Doccykins posted:

Tips for a successful financial year

• Make a budget to help plan your incomings and outgoings
  
• Make S.M.A.R.T. goals - Ensure that your goals at the start of the year are Specific, Measurable, Attainable, Relevant and Time Oriented. This will help you keep track and not fail vague or unattainable targets
  
• Bragging/flexing in this thread is fine, but only if you've been making the goals you set at the start of the year!
  
• Small goals are cool and good, setting and completing small wins if you have a lower income/net worth is the best way to increase it! Many goons who are posting guillotine levels of wealth started years ago thousands of dollars/pounds in debt. Making and achieving their goals over the course of years has helped put them where they are today so don't be shy to if you haven't participated in this thread before!
  

Previous Threads
2022
2021
2020
2019
Incremental Improvements Thread for small win inspiration

Ornery and Hornery posted:

Gave me practice too - I’ve already given up on 2023.

2024 is the year maybe

moana posted:

Hey fellow book goal people, what are some of the best ones you've read recently? I'd like to start 2023 out with some good reads.

Good-Natured Filth posted:

YeahTubaMike posted:

Well, I got laid off the day after I made my post. Not sure how to keep up with my financial goals now, but I'll be sprucing up my resume in the meantime.

Turbinosamente posted:

Financial

Overall: hoard money to buy a house.

• Add 13k to my savings. On pace with $250 a week, haven't need to tap the account.

• Curb my bullshit spending on collectibles. I think I'm up to 6 extraneous things? I need to watch it here.

• Get a raise next October. Waiting and seeing.

Personal

• Get to bed on time, bitch. Still failing to do so.

• No new craft projects or mediums. Two projects completed!

• Buy no more than 5 video games.
1/5 purchased.

• Beat 5 games, read 5 books, watch 5 DVDs.
0/5 games.
0/5 books.
3/5 DVDs.

• Keep decluttering. One more box of poo poo went out, have been tossing a lot of smaller stuff lately.

• Play more bass. Still half assing it.

• Cook more often/ find new recipes. Another lol nope.

The SituAsian posted:

-Declutter my lifestyle by selling off Magic: The Gathering collection, selling (or giving away) spare electronics/computer parts as well as giving away clothes I don't wear/no longer fit me anymore. - Did manage to catalogue most card with some value though I probably want to pull the trigger on this sooner rather than later as long as Wizards/Hasbro insists on killing the game. Also gave away an old laptop to my dad.

The SituAsian posted:

In hindsight that might not really be a fair statement because at this point I haven't played in years am only a peripheral observer to the goings on of the game-mainly due to how I worry it might affect my collection's value or if I'm bored on Twitch and pull up a livestream-but the biggest issues just seem to be creep in terms of product. Releasing too many sets too often like you mentioned but also just too much product and a lot of it geared towards big spenders than the average casual player. I know they've started to go outside of the established multiverse and begun adding products with different IP (e.g. Warhammer, D&D, the Tolkien-verse) as well.

Turbinosamente posted:

Financial

Overall: hoard money to buy a house.

• Add 13k to my savings. On pace with $250 a week, tapped it for $1500 though.

• Curb my bullshit spending on collectibles. Had an Ebay deal go south & got a refund. But the circumstances around it really put the kibosh on my collectible spending for now. Which is a net good?

• Get a raise next October. Waiting and seeing.

Personal

• Get to bed on time, bitch. Sorta not really. Went to bed mostly on time and with no screens beforehand last night and feel loads better today though!

• No new craft projects or mediums. 5 projects completed!

• Buy no more than 5 video games.
1/5 purchased.

• Beat 5 games, read 5 books, watch 5 DVDs.
1/5 games.
0/5 books.
4/5 DVDs.

New hugbox category for video games I tried and did not like, or got super far and gave up on ever completing. It's:

Games experienced. 5 video games tried.

• Keep decluttering. Very slow. Sold some games, got half a box to donate, and tossed some dead art supplies

• Play more bass. Still half assing it.

• Cook more often/ find new recipes. More nope.

Space Fish posted:

Could've bought Pocket Card Jockey on 3DS (updated port now on Apple) and been covered for gaming for the foreseeable future.

Turbinosamente posted:

Financial

Overall: hoard money to buy a house.

• Add 13k to my savings.
On pace with $250 a week, and between my Ebay refund and tax return I've made up my $1500 deficit! Still not able to add extra over the $250 a week like I wanted to though...

• Curb my bullshit spending on collectibles.
Yes I did RSD and bought a few kokeshis too. At least there was a lot of poo poo where common sense prevailed and I said no, plus I'm barely looking at ebay and other selling sites still.

• Get a raise next October.
Got a random raise out of nowhere on my start date so ????

