Register a SA Forums Account here!
JOINING THE SA FORUMS WILL REMOVE THIS BIG AD, THE ANNOYING UNDERLINED ADS, AND STUPID INTERSTITIAL ADS!!!

You can: log in, read the tech support FAQ, or request your lost password. This dumb message (and those ads) will appear on every screen until you register! Get rid of this crap by registering your own SA Forums Account and joining roughly 150,000 Goons, for the one-time price of $9.95! We charge money because it costs us money per month for bills, and since we don't believe in showing ads to our users, we try to make the money back through forum registrations.
 
  • Locked thread
EugeneJ
Feb 5, 2012

by FactsAreUseless

Bisty Q. posted:

Also, the better part of that guy's thread are the internet detectives that raided his post history and discovered he steals things for fun, has a Good Gamin' Rig, and somehow has money to smoke pot too.

quote:

in early 2009 (march-ish?) my wife had eaten the last ice cream sandwich in the freezer that I had been saving. I don't know why, to this day, THAT was the trigger. I went off. I started yelling and throwing things. She left the apartment to give me time to cool down. We'd had a daughter around 2004, so we now had two kids. My wife was so concerned for her own wellbeing she forgot to grab them. When they came out of their bedroom, I lost it. I had a "psychotic break from reality". I just started beating on them. I wouldn't stop. I COULDN'T stop. Everything was just red. anger. rage. hate. It wasn't until my daughter started screaming "Daddy stop! please!

Jesus christ.

Adbot
ADBOT LOVES YOU

TLG James
Jun 5, 2000

Questing ain't easy
He also apparently beat the poo poo out of his 4 year old daughter because his wife took the last ice cream sandwich.

Jesus, maybe his wife does have PTSD, but not from the gun incident.

Jeffrey of YOSPOS
Dec 22, 2005

GET LOSE, YOU CAN'T COMPARE WITH MY POWERS
wow, I got as far into his post history as to see him saying he steals things, that is just :stare:

Jeffrey of YOSPOS fucked around with this message at 18:23 on Apr 20, 2014

Tora! Tora! Tora!
Dec 28, 2008

Shake it baby

Tora! Tora! Tora! posted:

This guy is like the poster child of poor uneducated Americans and why we need usury laws.

I changed my mind, based on the uncovered post history this guy totally deserves it. I love how he boasts about being smart enough to outwit the man when he's actually voluntarily enslaved himself for some plastic trinkets and cheap clothes. I bet their place looks like Floppy Dingo's.

100 HOGS AGREE
Oct 13, 2007
Grimey Drawer

EugeneJ posted:

Jesus christ.

:stare:

Yeah gently caress that guy. No sympathy here, I hope his wife does the reasonable thing and takes the kids and leaves his rear end.

Mocking Bird
Aug 17, 2011
I'm a CPS social worker (in an official capacity starting in 30 days, deputized at the moment), and no joke have a case right now where we got involved because a mom left her kid in the house after a domestic violence incident. The baby didn't even get hurt (dad bolted when the police showed up and left the baby alone), but it was disturbing enough to us that mom left the child alone with her abuser that we opened a case she will now have to follow for six months to a year and will lose her child to adoption if she doesn't comply.

Risk factors evident so far:
Unstable income (Caretaker Incapacity, not to the level of intervention)
Criminal history (Caretaker Incapacity, if he should go to jail)
Domestic Violence (Physical Abuse for him, Failure to Protect for her, DEFINITELY would warrant investigation and potentially an open case)
Children on SSI (Vulnerable population, willing to hazard it's likely a PosTox baby situation, means that I almost definitely would have opened a case)
Mental Health history of PTSD (Probably a contributor to Failure to Protect for mom)

The big one is DV, we don't remove kids because their parents are poor gently caress ups.

If this family were referred to me and the above risk factors proved true and reasonable, I most likely would ask that Mom take the kids and move to a shelter or relative's home and have an open case on them for minimum six months. Dad would need to enter a domestic violence program, drug rehab, and probably get a psych eval. Mom would need to do a victim of DV program and a psych eval. They would be liable for the costs of fostering their children if they were taken into care.

All I'm saying is, if your income is entirely your kids, maybe don't hit them, numbnuts.

