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FrozenVent posted:What kind of building doesn't have a laundry room? Seems like there's a tragedy of the commons thing there - if everyone but you agrees to pay, there's little reason to do so yourself.
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Jun 20, 2014 19:26
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Craptacular posted:Anyone who uses this is terrible with money. Get $10 of quarters mailed to you each month for $15. This is loving brilliant. Edit - and I wish I'd thought of it first.
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Jun 20, 2014 19:38
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If that actually ends up successful I'm quitting my day job and starting a food truck courier service -- one that delivers food from food trucks to offices/dorms/whatever. I estimate that it entails approximately the same amount of laziness
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Jun 20, 2014 19:57
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Not a Children posted:If that actually ends up successful I'm quitting my day job and starting a food truck courier service -- one that delivers food from food trucks to offices/dorms/whatever. I estimate that it entails approximately the same amount of laziness No reason to limit yourself to trucks - postmates does this. You can pretty much get them to run arbitrary errands for you in NYC and a few other cities.
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Jun 20, 2014 19:59
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FrozenVent posted:What kind of building doesn't have a laundry room?
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Jun 20, 2014 20:09
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Uranium 235 posted:There are lots of them in NYC. I've lived in Boston now for 4 years and never had laundry either. First in a triple decker, now in an old brownstone building.
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Jun 20, 2014 20:18
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GanjamonII posted:This is loving brilliant. Same here.
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Jun 20, 2014 20:27
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Volmarias posted:Same here. I actually did think of it first (~2011) and had web hosting and domains set up but then thought to myself, who would be stupid enough to use this service? Enough to launch a company based on the idea, I guess :-/.
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Jun 20, 2014 21:06
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Dawncloack posted:I am surprised too that they didn't nail her harder. Glad though, that's my job. That said financial issues are THE main strain on relationships so the best predictor of success in a relationship is to start off with two financially responsible people. If one person can't be trusted with money then the relationship is pretty much strained from the beginning.
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Jun 20, 2014 21:36
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Evil Robot posted:I actually did think of it first (~2011) and had web hosting and domains set up but then thought to myself, who would be stupid enough to use this service? Just like everyone laughed when bottled water started becoming a thing, wondering who would be stupid enough to buy it. Never underestimate the stupidity of people.
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Jun 20, 2014 22:17
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The fact that a website/company exists does not mean that it's a good idea.
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Jun 20, 2014 22:50
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It got a million in startup financing.
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Jun 20, 2014 23:03
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That's a lot of quarters.
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Jun 20, 2014 23:12
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FrozenVent posted:What kind of building doesn't have a laundry room? $10 a month? Okay, now I can see why people consider a laundry service such a bad deal. Using my building's coin-operated machines are $2 a wash, $1 a dry, and it usually takes two cycles to dry.
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Jun 20, 2014 23:22
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Jeffrey posted:No reason to limit yourself to trucks - postmates does this. You can pretty much get them to run arbitrary errands for you in NYC and a few other cities. Postmates is just an iphone app on top of a courier service, and courier services have existed for ages.
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Jun 21, 2014 00:35
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Horking Delight posted:Postmates is just an iphone app on top of a courier service, and courier services have existed for ages. Yeah, their value add is really just streamlined billing/ordering, sorry if I implied it's something really special, it's just nicely packaged. (I do have to question why the quarter roll service exists given that though.)
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Jun 21, 2014 04:47
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Oh, I probably misinterpreted your tone then, my bad. I live in the Bay Area and I am just unbelievably loving sick of people who think they're doing something ~super innovative~ when their entire product amounts to "slap an iPhone app on top of a service that has always been there and pretend you're the first person who realized people would pay money for it".
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Jun 21, 2014 04:54
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Shortly after I got engaged, my soon-to-be-father-in-law pulled me aside as asked me how I would be insuring the ring. The resulting discussion played out very differently in my head and on my mouth. Explaining why this is a horrible idea didn't really seem like the appropriate response at the time. Or ever.
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Jun 21, 2014 04:55
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Foolie posted:Shortly after I got engaged, my soon-to-be-father-in-law pulled me aside as asked me how I would be insuring the ring. The resulting discussion played out very differently in my head and on my mouth. Explaining why this is a horrible idea didn't really seem like the appropriate response at the time. Or ever. Sorry, not sure what the problem is here? A ring seems like something that would cost a lot to replace if it's lost accidentally and accidents are pretty common with things you wear on your body.
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Jun 21, 2014 05:05
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Evil Robot posted:Sorry, not sure what the problem is here? A ring seems like something that would cost a lot to replace if it's lost accidentally and accidents are pretty common with things you wear on your body. A girl at work lost a 5k ring, then a 4k ring, and is paying her mom back for another 5k ring....
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Jun 21, 2014 05:31
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Wait you can buy ring insurance that covers losing it? That seems like the most easily defrauded insurance ever...
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Jun 21, 2014 05:36
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Jeffrey posted:Wait you can buy ring insurance that covers losing it? That seems like the most easily defrauded insurance ever... Yeah, isn't ring insurance more of a "if you scratch it or a diamond falls out, we'll cover the cost to fix it! (as long as you supply the diamond that fell out)".
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Jun 21, 2014 05:49
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Was he referring to an additional rider for the ring on your existing renters'/homeowners' insurance or some other weird thing?
