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Nocheez posted:The Something Awful Forums > Discussion > Automotive Insanity > Post terrible car stuff in this thread > Let's talk about our car insurance premiums! To be fair everything about car insurance is terrible car stuff.
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Apr 29, 2014 06:18
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SaNChEzZ posted:Had some chick hit me on my bike with CA minimum insurance. $5k. I got told my policy was terrible in the Miata thread because it's invalid if I leave the vehicle unlocked/insecure, but what is the point of insurance with that little coverage? Mine says 'all sums' for personal injury and up to £20m on property (which is standard, possibly the legally mandated minimum)
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Apr 29, 2014 13:01
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Grumbletron 4000 posted:Ok. Now how do we raise the money to sponsor a car with the porn frog or grenade logo on it. I'll donate a few bucks to support my favorite internet forum. Reddit doesn't get to have a race car when SA has the best car forum on the internet. All my money is tied up in the SA Aircraft Carrier.
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Apr 29, 2014 13:29
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Safety Dance posted:All my money is tied up in the SA Aircraft Carrier. Mine are tied up in Doobie's Dog House.
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Apr 29, 2014 13:33
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Safety Dance posted:All my money is tied up in the SA Aircraft Carrier. 
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Apr 29, 2014 14:51
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If it's only $55k for it, I'm surprised I haven't seen the MLP nascar yet.
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Apr 29, 2014 15:03
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Just tight enough, I think.
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Apr 29, 2014 15:14
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RustedChrome posted:Just tight enough, I think.  flood-damaged and on their way to the crusher?
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Apr 29, 2014 15:38
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Apr 29, 2014 16:26
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Grumbletron 4000 posted:Ok. Now how do we raise the money to sponsor a car with the porn frog or grenade logo on it. I'll donate a few bucks to support my favorite internet forum. Reddit doesn't get to have a race car when SA has the best car forum on the internet. That'll definitely make this site relevant again, a 10+ year old meme.
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Apr 29, 2014 16:45
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RustedChrome posted:Just tight enough, I think. Ah, one of LloydDobler's shippers.
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Apr 29, 2014 17:42
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Octopus Magic posted:That'll definitely make this site relevant again, a 10+ year old meme. It'd be more for fun than anything. Nobody that watches racing knows what that stupid loving dog is anyway, or anything that we'd come up with for that matter. It'd be a fun gently caress you to reddit anyway. Because that place is poo poo.
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Apr 29, 2014 17:48
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Hey did you hear Obama's posting in GBS?
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Apr 29, 2014 18:05
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Am I supposed to be surprised?
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Apr 29, 2014 18:58
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kastein posted:Am I supposed to be surprised? Well yeah, I thought he'd be in FYAD.
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Apr 29, 2014 19:16
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Seventeen nine sixty?
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Apr 29, 2014 19:30
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Safety Dance posted:Seventeen nine sixty? It's an Accord with a BMW badge.
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Apr 29, 2014 19:39
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Guinness posted:It's an Accord with a BMW badge. Had one on the front too.
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Apr 29, 2014 19:43
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Das Volk posted:The US is really weird about insurance. Unless I get an umbrella policy that covers a lot more than the car, the standard maximums are 250/500 for liability while the minimums will barely cover a minor accident with a nice car. Edmund Honda posted:Mine says 'all sums' for personal injury and up to £20m on property (which is standard, possibly the legally mandated minimum)
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Apr 29, 2014 19:44
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Presumably places with sane healthcare systems allow insurance companies to offer huge coverages for little money because no one will ever need them.
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Apr 29, 2014 19:51
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Galler posted:Presumably places with sane healthcare systems allow insurance companies to offer huge coverages for little money because no one will ever need them. In alberta, insurance companies are legally limited as to what they can charge, but on the flip side, they are only required to pay out $4000 max for "pain and suffering" The most a new driver in one of the 2 major cities can be charged is #1637/year for 1 mil liability, and the ticket for driving without insurance is $2,885 The US auto insurance/health care situation is hosed up beyond belief. The thought that the life of everybody involved can be completely hosed by a fender bender scares me.
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Apr 29, 2014 20:01
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Das Volk posted:Unless I get an umbrella policy that covers a lot more than the car Which you totally should, because it is cheap cheap cheap to get lots of coverage once the underlying auto and homeowner's policies have been maxed out. I pay <$45/mo for $2M in coverage, and that applies to 4 vehicles and 2 houses.
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Apr 29, 2014 22:46
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 A friend tweeted a photo of this monstrosity. The coachwork is so abysmal I'd be mortified to be seen in such a thing assuming I weren't already dead.
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Apr 29, 2014 22:51
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Powershift posted:The US auto insurance/health care situation is hosed up beyond belief. The thought that the life of everybody involved can be completely hosed by a fender bender scares me. Insurance/Health in the US is a brilliant system for the lawyers. Insurance is hosed because doctors charge truly extortionate amounts of $$, health care is hosed because doctors work 9 months of the year at those $$ just to pay their insurance premiums. And around it goes. The only winners are the ones who get a % of every claim - the lawyers. I find the concept of having liability cover of less than $5M completely insane. How can you possibly have the courage to get on the road with only $5k cover?
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Apr 29, 2014 22:56
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bennyfactor posted:
I wouldn't be caught dead in that loving ugly thing.
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Apr 29, 2014 22:59
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On the plus side, it doesn't look like it would be too tough to turn into a pickup.