MC Hawking
Apr 27, 2004

by VideoGames
Fun Shoe
An acquaintance of mine some years back had some major family turmoil when her emphysema(ic?) father passed away. Now, this particular family unit was definitely poor and never really learned any sort of fiscal planning or responsibility. A fact which definitely shone through when the several decade payout of back social security payments came through. I'm sure you all know what came next:

The daughter (who got the bulk of the payment) proceeded to blow the entire thing on a 60" plasma, a ps3 (for her boyfriend), and takeout food over the next three months. At one point, her laundry room was filled from floor to hip with pizza boxes.

Then she got pregnant. Which I also consider being bad with money at the ripe age of 19.

Another story involves a girl I dated briefly:

Bought a brand new living room couch set (with her tax return) despite having no less than four cats and a Saint Bernard. As expected the Saint Bernard destroyed it within two months. She also had a brand new laptop she purchased from best buy, on a best buy credit card. I can only imagine the interest rate was through the roof.

Now, that being said she was actually pretty canny with investments and presuming she was to be believed she had a pretty decent portfolio set aside for her kids education. A child she had at a whopping 17 years old, another terrible financial decision. There were some other red flags (bible thumper, depression issues, inability to stop hoarding cats) which finally tipped my decision to cut things off.

I realize this makes me sound kinda heartless. Have kids if you want, but they're a terrible financial burden and I can't help but feeling bad for these two particular young women. The latter intimated on one occasion that if she could go back and not have her kid, she probably would due to financial and emotional stress.

MC Hawking fucked around with this message at 19:20 on Apr 20, 2014

Strong Sauce
Jul 2, 2003

You know I am not really your father.





EugeneJ posted:

Jesus christ.

It seems he has some mental health issues. Klepto, won't shower, shows violent tendencies.

I mean assuming he's not trolling.

pathetic little tramp
Dec 12, 2005

by Hillary Clinton's assassins
Fallen Rib
Yeah it just keeps going:

steveosmith posted:

yeah. i guess i'll just have to start cancelling cards and not paying them anymore and let them go to collections/get charged off. won't be the first time. This all happened in 1999. You'd think i'd have learned something this go 'round, but nope. I'm still as stupid as ever apparently. And I agree this was a long time coming. i've been struggling to stay alive here month after month and now it's just pushed over the edge.

Everything old is new again.

Dirk Diggler
Sep 28, 2001

"Jack says you've got a great big cock."

MC Hawking posted:

She also had a brand new laptop she purchased from best buy, on a best buy credit card. I can only imagine the interest rate was through the roof.

Not necessarily. She might have used the Best Buy card with a deferred interest promotion. I bought my 60" plasma and got the Best Buy card so I didn't have to pay interest for 18 months.

Now if you don't pay it off in time and get whacked with all the back interest, yeah that's being bad with money.

Giant Goats
Mar 7, 2010

froglet posted:

Here in Australia I think everyone has heard stories of a friend or acquaintance who gets a job in the mines, gets a large salary because they end up working 12 hour days in the middle of nowhere for weeks at a time and blowing it all on boats, motorcycles, etc. It's really odd because talking to them they don't seem to realise just how lucky they are to be earning that kind of money while young and so appear completely detached from reality.

I've known a lot of people with high-paying factory and natural resource extraction jobs who've fallen into this trap. Most people don't tend to compare themselves with the person they'd be if they weren't making bank - they compare themselves with the people who are making about as much and a bit more than them.

It's like going out to dinner with friends with the intention of being good to your wallet and your waistline. If no one else is ordering wine and dessert, it's easy to say no. But as soon as one or two people at the table are, you're more likely to give in. That seems to be how eating out twice a day and going on frequent vacations and buying a new car every year happens - with the added justification of feeling like you deserve to be indulged for working a physically demanding job with long shifts. And hey, you're blue collar, so of course it's normal to be struggling to pay the bills.

In this vein, my sister works on the assembly line at a car plant and makes twice the money I do at my desk job. She lives in a town where you can rent a three-bedroom house for same price as renting a one-bedroom apartment in my city. Only one of us is in five figures of consumer debt, and it ain't me.

MrKatharsis
Nov 29, 2003

feel the bern
Holy poo poo. That thread revealed r/Loans which I never knew existed. How sad.

Saros
Dec 29, 2009

Its almost like we're a Bureaucracy, in space!

I set sail for the Planet of Lab Requisitions!!

