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Install Windows posted:Seagate bought Samsung's hard drive business a few years back, and now the only companies actually manufacturing drives are Seagate, Western Digital and Toshiba. Didn't realize that Seagate is Samsung are one and the same now, interesting.
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Nov 21, 2013 21:45
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hoobajoo posted:Didn't realize that Seagate is Samsung are one and the same now, interesting. To clarify, this is what's happened:  Beyond just the overall ownership, most hard drive companies share major suppliers of parts with one or both of the other manufacturers (like for drive heads, or platters) so they're pretty much working from the same base on most things. That's why that big flood in Southeast Asia a few years back made all hard drives cost a lot more, every hd manufacturer was sourcing parts from there and had relied on the ruined factories.
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Nov 21, 2013 21:55
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razz posted:I only have a debit card, and I use it for everything including online purchases. At a lot of places (drive-through windows, getting gas, online purchases), I don't even have to put in my PIN so it does work exactly like a credit card in that regard. I can choose to run it as credit or as debit at most stores, which is irrelevant as it comes out of the same account either way. The only difference is whether or not I am asked to enter my PIN. The thing is though that if your account is compromised, they could clean out your checking account leaving you with very little recourse. Debit cards don't have the same kind of fraud liability projection that credit cards do.
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Nov 21, 2013 22:56
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stubblyhead posted:The thing is though that if your account is compromised, they could clean out your checking account leaving you with very little recourse. Debit cards don't have the same kind of fraud liability projection that credit cards do. Actually, if someone makes unauthorized transactions with your debit card number, but your card is not lost, you are not liable for those transactions if you report them within 60 days of your statement being sent to you. If you lose the card and report it lost within two days, you are only responsible for $50 of the fraudulent charges. None of them if you report it stolen before any charges.
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Nov 21, 2013 23:00
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RaoulDuke12 posted:Actually, if someone makes unauthorized transactions with your debit card number, but your card is not lost, you are not liable for those transactions if you report them within 60 days of your statement being sent to you. If you lose the card and report it lost within two days, you are only responsible for $50 of the fraudulent charges. None of them if you report it stolen before any charges. Yes, but it can take weeks for them to get the money back to you. That could leave you with a drained checking account and no money to pay bills with.
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Nov 21, 2013 23:04
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RaoulDuke12 posted:Actually, if someone makes unauthorized transactions with your debit card number, but your card is not lost, you are not liable for those transactions if you report them within 60 days of your statement being sent to you. If you lose the card and report it lost within two days, you are only responsible for $50 of the fraudulent charges. None of them if you report it stolen before any charges. The difference is that with the debit card the money is already gone until the disputed charge(s) investigation and reimbursement is done. With a credit card the charges are put into dispute and you are not out any money.
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Nov 21, 2013 23:05
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And you aren't liable for that $50 of fraudulent charges if you had used a credit card.
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Nov 21, 2013 23:07
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That's all true and everything but since he said:quote:they could clean out your checking account leaving you with very little recourse I felt the need to clarify since that isn't really true.
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Nov 21, 2013 23:10
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Alkanos posted:Obviously you folks talking about no one using checks don't work at Pennsylvania DMV centers. Checks and Money Orders only. Yes, that means they not only will they not take credit or debit cards, but they don't accept cash either. Luckily we can still do most stuff through the website, which does allow credit/debit cards. They'll take cash if you walk in there with it, they just don't like it. And like you said, the website takes credit.
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Nov 21, 2013 23:38
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RaoulDuke12 posted:That's all true and everything but since he said: Well, to clarify further, the bank may take a while getting you that reimbursement, and if you have other payments pending, they will dick you for lots of charges. Only fools and people who can't handle finances use debit cards preferentially considering the rewards and additional protection they offer.
