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Doccykins posted:End of April End of May Financial Goals - Pension Pot £103k - ISA £11.6k - Short Term Savings £3400 - NW £142k Still lots of treading water but it's better than going down! Personal Goals - No additional stuff this month - Haven't been running or cycling but cricket season has started up again so I'm at least standing in a field all day for a couple of Sundays a month  - Booked some flights and hotels for my partner's birthday in August
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Jun 1, 2022 15:53
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- should help me actually make these goals now in 7 months instead of 12
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Current Status as of May 31, 2022 Assets Total Cash = $66,413 (+$385) Total Investments = $83,101 (-$4,705) Total Property = $592,300 (+$11,100) Total Retirement = $172,398 (-$2,338) Total Assets = $914,212 (+$4,442) Liabilities Total Credit Card = $6,629 Total Other = $294 (iPhone upgrade program) Total Mortgage = $254,627 Total Liabilities = $262,160 Net Worth = $652,052
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Jun 1, 2022 16:53
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what are you reading?
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Jun 1, 2022 17:03
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End of May Update 2022 Financial Goals -Max out 2022 traditional 457b: $11,500/$20,500 -Max out 2022 Roth IRA: $3,000/$6,000 -Retirement saving rate of over 30% annual gross income (not counting pension payments): 40% (6-month average) Personal Goals -If and when COVID allows, schedule long deferred medical appointments (general checkup, dental, vision, psychiatric). Blah, still need to schedule general and vision exams. -Make at least two trips to visit distant family and friends. Still planning the 2nd trip -As COVID allows, eat a nice meal in LA quarterly. Got some great places lined up for the end of the month. -As COVID allows, play at least 1 OTB chess tournament. No action on this one yet. -Take an online course dedicated to the London for white and the Caro-Kann for black. Figure out my responses to 1.d4 as black. Feel pretty solid on my openings, need to start playing more games to test them -Get my rapid rating above 1300 on Chess.com Still managing to slowly claw up through the lower 1200's
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Jun 1, 2022 18:14
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I got slightly more money than I did last month.
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Jun 1, 2022 18:14
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KOTEX GOD OF BLOOD posted:what are you reading? currently three body problem trilogy on the kindle, nostromo, and a book called the soul of the octopus which is kind of interesting anyone else reading anything cool?
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Jun 1, 2022 20:39
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KYOON GRIFFEY JR posted:currently three body problem trilogy on the kindle, nostromo, and a book called the soul of the octopus which is kind of interesting I'm currently halfway through Morgan G. Ames's The Charisma Machine. It was clearly written as an academic text, which can make it pretty dry at times, but Ames's primary thesis about "charismatic technology" is the perfect paradigm to help deflate tech hype.
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Jun 1, 2022 20:49
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KYOON GRIFFEY JR posted:currently three body problem trilogy on the kindle, nostromo, and a book called the soul of the octopus which is kind of interesting Boundaries by Dr. Henry Cloud and Under the Banner of Heaven by Jon Krakauer.
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Jun 1, 2022 20:59
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KYOON GRIFFEY JR posted:anyone else reading anything cool? The Hunt for Red October by Tom Clancy. 
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Jun 1, 2022 21:11
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KYOON GRIFFEY JR posted:currently three body problem trilogy on the kindle, nostromo, and a book called the soul of the octopus which is kind of interesting
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Jun 1, 2022 23:33
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KYOON GRIFFEY JR posted:anyone else reading anything cool? Reading the first trilogy in the Mistborn series by Brandon Sanderson which was recommended to me in TBB. I finished the second book last night (just in time for my monthly update post), and I'm champing at the bit to get to the library on Saturday to borrow the third. Good-Natured Filth fucked around with this message at 02:34 on Jun 2, 2022 |
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Jun 2, 2022 02:03
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Sock The Great posted:Boundaries by Dr. Henry Cloud and Under the Banner of Heaven by Jon Krakauer. the latter is very good imo
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Jun 2, 2022 13:16
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6 Month Update Current State - My student loans: 170k, currently 0% interest, no payments until - Mortgage on 30 year fixed at 2.875% Financial Goals for 2022: - Max out Backdoor Roth IRAs for me/wife: Done - Max out wife's Mega Backdoor Roth. On track - Max my 401k when I become eligible this summer. Became eligible with job/promotion. On track - Put in 11k/month in to taxable. - Put in 3k/month in to savings. On track - Start a 529 plan for Baby Evil. - Increase net worth to the next million. RIP the market - Stretch: Increase net worth to next 500k. RIP the market x2 - Look in to refinancing student loans after 0%/forbearance ends in October. 