Peole do the dumbest poo poo on reddit. I vaguely remember there was a 'pizza giving' sub and an 'assistance' sub that was basically all scamming of idiots.

Saros fucked around with this message at 00:32 on Apr 21, 2014

Blue_monday
Jan 9, 2004

mind the teeth while you're going down

Giant Goats posted:

I've known a lot of people with high-paying factory and natural resource extraction jobs who've fallen into this trap. Most people don't tend to compare themselves with the person they'd be if they weren't making bank - they compare themselves with the people who are making about as much and a bit more than them.

It's like going out to dinner with friends with the intention of being good to your wallet and your waistline. If no one else is ordering wine and dessert, it's easy to say no. But as soon as one or two people at the table are, you're more likely to give in. That seems to be how eating out twice a day and going on frequent vacations and buying a new car every year happens - with the added justification of feeling like you deserve to be indulged for working a physically demanding job with long shifts. And hey, you're blue collar, so of course it's normal to be struggling to pay the bills.

In this vein, my sister works on the assembly line at a car plant and makes twice the money I do at my desk job. She lives in a town where you can rent a three-bedroom house for same price as renting a one-bedroom apartment in my city. Only one of us is in five figures of consumer debt, and it ain't me.

I've heard this type of thinking called "keeping up with the Joneses".

Jeffrey of YOSPOS
Dec 22, 2005

GET LOSE, YOU CAN'T COMPARE WITH MY POWERS
They're getting an mri machine? We're getting an mri machine!

Cicero
Dec 17, 2003

Jumpjet, melta, jumpjet. Repeat for ten minutes or until victory is assured.

MrKatharsis posted:

Holy poo poo. That thread revealed r/Loans which I never knew existed. How sad.
More like r/begging.

fake edit: holy crap, dude who posted this thread in there has requested 11 loans: http://www.reddit.com/r/Loans/comments/23j1yj/meta_lenders_i_feel_like_this_is_a_taboo_topic/

How does that even happen? I mean I guess it's no different from the payday loan cycles people get stuck in, but it's just startling to see it laid out like that.

Giant Goats
Mar 7, 2010

Blue_monday posted:

I've heard this type of thinking called "keeping up with the Joneses".

Yeah, you're right - although I think for a long time Keeping Up With the Joneses was seen as a sort of middle class suburban phenomenon that had as much to do with obligation as with self-indulgence. I associate it with feeling like you have to own this brand or that brand, or that you need to have the yard landscaped because such and such wealthier neighbour just had a rock garden put in, and you need to put your kid in private school or else they won't be able to compete with the neighbour's kid. With most of the working class high-earners I know, it's a little less about appearances and more like feeling they have permission to spend their money on luxuries because all their peers are doing it.

pathetic little tramp
Dec 12, 2005

by Hillary Clinton's assassins
Fallen Rib

rlatjr17 posted:

Hi, I am a current community college and I fell behind some payments $750 to be exact. I recently spent all my savings on a plane ticket to south korea for a english teaching job. Some problems came up in korea(the government came after me demanding I join the army in korea) and had to come back to the US. I was able to get my old job back but I won't be getting paid until May 4th. I am not able to sign up for summer classes by the may 1st deadline. I will be able to pay back $900 in 2 installments of $450 each. The first $450 I will pay back on May 5th and the second payment of $450 will be on May 18th. I will provide all necessary info such as the school I am attending, full name, pictures of drivers license, passport, etc. I am writing this on my phone because I suspended my fios internet to save on bills until I can finish paying for my school. Thank you for your time and please feel free to ask for any other information tht will be required. Thanks again in advance.

Edit: The plane ticket cost me $1,400 which was a lot for me. The reason I am doing payments of 2 installments is because I get paid $950 every two weeks and I would need money to survive another 2 weeks until my next paycheck.

I am working at a PC Cafe cashier( people come to pay and use our computers) as a night shift and at a golf practice place on the weekends. I am a hard working student and was royally hosed over with the korean trip losing out on over $1,400.

Ho boy, that's a pretty bad situation, having to pay for a plane ticket to get to South Korea for a job because obviously the company wouldn't pay for travel expenses. Then having the Koreans wanting you to join their army, I know how that is. gently caress, I visited Germany in the 30s and they were all "Hey be a Nazi or else."


