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These threads are great! They helped me save up for a house down payment, start contributing to a Roth IRA, etc. I wish I could find the first thread I participated in - I think my net worth was like $20k. I'm thinking it must have been 2014, since I started using YNAB in the fall of 2013. 2024 Goals! 1. Raise net worth by $361k to $405k. 2. Increase emergency fund from $20k to $22k. I know I said I wouldn't continue this one after $20k, but I am starting to think about money for caring for my parents as they get older. I don't think I'll need it for 5 to 10 years, but I want to be ready... 3. Open a 18 month CD in Feb. 2024, fund with a minimum of $5k. So - I figure I can start stashing some of that extra money in CDs? I opened one in August, I figure I can get three going so one matures every 6 months. 3. Open a 18 month CD in Aug. 2024, fund with a minimum of $5k. 4. Make one extra mortgage payment. 1.16 extra payments made. Goal met. 5. Contribute a minimum of $5.8k to Roth IRA. 6. Stay at or under my Eating Out budget for 9 out of 12 months. Bringing this one back since I failed miserably last year. 7. Lose 15 pounds. I have lost about 10 pounds between Oct and now, so am feeling motivated to continue. 8. Read 12 books.
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Dec 29, 2023 17:31
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| # ¿ May 22, 2024 10:19 |
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January Update! 1. Raise net worth by $361k to $405k. $368k. 2. Increase emergency fund from $20k to $22k. $20.4k. 3. Open a 18 month CD in Feb. 2024, fund with a minimum of $5k. Not yet! I should take care of this sometime this weekend. 3. Open a 18 month CD in Aug. 2024, fund with a minimum of $5k. Not yet! 4. Make one extra mortgage payment. .09 extra payment made 5. Contribute a minimum of $5.8k to Roth IRA. $470. Increasing to $500/mo autodraft starting in Feb. 6. Stay at or under my Eating Out budget for 9 out of 12 months. 1/12 7. Lose 15 pounds. 2.2/15. The weight loss has been slow, but relatively consistent, so this tracks. 8. Read 12 books. 1/12. Read a really bad true crime book.
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Feb 2, 2024 16:14
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March Update! 1. Raise net worth by $361k to $405k. $382k. 2. Increase emergency fund from $20k to $22k. $21k. 3. Open a 18 month CD in Feb. 2024, fund with a minimum of $5k. I did open a CD in February, but I opened a 12 month one as it had the best interest rate. 3. Open a 18 month CD in Aug. 2024, fund with a minimum of $5k. Not yet! 4. Make one extra mortgage payment. .39 extra payment made 5. Contribute a minimum of $5.8k to Roth IRA. $1970. 6. Stay at or under my Eating Out budget for 9 out of 12 months. 2/12 7. Lose 15 pounds. 2.2/15. No progress the last few months. Have been great with workouts, eating not so much. 8. Read 12 books. 1/12. Partially through a book I need to finish and have another on deck.
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Apr 2, 2024 17:07
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