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Mr Cuddles posted:This is the latest thing to get the racists on facebook riled up As far as I'm aware, anyone can apply for an Islamic Account, can't they?
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May 10, 2014 15:11
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Everyone can order a pizza with halal chicken on it too
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May 10, 2014 15:14
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So what's the deal with these accounts? The banks charge/give no interest (in order to be in compliance with Islamic finance) or what?
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May 10, 2014 15:17
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ThirdPartyView posted:So what's the deal with these accounts? The banks charge/give no interest (in order to be in compliance with Islamic finance) or what? Yep, a zero interest account with no overdraft fees too. There's a lot of angry scared people on my facebook page today over this. loving funny.
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May 10, 2014 15:20
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yup: no interest, sharia-consistent investments (no alcohol, etc.)
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May 10, 2014 15:22
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notaspy posted:Who had 'total bollocks' for this trojan horse nonsense? http://m.bbc.co.uk/news/uk-england-birmingham-27355014 Unfortunately, it's still going to be a 'real event' that 'absolutely happened' in the minds of bigots  e: v I don't think I'd ever use 'love' to describe it, it's building up to something that's going to be very very ugly, probably at the end of the month once summer hits and tempers fray. SybilVimes fucked around with this message at 15:39 on May 10, 2014 |
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May 10, 2014 15:23
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I absolutely love this halal meat worry and sharia-consistent banking because it literally comes down to 'business caters to needs of customers' so its easy as hell to get the bigots to out themselves and if you're really good get the right fighting amongst itself about whether business or bigotry takes priority.
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May 10, 2014 15:33
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No trojan horse extremism links == no trojan horse? Thread needs poking again.
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May 10, 2014 15:40
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LemonDrizzle posted:I'm not so sure about that - I suspect that the Tories are already at their floor in terms of support and the only Scots who are still voting for them are so thoroughly dyed in the wool as to be immune to UKIP's charms. I think they're more likely to pick off a bit of soft Labour or SNP support; taking a percentage point or so from either (or ~0.5% from both) would give a 2/2/1/1 split. The problem with Scottish polls are that they are done so irregularly that its really hard to work out trends. It looks like the SNP is down since the start of the year: but because there hasn't been that many polls its not something that you can be 100% sure about. Its not like you can look at them like you currently can with UK Euro polls; where you have at least one a day so you can track how parties are going over longer trends. I checked the latter thing with a D'Hondt method calculator and that is true: so its a lot closer that I thought it was... We really need a new poll to be 100% sure how recent events have changed things though: especially one done after his Scottish campaign launch...
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May 10, 2014 15:57
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shrike82 posted:60,000 GBP for 2 years. it was a rhetorical question. point being anyone who's already paying (or having a sponsor pay) that kind of tuition fee won't blink at the visa fee, even if it's annoying.
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May 10, 2014 16:17
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spikenigma posted:No trojan horse extremism links == no trojan horse? Trojan horse implies some sort of hidden agenda. What's the hidden agenda here? They're shittily managed schools, which isn't so much a hidden agenda for anyone concerned, not even Gove who wants schools to do shittily so they can hand them over to the private sector.
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May 10, 2014 17:00
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TinTower posted:As far as I'm aware, anyone can apply for an Islamic Account, can't they? e: oh i see on re-reading you get no interest but no fees. im converting to allah! Seaside Loafer fucked around with this message at 17:10 on May 10, 2014 |
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May 10, 2014 17:04
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Seaside Loafer posted:Cant they just do that system by default then? If I lie about my religion (not that I have any) I can save a few bucks right? I'll do it but it seems a bit silly. Do you have to prove somehow you are a muslim or do you just check a box? Refusing you an account on the basis of religion would be illegal, wouldn't it?
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May 10, 2014 17:07
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Seaside Loafer posted:Cant they just do that system by default then? If I lie about my religion (not that I have any) I can save a few bucks right? I'll do it but it seems a bit silly. Technically Islamic accounts can only have ethical investments in accordance with sharia principles but as with anything Your mileage may vary as there can be many, many ways a clever investor can bend the rules so the ethics aren't always the best reason to choose them. Sharia basically forbids usury so interest and overdraft fees are a big no no.
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May 10, 2014 17:08
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Seaside Loafer posted:Cant they just do that system by default then? If I lie about my religion (not that I have any) I can save a few bucks right? I'll do it but it seems a bit silly. Do you have to prove somehow you are a muslim or do you just check a box?