But nevertheless, we've all been there, he seems to be working pretty hard, we should probably go ahead and give him a loan. That South Korea story sure is interesting though, let's look at his post history for some information on it!

rlatjr17 in r/opiates posted:

Upvoted. Go r/opiates. I should downvote everything else.

Huh.

rlatjr17 in r/opiates posted:

Holy crap that's a lot of money. They probably have payment plans or financing available. I guess I'll never be able to go rehab even if I wanted to.

Oh.

rlatjr17 in r/opiates posted:

I was able to find weed for $50 USD a gram but no opiates so far :/

Hmmm.

rlatjr17 in r/opiates (his last loving post) posted:

Ive tried all day to find sime opiates to no avail

Well then. Loan Approved!

Cicero
Dec 17, 2003

Jumpjet, melta, jumpjet. Repeat for ten minutes or until victory is assured.

pathetic little tramp posted:

Then having the Koreans wanting you to join their army, I know how that is. gently caress, I visited Germany in the 30s and they were all "Hey be a Nazi or else."
It sounds like he's actually Korean, so this is entirely plausible. Every (male?) citizen has to serve.

But yeah I have no idea what he's thinking asking for money with that post history. Probably, "I really need more money for drugs and hope no one looks at my post history."

BallerBallerDillz
Jun 11, 2009

Cock, Rules, Everything, Around, Me
Scratchmo

Cicero posted:

It sounds like he's actually Korean, so this is entirely plausible. Every (male?) citizen has to serve.

But yeah I have no idea what he's thinking asking for money with that post history. Probably, "I really need more money for drugs and hope no one looks at my post history."

His post history includes the gem that he smuggled 5 bundles of heroin into SK and only started trying to find some there when he started to get low. Then asked someone stateside to send him some more through the international mail. Apparently he also owes someone over in /r/opiates a bundle of heroin and a hundred bucks. Sounds like a pretty safe loan to me - where do I sign up?

Oh_Yeah
Jul 4, 2009

EugeneJ posted:

Do a breakdown of a monthly budget for her and then post it here for our amusement. Short of a drug addiction, I don't see how they can be blowing through 20k of combined monthly income.

I'm still waiting, I've been hounding her constantly over the phone. I definitely know it isn't drugs, she just buys stuff out of her means, really, really expensive designer clothes, always eating out and drinks and always going on overseas holidays. I think they are spending way to much on couples counselling and nutritionists and all that bullshit. He bought her a $30 000 engagement ring, that's a loving disgusting amount in my eyes. She has been in her career for 8 years now and is very good at what she does but nothing to show for it..if that was me, I'd probably be able to retire by now!

I just think they are careless because they probably won't ever have to worry about money, she gets in a fight with him, and she just flies home for a week or so. My dad will always bail her out and his dad is a big time developer and owns and engineering firm here. The apartment is a penthouse with 100K shaved off because his dad was running the show. gently caress buying an apartment.

Jeffrey posted:

It's almost certainly their pretax income so they aren't really making 20k/month, but I'm sure it's funny regardless.

We live in Australia so I don't really know how much our tax system differs to the States, but her after tax income is 90K (and that's if she has a really bad accountant), and his is quite possibly more. So let's say after tax they are at least making 180K combined a year...it's still a lot.

froglet posted:

One person I know who works on the mines used to talk about how people like me and her were 'strugglers' or 'battlers' when in reality she earns twice as much as me.

It's to the point where you sometimes read articles in the local rag about how there are people who had these highly paid fly-in-fly-out roles, lost their jobs during the economic downturn and are now in financial difficulty because there's no equally highly paid work for them and they have nothing to show for their years in the mines.

I can relate! (currently on the Gold Coast- mine bogans central!)I hear my manager all the time talking about being a battler and how his parents always told him 'to always pay yourself first...' etc. I don't work in the mines, but if I was to do it all again, I'd have skipped uni and done that for a few years.

You're right, we really are lucky here...I mean I got paid $55 and hour for 7 hours on Saturday, and again tonight for 5 hours because of easter penalty rates...and I stack shelves hahah. I just listen to my lectures on my phone whilst I do it.

olylifter
Sep 13, 2007

I'm bad with money and you have an avatar!

Cicero posted:

It sounds like he's actually Korean, so this is entirely plausible. Every (male?) citizen has to serve.

