com/AdamSchefter/status/1465345880886853633
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Nov 29, 2021 16:44
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This will only help them.
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Nov 29, 2021 17:02
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Amari Cooper: Plague vessel.
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Nov 29, 2021 17:06
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There are a lot of positives about this 2021 Dallas Cowboys team.
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Nov 29, 2021 17:10
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bows1 posted:we make all the USAA commercials, they are a very tough client. Can you give details on what made them "tough?" Very specific demands? Stingy with  ?Mods please make the Week 13 N/V thread title "No Gronk, You're Not Eligible to Join USAA."
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Nov 29, 2021 17:14
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Bird in a Blender posted:Unless that state he moved to was Michigan, that's nuts. Happened to me when I moved from Ohio to Missouri
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Nov 29, 2021 17:16
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Kalli posted:Jaguars, @Steelers, 49ers, Dolphins, @Texans. They already lost to the Texans, I can also see them losing to the Fins and 49ers.
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Nov 29, 2021 17:39
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Kalli posted:Jaguars, @Steelers, 49ers, Dolphins, @Texans. With that schedule they can still get that one seed if the Pats drop a game.
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Nov 29, 2021 17:58
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It sounds like they enforce heavy premiums on pip states (PIP is a state-mandated insurance coverage for auto related injuries). Both Kentucky and Florida have it and Ohio doesn't. Florida's also one of the most litigious places in the modern world, and the courts are notoriously fond of punitive damages. There are probably insurance companies who deliberately price themselves out of that market to minimize risk. There are a couple of states like Florida and Michigan where deliberately avoiding business is actually a pretty viable strategy for a national-level insurance company.
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Nov 29, 2021 18:07
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Kalli posted:Jaguars, @Steelers, 49ers, Dolphins, @Texans. Jags will expose the Titans for the triple play upset
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Nov 29, 2021 18:13
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Amy Pole Her posted:This shocks the hell out of me. Do you think it’s same for most armed service members throughout the state? Considering the sheer amount of current and former service members in FLA it seems nuts they aren’t super competitive here Florida’s rates are crazy high compared to the rest of the nation anyway, but, no, USAA is not competitive with anyone in FL.
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Nov 29, 2021 18:24
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They're probably selling the exclusivity to current members in hopes they won't check and see that GEICO is cheaper. The Venn diagram of veterans I know with overpriced trucks and veterans who watch football are overlapping circles.
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Nov 29, 2021 18:53
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Chef Boyardeez Nuts posted:They're probably selling the exclusivity to current members in hopes they won't check and see that GEICO is cheaper. the amount of ad buys they do across live sports on a weekly basis is truly absurd. they’d do better lowering premiums and saving over $10,000,000/month unless, as suggested, they’re being subsidized by the pentagon like you get to flex with your overpriced truck, nobody’s flashing their USAA policy
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Nov 29, 2021 19:14
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I find this one enjoyable because the only stat it's based on are the actual betting lines to deteremine team quality. 
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Nov 29, 2021 19:43
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Kalli posted:I find this one enjoyable because the only stat it's based on are the actual betting lines to deteremine team quality. 49ers on the second tier?
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Nov 29, 2021 19:48
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Shimrra Jamaane posted:49ers on the second tier? Weird right? Are the casinos wrong or are we all chumps?
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Nov 29, 2021 19:50
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Kalli posted:Weird right? Are the casinos wrong or are we all chumps? Jimmy G gonna fool the world again.
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Nov 29, 2021 19:50
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CMC to injured reserve, done for the season
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Nov 29, 2021 19:51
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pmchem posted:CMC to injured reserve, done for the season 
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Nov 29, 2021 19:55
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Never pay running backs. https://twitter.com/billbarnwell/status/1465393773035327498
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Nov 29, 2021 19:57
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