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I get the basic gist of money laundering. I've been rewatching Breaking Bad again and I can't stop thinking about the actual real life repercussions to this: say you're a Jesse Pinkman, making money hand over fist, more than you know what to do with. You want to start laundering it to have a steady income that can be used without attracting attention. How do you actually go about buying a business to launder the money through without that raising red flags? Some nobody without a job record all of a sudden buying a business for whatever amount ($50,000, $100,000, it makes no difference). Would that in itself not be a huge alarm bell to the IRS? So to launder money, do you need to have money in the first place to legally and cleanly buy a business first, or is it really as simple as just buying a business and not worrying about consequences. Or do IRS not pay attention to large cash transactions for stuff like real estate / business purchases etc. If I managed to illegally obtain $1,000,000 right this second, I'd only really be able to use it for small cash purchases that don't really trace back to me. I couldn't go on lavish holidays as that would be tied to my name with the airline ticket, I couldn't rack up huge bills and pay them off as it's also tied to me. But it's not as if I could just waltz into a local business and buy it outright without there being any due diligence done by owner, or the government checking into it, surely? I know the answer will be "it's a TV show", but I'm really curious about real life situations. You're an average Joe who suddenly starts raking in large volumes of illegal money. Are there any realistic or plausible ways to start laundering that without attracting attention?
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Jan 2, 2021 05:37
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You get a loan to buy the business. You pay off the loan slowly, ostensibly with profits from the business, but in reality the business isn’t that profitable and most or all of the payments are coming from your hoard of dirty money.
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Jan 2, 2021 05:43
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In Australia, what you used to do is realise that the casinos gave no fucks at all for a very long time when it came to the source of the cash you're using to buy chips. As long as you weren't buying more than 10k worth of chips at once (transactions over 10k need to have forms filled out for financial tracking purposes) you could just go to a cashier, buy 9k worth of chips, gamble 1k, then go to another one and trade your chips for cash that they would give you a receipt for, that you could then deposit in the bank with a paper trail legitimising the money. They got into a lot of trouble for that.
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Jan 2, 2021 05:51
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Qubee posted:So to launder money, do you need to have money in the first place to legally and cleanly buy a business first, or is it really as simple as just buying a business and not worrying about consequences. Or do IRS not pay attention to large cash transactions for stuff like real estate / business purchases etc. If I managed to illegally obtain $1,000,000 right this second, I'd only really be able to use it for small cash purchases that don't really trace back to me. I couldn't go on lavish holidays as that would be tied to my name with the airline ticket, I couldn't rack up huge bills and pay them off as it's also tied to me. But it's not as if I could just waltz into a local business and buy it outright without there being any due diligence done by owner, or the government checking into it, surely?
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Jan 2, 2021 06:16
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Why do cars run on gas but heavy machines use diesel? Are there places in the world where most cars run on diesel or machines run on gas?
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Jan 2, 2021 16:04
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dokmo posted:Why do cars run on gas but heavy machines use diesel? Are there places in the world where most cars run on diesel or machines run on gas?
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Jan 2, 2021 16:18
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Equipment that never goes on-road can also use “farm diesel” which doesn’t require paying road taxes and is cheaper. Don’t think there is “farm gas.”
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Jan 2, 2021 16:25
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If Americans call petrol gas, what do they call the actual gas that some cars run on? Just LPG?
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Jan 2, 2021 16:28
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Organza Quiz posted:If Americans call petrol gas, what do they call the actual gas that some cars run on? Just LPG? American cars all run on petrol.
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Jan 2, 2021 16:30
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smackfu posted:Equipment that never goes on-road can also use “farm diesel” which doesn’t require paying road taxes and is cheaper. Don’t think there is “farm gas.”
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Jan 2, 2021 16:33
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Yeah, where I live in the US, gas is what you fuel your car with, diesel is what your buddy fuels his truck/heavy equipment with, and oil is what's used for lubercant. All of these I believe are the same product in different forms.
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Jan 2, 2021 16:52
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Organza Quiz posted:If Americans call petrol gas, what do they call the actual gas that some cars run on? Just LPG? LPG cars are extremely rare so yeah, we just use the term LPG for those. I’ve only seen them on busses and garbage trucks.
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Jan 2, 2021 17:08
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Alright, not sure if this question is stupid enough to go in here, but I didn't see a good place to ask it in IYG, and I have to assume it's such common knowledge by now that it counts as being exceptionally stupid/simple: I live in the US, and am new to the smartphone game. I got one back in 2018, and I'm having some problems with it (battery overheating, compatibility issues because it was old when I got it), so I'm planning to upgrade. So, hypothetically, I get a new phone. I understand the difference between locked and unlocked one, carriers, etc. If I get a new phone, and want to change carriers... how do I do that? Specifically, with the SIM card and keeping my old number and all. Do I politely inform my current carrier than I'm not paying their bill anymore? Do I have to fill out a form with the new guys, and I would know that if I tried? I don't want to lose my number again, as back when I had chunky phones I had to change my number every year or two and people are getting tired of it.
