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JAY ZERO SUM GAME posted:in nyc there's a contract with almost every real estate transaction. hence the attorney. nyc is just weird because of how much money is there and almost everyone who is rich enough to live there but isn't independently wealthy work in some professional services capacity. NYC is also the only place in the us that it is routine for renters to pay 10-15% upfront of the total annual lease to a rental broker who is the only person legally allowed to show the property
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May 26, 2023 22:00
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| # ¿ May 13, 2024 17:38 |
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Paradoxish posted:Eh, you might as well just roll it all together now for new buyers with these interest rates. The amortization schedule on something like a $300k loan at current rates is dire and you'll probably pay $100k in interest before you've even doubled your equity in the home. We're definitely at the point where anyone without a very large down payment who isn't planning on staying in their home for a very long time might legitimately spend less by renting. avg rent increases at 8.8% nationally for the last 40 years means even if you ignore everything else the mortgage is still far better
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Jun 13, 2023 07:41
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why are all those house shows Canadians 80% of the time? is it because canadas real estate market has been hosed longer?
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Jul 7, 2023 19:00
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is coach house the term for converted garage? like carriage house for converted stables?
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Jul 12, 2023 03:45
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anonumos posted:Nah man you forgot interest. Mortgage payment is closer to $1700. Gotta charge $2500 to make it worth the headache. eh - it’s honestly more predatory - typically rent only dwarfs the mortgage payment for the poorest people because they have no cash and get taken advantage of
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Jul 16, 2023 19:31
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The Oldest Man posted:I think most dogs smell gross (including my own past dogs) but my current dog smells weirdly pleasant. Like what a dog scented candle would smell like. part Dalmatian?
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Jul 20, 2023 17:45
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Pittsburgh Fentanyl Cloud posted:I'm pretty sure he's just a regular human lol
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Jul 20, 2023 17:47
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actionjackson posted:5% down on 635k home with 10/1 ARM at current rates (around 6.4%, which isn't even that much better than fixed) is over 7k/month it’s a poor financial decision for sure but 10/1 arms are still 30 years so the payment is like $300 a month less for the first 10 years
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Jul 20, 2023 17:53
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Pittsburgh Fentanyl Cloud posted:I'm not sure it's possible right now to make anything that's not a poor financial decision, unless you bought ten years ago. yeah although I meant in terms of people without a lot of money trying to use all sorts of rich people financial instruments. although what is really hosed up is houses are EVEN MORE expensive with no corresponding drop in avg home price but yet - renting with annual inflation and never being able to set it at a constant means those who can’t afford continue to get poorer. love our vulture based economics :|
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Jul 20, 2023 18:07
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I don’t remember what caused it - probably the balanced budget act or whatever bullshit - but the American government is designed such that on the off chance someone in power really improved people’s lives, it will sunset within 5 years lol
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Aug 10, 2023 22:44
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actionjackson posted:found the price history is this one of those things where the person in 2022 bought it from their grandma who charged them the assessed value or something? lol at the 4 sales that look like they went into inspection and found a horrific problem and everyone backs out — the. they just resist
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Aug 25, 2023 17:15
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| # ¿ May 13, 2024 17:38 |
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War and Pieces posted:Theres a slim chance I might get my plumbing and electric in BEFORE my insulation im so psyched if Grover did not exist, we’d have to invent him
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Mar 24, 2024 17:54
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