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Krispy Wafer posted:Well you stumped me.
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# ? Mar 5, 2019 03:16 |
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# ? Jun 9, 2024 14:26 |
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Nocheez posted:It was actually a music pun I thought it was either a basswood pun or a fishing one
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# ? Mar 5, 2019 03:25 |
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It was both a music and a vegetation pun! Can't you reed!
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# ? Mar 5, 2019 03:29 |
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DarkHorse posted:I thought it was either a basswood pun or a fishing one Whoa. I wish I could claim to be that clever, but I've never heard of basswood until now.
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# ? Mar 5, 2019 03:39 |
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Dik Hz posted:It's really no different than an inheritance, which isn't traditionally marital property unless co-mingled. It's just odd. Marriage is a partnership and now one of the partners has a controlling financial interest in the house. It's likely that none of it matters and you'll stay together forever and it'll never come up. In some relationships though people exercise that power when it comes to decisions about the home, and it takes away the equality. I think your partner will always has a small incentive to divorce, and you have a small one to stay together. I don't think it's large enough to be a deciding factor but it tips the scale. If assets are shared equally then you both have the same disincentive.
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# ? Mar 5, 2019 03:52 |
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Comment from https://www.reddit.com/r/relationships/comments/ak2pru/so_is_spending_outside_of_budget_and_im_not/:quote:I had to go with separate accounts from my wife after only a few years of marriage. She was spending money because she saw it was "in the account," but it was already spoken for. (Think having $2000 in the account on the 25th of the month, her spending $500 of it, and not having the $1700 for the rent that's due on the 1st. That kind of thing.) That's cool that they figured out a solution that worked, but holy poo poo I cannot imagine marrying someone with so little budgeting capacity and willpower. https://www.reddit.com/r/relationships/comments/aucut3/25m_with_25f_3_years_my_girlfriend_is_very_good/: quote:This is her budget for an average month. It doesn't include things like the holiday season or spontaneous vacations so some months it's even more. GWM budgeting bar expenses BWM budgeting more for bar expenses than rent per month CmdrRiker fucked around with this message at 04:11 on Mar 5, 2019 |
# ? Mar 5, 2019 04:04 |
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StormDrain posted:It's just odd. Marriage is a partnership and now one of the partners has a controlling financial interest in the house. It's likely that none of it matters and you'll stay together forever and it'll never come up. In some relationships though people exercise that power when it comes to decisions about the home, and it takes away the equality.
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# ? Mar 5, 2019 04:57 |
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CmdrRiker posted:Comment from https://www.reddit.com/r/relationships/comments/ak2pru/so_is_spending_outside_of_budget_and_im_not/: At first, I was like "wow, how are they spending $400 a month on utilities in an $1100 a month apartment," and then I got to the eating out/bar tab/Uber bill...
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# ? Mar 5, 2019 06:03 |
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Dik Hz posted:Why would you assume they have a controlling financial interest? Forget it. You seem OK with the deal, it'll be fine.
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# ? Mar 5, 2019 06:05 |
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Thanatosian posted:At first, I was like "wow, how are they spending $400 a month on utilities in an $1100 a month apartment," and then I got to the eating out/bar tab/Uber bill... Not that hard if it includes cell service, TV, and internet. Not technically utilities but most people I've talked to group them together.
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# ? Mar 5, 2019 06:12 |
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If you have a $900/mo bar expense, $250/mo for Uber is probably GWM.
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# ? Mar 5, 2019 06:13 |
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From what I've heard from women being at bars, it's actually pretty hard to spend your own money on drinks. Spending $900 on drinks at a bar in a month as a guy sounds bwm, but spending $900 at a bar in a month as a woman sounds impossible.
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# ? Mar 5, 2019 06:22 |
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If you spend 900/month at bars, what are you drinking? 45 bespoke hipster cocktails or 200 cheap beers?
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# ? Mar 5, 2019 07:42 |
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SpartanIvy posted:Not that hard if it includes cell service, TV, and internet. Not technically utilities but most people I've talked to group them together. "Phone" is listed under a separate line item. SpartanIvy posted:From what I've heard from women being at bars, it's actually pretty hard to spend your own money on drinks. Spending $900 on drinks at a bar in a month as a guy sounds bwm, but spending $900 at a bar in a month as a woman sounds impossible. Given that she's in a presumably-monogamous relationship, maybe BWM, but probably... I mean, I don't want to say Good With Life... Better Than The Alternative With Life? BTTAWL? Assuming that "the alternative" is letting random strangers buy her drinks all night, and not just "spend less time and money at bars."
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# ? Mar 5, 2019 09:53 |
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axolotl farmer posted:If you spend 900/month at bars, what are you drinking? 45 bespoke hipster cocktails or 200 cheap beers? Attempting to use hipster in this context as some easily understandable descriptor notwithstanding, you and I have wildly different interpretations of cheap beer. A developing story in which a redditor may have inadvertently saved themselves from an unknown future scam: https://www.reddit.com/r/personalfinance/comments/axip65/i_closed_off_an_account_from_a_relative_and_my/ quote:Without giving too much information out I recently got a new credit card with a Bank. So I went to the bank to figure out how to set an account up. While doing this I found out I already had my name in an account with an Aunt. I thought weird. In the account I had complete access to her checkings and savings which was A LOT of money. So I called her asking why this is the case. She tells me I can just remove her account info from mine. And so I did. FYI I am also a college student so I end up making an account with them (free account if I am a student).
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# ? Mar 5, 2019 15:16 |
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Barry posted:Attempting to use hipster in this context as some easily understandable descriptor notwithstanding, you and I have wildly different interpretations of cheap beer. I don't get it either.
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# ? Mar 5, 2019 15:28 |
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Sounds like stupid people who heard of adding a secondary user to a credit account to boost their credit score, but mistakenly tried to do it with a non-reporting checking/savings account.