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May 10, 2014 17:11
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Ddraig posted:Technically Islamic accounts can only have ethical investments in accordance with sharia principles but as with anything Your mileage may vary as there can be many, many ways a clever investor can bend the rules so the ethics aren't always the best reason to choose them. Sharia basically forbids usury so interest and overdraft fees are a big no no. Islamic finance forbids usury but will allow something that for all intents and purposes except religious works like interest There are Islamic hedge funds and they pay what amounts to returns but somehow aren't It's the financial equivalent of a Shabbos goy where you skirt around the letter of the law Eg Islamic savings account won't pay interest but the will give you a "gift" every now and then that mysteriously approaches the amount you would have gotten in interest but they are under no obligation to do so, otherwise it would be interest and thus forbidden Malcolm XML fucked around with this message at 17:16 on May 10, 2014 |
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May 10, 2014 17:12
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In principle Islamic banking is amazing and really should be the baseline for all banks but yeah most people expect interest so it probably wouldn't catch on in a huge way.
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May 10, 2014 17:13
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Malcolm XML posted:Islamic finance forbids usury but will allow something that for all intents and purposes except religious works like interest You can't not mention their mortgages. Islamic mortgages involve the bank buying your house and you renting it out until you've paid off an amount that is mysteriously close to what you'd pay for a standard mortgage, but isn't. Then the house is yours!
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May 10, 2014 17:20
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Taratang posted:Anyone can apply for it but most people expect to earn interest on their accounts so no, it shouldn't be the default.
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May 10, 2014 17:22
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Seaside Loafer posted:I was just thinking practically. The couple of pence I might make in interest will be allot less usefull than the 30 quid fine I get for going overdrawn, make sense? They can't discriminate on religious grounds. They can discriminate on financial ones.
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May 10, 2014 17:23
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To make it clear, I'm simply suggesting that if you are piss poor like me this is the go to account type. No you don't get any interest but it would be gently caress all anyway but if you cock up you don't get a fee. That sounds perfect to me. If you are a rich type i expect it wouldnt help you. Seaside Loafer fucked around with this message at 17:47 on May 10, 2014 |
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May 10, 2014 17:45
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Ddraig posted:Trojan horse implies some sort of hidden agenda. What's the hidden agenda here? They're shittily managed schools, which isn't so much a hidden agenda for anyone concerned I'm gonna go for the possible hidden agenda that's maybe being investigated by the dept. of education? Perhaps even doing something as crazy waiting for the results of said investigation? instead of the usual reflexive position the issue anybody with even a passing familiarity of this cesspool could have predicted?
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May 10, 2014 18:39
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Ah yes, the undoubtedly unbiased, fair and rigorous investigation Gove and his cronies will conduct.
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May 10, 2014 18:52
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Ddraig posted:Ah yes, the undoubtedly unbiased, fair and rigorous investigation Gove and his cronies will conduct. Do you think he will influence the Ofsted investigation? Or will he take over and ask the Ofsted people to go home while he takes care of it?
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May 10, 2014 18:55
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Seaside Loafer posted:To make it clear, I'm simply suggesting that if you are piss poor like me this is the go to account type. No you don't get any interest but it would be gently caress all anyway but if you cock up you don't get a fee. That sounds perfect to me.
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May 10, 2014 19:02
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Ddraig posted:Ah yes, the undoubtedly unbiased, fair and rigorous investigation Gove and his cronies will conduct. Gove and his cronies: Historical islamaphobes. *awaits any evidence of such*
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May 10, 2014 19:06
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*appoints head of the Met's counter-terrorism unit to lead investigation*
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May 10, 2014 19:12
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Wasn't the entire point of the trojan horse theory that MUSLIMS!! were somehow criminal masterminds that have managed to infiltrate and subjugate education, which has been described as complete bullshit by anyone with any sort of sense? Gove may not be an islamaphobe, possibly no more than your average Tory, but he does have a vested interest in making sure non Academies are painted in the shittest possible light because they want to privatise schools. That is of course assuming the DoE report even gets released, seeing as how pretty much any report they can't spin suddenly goes missing.
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May 10, 2014 19:13
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Ddraig posted:Wasn't the entire point of the trojan horse theory that MUSLIMS!! were somehow criminal masterminds that have managed to infiltrate and subjugate education, which has been described as complete bullshit by anyone with any sort of sense? No I don't think that was it and I don't think it has been. And I thought it was Ofsted, not the DoE, performing an investigation.
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May 10, 2014 19:17
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spikenigma posted:Gove and his cronies: Historical islamaphobes. Uh, he wrote a book about how evil islam is, remember? http://en.wikipedia.org/wiki/Celsius_7/7
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May 10, 2014 19:18
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I thought the 'No Overdraft Fees' was included with 'This kind of account won't allow unauthorised overdrafts', so you don't go overdrawn; the cheque, payment etc is just refused, and your card doesn't work at a cash point any more.