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Jun 27, 2022 21:23
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Residency Evil posted:Got a Very Large Raise/New Job starting this month. Hell yeah congratulations!
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Jun 28, 2022 13:44
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I thought you already made all the money though? If you are doing a 529, frontload it instead of trickling in money if you have the savings just sitting around. The main benefit is the tax free earnings over time which is why they have that "5 years max out all at once" rule.
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Jun 28, 2022 15:44
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Arabian Jesus posted:Hell yeah congratulations! Thank you! moana posted:I thought you already made all the money though? I don't know about that, but we're definitely comfortable. 529 math may be for another thread, but I've been wondering how to think about it. We do have some idle cash we could use to fund it.
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Jun 28, 2022 17:23
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<EDIT: Damnit, I hit edit instead of reply and lost my June update by filling it with the July update. Suffice it to say that June was rough, but I knew July would be better.>
LanceHunter fucked around with this message at 16:26 on Jul 29, 2022 |
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Jun 30, 2022 14:23
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Current Status as of May 31, 2022 Assets Total Cash = $72,653 (+$6,240) Total Investments = $80,631 (-$2,40) Total Property = $599,590 (+$7,290) Total Retirement = $164,978 (-$7,420) Total Assets = $917,852 (+$3,640) Liabilities Total Credit Card = $8,483 Total Other = $238 (iPhone upgrade program) Total Mortgage = $254,154 Total Liabilities = $262,875 Net Worth = $654,977
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Jun 30, 2022 15:57
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2022 Goals
End of June Updates
Faded Sloth fucked around with this message at 16:55 on Jun 30, 2022 |
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Jun 30, 2022 16:50
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I have about the same amount of money as I did last month except due to inflation it’s worth less.
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Jun 30, 2022 17:55
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June update 2022 Financial Goals
2022 Personal Goals
Mostly on track for things that are within my control.
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Jun 30, 2022 20:40
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Omne posted:Keeping it simple again for 2022 Q1 Update 1. Still on track 2. $500/$500/$450 3. $300/$300/$300 4. $400/$400/$400 5. $200/$200/$200 Personal 1. Read 20 books - 4 this quarter, 13 overall 2. Exercise 15 days per month - 12/16/19 3. Build something - lol
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Jul 1, 2022 01:11
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End of June Update 2022 Financial Goals -Max out 2022 traditional 457b: $13,400/$20,500 -Max out 2022 Roth IRA: $3,500/$6,000 -Retirement saving rate of over 30% annual gross income (not counting pension payments): 40% (7-month average) Personal Goals -If and when COVID allows, schedule long deferred medical appointments (general checkup, dental, vision, psychiatric). I finished healing up from some dental work, general and vision exams are next on the list. -Make at least two trips to visit distant family and friends. Going to Northern California in September -As COVID allows, eat a nice meal in LA quarterly. Done. -As COVID allows, play at least 1 OTB chess tournament. No action on this one yet. -Take an online course dedicated to the London for white and the Caro-Kann for black. Figure out my responses to 1.d4 as black. Haven't really mastered my openings, but definitely much more solid than I was. Going to call this done. -Get my rapid rating above 1300 on Chess.com Very close now, hovering in the upper 1200's
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Jul 2, 2022 00:19
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June Update! 1. Raise net worth from $260k to $310k. $287k. 2. Increase emergency fund from $16k to $18k. $17.5k 3. 4. 5. Make one extra mortgage payment. 0.6 extra payments made. 6. Contribute minimum $4k to Roth IRA. $2380 contributed. 7. No new consumer debt! On track.
