|
nickutz posted:On the other hand you will maybe find this cash when doing laundry sometime in the future, long after you have forgotten about it. Back when I was moving every year I would always find at least $20 in hidden pants money. Maybe I should go organize my closet...
|
#
?
Jul 22, 2014 23:43
|
|
|
|
| # ? May 22, 2024 18:27 |
|
|
pig slut lisa posted:Back when I was moving every year I would always find at least $20 in hidden pants money. Maybe I should go organize my closet... Hidden pants money is the best - I always check my pockets before getting rid of old pants for this exact reason. I somehow found the energy last night to make myself a lunch for today. Normally I give up around this time of the week because Tuesday is the day I go to judo and visit my parents and I usually end up too tired to bother. Maybe I can make it a full week without buying lunch out?
|
|
#
?
Jul 23, 2014 00:12
|
|
|
Slow Motion, at the top of page 14 of Knyteguy's thread posted:Spartan August is a go. I'm seriously considering taking on this challenge myself. I have some annual stuff that I have to pay in August, but I set money aside for it in February. I'd really like to get a month ahead on budgeting.  Also, I didn't eat out today.
|
|
#
?
Jul 23, 2014 04:26
|
|
|
I rarely carry cash so the chances of finding pocket/couch money are very low.
|
|
#
?
Jul 23, 2014 13:18
|
|
|
Since changing my mindset about money to a more long-term oriented one, pants money has lost its allure. I just look at cash as part of my overall net worth now, rather than "money I have to spend!!" drat you BFC for taking away the joys of pants money. Unless it's money I thought I lost or spent during a bender. On the flip-side, I now revel in small windfalls that I wouldn't have before, like $10 from the occasional recycling refund. Rick Rickshaw fucked around with this message at 15:15 on Jul 23, 2014 |
|
#
?
Jul 23, 2014 15:10
|
|
|
There is no place for joy in BFC. In the grim dark finance forum, there is only NPV.
|
|
#
?
Jul 23, 2014 15:12
|
|
|
An open wallet is like a fortress with its gates unbarred and unguarded.
|
|
#
?
Jul 23, 2014 15:16
|
|
|
Payed off the rest of my car today! Figured I had enough money to do it, so I went for it. Over the last two year, I've managed to pay off 25k in student loans, and ~12k worth of car. Feels good to own a car outright again, and be debt-free!
|
|
#
?
Jul 23, 2014 22:53
|
|
|
This is the first payday in five(?)years where I thought "I finally got my paycheck now I can pay my bills.", I can't wait for things to get back to normal. My taxes are going to be wild this year. In a week my old house will close, I unfortunately had to dip into my Roth (which is technically penalty free and will be refunded in a week or so but its reported either way), my wife will be wiring $17,000 from Peru (their version of social security) and now I live live in one state and work in another.
|
|
#
?
Jul 25, 2014 14:59
|
|
|
My dad just sent an email, "Check out my new car!" New car? I think he had a 2011 Ford something or other, what did he... Oh god.
|
|
#
?
Jul 27, 2014 04:21
|
|
|
Inverse Icarus posted:My dad just sent an email, "Check out my new car!" Well, I think the BFC hive-mind believes inter-generational wealth is bad for our economy anyway. Edit: I'm posting this from a place where I'm surrounded by people who are spending 10% of their net worth just to dance and get drunk. Save me. Rick Rickshaw fucked around with this message at 06:28 on Jul 27, 2014 |
|
#
?
Jul 27, 2014 06:23
|
|
|
Heh. I live in Seattle but spent part of the weekend in the neighboring city of Bellevue (home of LOTS of Microsoft workers). Previously, I'd had trouble putting my finger on why I hate the vibe in that area but now I realize at least part of it is the blatant consumerism there. There are a LOT of BMWs and people seem very focused on displaying their income via status symbols. I'm sure there is still some of that in Seattle but nothing like the eastside and boy am I glad I don't live there.
|
|
#
?
Jul 27, 2014 14:20
|
|
|
Vilgan posted:Heh. I live in Seattle but spent part of the weekend in the neighboring city of Bellevue (home of LOTS of Microsoft workers). Previously, I'd had trouble putting my finger on why I hate the vibe in that area but now I realize at least part of it is the blatant consumerism there. There are a LOT of BMWs and people seem very focused on displaying their income via status symbols. I'm sure there is still some of that in Seattle but nothing like the eastside and boy am I glad I don't live there. Isn't it basically where most of the rich people live in general? (outside of those who buy multimillion dollar condos with thousand dollar/month HSA's in downtown Seattle) I'm pretty sure it's not just a MS hub, I know of higher ups in Amazon and Google who live there. Most rich places are like that. People with money are going to spend it.
|
|
#
?