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Nov 21, 2013 23:39
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Werner-Boogle posted:Money questions! They either exchange to your currency in the shop and charge you that amount or they charge you in their currency and your card provider does the exchange. I am sure I read somewhere that it it is better to pay in the local currency as you'll get a better exchange rate through your card company.
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Nov 21, 2013 23:47
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baquerd posted:Well, to clarify further, the bank may take a while getting you that reimbursement, and if you have other payments pending, they will dick you for lots of charges. Only fools and people who can't handle finances use debit cards preferentially considering the rewards and additional protection they offer.
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Nov 22, 2013 00:10
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i like nice words
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thelightguy posted:They'll take cash if you walk in there with it, they just don't like it. And like you said, the website takes credit. I can't wait until the web site will deal with those of us with commercial licenses. I know by percentage that's not much.....but really....why does everything have to be different because I have a few endorsements most other people don't have? Let me send you renewal money the same way. The only endorsement that requires any scrutiny past a regular driver's license is hazmat (have to take a test each time).
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Nov 22, 2013 00:20
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spog posted:They either exchange to your currency in the shop and charge you that amount or they charge you in their currency and your card provider does the exchange. Maybe! For Americans abroad: All Capital One credit cards have NO foreign currency exchange fee (average is about 3%) and the exchange rate they use is almost exactly what google will tell you is the current exchange rate. In this case, it's definitely better to let Capital One handle the exchange (that is, tell the cashier you want to pay in the local currency instead of USD). With the normal 3% fee though, it could go either way about which is the better choice.
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Nov 22, 2013 00:22
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Anne Whateley posted:All the negatives were true in the '90s or something, but if you don't have a debit card, you probably don't know it's not true anymore. Mine offers me all the protection of a credit card with no hassle. My friend's mom (US) had her purse stolen, and she lost the $300 in her checking account to someone buying gasoline with her debit card. The credit card charges (also gasoline  ) were dropped, but she never got that debited $300 back.Really depends on your bank, I guess. I've never heard of great fraud protection on a debit card, but maybe I just haven't found the right bank. (edited to be less snarkily worded, sorry) alnilam fucked around with this message at 00:29 on Nov 22, 2013 |
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Nov 22, 2013 00:24
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Anne Whateley posted:All the negatives were true in the '90s or something, but if you don't have a debit card, you probably don't know it's not true anymore. Mine offers me all the protection of a credit card with no hassle. Mine doesn't. When my debit card info got stolen recently, it took ten business days to get the money back in my account, even though it was an obvious theft. Which would have sucked if that were my only card/bank account. I did get all the money back, but ten business days is a while to have a zero bank balance. The problem was apparently on the MasterCard fraud protection end, according to my bank.
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Nov 22, 2013 00:42
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Okay, I'm sure there are debit cards with lovely terms just like there are credit cards with predatory terms. I just mean that isn't the case across the board anymore. v When my debit card number was stolen (a website I'd bought from was hacked), I was not without access, that's what I'm saying. They overnighted me a new card, which I had in my hands the next morning, and I could still use my account online in the meantime. I wasn't out a dime. Anne Whateley fucked around with this message at 01:36 on Nov 22, 2013 |
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Nov 22, 2013 00:58
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Anne Whateley posted:Okay, I'm sure there are debit cards with lovely terms just like there are credit cards with predatory terms. I just mean that isn't the case across the board anymore. It doesn't matter how good or terrible the debit card's terms are. In the best case scenario with your debit card lost/stolen/hacked you will spend SOME amount of time without any money at all. That length of time could be a day, a week, or longer. In the worst case scenario with a credit card your checking account will be untouched, leaving you to be able to pay bills, get to work, and eat. That's why people encourage use of a credit card over a debit card (provided you can be trusted to manage your money).
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Nov 22, 2013 01:13
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^^^^^^ That's the bottom line here.