Personal

• Get to bed on time, bitch.
Hit a real bad wall with being over tired last week so I've made a concerted effort this week and am slowly crawling out of the hole out myself into.

• No new craft projects or mediums.
8 projects completed! Bought a small wad of model paints on a gift card to do the latest projects, but no kits or other supplies, so yay!

• Buy no more than 5 video games.
1/5 purchased.

• Beat 5 games, read 5 books, watch 5 DVDs.
1/5 games.
2/5 books.
4/5 DVDs.

• Games experienced.
5 video games tried.

• Keep decluttering.
Got pissed at the bottom of the hall closet and laundry area so we cleaned them out and are currently facing the dreaded craft cabinet. Trying to get back to dealing with a minimum of one item a day in the basement as well. Probably need to dump a box at goodwill too.

• Play more bass.
It's to the point where I gotta learn the notes on the fretboard, so I dug out the book yesterday. Still kinda half assing practicing though.

• Cook more often/ find new recipes.
Lol, and futhermore, lmao.

Turbinosamente posted:

Financial

Overall: hoard money to buy a house.

• Add 13k to my savings.
On pace with $250 a week.

• Curb my bullshit spending on collectibles.
Ehhhhhhh, bought a couple of things, but there's still a lot less mail coming to the house. Wishlists are where the "maybe" items continue to die, browsed selling sites a bit more this month too so I should probably use that time for other poo poo, tbh.

• Get a raise next October.
Got a random raise out of nowhere on my start date so ????

Personal

• Get to bed on time, bitch.
Okayish, maybe? A couple of midnights and a 2 am bedtime snuck in there though.

• No new craft projects or mediums.
8 projects completed. Progress made on a couple of projects currently underway.

• Buy no more than 5 video games.
4/5 purchased, danger Will Robinson! Hopefully I don't stumble across any more games I think I want this year. TotK hype got me.

• Beat 5 games, read 5 books, watch 5 DVDs.
3/5 games.
5/5 5/10 books. Mostly got coffee table type books left to look at. Looking forward to a guilt free purchase of a new book sometime soon!
4/5 DVDs.

• Games experienced.
8 video games tried.

• Keep decluttering.
Kinda mostly took a break last month, started again on the last day of May with something small: cleaning out all the "found objects" and doodads I'm totally gonna make into art and jewelry any day now, yep. Real talk; since I've gotten back into doing crafts the direction I want to go in has changed since I collected all that stuff (or had it foist upon me) and a good chunk of it I wonder why I kept in the first place as I still can't come up with a use for it a decade later.

• Play more bass.
Lol I should be doing this instead of posting, poo poo got busy as always. Even when I had a break from lesson social obligations sucked up all that extra time. Le sigh.

• Cook more often/ find new recipes.
Maybe I should drop this and try again next year? It ain't happened yet.

Turbinosamente posted:

Financial

Overall: hoard money to buy a house.

• Add 13k to my savings.
On pace with $250 a week. I'm hoping to get ahead by making an extra deposit with the cashback reward from my credit card and the money from selling some excess crap. Won't be done until after I pay said credit card bills after the holiday though.

• Curb my bullshit spending on collectibles.
Kinda slowing down, but I'm having long existential think crises of what do I want to collect? What was a mistake to collect? Do I even still want to collect anything!?

• Get a raise next October.
Got a random raise out of nowhere on my start date so ????

Personal

• Get to bed on time, bitch.
Mostly better, but I haven't quite felt rested upon getting up. I think I only remember one 1-2 am bedtime this month.

• No new craft projects or mediums.
9 projects completed. Tried to buckle down on one big project, but all the half started small projects piling up are driving me nuts.

• Buy no more than 5 video games.
4/5 purchased.

• Beat 5 games, read 5 books, watch 5 DVDs.
3/5 games.
5/5 6/10 books.
4/5 DVDs.

• Games experienced.
8 video games tried.

• Keep decluttering.
Been rounding up a tiny thing here and a tiny thing there. For next month I'm trying to gather the courage to get rid of mistake collectibles, and to get rid of truly dead collections I am no longer into. Might attempt to sell some of the bigger and more desirable items, but the smaller poo poo's just gonna have to be someone's lucky Goodwill find.

• Play more bass.
I got two practice sessions in one week, over my normal of maybe one, so I'm counting the smallest of wins here.

• Cook more often/ find new recipes.
I tried two recipes this month! One was eh, the other was a keeper once I get it it perfected.

Turbinosamente posted:

Financial

Overall: hoard money to buy a house. This feels shot. The market's too high and is outstripping my ability to afford it. So much so that a possible tentative deal I had on for a house just officially fell through and I'm bummed about it. In response I've increased my 401k contribution back up to 15%, and I think next year at minimum I'm gonna try and palm slam my tax return into my neglected IRA. At least save for some nebulous future.