Jul 27, 2014 14:57
|
|
|
Also owning BMWs isn't really just for displaying income. They drive a lot nicer than most cars and are pretty fun to drive. You can get an older BMW pretty cheaply and keep cost down on repairs if you do everything yourself too, and many people who enjoy driving them do just that.
|
|
#
?
Jul 27, 2014 15:21
|
|
|
Uncle Jam posted:Also owning BMWs isn't really just for displaying income. They drive a lot nicer than most cars and are pretty fun to drive. You can get an older BMW pretty cheaply and keep cost down on repairs if you do everything yourself too, and many people who enjoy driving them do just that.
|
|
#
?
Jul 27, 2014 17:13
|
|
|
Vilgan posted:Heh. I live in Seattle but spent part of the weekend in the neighboring city of Bellevue (home of LOTS of Microsoft workers). Previously, I'd had trouble putting my finger on why I hate the vibe in that area but now I realize at least part of it is the blatant consumerism there. There are a LOT of BMWs and people seem very focused on displaying their income via status symbols. I'm sure there is still some of that in Seattle but nothing like the eastside and boy am I glad I don't live there. Well, I live in Bellevue and I'm certainly not rich. As you get closer to Medina and/or Newcastle you'll certainly see more than your fair share of luxury vehicles, yes. And shopping malls like the Bravern or whatever it's called these days certainly don't help. But we aren't all like that.
|
|
#
?
Jul 29, 2014 00:03
|
|
|
Bellevue is intense. I always felt out of place going there when I dated a guy who lives in Kirkland. - This month has been a black hole for finances! Ugh. Moving costs: $1094. Ten days of extra rent, deposits, movers, and having to buy a new box spring since mine won't fit up the drat stairs.  This might be the first month since I started using YNAB that my net worth won't increase. *does math* Oh, wait, it will! $200. Sweet. Now to get rid of the box spring sitting in my living room…
|
|
#
?
Jul 30, 2014 19:59
|
|
|
spinst posted:This month has been a black hole for finances! Ugh. Ugh, I'm going to be going through the same thing in about 2 weeks. Getting a split box spring isn't the end of the world or anything, but it's a frustrating expense. Where did you get yours?
|
|
#
?
Jul 30, 2014 20:05
|
|
|
I'm waiting to hear back from a job (fingers crossed but good feelings) that would have me do a regional move. My lease just auto renewed for an entire year, so breaking that is probably going to cost one or two months. Whoopee.
|
|
#
?
Jul 30, 2014 21:28
|
|
|
Not a Children posted:Ugh, I'm going to be going through the same thing in about 2 weeks. Getting a split box spring isn't the end of the world or anything, but it's a frustrating expense. Where did you get yours? I actually got this instead. It has great reviews, so I am hoping that it works out!
|
|
#
?
Jul 30, 2014 21:48
|
|
|
Why do you need a box spring? Do they actually do anything but raise your bed?
|
|
#
?
Jul 31, 2014 00:09
|
|
|
It supports the mattress. If you have a platform bed, you don't need one.
|
|
#
?
Jul 31, 2014 00:54
|
|
|
I'm just about to go work in Bellevue for a few weeks. During the weekends I'll head over to Seattle, but while I'm not there, do you guys have any recommendations for bars/fun activities? I know absolutely nothing about the place.
|
|
#
?
Jul 31, 2014 10:16
|
|
|
Closing tomorrow
|
|
#
?
Jul 31, 2014 13:49
|
|
|
spinst posted:It supports the mattress. If you have a platform bed, you don't need one. And if you have a floor...?
|
|
#
?
Jul 31, 2014 14:01
|
|
|
tuyop posted:And if you have a floor...? Then why do you need a mattress? 
|
|
#
?