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Nov 22, 2013 01:16
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I have recently installed ~100 thin plastic ceiling tiles in a dropped ceiling. They are so light and new they don't sit entirely flush with the grid and leave uneven gaps of 1/8-1/4" that bother me. I am trying to think of a sensible way to weigh them down so they sit flush. The best thing I can think of is Ziploc bags + corn, beans or synthetic bean bag filler. Looking for other cheap easy options.
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Nov 22, 2013 02:21
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Bruce Hussein Daddy posted:I have recently installed ~100 thin plastic ceiling tiles in a dropped ceiling. They are so light and new they don't sit entirely flush with the grid and leave uneven gaps of 1/8-1/4" that bother me. I am trying to think of a sensible way to weigh them down so they sit flush. The best thing I can think of is Ziploc bags + corn, beans or synthetic bean bag filler. Looking for other cheap easy options.
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Nov 22, 2013 02:25
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Bruce Hussein Daddy posted:I have recently installed ~100 thin plastic ceiling tiles in a dropped ceiling. They are so light and new they don't sit entirely flush with the grid and leave uneven gaps of 1/8-1/4" that bother me. I am trying to think of a sensible way to weigh them down so they sit flush. The best thing I can think of is Ziploc bags + corn, beans or synthetic bean bag filler. Looking for other cheap easy options. Ceiling Tile Panel Clips There are very cheap versions used for drafty locations and more expensive versions used for fire rated tile. They should not be difficult to find.
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Nov 22, 2013 02:32
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Bruce Hussein Daddy posted:I have recently installed ~100 thin plastic ceiling tiles in a dropped ceiling. They are so light and new they don't sit entirely flush with the grid and leave uneven gaps of 1/8-1/4" that bother me. I am trying to think of a sensible way to weigh them down so they sit flush. The best thing I can think of is Ziploc bags + corn, beans or synthetic bean bag filler. Looking for other cheap easy options. Pennies?
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Nov 22, 2013 02:58
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Thank you everybody for the advice!Fork of Unknown Origins posted:Also do you actually have 4TB of stuff to back up? I'd suggest getting two 2TB drives and backing up on both, keeping one somewhere other than where you keep the first and refreshing it every month or so.
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Nov 22, 2013 03:32
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moana posted:Thank you everybody for the advice! You'll never watch 90% of that stuff ever again. And there's no reason not to encode it to a more reasonable size so you're not filling up 4 TBs worth of space on the regular. Get Handbrake, use constant quality = 13 (which is way more quality than you'll need, you could easily get away with quality 14 or 15 and probably never notice the difference) and you'll cut the size by 50%+ and never notice any quality difference. I'm guessing you're using the highest quality on the gopro (35 or 45 Mb/s depending on model) -- it's a tremendous waste of space. If you're recording at 45 Mb / s that's already almost 400 hours of video you've shot. If you spend a full 40 hour work week every week watching just what you've shot so far it'll take 2.5 months to get through it. I think you'd be better served by prioritizing what you're recording and saving. I'm sure your newborn is cute and all but priorities, man.
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Nov 22, 2013 04:01
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regulargonzalez posted:I'm guessing you're using the highest quality on the gopro (35 or 45 Mb/s depending on model) -- it's a tremendous waste of space. When you watch TV, it's probably in the neighborhood of 10Mbit. So, you could knock the 35Mbit down to 10 and it would still be as good as or better than cable/satellite TV.
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Nov 22, 2013 04:08
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axolotl farmer posted:Some American online stores, like somethingawful.com, only accept credit cards. I assume this restriction is on some specific type of debit card, because mine works anywhere a credit card works. As far as the shop can tell, it is a credit card. There's no way they could prevent debit cards being used.
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Nov 22, 2013 04:16
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When americans say a thing like Is x relevant, what do they mean exactly relevant to what and what considerations are used when making a judgement on such a topic?