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Jul 2, 2022 19:25
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Financial Goals Savings rate over 50% Dipped down to 49% but this should be recoverable without too much difficulty. Buy new furniture, spend more than $2K and less than $5K I don't think we're actually going to do this open 529 for KG3 not yet Nonfinancial Goals Read 25 books. I hosed this up last year. Time to get it done. 15 so far finished a few more last month (all of the Three Body Problem trilogy) and started in on Bad Blood Exercise 150x over the course of the year. 77 through June, just about on pace. Need to stay moto though. Ski/snowshoe 10 days or more 8 on pace, but I have to pick up two early season next year, that is tough. go on a nice vacation with wife went to Denmark, very pleasant Glad I didn't have a NW goal, that's down about 9% from the peak despite plowing about 50 grand in to various savings
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Jul 7, 2022 19:58
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Shelvocke posted:
Progress so far. I quit my job after I realised it was lovely. They refused to even negotiate a pay rise but then made many desperate attempts to keep me once notice was in. I'm now freelance and my hourly is 2-4x higher with plenty of work, and I have complete flexibility. This has been a really great year for personal development, I think in part because of writing down my targets and taking tangible steps towards them. I'm also exercising at least 3x a week and doing more fun activities. Once I stopped making excuses for a lovely job and prioritising myself it all started falling into place. Shelvocke fucked around with this message at 14:01 on Jul 11, 2022 |
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Jul 11, 2022 11:45
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July Update: (a few days early because I've closed out for the month and I'm happy with my progress) Financial
Life
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Jul 29, 2022 16:27
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Current Status as of July 29, 2022 Assets Total Cash = $63,903 (- $8,750) Total Investments = $93,049 (+ $12,418) Total Property = $599,590 (+0) Total Retirement = $172,477 (+ $7,499) Total Assets = $929,019 (+ $11,167) Liabilities Total Credit Card = $7,976 Total Other = $1,013 (iPhone upgrade program) Total Mortgage = $254,154 Total Liabilities = $263,143 Net Worth = $665,876
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Jul 29, 2022 20:15
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August Update Current State - My student loans: PSLF'd in January - Her student loans: PSLF'd in March - Mortgage: 15 yr fixed at 2.25% Financial Goals - Max backdoor Roth IRAs for me/spouse Done - Max my/spouse's 403b/457b On autopilot - Put in - $1k/mo to each of our two kids 529s On autopilot - Goal: - Goal: Start a small endowment for the training program I direct, or not if I jump ship Moving forward, got 2 other donors so far, if my bonus is right might be able hit the amount needed to take effect by the end of the year Personal Goals - Work out 5 days a week when not on service - Get stuff together for academic promotion application in July - Learn 1 new piano piece wayyy on the backburner, welp - Actually use the cash we've been saving for the things it's earmarked for got new furniture as a celebration, extended family beach trip this month - More social activities now that everyone's had COVID + vaccinations - New goal, actually tend to mental health and start counseling, it's been ok so far, giving it more time Wife made associate professor (!!!) which came with a nice salary bump. My raise actually kept up with inflation (9%), was not expecting that, so spending a bit and saving most of it
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Jul 30, 2022 14:49
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July update 2022 Financial Goals
2022 Personal Goals
I'm happy that the basement work is finally progressing - it was a frustrating few months waiting for people to be available.
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Jul 31, 2022 13:09
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Doccykins posted:End of May Whoops, appear to have missed end of June. Anyway here's end of July Financial Goals - Pension Pot £106k - now going in the right direction again - ISA £11.5k - Short Term Savings £3800 - NW £142k - Remortgaged to a 5 year fixed rate last month, got in before the next Bank of England rate hike so although the monthly mortgage is going to be going up from January I've at least locked in at a better rate than I would have done if I'd left it to Q4 Personal Goals - Not on the list but in terms of furnishings we've just bought a digital piano - I had originally thought the space I wanted to put it in was too small for anything but the new entry level Yamaha Clavinova just about fits. New personal goals for H2 include finding a piano teacher and learning to actually play the thing  - Going for a proper email app deleted from my phone, no laptop vacation this month. Absolutely need it. - Everything else on standby until we get back from vacation, don't mind this, can get back into the disciplined list in September.
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Aug 1, 2022 17:48
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August Update: Financial
Life
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Aug 31, 2022 12:33
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LanceHunter posted:[*]Consume no caffeine. - Failed. I made it 168 days. 