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Jun 21, 2014 05:56
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Jeffrey posted:Wait you can buy ring insurance that covers losing it? That seems like the most easily defrauded insurance ever... Rudager posted:Yeah, isn't ring insurance more of a "if you scratch it or a diamond falls out, we'll cover the cost to fix it! (as long as you supply the diamond that fell out)". Yes, you can buy ring insurance that covers losing it. I got a rider on my renters' insurance that covers basically all circumstances. Usually runs about 2.5% of the item's value in premiums per year. Relevant section of my insurance company's website: Travelers Valuable Items Coverage Policy posted:you receive worldwide coverage, including protection against mysterious disappearance. All the engagement ring websites I saw thought it was a good idea  . Note that there is also scammy insurance that the engagement ring stores will try to sell you which basically covers nothing that will actually happen...
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Jun 21, 2014 06:36
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My wife picked out a relatively cheap ring ($1800) and we decided it really wasn't worth insuring against loss, so we just bought a policy that would cover inspections, cleanings, and basic repairs forever. It was a cheap (something like 5-10% of the cost of the ring) one-time thing so it seemed like a good deal. She said if she ever loses it, she'll get a cheap, fake diamond or another gemstone and maybe we'll think about replacing it with a real diamond later on.
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Jun 21, 2014 13:18
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Evil Robot posted:Yes, you can buy ring insurance that covers losing it. I got a rider on my renters' insurance that covers basically all circumstances. Usually runs about 2.5% of the item's value in premiums per year. Relevant section of my insurance company's website: Can always ask in the insurance thread! Yeah, you can get an inland marine policy that follows the property wherever it may go. It DOES cover "Mysterious Disappearance" so if you lose it then you're covered. Is it easy to defraud? Yeah, relatively. But most people that are willing to pay that premium for a ring would rather have the ring than the trouble of making a claim and buying a new one with that money.
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Jun 21, 2014 14:41
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I've lost my wedding band, twice. On the plus side, getting a titanium wedding band without any sort of fanciful crap meant that it wasn't a financial emergency when I had to re order it. The 10 week wait time for the factory to fulfill the order, and then another 10 when it turns out that it doesn't fit anymore though...
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Jun 21, 2014 14:41
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Ring tattoos are $25+tip and can't get caught in machinery. Y'all are bad with money.
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Jun 21, 2014 14:59
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MrKatharsis posted:Ring tattoos are $25+tip and can't get caught in machinery. Y'all are bad with money. Mine was a $10 (Shipped!) tungsten band on eBay. You're bad with money  Oh god let's not talk about my wife's ring
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Jun 21, 2014 15:09
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Oh man, I probably belonged in the bad-with-money category when I bought my wife's engagement ring, but that was years ago.
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Jun 21, 2014 15:34
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canyoneer posted:Don't loan money to family ever. Do not cosign for anything ever. Unless you are OK with never seeing that money again and your relationship with that person can handle it. That reminds me of a thread some time ago. One of the OP's relatives had posted bail for another relative arrested for child molestation, and had offered her house as collateral to the bail bond company. The guy was easily convicted, but then a mistrial was declared (one of the jurors turned out to have been molested as a child). So now he has every reason on Earth to go on the run before the new trial, leaving the OP and his family wondering how to prevent that. Unfortunately, I never saw how things turned out.
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Jun 21, 2014 15:53
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Foolie posted:Shortly after I got engaged, my soon-to-be-father-in-law pulled me aside as asked me how I would be insuring the ring. The resulting discussion played out very differently in my head and on my mouth. Explaining why this is a horrible idea didn't really seem like the appropriate response at the time. Or ever.
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Jun 21, 2014 16:27
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OneWhoKnows posted:Oh man, I probably belonged in the bad-with-money category when I bought my wife's engagement ring, but that was years ago. Everything related to weddings, for probably 95% of people, is being bad with money. (though I'm sure everyone in here got married at city hall with family heirloom rings and then ate at IHOP afterwards and had a honeymoon staycation)
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Jun 21, 2014 16:57
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Nocheez posted:Mine was a $10 (Shipped!) tungsten band on eBay. You're bad with money
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Jun 21, 2014 17:25
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100 HOGS AGREE posted:I want a tungsten ring if I ever get married. wolfram for life.
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Jun 21, 2014 19:14
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If you you know your fiance well enough to be fairly sure she won't flip out, you could do what my dad did: have her buy a wedding ring on her own and give you a receipt. My extremely considerate, tasteful mother got a beautiful rough engraved gold ring for $300 that she still wears every day 
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Jun 21, 2014 20:21
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SiGmA_X posted:I have never heard of this wolfram character before, but I love tungsten carbide tools, so why not rings too? I linked my gf to one and said something along the lines of "this would be awesome for you" and she very pointedly said no, gold and diamonds...drat women! My ring is tungsten carbide, it is very nice.
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Jun 21, 2014 20:44
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When my boss's wife lost her $10k engagement ring in a park playing fetch with their dogs I asked him if it was insured and he said "Of course not, I'm Jewish!"  
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Jun 21, 2014 21:22
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I feel like a nerd for wanting a plain wedding band and not giving a rat's rear end about an engagement ring. I'd rather spend that money on something fun or cool.
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Jun 22, 2014 01:08
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Dillbag posted:When my boss's wife lost her $10k engagement ring in a park playing fetch with their dogs I asked him if it was insured and he said "Of course not, I'm Jewish!" spwrozek posted:My ring is tungsten carbide, it is very nice. 
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Jun 22, 2014 01:37
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