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Jan 2, 2021 17:24
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You call up the carrier you want to switch to and say “hey I’d like to switch to your service”. They want your money. They’ll walk you through the process. A SIM card will arrive in a couple of days. Once you’re activated with the new carrier, you call up the old one and close the account.
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Jan 2, 2021 17:34
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Okay, so I activate my new one first, get it all set up, and THEN cancel my old one. Okay. I've heard about just moving your SIM card from one phone to another, but I guess that's more for in-carrier swaps? Thanks for the answer; frankly, the most important bit was that I shouldn't worry and the people I talk to will probably be able to handle things.
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Jan 2, 2021 17:40
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John Lee posted:Okay, so I activate my new one first, get it all set up, and THEN cancel my old one. Okay. I've heard about just moving your SIM card from one phone to another, but I guess that's more for in-carrier swaps? Yeah, the SIM is carrier specific, so basically by definition you need a new one to switch carriers. Unless your phone has an e-sim, but there aren't that many phones with those--mainly newer iPhones and Pixels, I think, and even those also have a physical sim slot. But yeah, the latter point is the most salient--converting users from other carriers is a pretty rich revenue stream for these companies, so "I'm trying to switch to your service, please help" is one of the situations they're most equipped to handle and have put the most resources into ensuring smooth execution of. fake edit: the new carrier probably won't do much if anything to help with canceling your old service, so that will require working with your former carrier. This will not likely be as smooth a process, but they still know how to do it. Penguissimo fucked around with this message at 18:09 on Jan 2, 2021 |
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Jan 2, 2021 18:06
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Organza Quiz posted:If Americans call petrol gas, what do they call the actual gas that some cars run on? Just LPG? If you're willing to call forklifts cars, there are a lot of forklifts I've worked with that ran on propane.
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Jan 2, 2021 19:37
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If you only have one line, and port your number to another carrier, that will automatically cancel the number with your old carrier. Whatever you do, do NOT call the old carrier before the switch or cancel that number; they can't transfer a cancelled number.
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Jan 2, 2021 19:54
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John Lee posted:Alright, not sure if this question is stupid enough to go in here, but I didn't see a good place to ask it in IYG, and I have to assume it's such common knowledge by now that it counts as being exceptionally stupid/simple: All US carriers have actually been required by the FCC to allow porting numbers to other carriers since c. 2003, including landlines (Oct 2003) and VOIP (2007), as long as you're still living in the same area code (e.g. if you moved from LA to NOLA you'd not get to keep your 818 area code #, but have to get a new number in 985 or 504). Make sure you have paid off your phone if you bought it from the old carrier and that you have no current overdue bills. The cellphone market in the US is set up to massively reward customer disloyalty, in that you will get access to better deals, rebates, etc. if you switch carriers- for instance, I just switched in December and got B1G1 on an Iphone 12 + 250/line rebate credit (Verizon gift cards). So, first see if you can find a deal on your desired new phone (check e.g. slickdeals.net) on another carrier - what you do next depends on if it's an in-person only deal (e.g. Costco/Sams/carrier store) or online only (carrier website), but someone (the carrier staff in the first case and you on the website in the second case) will enter the phone number in a field in the ordering system and then the NEW carrier will be the responsible party to bring your number over from the old carrier, and will generate the porting request and, if necessary, will install/send you a new sim for your new network. Once you have service on the new carrier you should call your old carrier to confirm that you've been successfully ported and make sure they close the account and send a final bill. If you are planning to just buy your phone retail rather than on installments, and you have modest cell data use, you should look at doing prepaid instead - T-mobile has 2G/mo data + unlimited voice + texts for $15 - see https://www.tomsguide.com/best-picks/best-prepaid-phone-plans for a quick overview of what they think are best available plans. Also check out the wirecutter https://www.nytimes.com/wirecutter/reviews/best-wireless-carrier/ for plan recommendations. They do a reasonable job of testing but they are a bit ...high-end sometimes (owned by NY Times) and they sometimes make some odd-ish decisions about what not to test, but at least they lay out who they didn't test and why so they're more informative than most.
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Jan 2, 2021 20:52
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Yak Shaves Dot Com posted:Yeah, where I live in the US, gas is what you fuel your car with, diesel is what your buddy fuels his truck/heavy equipment with, and oil is what's used for lubercant. All of these I believe are the same product in different forms. Yeah, everything you've listed comes from refining crude oil, where different weights of oil product are taken off at different heights/temperatures of a fractionation column.  The Cn numbers refer to how many carbons are in the hydrocarbon molecules that are produced at those levels.