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May 10, 2014 19:19
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Spangly A posted:You can't not mention their mortgages. There's a bit of a reaction against those types of mortgages (the name of which escapes me right now) in some areas, meaning quite a few Muslims are trying to save up cash to buy a house outright in cash. While in the short-mid term that looks Sisyphean (particularly with non-interest-bearing savings accounts) if The Big Crash ever happens they're going to be the ones who end up owning all the houses and then the Daily Mail will actually implode. As with all things religious of course there's a massive spectrum of thought on it. Most Muslims use a dodge for their savings where they invest in shares (of suitable companies, but as that's mostly Saudi oil firms that's not really an issue in terms of returns) because that's seen as commerce rather than usury, which is fine. There are some interesting things happening with co-operatives to get round the mortgage problem too - partially reinventing the wheel of course, but it's getting a lot of traction in the Bangladeshi community because of course it's just Grameen banking writ very, very large.
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May 10, 2014 19:24
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Pissflaps posted:No I don't think that was it and I don't think it has been. It's both http://www.theguardian.com/uk-news/2014/apr/15/police-chief-counter-terror-officer-islamic-schools-plot-birmingham quote:Chris Sims, chief constable of West Midlands police, condemned as "desperately unfortunate" the appointment of Peter Clarke to look into allegations of Islamic fundamentalists infiltrating schools. quote:West Midlands police are investigating fraud claims linked to a primary school named in the Trojan Horse letter but decided the letter itself was not a criminal matter. The force was therefore surprised when Gove, without seeking their advice, appointed Clarke to look into the matter. quote:Clarke is due to report back with his findings in the summer. Ofsted is not expected to publish inspection reports into the 15 Birmingham schools until after Easter. And the council are running their own investigation too: quote:Clarke's appointment as education commissioner also revealed tensions between the Department for Education (DfE) and Birmingham city council, which on Monday announced its own independent adviser to look into the Trojan Horse claims, working alongside two separate panels made up of MPs, councillors, police and faith groups. So despite Ofsted and the local authority running their own investigations, as well as the regional police force, the DfE has seen fit to appoint a counter-terrorism specialist to perform his own special investigation. Completely reasonable, well within Gove's remit baka kaba fucked around with this message at 19:32 on May 10, 2014 |
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May 10, 2014 19:25
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These schools are not only underfunded and badly organised, they're a threat to national security. Luckily Gove knows a few sorts who can turn them into respectable Academies with nary a brown person within spitting distance of authority.
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May 10, 2014 19:30
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SybilVimes posted:Uh, he wrote a book about how evil islam is, remember? Only if you believe a book about Islamic terrorism specifically is a book about how Islam is evil I mean it says: a book about the roots of Islamic terrorism by British Conservative MP Michael Gove. baka kaba posted:*appoints head of the Met's counter-terrorism unit to lead investigation* Err, no.  He appointed a retired senior police officer, who was head of the counter-terrorism unit 6 years ago.http://en.wikipedia.org/wiki/Peter_Clarke_%28police_officer%29 Must you all be the living embodiment of right-wing strawmen? 
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May 10, 2014 19:30
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Seaside Loafer posted:To make it clear, I'm simply suggesting that if you are piss poor like me this is the go to account type. No you don't get any interest but it would be gently caress all anyway but if you cock up you don't get a fee. That sounds perfect to me. have you taken any time today to read the rest of the t&cs ? obviously they aren't just throwing open the gates with accounts that are exactly the same as regular, but with this added bonus. it'd be interesting if there were situations (for the 'piss poor' maybe) where they might be really good. i know that when people have done comparisons before on "no interest" mortgages that have people buy from the bank an increased share of ownership each month they actually work out a little bit poo poo, but not outrageous.
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May 10, 2014 19:36
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spikenigma posted:Err, no. Oh right. Wow, what a coincidence! You hire a guy to investigate an 'Islamic plot to infiltrate schools' and it turns out he just happens to have headed the Met's counter-terrorism unit before he retired! What are the odds! You should let the chief constable of West Midlands police know about this game-changing information, he'll be happy to discover he's completely mistaken and worried over nothing
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May 10, 2014 19:39
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baka kaba posted:Oh right. Wow, what a coincidence! You hire a guy to investigate an 'Islamic plot to infiltrate schools' and it turns out he just happens to have headed the Met's counter-terrorism unit before he retired! What are the odds! If caught in a lie ,double down and shift those pesky goalposts. It's the UKMT way  I'm done. spikenigma fucked around with this message at 19:44 on May 10, 2014 |
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May 10, 2014 19:41
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spikenigma posted:If caught in a lie ,double down and shift those pesky goalposts. It's the UKMT way Hopefully there's a Tory majority incoming. twoot posted:Britain First Political Election Broadcast 2014 Reposted on Facebook. The truth is the truth no matter how much people don't want to believe it. Keep up the good work. Nonsense fucked around with this message at 19:56 on May 10, 2014 |
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May 10, 2014 19:46
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| # ? May 24, 2024 20:24 |
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Britain First Political Election Broadcast 2014 https://www.youtube.com/watch?v=tYDKaUiYKVk 
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May 10, 2014 19:52
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