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Piggy Smalls posted:My friend said he had a big chunk of his student loan forgiven. Or at least got a letter stating that. I thought the powers that be said Biden couldn’t do that? Is this legit? Depends on the scenario. Do you know if any of these might be applicable: - If he was on a PSLF plan or IDR plan, the Biden administration went back and retroactively counted months towards your 120 months of payments required to get your loans forgiven that the Trump administration refused to count. - If his school was shut down or found to have defrauded students, then it can be forgiven. - If his original loan balance was less than $12k and he converted to the new SAVE plan or was on a REPAYE plan that automatically converted to a SAVE plan. Is the letter from the Department of Education or his Student Loan Servicer? Does it say why?
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Aug 30, 2023 14:41
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the pslf process is so archaic (requiring much attention) if you get approval that way you'll certainly know why
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Aug 30, 2023 14:42
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Leon Trotsky 2012 posted:Depends on the scenario. Do you know if any of these might be applicable: The loan is from a major university dental school. It’s still in business since it’s USC. The letter was from the student loan Servicer He did ask for reduced payments so I guess it was an IDR plan. Piggy Smalls fucked around with this message at 14:38 on Aug 31, 2023 |
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Aug 31, 2023 14:28
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ethanol posted:the pslf process is so archaic (requiring much attention) if you get approval that way you'll certainly know why It was a goddamn nightmare of forms to sign and get people to sign and mail and call people for months. I finally got my forgiveness letter this week. PSLF is better now than it was but it's still a lot of work and a lot more waiting. I hope it gets better in the future and I also hope that these new repayment programs for non-public service folks are helpful.
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Aug 31, 2023 14:47
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Post your student debt repayment: 0 due @ Dec 5th 2024 even though I have a balance of ~25,000 owed Signed up for the SAVE program which might have something to do with it
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Oct 12, 2023 10:29
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it's been 378 days since leon trostky 2012 posted this shamble of a thread and yet he still walks free
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Oct 12, 2023 15:44
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🅱️ is withholding all student loan aid until 🅾️🅱️ is freed from his posting prison, being forced to flee to Reddit where he enjoys great success as a reviewer for the EDC community.
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Oct 12, 2023 15:58
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OMFG FURRY posted:Post your student debt repayment: Signed up for saave They want me to pay $196.67 on $15623.6 No.
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Oct 12, 2023 16:38
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Nelnet is saying my next payment is due in October 2024 And I'm not complaining but I don't understand why and it worries me
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Oct 12, 2023 16:44
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My wife had a similarly weird due date while they were reviewing her SAVE application. It was switched to something sensible after they approved it. I’m back to paying $620 a month.
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Oct 12, 2023 19:18
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lol this is gonna tank the economy
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Oct 12, 2023 19:19
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poisonpill posted:lol this is gonna tank the economy 
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Oct 12, 2023 20:02
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I owe like ~6 grand. The SAVE plan wanted me to pay 196 dollars a month. My minimun payment is 55. lol I'm paying 115. A number I picked myself. The whole thing is a joke.
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Oct 12, 2023 22:24
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i will just simply not be paying even a dollar. b's got my back baby! 2024! round 2! fight!
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Oct 12, 2023 22:28
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cumpantry posted:i will just simply not be paying even a dollar. b's got my back baby! 2024! round 2! fight! this you aren't having it held against you allegedly for the first year anyways
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Oct 13, 2023 00:35
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Where do you go to sign up for SAVE?
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Oct 13, 2023 00:40
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I. M. Gei posted:Where do you go to sign up for SAVE? I did it through Nelnet but I think it took me offsite to student loans dot gov
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Oct 13, 2023 01:05
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The SAVE plan seems to suck! I was paying $120/month on IBR and SAVE wants me to pay $600 and now I kind of want to die.
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Oct 13, 2023 01:07
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you're SAVing some banker's fifth marriage by letting him buy a boat for his mistress without needing to dip into his main account
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Oct 13, 2023 01:33
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I'm kinda glad I gave up trying to figure out SAVE now . . .
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Oct 13, 2023 01:41
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The site on which you apply lists the payment you'd be making before you agree to anything and compares all the plans available to you on the same page before you make any commitments.
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Oct 13, 2023 03:33
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aniviron posted:The site on which you apply lists the payment you'd be making before you agree to anything and compares all the plans available to you on the same page before you make any commitments. it suggested $90 i did not get $90 that's literally what everyone's complaining about
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Oct 13, 2023 03:44
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Advantage still showing $0 for me so another victory! Once it catches up I’ll probably just enroll in school again so I can kick that can down the road to the next Presidential term where it’ll definitely be forgiven.
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Oct 13, 2023 05:41
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My payment is due today but Nelnet is still processing the SAVE stuff so I still don’t really have a clue what I’ll be expected to pay on a monthly basis. I’m assuming and preparing for the worst. Very stressful!
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Oct 13, 2023 06:55
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Check that your payments actually processed folks! I signed up for auto-debit on Nelnet and the scheduled payment for 10/14 just silently failed and didn’t process. It pushed to the November debit and is bitching that I have a late payment due. No notification about any of this I only know because I checked if the payment had gone out.
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Oct 16, 2023 16:56
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how's this going?