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Jan 3, 2021 01:03
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Does anyone have any recommendations for cooking blogs along the lines of Skillet or The Takeout? I like getting new recipes and such on a regular basis but really can't abide the twee vibe of what I'm finding on my own.
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Jan 3, 2021 04:40
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Manager Hoyden posted:Does anyone have any recommendations for cooking blogs along the lines of Skillet or The Takeout? I like getting new recipes and such on a regular basis but really can't abide the twee vibe of what I'm finding on my own. My partner loves the smitten kitchen for similar reasons as to what you're looking for. Back in the day I would have said the food lab but it's stopped updating really and serious eats isn't quite the same level, but I'd check them out for their archives.
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Jan 3, 2021 05:27
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Carillon posted:My partner loves the smitten kitchen for similar reasons as to what you're looking for. Back in the day I would have said the food lab but it's stopped updating really and serious eats isn't quite the same level, but I'd check them out for their archives. Absolutely perfect, thanks.
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Jan 3, 2021 06:37
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Is there a kit you can buy to learn stuff like what's happening in this video? https://www.youtube.com/watch?v=MwHHErfX9hI I'm looking for something pretty challenging (maybe a step or two down from the ps4 controller and microcontrollers) where I can teach myself about physics, motors, gears, gear differentials, etc. I was looking at like racecar kits but simple follow-the-instructions didn't seem interesting. I'd prefer to fail and troubleshoot my way through something. Would rather buy something and have to downgrade due to difficulty and complexity rather than the other direction.
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Jan 3, 2021 16:50
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thepopmonster posted:
I could have literally saved ~$1000 a year on phone service for like the past decade if I had known this, I'd been handing AT&T 2-3x what the service I was getting was worth. This is really embarrassing to admit, but I could have switched many times and chose not to. Why? Because I was "grandfathered" into a plan I got years and years ago, and my dumb rear end thought that being grandfathered into something was automatically good. But nope, I was paying "this 2008 premium technology is new and wonderful" prices while everyone else was moving into cheaper plans. I truly thought that they were going to have to fight me to take me off my amazing grandfathered deal plan but it turns out I was just giving them free extra money for the duration of the '00s! I didn't figure this out until I had a snag trying to redeem an existing customer deal and asked about it on the forums, and looking through the thread realized that everyone else was paying a third of what I was for the same exact thing and more. When I called to disconnect from AT&T, the customer loyalty department tried to stop me by offering a $300 credit (spread out as a bill credit over 24 months). Extremely annoyed at myself for expecting my 2008–present loyalty to mean I would get a better offer, lol at that. Just had to get this off my chest, and I hope that someone can learn from my plight and takes thepopmonsters advice on getting a better deal if they've been on the same plan for a while.
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Jan 3, 2021 19:56
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In the 90s and early 2000s (less so now, I feel like) everyone in the US/UK made a lot of jokes about bad translations of Japanese media into English (all your base etc). Did the reverse, widespread bad English->Japenese media translation, happen as well? Are there any iconic examples on the level of "all your base are belong to us"?
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Jan 3, 2021 21:45
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There are a lot of examples of people getting Chinese characters tattooed on them that don't say what they think they do.
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Jan 3, 2021 21:53
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Badger of Basra posted:In the 90s and early 2000s (less so now, I feel like) everyone in the US/UK made a lot of jokes about bad translations of Japanese media into English (all your base etc). Did the reverse, widespread bad English->Japenese media translation, happen as well? Are there any iconic examples on the level of "all your base are belong to us"? I have no specific knowledge, but I'll bet the answer is no. Essentially, the reason for the bad translations was that Japanese people with a rudimentary grasp of English and heavy time constraints were tasked with translations. Because English is the common language of the Western world, and because there were comparably few Japanese to English translators, it made sense for companies to use cheap Japanese labour to access the huge market outside Japan I guess. In the reverse case, an English product trying to penetrate the Japanese market, you would still want to use the same cheap labour, but because they're actual native speakers of Japanese, they'd make a lot less funny mistranslations, and probably just miss some points or misunderstand stuff.
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Jan 3, 2021 22:03
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Is there a crafting thread? I like the result of using Super 77 spray adhesive to attach heavy paper to paper because it’s easy to get edge to edge adhesion, it’s a super thin layer, and you have some wiggle room time. But the tacky overspray is super messy and the spray sometimes moves the paper when you are spraying which is a disaster. Is there a better product?