• Add 13k to my savings.
On pace with $250 a week. Added an extra $200, woo.

• Curb my bullshit spending on collectibles.
Fell off the band wagon a bit, I'm gonna have to institute an eBay moratorium. Maybe start small and try to not buy poo poo off of there for like a month?

• Get a raise next October.
Got a random raise out of nowhere on my start date so ????

Personal

• Get to bed on time, bitch.
Eh kinda holding steady, fell off of this with a couple 1 ams in the past few days.

• No new craft projects or mediums.
11 projects completed. Got some of the small projects finished. Still quite a pile of crap to make and finish (I doubt this will ever diminish tbh).

• Buy no more than 5 video games.
4/5 purchased.

• Beat 5 games, read 5 books, watch 5 DVDs.
3/5 games.
5/5 8/10 books.
4/5 DVDs.

• Games experienced.
8 video games tried.

• Keep decluttering.
Still dumping small things into a donate box, like keychain level small. Also I've almost run out of things that are worthwhile to sell, so soon there will be no more "bonus cash" coming in. The current project is to weed out the record and CD collection as I definitely over bought when embarking on it, so I've been listening to albums I own that I've been on the fence about for years. It's harder than you'd expect to only keep the things that warrant a "hell yes" and get rid of anything merely okay or that I have any doubts over listening to it again. The stack to dump at the local record shop is still slowly growing at least.

• Play more bass.
There's never enough practice time, holding steady with a once a week practice, I'd like to up it to two times a week at least.

• Cook more often/ find new recipes.
No new recipes this month, but just did a two day marathon of cooking with old ones.

Turbinosamente posted:

Financial

Overall: hoard money to buy a house.

• Add 13k to my savings.
On pace with $250 a week. Added an extra $100 this time.

• Curb my bullshit spending on collectibles.
Ebay moratorium failed, but I only bought one collectible and one art supply, better than multiples of stuff. Most of this month's spending has been food and clothes, things with a veneer of practicality.

• Get a raise next October.
Got a random raise out of nowhere on my start date so ????

Personal

• Get to bed on time, bitch.
Same as always, I still need to force myself to go to by 11, I keep pushing past when I notice I should be getting ready for bed.

• No new craft projects or mediums.
12 projects completed. Finally did a resin pour, which was a secret specific goal I had. Later in the year than I wanted to but I did it, and have plans for more things to do with resin as I stumble my way through relearning it.

• Buy no more than 5 video games.
5/5 purchased. I guess I should count rebuying Monster Hunter Rise on Steam, but I have at least played it for a decent amount of time. Gonna hold off on putting it in the games experienced until I am deeper in it and drop off or actually beat it somehow.

• Beat 5 games, read 5 books, watch 5 DVDs.
3/5 games.
5/5 8/10 books.
4/5 DVDs.

• Games experienced.
8 video games tried.

• Keep decluttering.
Dumped a good three inch stack of records and a further dozen CDs at the record shop, not quite to my goal amount of records (two cabinet shelves) but I will return to this clean out later. Have a wad of sweaters to go donate as I began examining what my cold weather clothes are like before we get into fall. Once in a while I stumble across an object worth taking the time to sell, but that is few and far between these days. Just sold a figure today in fact.

• Play more bass.
Same half slacking, half practicing as always.

• Cook more often/ find new recipes.
No new recipes this month, I think I cooked once but eh.

Turbinosamente posted:

Financial

Overall: hoard money to buy a house.

• Add 13k to my savings.
On pace with $250 a week. Technically down $50 because of an ebay/paypal snafu but whatever I'm not worried because of the extra money I put in the past couple of months.

• Curb my bullshit spending on collectibles.
I ebayed one collectible and since ebay is making it a pain to use their site I think I'll have a much easier time staying the gently caress off of it. Without getting into details the aforementioned snafu was paypal yanking money from the wrong spot, something I haven't had happen in years, and really soured things for me. In brighter news I got back onto tracking my spending this month and have rough idea of how much I spent on extraneous stuff this month.

• Get a raise next October.
Got a random raise out of nowhere on my start date so ???? Work is slow and I don't have great leverage to beg for another raise next month so I'll say this is done and try again around my start date next year. This assumes I haven't had to deploy an exit strategy as I am losing faith in the health of my company. You probably saw me posting in the careers thread trying to scrape a contingency plan together.

Personal

• Get to bed on time, bitch.
Actually doing better, got thrown off by a vacation but I only remember one other insomnia at 2 am incident this month.

• No new craft projects or mediums.
12 projects completed. Got a bunch of poo poo that needs finishing, the usual here.

• Buy no more than 5 video games.
5/5 purchased. Nothing new here is good.