But yeah I have no idea what he's thinking asking for money with that post history. Probably, "I really need more money for drugs and hope no one looks at my post history."

If that genius is seriously trying to do any kind of narcotic in South Korea he needs his head looked at. Their drug laws make Texas look like Amsterdam.

EugeneJ
Feb 5, 2012

by FactsAreUseless

Oh_Yeah posted:

I think they are spending way to much on couples counselling and nutritionists and all that bullshit.

And on top of everything, they're throwing money at someone to tell them why their relationship won't work.

Beautiful.

VideoTapir
Oct 18, 2005

He'll tire eventually.

Jeffrey posted:

They're getting an mri machine? We're getting an mri machine!

This is a real phenomenon that is a part of the poo poo soup of reasons why health care is so expensive in the US.

MrDutch
Jul 9, 2008

Yes they are shoes made of wood. Nothing weird about it, please stop taking my picture. I am NOT a tourist attraction!
A friend of mine i dated once lives now in India, she is Indian btw. She works as a project manager at a company that deals in oil or something. Whatever its not important. I talk to her on skype on a semi regular basis. While she worked in Europe she made good money, real good money, very nice apartment and could afford to go out a lot.

She now works and live in Mumbai, she lives with her parents so no rent costs or anything.

To get to her work she takes a taxi everyday. This ride takes 3 hours a day. Apparently traffic is crazy in mumbai, and i don't doubt this. Thing is, it eats up one third of her paycheck every month, which is about 1000 euro's she told me. And she has been complaining that the same taxi driver waits at her house and workplace everyday to pick her up.

No poo poo! That cab driver must be loving happy he can get a stable customer for 3 hours a day. Its a 3rd world country and that guy is taking every opportunity he gets.

After talking to here a lot, there is still a huge class divide in India. She won't even talk to him for the cab ride, which is 3 hours everyday! This has been going on for a year now.

Staryberry
Oct 16, 2009
When I entered law school, there was an orientation seminar about minimizing your student loan debt. The speaker suggested that we shouldn't go to the grocery store, because we'd be too busy studying and our groceries would just go bad. Instead, we should just eat out or order in for lunch and dinner. I don't remember anything else she told us, because that was the stupidest thing I'd ever heard.

By the way, it turns out it is possible to make and freeze big pots of chili and still maintain a good law school GPA.

Authentic You
Mar 4, 2007

Listen now this is your
captain calling:
Your captain is dead.
e:^^^ What in the hell. It's still way cheaper for me to have some groceries go bad and have to buy them again than it is to go out all the time. Besides, if you're worried about letting your produce rot, buy frozen/canned veggies. And yeah, making some big pots of chili and stew and curry you can freeze and reheat is really easy to do and saves money AND time.

TLG James posted:

http://www.reddit.com/r/personalfinance/comments/23h2x3/serious_debt_problems_no_idea_where_to_start_or/

This guy.


Later in the thread, he posts that his wife can't work because she had a gun pointed at her at work and has PTSD from that.

I don't even know where to start with that. I don't even know what half those places are. Fingerhut, Gettington, 7th avenue?

260 a month for phones? Why do they all need smart phones?

How in the gently caress do people exist like this (if he's indeed for real and not an elaborate troll)? :psyduck: I make a modest 2-2.8k per month (consistent day job salary plus variable Amazon royalties and freelance income), but I don't get to have a car or a bunch of new clothes or $2500 worth of household poo poo from that Fingerhut place just because I want a thing NOW and qualify for their lovely credit. I just don't understand how people (on a fixed income, no less) plunge themselves into financial slavery/bankruptcy over stupid consumer poo poo. Does it just sneak up on you or is it really THAT important to possess the consumer goods that other people possess even if it comes at 30% APR? Is it really so hard to save up for a vacuum cleaner or whatever and pay for it in cash so you don't have to saddle yourself with monthly payments and interest with some sleazy online store credit deal? Took a look at that thread and the OP (barring him being a troll) seems like a horrible person who deserves no sympathy, but still, how the gently caress do people do this to themselves?