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Aug 31, 2022 13:49
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August update 2022 Financial Goals
2022 Personal Goals
Good-Natured Filth fucked around with this message at 17:53 on Aug 31, 2022 |
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Aug 31, 2022 15:24
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Current Status as of August 31, 2022 Assets Total Cash = $61,525 (- $2,378) Total Investments = $90,560 (- $2,489) Total Property = $591,660 (- $7,930) Total Retirement = $169,433 $172,477 (+ $7,499) Total Assets = $929,019 (- $3,044) Liabilities Total Credit Card = $7,908 Total Other = $955 (iPhone upgrade program) Total Mortgage = $253,204 Total Liabilities = $262,067 Net Worth = $651,141
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Aug 31, 2022 16:32
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So the last financial goal post I made was on September 1, 2021, but I figured it's never too late to come back. I went to Caribana 2022, visited the Faroe Islands for the first time, and I'm going on a family trip that I've already paid for, so my travel savings goal is a wee bit far off despite the amount of time I've had to achieve it. As for the bill savings, I have no excuse, other than I gave up (hence the comment), but I started trying again after getting a new job with better pay. Anyway, here's where I left off and where I'm at now: YeahTubaMike posted:My financial goals: $8,000 for emergencies - ACHIEVED and then some $7,000 for travel ($3,641.57 to go) $4,000 for bills ($2,485.63 to go) quote:My personal goals: 18 pounds to go -- progress!  And here are my restructured financial goals for the rest of 2022: -$15,000 for emergencies ($3,541.57 to go) -$6,000 for travel ($2,641.57 to go) -$3,200 for bills ($1,685.63 to go) And my personal goals: -get down to 208 pounds (I don't think -10 lbs is necessarily unreasonable in 3 months, but we'll see, I guess) -eat at least two meals a day at home, unless one or more of them is free (breakfast goal = un-nixed) -buy a vacuum -pare down my insanely large useless t-shirt collection -get my third COVID booster My goals will probably be goal-ier in January, I just don't want to give myself goals that are straight up impossible and then feel discouraged when I get to December without learning how to put on eyeshadow or whatever. See you in October!
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Sep 15, 2022 04:53
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cheese eats mouse posted:BFC Feeling good here. cheese eats mouse posted:Personal I got tendinitis in my knee after the NY Half marathon so those two goals are out. I got my $255 marathon fee refunded since I bought insurance on it. cheese eats mouse posted:-move to Portland cheese eats mouse posted:-get more massages I have barely bought any new clothing this year, other two have been a challenge as my brain is in dragon hoarder mode, but I think I'll take on the GBBO technical challenges for this season. So yea that's my update. Things are good other than my huge desire to quit my job and find a new one.
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Sep 21, 2022 18:06
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Current Status as of September 30, 2022. Obviously a bad month for net worth goals. On the plus side I did have some extra cash laying around and was able to top off my HSA for 2022, invest a bit into VOO, and buy $10k in Series I Bonds (which will pay 9.62% for the first 6 months). The last remaining tax advantaged space I have for 2022 is ~$8k in my 401K. However, my plan has outrageous fees so I am in no rush to top that off. Assets Total Cash = $59,914 ( - $1,611) Total Investments = $89,838 (- $722) Total Property = $590,390 (- $1,270) Total Retirement = $155,267 (- $14,166) Total Assets = $895,409 (- $33,610) Liabilities Total Credit Card = $5,236 Total Other = $817 (iPhone upgrade program) Total Mortgage = $252,727 Total Liabilities = $258,875 Net Worth = $636,534
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Sep 30, 2022 21:40
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September Update: (This month was really bad, budget-wise.) Financial
Life
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Oct 1, 2022 06:13
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| # ? May 3, 2024 20:13 |
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Doccykins posted:Whoops, appear to have missed end of June. Anyway here's end of July Managed to miss August as well, no matter, not like the market has done anything like totally poo poo itself in the last two months. However THIS quote:- Remortgaged to a 5 year fixed rate last month, got in before the next Bank of England rate hike so although the monthly mortgage is going to be going up from January I've at least locked in at a better rate than I would have done if I'd left it to Q4 Has made the last 3-4 years I've been doing goal setting and monthly updates on my financial situation all worth it Financial Goals - Pension Pot £103k - lmao  - ISA £9.5k lmao - Short Term Savings £4200 - NW £136k lmao - I will be happy getting back to even by the end of the year at this ratePersonal Goals - Had a fantastic vacation in Italy for 10 nights, absolutely pushed the boat out and didn't worry about spending, had a fantastic time and came back to work feeling a lot less stressed about office bs noone should be caring about - Doing much better on taking a screen break at lunchtime now I'm back, I now eat lunch and practise baby's first piano scales / tunes over the course of the hour - A couple of weeks ago we did a long cycle for a Sunday lunch at a not-so-nearby pub which was knackering and cycling is definitely not my preferred exercise but it IS exercise - No car yet, second hand prices are pretending to be new car prices atm - Think the stretch goals will have to be put back to 2023 until we replenish the coffers after holiday and taking into account the new mortgage/bills cost
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Oct 1, 2022 11:36
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