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Jan 3, 2021 22:27
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smackfu posted:Is there a crafting thread? I like the result of using Super 77 spray adhesive to attach heavy paper to paper because it’s easy to get edge to edge adhesion, it’s a super thin layer, and you have some wiggle room time. But the tacky overspray is super messy and the spray sometimes moves the paper when you are spraying which is a disaster. Is there a better product?
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Jan 3, 2021 22:39
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Badger of Basra posted:In the 90s and early 2000s (less so now, I feel like) everyone in the US/UK made a lot of jokes about bad translations of Japanese media into English (all your base etc). Did the reverse, widespread bad English->Japenese media translation, happen as well? Are there any iconic examples on the level of "all your base are belong to us"?
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Jan 3, 2021 22:45
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Badger of Basra posted:In the 90s and early 2000s (less so now, I feel like) everyone in the US/UK made a lot of jokes about bad translations of Japanese media into English (all your base etc). Did the reverse, widespread bad English->Japenese media translation, happen as well? Are there any iconic examples on the level of "all your base are belong to us"? There was that time Ariana Grande tried to get the name of her latest single tattooed on her hand in Japanese for promotional purposes and ended up with "small barbecue grill" instead but that's the most notable recent example I can think of
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Jan 3, 2021 23:55
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Blood Nightmaster posted:There was that time Ariana Grande tried to get the name of her latest single tattooed on her hand in Japanese for promotional purposes and ended up with "small barbecue grill" instead but that's the most notable recent example I can think of On The Big Bang Theory, Penny has a tattoo that she said means "courage" but Sheldon said it means "soup".
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Jan 4, 2021 01:46
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Why doesn't milk generally come in cartons outside of the uht pasteurized/lactose free varieties anymore? Is it just that plastic jugs are cheaper, or is there some other reason? I know that there's some amount of vitamin A loss due to something happening with exposure to light with transparent plastic jugs vs an opaque container, it seems to me that a carton is generally a better solution than plastic outside of the difficulty recycling them vs plastic jugs.
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Jan 4, 2021 04:06
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dog nougat posted:Why doesn't milk generally come in cartons outside of the uht pasteurized/lactose free varieties anymore? Is it just that plastic jugs are cheaper, or is there some other reason? I know that there's some amount of vitamin A loss due to something happening with exposure to light with transparent plastic jugs vs an opaque container, it seems to me that a carton is generally a better solution than plastic outside of the difficulty recycling them vs plastic jugs. Not really an answer to your question, but I've been living with my in-laws for about six weeks now. They get half-gallon cartons that have the pull-ring to open them, and that kind of sucks compared to plastic jugs. Not sure what benefits you see in a carton, honestly.
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Jan 4, 2021 04:13
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hooah posted:Not really an answer to your question, but I've been living with my in-laws for about six weeks now. They get half-gallon cartons that have the pull-ring to open them, and that kind of sucks compared to plastic jugs. Not sure what benefits you see in a carton, honestly. I'll grant you that it's slightly inconvenient compared to opening a bottle, but ime cartons with the cap don't get those weird-rear end milk flakes around the threads like a plastic jug does. For me personally a carton is easier and safer to transport from the store to my house as a bicycle is my sole mode of transportation there. A laminated paperboard carton is a lot less likely to explode if accidentally dropped compared to a plastic jug. The aforementioned loss of vitamin A is something I'm aware of, so it has some marginal concern. I feel like a carton is potentially more space efficient for transport over a plastic jugs due to less wasted space. I'm not a material scientist or engineer, so I'm not sure about how much volume a carton occupies compared to a milk jug, or what the weight issues are between the two. Mostly I'm just curious why there seems to be some sort of shift from cartons for milk to plastic jugs as far as something more locally available/sourced is concerned.
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Jan 4, 2021 06:47
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It depends on where you live and who's selling the milk really. About half the milk I see in the grocery store is in cartons here on Vancouver Island.
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Jan 4, 2021 07:44
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Am I the only one that sees price tags not as they are, but instead as being 10x'd, the result of a given principal undergoing 30 years of compound interest at 8%? I feel constant guilt for spending money on anything knowing the real cost to me not investing the money properly instead. That 10 dollars today is 100 dollars of future financial security.
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Jan 4, 2021 07:47
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Methanar posted:Am I the only one that sees price tags not as they are, but instead as being 10x'd, the result of a given principal undergoing 30 years of compound interest at 8%? This is a behaviour that speaking to a therapist can assist you with, as it's doing you no good at all.
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Jan 4, 2021 07:57
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Methanar posted:Am I the only one that sees price tags not as they are, but instead as being 10x'd, the result of a given principal undergoing 30 years of compound interest at 8%? Do you look at tips the same way?
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Jan 4, 2021 08:47
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