I got curious and looked into Fingerhut, and dear loving god what a ripoff. Who the gently caress finances and pays absurd interest on a $25 skillet? Besides, if you're so poor you have to finance said skillet and you actually need (not just want) a skillet, you should probably go buy one at a thrift store or garage sale. The furniture is the loving worst, though. My own furniture is an eclectic mix of Craigslist purchases (people essentially give away fantastic furniture on CL), some Ikea stuff, and curb finds (I'm in a college area so students throw out tons of perfectly good furniture and housewares when they move), and I have a pretty nice setup that cost very little money (which was good because I didn't have very much money to spend on furniture at the time). But seriously, why put yourself in the hole for hundreds of dollars over the stated value of the piece of furniture which is too expensive to begin with when you can just find a decent equivalent piece on CL for a fraction of the price? Also, here's the price chart of what you actually pay depending on the product price and shipping cost. I can't help but assume it's in Flash and hard to read and navigate on purpose. You'll pay about 40-75% over the product list price, which is overpriced anyway, so depending on the product and shipping cost, it could be double what you pay at Target with cash. It's kind of blowing my mind.

Authentic You fucked around with this message at 18:50 on Apr 21, 2014

CitizenKain
May 27, 2001

That was Gary Cooper, asshole.

Nap Ghost

Authentic You posted:

e:^^^ What in the hell. It's still way cheaper for me to have some groceries go bad and have to buy them again than it is to go out all the time. Besides, if you're worried about letting your produce rot, buy frozen/canned veggies. And yeah, making some big pots of chili and stew and curry you can freeze and reheat is really easy to do and saves money AND time.


How in the gently caress do people exist like this (if he's indeed for real and not an elaborate troll)? :psyduck: I make a modest 2-2.8k per month (consistent day job salary plus variable Amazon royalties and freelance income), but I don't get to have a car or a bunch of new clothes or $2500 worth of household poo poo from that Fingerhut place just because I want a thing NOW and qualify for their lovely credit. I just don't understand how people (on a fixed income, no less) plunge themselves into financial slavery/bankruptcy over stupid consumer poo poo. Does it just sneak up on you or is it really THAT important to possess the consumer goods that other people possess even if it comes at 30% APR? Is it really so hard to save up for a vacuum cleaner or whatever and pay for it in cash so you don't have to saddle yourself with monthly payments and interest with some sleazy online store credit deal? Took a look at that thread and the OP (barring him being a troll) seems like a horrible person who deserves no sympathy, but still, how the gently caress do people do this to themselves?

I got curious and looked into Fingerhut, and dear loving god what a ripoff. Who the gently caress finances and pays absurd interest on a $25 skillet? Besides, if you're so poor you have to finance said skillet and you actually need (not just want) a skillet, you should probably go buy one at a thrift store or garage sale. The furniture is the loving worst, though. My own furniture is an eclectic mix of Craigslist purchases (people essentially give away fantastic furniture on CL), some Ikea stuff, and curb finds (I'm in a college area so students throw out tons of perfectly good furniture and housewares when they move), and I have a pretty nice setup that cost very little money (which was good because I didn't have very much money to spend on furniture at the time). But seriously, why put yourself in the hole for hundreds of dollars over the stated value of the piece of furniture which is too expensive to begin with when you can just find a decent equivalent piece on CL for a fraction of the price? Also, here's the price chart of what you actually pay depending on the product price and shipping cost. I can't help but assume it's in Flash and hard to read and navigate on purpose. You'll pay about 40-75% over the product list price, which is overpriced anyway, so depending on the product and shipping cost, it could be double what you pay at Target with cash. It's kind of blowing my mind.

When I first moved to where I'm at now, I didn't have any furniture beyond a lovely futon and a bed. I wandered into a nearby rent-a-center knowing that it was more expensive then buying things outright, but not really realizing how much so. It was pretty eye opening to see how much they were nailing people for stuff in there, if you were to fill a living room with basic furniture you'd probably pay something like 80-90 bucks a week for at least a year, and you'd be out double what the stuff cost.

grenada
Apr 20, 2013
Relax.

Authentic You posted:

The furniture is the loving worst, though. My own furniture is an eclectic mix of Craigslist purchases (people essentially give away fantastic furniture on CL), some Ikea stuff, and curb finds (I'm in a college area so students throw out tons of perfectly good furniture and housewares when they move), and I have a pretty nice setup that cost very little money (which was good because I didn't have very much money to spend on furniture at the time). But seriously, why put yourself in the hole for hundreds of dollars over the stated value of the piece of furniture which is too expensive to begin with when you can just find a decent equivalent piece on CL for a fraction of the price?