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Apr 29, 2014 23:01
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Captain Postal posted:I find the concept of having liability cover of less than $5M completely insane. How can you possibly have the courage to get on the road with only $5k cover? This no longer applies to me but the younger me would've said, "They can't get blood from a turnip." I.E. you can sue me for as much of what I don't have as you like. I don't got. Younger me was dumb. Imagined fucked around with this message at 23:35 on Apr 29, 2014 |
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Apr 29, 2014 23:33
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Powershift posted:On the plus side, it doesn't look like it would be too tough to turn into a ute.
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Apr 29, 2014 23:39
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Bucephalus posted:Ah, one of LloydDobler's shippers. drat this forum has a long memory. My last bad car delivery was 5 years ago, and I've only had one (good) delivery since. But yeah wtf with that truck.
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Apr 29, 2014 23:47
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LloydDobler posted:drat this forum has a long memory. My last bad car delivery was 5 years ago, and I've only had one (good) delivery since. But yeah wtf with that truck. Bucephalus posted. He's like AI::HD2Ks ??::CrumFUNist.
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Apr 30, 2014 00:17
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Captain Postal posted:Insurance/Health in the US is a brilliant system for the lawyers. Insurance is hosed because doctors charge truly extortionate amounts of $$, health care is hosed because doctors work 9 months of the year at those $$ just to pay their insurance premiums. And around it goes. The only winners are the ones who get a % of every claim - the lawyers. While doctors are paid well, they don't get paid the rate that the hospital bills them at. Doctors are out of the loop on the billing side of things.
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Apr 30, 2014 02:24
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LloydDobler posted:drat this forum has a long memory. My last bad car delivery was 5 years ago, and I've only had one (good) delivery since. But yeah wtf with that truck. That white 'vert was your first project after I joined, it stuck with me.
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Apr 30, 2014 02:41
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FogHelmut posted:While doctors are paid well, they don't get paid the rate that the hospital bills them at. Doctors are out of the loop on the billing side of things. Yeah I have multiple family members that are doctors and while they do make a nice living they are the first to tell me that we need *major* heathcare system reform like NOW. They make a pittance compared to the executives and administrators on the hospital management company's board.
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Apr 30, 2014 02:46
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FogHelmut posted:While doctors are paid well, they don't get paid the rate that the hospital bills them at. Doctors are out of the loop on the billing side of things. Haha. Doctors aren't even interested in the billing side of things. I was talking to a doctor and his nurse about my costs for treating sciatica when he looked at me and said, "Talk to the girls up front, I'm not involved in billing or money."
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Apr 30, 2014 13:41
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They don't want cost to factor into their decisions on what is best and most effective for the patient. Which is fair until you get them pushing drugs that are just slightly better but cost vastly more. Most of the time the patient doesn't care as insurance will take care of it, but then everyone pays more for the insurance and, well, here we are.
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Apr 30, 2014 13:53
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Our existing healthcare reform is loving awesome. The greedy fucks aren't getting a lot of money, so they're retiring early. The rest are just poo poo at their jobs. The only doctor who was approved for my surgery under OC? He's got SANCTIONS against him and lost his license in CT. No, I'm not going to have that guy slice me open. Yes, he is the only one both approved and accepting ObamaCare within a 200 mile radius. Of course, now they can't gently caress me for a pre-existing condition, thank god, but lemme tell ya these current half-to-pay-for-own-insurance expenses are costing over a third of my just-to-live-and-pay-basic-bills, so that tacks on 33% on someone who isn't going to be cleared to work anytime soon. What the hell - it's only been over a loving year. I'm going to be completely destitute before I get back to work at this rate. If I had never worked a day in my life? I'd be covered. If I was here under less-than-legal circumstances? I'd have had my surgery on the same day, rather than kicked to the curb and ignored hours after a traumatic brain injury. I wasn't even speaking out of monosyllabic words for several days afterwards. Oh, yeah, I shouldnt have been released. They shouldn't have ignored my cries for help from the pain due to the severe separation of my shoulder. They wouldn't even x-ray it until days later when I returned to the ER. They didn't want to deal with me, because they didn't see any money in it. I've been told this flat out by several hospital employees and private sector medical folks. We need a lot of things reformed - we need to start by taking care of our loving citizens who give back. The often-praised these days socialism concepts still don't work if nobody works.  NO OIL FOR BLOOD! Viggen fucked around with this message at 19:31 on Apr 30, 2014 |
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Apr 30, 2014 19:27
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I dunno, what's he got sanctions for?
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Apr 30, 2014 19:30
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Seat Safety Switch posted:I dunno, what's he got sanctions for? Malpractice, of course. Operating on wrong parts, leaving people in worse shape AFTER surgery than before (that can be medically proven), doing a poo poo job which has left these people unable to resume life. He's basically a shadetree with a scalpel (and a medical ASE ). I sure as gently caress wouldn't want me operating on anything larger than a sliver, would you?
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Apr 30, 2014 19:32
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Hey viggen, it sucks that you got hit. But please stop making poo poo up, there's no Obamacare insurance company. I don't doubt that there are awful doctors in CT, but you just posted a bunch of stdh.txt.
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Apr 30, 2014 19:43
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West SAAB Story posted:Our existing healthcare reform is loving awesome. The greedy fucks aren't getting a lot of money, so they're retiring early. The rest are just poo poo at their jobs. The only doctor who was approved for my surgery under OC? He's got SANCTIONS against him and lost his license in CT. No, I'm not going to have that guy slice me open. Yes, he is the only one both approved and accepting ObamaCare within a 200 mile radius. All of this was prevalent under the pre-ACA system, as well. You are describing the ills of the healthcare system and then pinning the entire blame on "ObamaCare". I'm sorry you're having so much trouble getting treatment, but put the blame where it belongs.
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Apr 30, 2014 19:48
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