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sign me up for the pole poll
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Mar 12, 2023 08:38
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 wow just imagine how stressful getting emails like this would be if my bank deposits weren't fully insured haha
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Mar 12, 2023 23:57
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if I was in some kind of bizarro world where deposits weren't guaranteed, I'd feel inclined to withdraw everything and compound the problem!
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Mar 13, 2023 00:00
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bike tory posted:good thing there's a bill in select committee at the moment that would introduce deposit insurance up to $100k if half of your deposits leave in a panic, it doesn't matter if the required capital margin had been 1% or 20% but that of course wouldn't be a problem, there's nothing to worry about since it's not like NZ banks are concentr... 
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Mar 13, 2023 01:21
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the point is that bank runs are powered by psychology, to the point that the strength of the bank's asset mix doesn't matter if everyone's afraid of losing all their money deposit insurance defeats this fear
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Mar 13, 2023 04:45
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bike tory posted:Not entirely, obviously, given the two banks who just got taken out by bank runs! SVB weren't the only ones to think interest rates rises were a thing of the past. RBNZ only resumed including an interest rate rise as a part of the 2021 stress test scenario after having ignored it since 2014. In that worst-case scenario, the peak OCR rate was 5.5%. We're now only at 4.75% and rising so she'll be right. For comparison, it was 8.25% in 2007-2008
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Mar 13, 2023 22:42
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We be big pimpin', we ex-MPs
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Mar 17, 2023 07:50
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Content to Hover posted:I'd rather our title did not make light of any of that. username/post combo
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Mar 17, 2023 08:52
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i think thats the first time i've seen doonesbury mentioned since, idk, 2003?
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Mar 19, 2023 11:34
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gee i wonder what frasier is up to these days!!!
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Mar 19, 2023 11:35
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Immigration NZ basically shut down when covid started, even for services for people that were already here. Meanwhile they still haven't really come back. For example upgrading to a permanent resident visa was previously a quick approval, since the main qualification is just whether you've been on a resident status visa for long enough. Think it was previously 3-5 days territory? But even now the median processing time just for that is 52 days - or 5 months for 90th percentile lol This is probably an area where things would get better under a national government since they like immigrants Progressive JPEG fucked around with this message at 17:52 on Mar 21, 2023 |
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Mar 21, 2023 17:46
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Content to Hover posted:Labour are trying to decide if giving National and ACT a talking point about free speech in an election year is worth as much as the safety of a marginalized community. This is an issue that I am pretty sure we can all agree would not get better under a National government. the focus groups are also out on strike, and labour can't decide until they're back
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Mar 21, 2023 20:30
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Ghostlight posted:To all white cis men, I say I'm sorry. actually I believe the claim as stated is that it's all the violence
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Mar 28, 2023 04:15
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bike tory posted:Not a hint of a lie there. Hard "not all men" from Mr Luxon and co. too gay for the right too white and cis for the left stereotypes all around
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Mar 28, 2023 04:29
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bike tory posted:cis white men cause violence is just a statement of fact, fam no its all me, personally
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Mar 28, 2023 05:37
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klen dool posted:gently caress she didn't say "all" at all. Not even a hint of "all", the audio couldn't be clearer. what percentage would she have been thinking? I'm pretty sure it's a low percentage because as previously mentioned I am personally the source of all violence
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Mar 28, 2023 07:39
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cptn_dr posted:They're the powerful posting representation that we need in Parliament and I will only vote for the Greens if they put them both in the top 12. hi fran or stephanie
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Apr 4, 2023 07:15
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ledge posted:companies look at this demand and figure they can further increase prices as they seem to be able to get away with it, hiding behind saying wages have increased, oh no and they get away with it because covid drastically cut the supply of everything, while subsidies (including low rates by rbnz) kept demand high. this is all specifically a hangover from that wasn't everyone just complaining about cost of living a month or two ago?
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Apr 5, 2023 10:47
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ledge posted:Note that wages are around 20-35% of the costs of products (depending on industry), so even a wage increase of 10% should only cause a 2-3.5% increase in prices. And that is only if all the employees in a company get that increase. wait what
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Apr 5, 2023 10:52
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cool thanks for the update
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Apr 6, 2023 21:11
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gotta help rt somehow
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Apr 17, 2023 12:15
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don't worry construction is mid-crash atm
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Apr 18, 2023 06:31
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Isnt half the NZ economy effectively various industries centred around housing speculation? Gee I wonder if there could be a negative effect on productivity resulting from that
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Apr 20, 2023 07:26
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I'm just picturing all the ancillary stuff like sales commissions, mortgage interest, tradie vehicles and the fuel they use to drive in circles all day, property managers, legal services, media coverage e.g. house flipping shows being broadcast at all times day or night, insurance premiums, building materials, accountants, ... and the apparently vast advertising budgets for all of these I think I'm remembering this article from before the crash
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Apr 20, 2023 09:37
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oh and meth testing! who could forget that bullshit lmao
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Apr 20, 2023 09:45
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Content to Hover posted:The word ban is a bit misleading, the bill would require medications to meet certain standards before it can be imported if a given drug had already been approved for that purpose in say AU, EU, or US, is it still "dangerous" in NZ?
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Apr 26, 2023 01:56
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a bit out of scope vs pharmacy medicine but are sunscreens still legally treated/regulated as "beauty products"?
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Apr 26, 2023 02:52
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Comrade Blyatlov posted:talofa deez nuts
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Apr 27, 2023 20:16
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there's no drama like greens drama
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May 5, 2023 21:03
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Deep Glove Bruno posted:it's the whole lenin winning vs being right thing. greens think being a fringe party means they're all individuals because in everyday life, true, being a soft lefty is pretty unusual and will make you feel that way. the best part of being a fringe party is that you still get the publicity without needing to deal with pesky responsibility. win/win
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May 7, 2023 10:35
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they didn't even have functioning alarms if the stories on RNZ are any indication. sprinklers wouldn't have hurt but i wouldn't be optimistic that they'd have been in a functioning state if installed either
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May 16, 2023 08:22
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why's every store gotta be a kind of warehouse anyway
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May 19, 2023 01:47
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should have the numbers in te reo too
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May 26, 2023 07:56
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the mines of moria act was all filmed in a partially completed city link station
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May 27, 2023 11:21
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gotta say if i or my husband got pregnant thatd be pretty amazing (both cis)
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Jun 10, 2023 22:59
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nice boat
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Jun 16, 2023 02:25
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Ghostlight posted:Spotted the coloniser anti immigrant rhetoric
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Jun 16, 2023 03:13
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El Pollo Blanco posted:white men are garbage and mostly vote for national so thinking the greens lost votes over marama is peak idiot the racism is coming from inside the thread
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Jun 20, 2023 13:25
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yeah uhh it's not great
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Jun 21, 2023 14:02
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| # ¿ May 9, 2024 21:08 |
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is late 30s middle aged? if so then I guess I'd better apologise in advance
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Jul 13, 2023 01:40
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