God knows whats been done on or whats living in furniture you get from CL or the curb. Obviously its cool to buy wooden tables or chairs that way but I could never bring myself to put a couch in my living room that might have bedbugs or spunk in it.

Duckman2008
Jan 6, 2010

TFW you see Flyers goaltending.
Grimey Drawer

laxbro posted:

God knows whats been done on or whats living in furniture you get from CL or the curb. Obviously its cool to buy wooden tables or chairs that way but I could never bring myself to put a couch in my living room that might have bedbugs or spunk in it.

There is a life style transition for most people I think, once you are stable enough, where used furniture becomes less of an option. Almost in the same way that when my wife and I used to travel we would couch crash, but now we have slightly higher standards so we usually get a hotel room (exception being family and very close friends).

That being said, we won't buy used furniture, but we tend to buy pretty not expensive furniture. We won't couch crash, but we stay at the local $50-80 a night motel, not the loving Doubletree. So there is a difference between spending more for a life style choice, and being a dumbass.

Jeffrey of YOSPOS
Dec 22, 2005

GET LOSE, YOU CAN'T COMPARE WITH MY POWERS
I would rather buy used nice furniture than new cheap furniture and I'm not sure if that will ever change.

Duck and Cover
Apr 6, 2007

I rather buy custom expensive furniture.

canyoneer
Sep 13, 2005


I only have canyoneyes for you
Having had bedbugs once, the best policy for used furniture is "nothing with upholstery of any kind". And check the non-upholstered stuff thoroughly too.

And please, please, please, never pick up something off the curb. They might be throwing it out because it's full of bedbugs, and you just picked up a free couch for $2000 in bedbug treatment.

Authentic You
Mar 4, 2007

Listen now this is your
captain calling:
Your captain is dead.

Jeffrey posted:

I would rather buy used nice furniture than new cheap furniture and I'm not sure if that will ever change.

I'm in this boat. My best CL purchase was my dining set - Victorian reproduction table and chairs from the '40s, plus a REALLY nice sideboard that the previous owners said was from the same era as the table and chairs, but upon closer inspection, it's way nicer quality and much older, c. 1900. I got the whole set for $100 plus cost of a Uhaul van. Why would I buy new (and lesser quality) when I can get fantastic antiques and other good quality secondhand furniture for a fraction of the price? I grew up on a house where the only bought-new things my parents owned were the couches and everything else was "used" antiques they bought or family heirlooms, so I find the idea of going out and buying whole sets of entirely new furniture for the sake of having ~*NEW*~ stuff way weirder than picking up nifty antiques from CL/antique shops. I dunno, I guess for me, growing up in a house full of stuff that had been in the family for the better part of the century or more made me think of furniture as things you keep and treasure rather than buy and consume. I know I'll be hanging onto that sideboard forever.

laxbro posted:

God knows whats been done on or whats living in furniture you get from CL or the curb. Obviously its cool to buy wooden tables or chairs that way but I could never bring myself to put a couch in my living room that might have bedbugs or spunk in it.

Oh yeah, all my CL/curb stuff is of hard, easy-to-clean materials sans upholstery for that very reason - I've gotten my dining room stuff, several cool end tables, a couple huge desks, etc, but I will not take upholstered stuff or mattresses (eek). That's when I'll go to Ikea and buy new.


CitizenKain posted:

When I first moved to where I'm at now, I didn't have any furniture beyond a lovely futon and a bed. I wandered into a nearby rent-a-center knowing that it was more expensive then buying things outright, but not really realizing how much so. It was pretty eye opening to see how much they were nailing people for stuff in there, if you were to fill a living room with basic furniture you'd probably pay something like 80-90 bucks a week for at least a year, and you'd be out double what the stuff cost.

That's just crazy. I'm totally fine with the idea of dropping a few hundred bucks on furniture (or less for some CL stuff that is not upholstered), but paying that much weekly just to have some stuff you don't even own in your living room is pretty horrifying to me. I care about having a nice living room, but not THAT much. 80 x 52 weeks is over 4k. You can furnish a living room out of Ikea for like 1200, and that's not even the cheapest way to furnish a living room.