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Apr 4, 2024 16:56
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Woke Mind Virus posted:how's this going? Biden paid off my loans
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Apr 4, 2024 16:57
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Woke Mind Virus posted:how's this going? Joe Biden, the best president of the modern era, succeeded. Thank you for asking.
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Apr 4, 2024 17:24
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thwe op is unfortunately threadbanned so the status of this is unknown atm
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Apr 4, 2024 17:25
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ALL YOUR LOANS ARE BELONG TO US
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Apr 4, 2024 18:42
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hot cocoa on the couch posted:thwe op is unfortunately threadbanned so the status of this is unknown atm Lmao
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Apr 4, 2024 18:45
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I've deleted every email from Nelnet. I've never logged in. I've never picked up their calls. I never updated my address when I moved. I didn't touch their tax info emails. Any forgiveness portal or form or whatever just seems like a venus fly trap to acknowledge I exist. US Gov doesn't need any more of my $ to blow up Palestinian hospitals and drone strike babies. I'm riding this out til I'm a skeleton.
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Apr 4, 2024 19:54
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Smugworth posted:Biden paid off my loans Biden didn't pay off my loans
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Apr 4, 2024 20:02
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I changed my repayment plan, I'm one year into the 10 year public service loan forgiveness, I might see the end of my loans before I die. Low bars to clear, but I cleared it.
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Apr 4, 2024 20:20
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(USER WAS PUT ON PROBATION FOR THIS POST)
Somebody fucked around with this message at 20:33 on Apr 4, 2024 |
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Apr 4, 2024 20:32
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I felt that I qualified for the Borrower Defense Application process that was rolled out a few years ago but website always crashed when I tried to apply, even after waiting months between attempts. Then my friend sent me a link after it helped one of her friends, it's a 3rd party site that takes the application information you submit to them and they get it processed with the federal site. After some time, I forgot about it, assuming it didn't work, until I got a letter in the mail saying it was accepted. This was after the republicans took the federal forgiveness issue to the supreme court to jam everything up, this still made it through. If you think you can qualify for any reason, or even if you don't think so, you should try this link! They refunded ALL federal loans, including the interest paid on them. No private loan forgiveness, but it was still lifechanging for me! https://www.ppsl.org/get-help Since the administration seemed to actually be trying to process loan forgiveness, I think there may be a chance that they will help anyone who goes through these channels even if you don't/barely qualify. It gives them something to grab on to so they can get around the blanket forgiveness that is stalled... I admit this is only my speculation, but if one goon can get help through this, then I'm happy to share!
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Apr 4, 2024 20:42
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Been working for the state for 10 years now, made my 120th payment last week. Employment fully certified today, Mohela put me on administrative forbearance. It's happening??? 
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Apr 5, 2024 04:32
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Antiquated Pants posted:I felt that I qualified for the Borrower Defense Application process that was rolled out a few years ago but website always crashed when I tried to apply, even after waiting months between attempts. Is that form all there is? Some of those check boxes are vague enough they seem to apply to me. Pretty sure I hosed myself after graduating deferring so much and just upping my loan amount essentially, student loans bills are more than my rent. The worst ones are through some lovely Texas education board that are exempt from basically any federal help ever because they are lil Texan shits I guess. Feels kinda weird to tattle on the school I went to to kick off a loan forgiveness but it's also not like I've ever used the degree to gain employment, so gently caress em. spent like 10 years just scraping by working as a server before getting an art job and I got that because they were small companies who saw my art, and I was hired at both of those before formally filling out an application to even list my degree. Also they charged me for busses and I never once took one, I literally lived on campus or across the street from it. I will take fed loan refund as my carbon credit for walking instead of use bus gas.
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Apr 5, 2024 04:54
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Khanstant posted:Is that form all there is? Some of those check boxes are vague enough they seem to apply to me. Pretty sure I hosed myself after graduating deferring so much and just upping my loan amount essentially, student loans bills are more than my rent. The worst ones are through some lovely Texas education board that are exempt from basically any federal help ever because they are lil Texan shits I guess. Feels kinda weird to tattle on the school I went to to kick off a loan forgiveness but it's also not like I've ever used the degree to gain employment, so gently caress em. spent like 10 years just scraping by working as a server before getting an art job and I got that because they were small companies who saw my art, and I was hired at both of those before formally filling out an application to even list my degree. Also they charged me for busses and I never once took one, I literally lived on campus or across the street from it. I will take fed loan refund as my carbon credit for walking instead of use bus gas. That's all I filled out. I graduated at the end of 2011 then spent years temping across the US trying to find something stable. Even after almost a decade at a corporate job that supposedly paid well, I was still drowning in this debt. I was really lucky this forgiveness happened because I ended up quitting that job due to hating it so much and knowing I would never be able to afford a house with it, and started my own business. Then the forgiveness came through and I felt like I was set free. Now I have self-employment issues, sure, but now I can keep up with all my bills and I hardly work at all!
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Apr 6, 2024 00:17
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Wanted to share some good news I got over the weekend. I made my 300th payment on my loans last month and got an email Saturday saying that my balance is eligible for forgiveness! I won't believe it til I see a 0 on Nelnet, but hey, good poo poo.
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Apr 15, 2024 15:15
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