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Current State - My student loans: 170k, currently 0% interest, no payments until Summer 2023 - Mortgage on 30 year fixed at 2.875% Financial Goals for 2023 - Max out Backdoor Roth IRAs for me/wife - Max both of our Mega Backdoor Roths - Put 10k/month in to taxable - Put 3k/month in to savings - Fund Baby Evil's 529 with an extra $20k - Increase net worth to the next million - Figure out what to do with student loans this summer Residency Evil fucked around with this message at 22:50 on Dec 28, 2022 |
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Dec 28, 2022 22:29
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| # ¿ May 22, 2024 05:18 |
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March Update Current State - My student loans: 170k, currently 0% interest, no payments until Summer 2023 - Mortgage on 30 year fixed at 2.875% Financial Goals for 2023 - Max out Backdoor Roth IRAs for me/wife Done - Max both of our 401ks/Mega Backdoor Roths On track - Put 10k/month in to taxable Still putting in 15k/month. Should be easier to keep it high later in the year. - Put 3k/month in to savings On track - Fund Baby Evil's 529 with an extra $20k Waiting for the tax refund - Increase net worth to the next million Have been flirting with this over the past few weeks. We've been above/below.  - Figure out what to do with student loans this summer Angrily hoping I never have to pay these back.
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Mar 1, 2023 17:44
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June Update Current State - My student loans: 170k, currently 0% interest, no payments until Summer 2023 - Mortgage on 30 year fixed at 2.875% Financial Goals for 2023 - Max out Backdoor Roth IRAs for me/wife Done - Max both of our 401ks/Mega Backdoor Roths 401ks done, Mega Backdoors on track. - Put 10k/month in to taxable Put in 15k/month from January - June, but will likely have to stop this until the end of the year to pay off student loans. - Put 3k/month in to savings On track - Fund Baby Evil's 529 with an extra $20k On track. - Increase net worth to the next million Done! - Figure out what to do with student loans this summer Looks like I have to pay these back. Even though I work for a non-profit organization, and I'm at 108/120 PSLF payments, my job technically doesn't qualify, so I'm stuck.
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Jun 2, 2023 16:18
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September Update Current State - My student loans:  - Mortgage on 30 year fixed at 2.875% Financial Goals for 2023 - Max out Backdoor Roth IRAs for me/wife Done - Max both of our 401ks/Mega Backdoor Roths 401ks done, Mega Backdoors done this month/next month. - Put 10k/month in to taxable Put in 15k/month from January - June, but now using that money to pay back student loans. - Put 3k/month in to savings On hold with student loan payback - Fund Baby Evil's 529 with an extra $20k On track. - Increase net worth to the next million Done! - Figure out what to do with student loans this summer I'm at 108/120 PSLF payments, but my current job technically doesn't qualify, so I'm stuck. Sent off $116k at the end of August. Remaining 57k will be paid off by the end of the year.
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Sep 4, 2023 20:28
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Thanksgiving Week Update Current State - My student loans: - Mortgage on 30 year fixed at 2.875% Financial Goals for 2023 - Max out Backdoor Roth IRAs for me/wife Done - Max both of our 401ks/Mega Backdoor Roths Done - Put 10k/month in to taxable Put in 15k/month from January - June. Now that loans are paid off, can go back to this. - Put 3k/month in to savings On hold with student loan payback, will resume - Fund Baby Evil's 529 with an extra $20k On track. - Increase net worth to the next million Done! - Figure out what to do with student loans this summer
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Nov 21, 2023 15:53
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