ExtrudeAlongCurve
Oct 21, 2010

Lambert is my Homeboy

Authentic You posted:

That's just crazy. I'm totally fine with the idea of dropping a few hundred bucks on furniture (or less for some CL stuff that is not upholstered), but paying that much weekly just to have some stuff you don't even own in your living room is pretty horrifying to me. I care about having a nice living room, but not THAT much. 80 x 52 weeks is over 4k. You can furnish a living room out of Ikea for like 1200, and that's not even the cheapest way to furnish a living room.

My husband's grandfather passed away recently and he's awesome and eccentric and probably not ACTUALLY terrible with money but my father-in-law found out he was paying $25-ish a month for renting a piece of furniture in his assisted-living apartment. For like, 20 years or something.

What was it?

A small side-table. Boggling.

EDIT: That's about $6k for a $40 piece of furniture if anyone wanted the math on that.

Weatherman
Jul 30, 2003

WARBLEKLONK

ExtrudeAlongCurve posted:

My husband's grandfather passed away recently and he's awesome and eccentric and probably not ACTUALLY terrible with money but my father-in-law found out he was paying $25-ish a month for renting a piece of furniture in his assisted-living apartment. For like, 20 years or something.

What was it?

A small side-table. Boggling.

EDIT: That's about $6k for a $40 piece of furniture if anyone wanted the math on that.

:stonk:
How is that even a thing?

VideoTapir
Oct 18, 2005

He'll tire eventually.
Bleach is cheap, guys.

Leroy Diplowski
Aug 25, 2005

The Candyman Can :science:

Visit My Candy Shop

And SA Mart Thread
We have only CL used furniture in our house. The dude we got the couch from has a pretty good bad with money story.

He is 70, had been divorced years ago, and meets this great lady at church. They fall madly in love, get married, and then he spends all of his money on a house 'cuz that's what you do when you get married, right? Well, after 5 years they decide they hate each other's guts and she leaves. The poor guy was stuck with the house and no savings.

He was selling everything he had in the house so he could go traveling. I asked him if he was going to sell the house, and he just got a sad look in his eye and didn't say anything.

Anyhow, the moral of the story is: The couch was awesome and didn't have bedbugs because no one had sat on it in the 5 years since it was new.

Pompous Rhombus
Mar 11, 2007

Leroy Diplowski posted:

We have only CL used furniture in our house. The dude we got the couch from has a pretty good bad with money story.

He is 70, had been divorced years ago, and meets this great lady at church. They fall madly in love, get married, and then he spends all of his money on a house 'cuz that's what you do when you get married, right? Well, after 5 years they decide they hate each other's guts and she leaves. The poor guy was stuck with the house and no savings.

He was selling everything he had in the house so he could go traveling. I asked him if he was going to sell the house, and he just got a sad look in his eye and didn't say anything.

Anyhow, the moral of the story is: The couch was awesome and didn't have bedbugs because no one had sat on it in the 5 years since it was new.

:smith:

That's pretty cool about him going to travel the world at his age though. When I was backpacking through Malaysia one summer when I was in university, I met an Irish guy in his mid-40's who had been working at an eyeglasses factory in his small country town since he finished high school. Had never left Ireland before. When the factory closed and he was made redundant, he took the big ol' severance package he got and was using it to travel the world. Probably one of the coolest people I've met on the road :3:

Adbot
ADBOT LOVES YOU

tuyop
Sep 15, 2006

Every second that we're not growing BASIL is a second wasted

Fun Shoe

Pompous Rhombus posted:

:smith:

That's pretty cool about him going to travel the world at his age though. When I was backpacking through Malaysia one summer when I was in university, I met an Irish guy in his mid-40's who had been working at an eyeglasses factory in his small country town since he finished high school. Had never left Ireland before. When the factory closed and he was made redundant, he took the big ol' severance package he got and was using it to travel the world. Probably one of the coolest people I've met on the road :3:

I met quite a few people on the AT who had figured out after the GFC that it was cheaper for them to live as hikers for the next 4-18 months after they lost their jobs than to keep up their old lifestyle and look for work while being stressed out by the news. So they sold all their stuff, bought some used gear and hit the trails.

They refused to check on stock prices because it would just make them want to sell and they knew everything would bounce back after they'd done the AT and at least the Pacific Northwest Trail, then if they needed they'd just hop on the Great Divide Trail. You can live for like less than 10k a year as a hiker so they figured they were set for awhile just on savings and severance alone.

Not really bad with money but :unsmith:

  • Locked thread