Jul 31, 2014 14:17
|
|
|
So, when am I supposed to turn off services to the old house? My guess is that I should do it once the house closes but it would be nice to do it earlier. Also my payoff amount is about $1000 higher than it's supposed to be according to my mortgage statement. I doubt its an early payoff fee and suspect that it's just old information. I forwarded that to my realtor and should here back soon. My guess is I end up overpaying the bank they'll refund me. edit: Oh and apparently I caused a bit of drama at work. More evidence that my boss is crazy. We hired a new accountant a couple months ago and we're all surprised how she became one of us. She's in the same bible study group (a bad bad idea) as my employer after all. This was about the same time I was working on getting the new house financed. Yesterday, I found out that the bank had called (months before) to do the employee verification check.. The new accountant told the bank the truth and that was the end of it. That is until my boss found out and became upset that she had authorized an employment verification. My employer was also completely shocked that I could afford to move at all, especially to a wealthier part of town. When I mentioned that to my wife she said "Well, you're married to a Latina, you shop at Aldi and you drive a beater." which would explain my employer's thinking. This happened before with another employee who moved. So we all have the impression that if she had handled these calls we might not have our homes now and never found out why. The bank only asked three questions: 1. Does he currently work there? 2. How long has he been there? 3. Is there any sign he could be laid off? I could see my employer honestly answering the first two except for the last one. She's the kind of person that would bring up every little mistake I ever made So, it's scary to think how different my life might be if my employer had handled the call isntead. Sephiroth_IRA fucked around with this message at 14:52 on Jul 31, 2014 |
|
#
?
Jul 31, 2014 14:31
|
|
|
You usually schedule the utility shutoff on the close date. The new owner schedules the utilities to be turned on that day. And the utility companies are usually smart enough to see what's going on, and they just switch the billing over on that date. As for the rest of it, wow. I got nothin'.
|
|
#
?
Jul 31, 2014 15:16
|
|
|
Sephiroth_IRA posted:edit: Drop by the resume / interview thread! In other news, I might have to travel out of town out of pocket for an "exploratory interview". Great potential employer, but I've been told I have an offer in the pipeline somewhere else so... Wish the headhunter had kicked it into gear earlier.
|
|
#
?
Jul 31, 2014 15:21
|
|
|
Welp, my new lease fell through 2 weeks before I was supposed to move in. The negative: Livin' with my parents for a month or two longer The positive: Socking away another $1500+ each month
|
|
#
?
Jul 31, 2014 15:38
|
|
|
Sephiroth_IRA posted:edit:
|
|
#
?
Jul 31, 2014 16:12
|
|
|
This was my car over the weekend:  I was a bit shocked when I found it like that, but I think BFC has helped to change my whole mindset. Five years ago I would have been worrying 'how am I going to pay for this?' while now I don't even need to think about it since I know I have insurance and enough savings to cover any excess. As an aside, I was really impressed with my car insurer. I called them at 10am on a Sunday, they had somebody out by midday and it was all fixed half an hour later. I also received a large bill from the ATO while filing my taxes online, so I'm seriously considering visiting a tax specialist this year. Not that I'm against taxes, just that I can't think of any real reason that I apparently owe the them a grand since I normally pay taxes as I earn and have had a steady income this year.
|
|
#
?
Jul 31, 2014 16:38
|
|
|
Folly posted:You usually schedule the utility shutoff on the close date. The new owner schedules the utilities to be turned on that day. And the utility companies are usually smart enough to see what's going on, and they just switch the billing over on that date. My phone company wouldn't schedule hooking up my new service until after someone came out to disconnect the old service. It was dumb.
|
|
#
?
Jul 31, 2014 16:52
|
|
|
tuyop posted:And if you have a floor...? Well then I suppose you can sleep on the floor and sell your mattress!
|
|
#
?
Jul 31, 2014 17:09
|
|
|
spinst posted:Well then I suppose you can sleep on the floor and sell your mattress! I seem to recall at least one person unironically suggesting this to SloMo in the early days of that thread.
|
|
#
?
Jul 31, 2014 18:25
|
|
|
BFC, for the first time in my life I literally have more money than I know what to do with. I've brought in over four grand more this month than I normally do, due to this ridiculous situation where I quit my job and got severance. 
|
|
#
?
Aug 1, 2014 00:40
|
|
|
Give me some. I had to go to urgent care and the ER this week due to a really nasty virus. 103.6° fevers are rough 
|
|
#
?
Aug 1, 2014 00:49
|
|
|
100 HOGS AGREE posted:BFC, for the first time in my life I literally have more money than I know what to do with.
|
|
#
?
Aug 1, 2014 00:56
|
|
|
moana posted:BUY SUM BITCERNS this is bad advice. you should really be diversifying among several cryptocurrencies to hedge against a crash.
|
|
#
?
Aug 1, 2014 04:50
|
|
|
|
| # ? May 22, 2024 18:27 |
|
|
I suggest a pool table. If that's too rich for you, scorpion wall art is the fallback. Live it up.
|
|
#
?
Aug 1, 2014 14:12
|
|