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# ? Mar 5, 2019 15:32 |
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I don't know if someone was trying a scam on me, but yesterday I got a random text from a Dallas area number (I live in Austin with an Austin area code, not that it means much these days), saying "Hi Jesse, this is Maria. Sorry for the random text! Your property at ### X St - Wanted to see if you would consider an offer on it?" This address was also Dallas-area. I said they must have a wrong number, and today for this reply: "I apologize about that. You wouldn't happen to have a property you would consider an offer on?" Is this a I BOUGHT EVERY HOUSE I'VE EVER SEEN thing, a scam opening like "real estate mentor seeks trainee" signs, or amateur real estate investors looking to hustle and grind? Either way I've decided not to respond to the follow-up text, as tempted as I am to blatantly say I'll grudgingly accept twice the market rate of my current house in Austin.
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# ? Mar 5, 2019 15:35 |
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SpelledBackwards posted:I don't know if someone was trying a scam on me, but yesterday I got a random text from a Dallas area number (I live in Austin with an Austin area code, not that it means much these days), saying "Hi Jesse, this is Maria. Sorry for the random text! Your property at ### X St - Wanted to see if you would consider an offer on it?" Also, my parents sold it over a year ago.
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# ? Mar 5, 2019 15:38 |
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They’re just cold calling random people in hopes someone with equity is desperate to sell their house quickly for 20% below market value. Pro tip, if you’re ever the executor of an estate, put a burner phone number down on your probate applications unless you enjoy being called by every drat realtor in the area.
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# ? Mar 5, 2019 15:55 |
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CmdrRiker posted:I don't get it either. Well, if the aunt died wouldn't the money in the joint account skip probate? That's the only tax thing I can think of. Dad was definitely going to murder that aunt.
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# ? Mar 5, 2019 17:07 |
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Square Peg posted:Well, if the aunt died wouldn't the money in the joint account skip probate? That's the only tax thing I can think of. The dad definitely wanted to do something like this but with avaricious intent.
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# ? Mar 5, 2019 17:09 |
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Dik Hz posted:It's really no different than an inheritance, which isn't traditionally marital property unless co-mingled. Ah, I misunderstood. I was thinking the parents retained the equity you mentioned, not your partner. E: holy poo poo there's another page
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# ? Mar 5, 2019 17:14 |
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The house down payment people need to speak with a lawyer. There's a number of solutions that could protect everyone (parents could be on title with Husband/Wife, parents could gift son (and son alone) the down payment, post-nup, probably more) and there's enough money at stake that it makes sense to hire a lawyer. There's nothing that would guarantee no litigation if the marriage goes south but hey. Not being on title should be a non-starter for Wife though. I'm paying my landlord's mortgage too, it's called renting.
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# ? Mar 5, 2019 21:12 |
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In regards to the bathroom posted earlier https://motherboard.vice.com/amp/en...From%20%251%24s
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# ? Mar 5, 2019 22:18 |
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Chin Strap posted:In regards to the bathroom posted earlier https://motherboard.vice.com/amp/en...From%20%251%24s
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# ? Mar 5, 2019 22:26 |
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# ? Mar 5, 2019 22:36 |
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And here I thought nothing good ever came out of Vice anymore
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# ? Mar 5, 2019 22:41 |
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Since we're talking about scams, I received an automated call about setting up an online bank account with the Bank of Scotland. The problem is that I live in the United States. I wanted to call them and ask about it, but it requires an international call. Do I chalk this up to a mistake or should I look further into it?
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# ? Mar 5, 2019 23:35 |
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DTaeKim posted:Since we're talking about scams, I received an automated call about setting up an online bank account with the Bank of Scotland. The problem is that I live in the United States. I wanted to call them and ask about it, but it requires an international call. Do I chalk this up to a mistake or should I look further into it? I live in Australia and got a collect call from the International Drainage Commission in the states. It cost me nine hundred dollars.
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# ? Mar 6, 2019 00:01 |
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Murderball posted:I live in Australia and got a collect call from the International Drainage Commission in the states. It cost me nine hundred dollars. Don’t put up with that, contact your MP.
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# ? Mar 6, 2019 00:05 |
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Wasn't there a Simpsons episode about this? Sounds like I should just ignore it then.
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# ? Mar 6, 2019 00:10 |
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Eh worst case scenario is just a little kick in the bum.
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# ? Mar 6, 2019 00:11 |
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Murderball posted:I live in Australia and got a collect call from the International Drainage Commission in the states. It cost me nine hundred dollars. Was your water spinning the wrong way or not?
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# ? Mar 6, 2019 00:11 |
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DTaeKim posted:Wasn't there a Simpsons episode about this?
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# ? Mar 6, 2019 00:14 |
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Murderball posted:Eh worst case scenario is just a little kick in the bum. Disparaging the boot is a bootable offense.
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# ? Mar 6, 2019 01:56 |
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Murderball posted:I live in Australia and got a collect call from the International Drainage Commission in the states. It cost me nine hundred dollars. Does Australia not warn you that you’re about to accept a collect call?
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# ? Mar 6, 2019 01:58 |
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I thought Australia used the "Dollarydoo"?
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# ? Mar 6, 2019 01:59 |
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Midjack posted:Does Australia not warn you that you’re about to accept a collect call? I had no time for that- I was worried about the bidet. GoGoGadgetChris posted:I thought Australia used the "Dollarydoo"? Banned
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# ? Mar 6, 2019 02:00 |
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# ? Jun 9, 2024 14:26 |
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Midjack posted:Does Australia not warn you that you’re about to accept a collect call? I realllllllllllllllllly hope you are not serious.
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# ? Mar 6, 2019 02:22 |