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AsInHowe posted:Where do you see this?? I actually got a letter about my auto payment that went through a few days after the moratorium began in 2020. After a call, they refunded it via direct deposit in about 10 days.
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Aug 24, 2022 23:11
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| # ¿ May 17, 2024 19:01 |
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Leon Trotsky 2012 posted:A quick and easy way to know is: Did your FFELP loan qualify for the payment pause? If yes, then it 100% does qualify for forgiveness. If no, then there is still a tiny chance, but most likely it does not. Does anyone know if consolidating an FFELP loan from Navient into federal loans allows payment pause retroactively? I'm guessing no, but hoping yes, because I just got around to applying for consolidation.
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Aug 25, 2022 15:28
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Leon Trotsky 2012 posted:Which part? I am 99% sure that if you get a consolidation loan, that it is considered "a new loan" and if you got it after July 2022, then it won't be eligible for forgiveness. This is usually true and will be in the future, but the PSLF waiver allows consolidation until Oct 31 without losing earned payments towards PSLF. edit: I think I misunderstood the question. It's my understanding that under the PSLF waiver, consolidation created this year doesn't count as a "new loan" like it typically does, and the forgiveness is blanket according to the original age of the loan. I can't imagine them bothering with baiting and switching the forgiveness after doing the the PSLF waiver to encourage consolidation. It would be more difficult and worse optics for them to do that than just provide the forgiveness. Xombie fucked around with this message at 16:41 on Aug 25, 2022 |
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Aug 25, 2022 16:34
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PitViper posted:Holy crap. I paid off the last of my student loans in Dec 2020, but made giant payments most of that year because I was "essential" and working 50+ hours a week. Am I eligible to request a refund of those payments and qualify for this? It's probably more complicated if you no longer have the loan, and would have to call and ask.
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Aug 26, 2022 18:49
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FizFashizzle posted:Honestly better for that 45-64 demo than I’d expect. They are the most likely demographic to currently have children with college debt.
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Aug 29, 2022 14:25
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| # ¿ May 17, 2024 19:01 |
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Zophar posted:Great news but the messaging is a bit confusing. It makes it sound like the pause is extended until 6/30, but if the courts ease up they could start up anytime before then. And in all cases it's another 60 days until they turn back on for real, so wouldn't that make the pause actually until 8/30 at the latest? It's "whichever is sooner". So they (currently, supposedly) will turn them back on on 6/30, or if the courts decide in their favor, 60 days past the court decision.
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Nov 23, 2022 02:22
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