Tibalt posted:

Financial Goals:
Continue to max out my 401k On Track
Support my spouse to max out her 401k New goal below
Help my spouse set up a retirement solution Waiting on this
Pay off at least half of home renovation loans. Loan has increased, but still on track
Support my spouse to set up her private practice full time Done
Cut our discretionary spending back by 5% ($150/month) Done

Personal Goals:
Take better care of my physical and mental health ...We'll see
Upgrade my first job (job search, interview, etc.) Done
Publish something On Track

Well, some things are going well - I negotiated a 35% raise for job 1 that'll be effective in April, so that's a big step taken care of. We also cut back on discretionary spending by quite a bit. The less good news is that my spouse was fired from her job before she had the private practice set up, so ready or not, I'm supporting her move to full-time private practice effectively immediately. The home renovation budget has also ballooned by 30% after we made decided to expand the scope of the renovation, which I don't regret but has put a lot of extra pressure on us.

But, I'm still on track to max out my 401k, and while I'll need to figure out a retirement solution for my wife, that can wait until she's settled in and the practice is up and running. We'll probably go with a traditional IRA and set up some automatic payments. And while I'm certainly feeling like money is tight at the moment, that's going to go away once I'm not trying to fill the hole in the renovation budget, my raise goes into effect, and I get my annual bonus. Lots of time between now and the end of the year, and all the goals are still easily achievable.