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Nov 22, 2013 05:25
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Crankit posted:When americans say a thing like Is x relevant, what do they mean exactly relevant to what and what considerations are used when making a judgement on such a topic? Can you elaborate? I can't imagine a scenario where the basic definition of the word isn't being used, or why it would vary by culture. I say something is relevant when it's germane to the current topic. That will always be a somewhat subjective judgment, but I imagine there are some formal debate rules/Roberts Rules/courtroom procedures that lay out some specific guidelines for relevance.
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Nov 22, 2013 05:35
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Crankit posted:When americans say a thing like Is x relevant, what do they mean exactly relevant to what and what considerations are used when making a judgement on such a topic? In the absence of context, it usually means does X effect everyday life for a significant number of people.
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Nov 22, 2013 05:37
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Whoa, I popped into GBS for the first time in years and what the hell happened there? I tried googling for some background story but nothing really concrete showed up. Is the more civilized GBS of yesterday gone forever?
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Nov 22, 2013 06:53
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So I have to work thanksgiving at walmart. This nets me a 25% discount on any one item in the store. From $1600 TVs to $.15 candy. I don't really have any need for the discount, any suggestions on what to do with it? I can also only use it on the 5/6 of december.
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Nov 22, 2013 09:01
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Why are farts funny, if you think about it they shouldn't, a fart as I understand things is a small volume of gas released from the anus as the result of anaerobic digestion in the intestine, and it smells of poo poo. By rights this shouldn't be humourous at all it should be an unpleasant thing that just happens sometimes.
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Nov 22, 2013 09:07
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Because it makes a funny sound ya goon
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Nov 22, 2013 09:11
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dr. madlove posted:Whoa, I popped into GBS for the first time in years and what the hell happened there? I tried googling for some background story but nothing really concrete showed up. Is the more civilized GBS of yesterday gone forever? Mods got tired of modding it, so made it a free-for-all and say it is permanent. Hopefully they will rename it '4chan-lite' to be a more accurate title.
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Nov 22, 2013 09:15
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SlayVus posted:So I have to work thanksgiving at walmart. This nets me a 25% discount on any one item in the store. From $1600 TVs to $.15 candy. I don't really have any need for the discount, any suggestions on what to do with it? I can also only use it on the 5/6 of december.
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Nov 22, 2013 09:27
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SlayVus posted:So I have to work thanksgiving at walmart. This nets me a 25% discount on any one item in the store. From $1600 TVs to $.15 candy. I don't really have any need for the discount, any suggestions on what to do with it? I can also only use it on the 5/6 of december. You could sell it to someone for a 10% cut. Then spend the money on cocaine and hookers, or whatever else you want to buy that you can't find at Wal-Mart.
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Nov 22, 2013 09:32
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Crankit posted:Why are farts funny, if you think about it they shouldn't, a fart as I understand things is a small volume of gas released from the anus as the result of anaerobic digestion in the intestine, and it smells of poo poo. By rights this shouldn't be humourous at all it should be an unpleasant thing that just happens sometimes. Why should it not be funny? What are the requirements of humour that you believe it fails to meet?
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Nov 22, 2013 10:32
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Crankit posted:Why are farts funny, if you think about it they shouldn't, a fart as I understand things is a small volume of gas released from the anus as the result of anaerobic digestion in the intestine, and it smells of poo poo. By rights this shouldn't be humourous at all it should be an unpleasant thing that just happens sometimes. It's always kind of funny to send farts to a friend. Watching a friend react to a silent but deadly is always funny. They would totally do the same if the tables were reversed. If you haven't already seen it, Shaun of the Dead had a beautifully touching fart joke. thrakkorzog fucked around with this message at 11:17 on Nov 22, 2013 |
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Nov 22, 2013 10:37
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Rent-A-Cop posted:Can you buy giftcards at a discount? Because 25% off on whatever you want to buy at some later date isn't a bad deal. No gift cards, no phone cards, no tobacco, no alcohol. Also can't be sold, I have to buy said item with the help of a manager.
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Nov 22, 2013 11:03
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