• Beat 5 games, read 5 books, watch 5 DVDs.
3/5 games.
5/5 9/10 books.
4/5 DVDs.

Nothing new really in my media consumption goals above, I may have to give up on my 5/5/5 plan and get specific next year.

• Games experienced.
8 video games tried.

• Keep decluttering.
Slow and steady. Selling some of the last items as I slowly use things up and brace myself to face my collections, and begin to weed those out. I don't want to have so many collections boxed up in storage, but I don't have display space either, so something's gotta go.

• Play more bass.
Lol and lmao.

• Cook more often/ find new recipes.
Lol, unless you count melting chocolate and pouring it into molds.

Turbinosamente posted:

Financial

Overall: hoard money to buy a house.

• Add 13k to my savings.
On pace with $250 a week.

• Curb my bullshit spending on collectibles.
The lines getting blurry because I've begun spending on Christmas gifts, but yeah I've bought a few things. I may try a no buy thing next year? Granted there are less and less things I want to buy, they just all seem to pop up at once.

• Get a raise next October.
Got a random raise out of nowhere on my start date so ???? Done, time to worry about next year.

Personal

• Get to bed on time, bitch.
Lol midnight bedtime is still bad.

• No new craft projects or mediums.
15 projects completed.

• Buy no more than 5 video games.
5/5 purchased.

• Beat 5 games, read 5 books, watch 5 DVDs.
3/5 games.
5/5 9/10 books.
4/5 DVDs.

I might be able to finish a book tomorrow and squeak by on that goal.

• Games experienced.
8 video games tried.

• Keep decluttering.
I started in on decluttering my old rock collection, and while I am getting rid of a bunch to my boyfriend's nephew, I wound up buying new cases and a few rocks to fill holes in the collection. At least I have it mostly ready to display and it's something I'd be proud to show off now. But I have yet to make a decision on the maybes; I might box them up again and revisit later. Working on decluttering the collections also furthers a goal I have for next year too. Also I finally got the remains of my old playing card collection into a single box finally!

• Play more bass.
Eh.

• Cook more often/ find new recipes.
Lol as always.

Turbinosamente posted:

Financial

Overall: hoard money to buy a house.

• Add 13k to my savings.
On pace with $250 a week.

• Curb my bullshit spending on collectibles.
El oh el. Succumbed to temptation and got myself some things alongside Christmas presents.

• Get a raise next October.
Got a random raise out of nowhere on my start date so ???? Done, time to worry about next year.

Personal

• Get to bed on time, bitch.
Sigh, I need to get off the internet sooner at night.

• No new craft projects or mediums.
15 projects completed.

• Buy no more than 5 video games.
5/5 purchased.

• Beat 5 games, read 5 books, watch 5 DVDs.
4/5 games.
5/5 10/10 14/15 books.
5/5 5/10 DVDs.


• Games experienced.
10 video games tried.

• Keep decluttering.
Slowing way down as I get into the hard stuff to declutter. Also making another pass at the record collection.

• Play more bass.
Same old, same old.

• Cook more often/ find new recipes.
Did one new chicken recipe that came out kinda okay.

LanceHunter posted:

Financial Goals 2024: But I mean for real this time...

Turbinosamente posted:

Financial

Overall: hoard money to buy a house.

• Add 13k to my savings.
On pace with $250 a week. I hit this goal like a week early thanks to the couple of times I was able to add extra money. Now to keep doing it all next year.

• Curb my bullshit spending on collectibles.
As I finished the Christmas shopping, so too did my collectibles spending settle out a little. But I will definitely have to work on this next year.


• Get a raise next October.
Got a random raise out of nowhere on my start date so ???? Done, time to worry about next year.

Personal

• Get to bed on time, bitch.
Largely failed, but it's to the point that the lack of sleep is impeding me in other ways. Perhaps next year I need to try this again by first getting off the internet, it's the endless scolling and youtube that keeps me up late and wastes time I could be doing other projects with.

• No new craft projects or mediums.
16 projects completed, a 50% increase over last year! Still so many half baked craft ideas to finish next year too.

• Buy no more than 5 video games.
5/5 purchased.

• Beat 5 games, read 5 books, watch 5 DVDs.
4/5 games.
5/5 10/10 14/15 books.
5/5 5/10 DVDs.


• Games experienced.
11 video games tried.

• Keep decluttering.
Slacked off a little this month of course, but I am glad with the amount of stuff I got rid of overall. Still have plenty more to work though next year, especially the harder things to let go, like sentimental objects.

• Play more bass.
Bleah another quasi fail. If I stay off the internet perhaps I can step this up next year too.

• Cook more often/find new recipes.
I cooked a few times, but only tried like three new recipes. Been toying with re upping hello fresh next year to get some exposure to new foods and cooking practice.