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fruition posted:I mean, the dude brought his bulldozer to your house quote:I'm not sure how much it would have cost you to hire that work out to some general contractor you found on craigslist but I'm going to go on a limb and guess way more than $100... quote:You went over his house, sat in some air conditioning and ran an anti-virus on his wife's computer, deleted her temporary internet files, and maybe ran msconfig to clean up her startup. I repaired a corrupted Windows 8 install into rising from the grave just long enough to salvage several gigs of photos/videos of her two kids, and then re-imaged a fully functional Windows 8 & re-installed the various programs they use while removing the pre-installed junk that came with the laptop, all while supervising her aforementioned children who were screaming bloody murder that they weren't able to play Advanced Dog making GBS threads Simulator because I hadn't managed to fully reinstall every program previously on the machine since last they checked in on me at 38% Windows installation five minutes ago. We've been doing this sort of talent exchange for the past two years, with the understanding that we'd each name our own prices at a reasonable level before doing any work, and that sometimes the exact dollar amounts or time/effort investments on each side wouldn't perfectly balance out as a result. It's also important to note that these were two separate negotiations. We didn't negotiate "discount for bulldozing in exchange for tech support": I asked about the bulldozer, he named his price at $100 for the work and I agreed & paid; two days later they asked about tech support, I named my price at $40, they agreed, and my wife refused that payment and insinuated that I am an rear end in a top hat for having ever charged her in the first place.
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Aug 14, 2014 19:11
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Man I love Second Guessing Story Time.
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Aug 14, 2014 19:15
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You transferred pics somewhere else and then installed Windows and some programs. Cmon man, that's not something you charge friends for. It's not like you were trouble shooting their network or servicing the actual computer.
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Aug 14, 2014 19:20
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Sounds like your wife owes you forty bucks.
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Aug 14, 2014 19:22
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Inudeku posted:You transferred pics somewhere else and then installed Windows and some programs. Cmon man, that's not something you charge friends for. Seriously. People should never make different kinds of arrangements just because they work for them.
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Aug 14, 2014 19:23
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It's one thing if it's 8pm on a Thursday night, you have to be up at 6am Friday morning, and your friend has a bad pop-up problem on their laptop and has to DJ a wedding Friday night. I asked for a kind donation for this exact scenario and received $40 for about 4-5 hours of service, for a good friend of mine. I told him no more than $50. If he had asked me on a weekend day, or basically any other day than that one I would have done it for a couple of beers and some conversation. I think your wife did you a favor here, perhaps you should evaluate your friendships with a less financially-centered perspective. Who knows, maybe you'll make even more friends. 
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Aug 14, 2014 19:35
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Friends charging friends for things is super weird. I agree with the highly specialized attorney or notarizing or whatever, but charging for computer help? My friend's have worked on my car for me and they don't charge me. I'll probably buy them dinner as a thank you maybe, but taking cash? That's strange. I guess it's largely dependent on your group of friends... I've done budgeting work for a small business and personal for a few friends and never taken cash.
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Aug 14, 2014 19:43
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LloydDobler posted:Sounds like your wife owes you forty bucks. This. If she wants to give away your labor, it should come out of her pocket.
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Aug 14, 2014 19:52
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Wickerman posted:It's one thing if it's 8pm on a Thursday night, you have to be up at 6am Friday morning, and your friend has a bad pop-up problem on their laptop and has to DJ a wedding Friday night. I asked for a kind donation for this exact scenario and received $40 for about 4-5 hours of service, for a good friend of mine. I told him no more than $50. It was 7pm Tuesday night, I got up at 6:30am Wednesday morning & spent 4 hours on it. I don't drink and it's hard to converse with a 6yo and 3yo wailing their lungs out within the same room. Everybody has their own standards for how much work you'll do for free & at what point you expect some sort of compensation (food, beer, money, whatever). Flip the roles around, should that guy be mad at his wife if she turned down an agreed-upon $100 for bulldozer work because I fixed her laptop for $40 & that was a deal compared to whatever Geek Squad would've charged? e: looked up Geek Squad prices on a lark, holy poo poo 
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Aug 14, 2014 19:55
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I'd recover photos free for a friend, no question. But an OS install? gently caress that. Set it up for free and they're liable to think you're their free tech support line for every problem they come across there on out.
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Aug 14, 2014 20:00
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So don't do tech support next time if it's this big a deal to you.
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Aug 14, 2014 20:01
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reflex posted:So don't do tech support next time if it's this big a deal to you. Or, you know, charge him for it.
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Aug 14, 2014 20:08
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oldskool posted:It was 7pm Tuesday night, I got up at 6:30am Wednesday morning & spent 4 hours on it. I don't drink and it's hard to converse with a 6yo and 3yo wailing their lungs out within the same room. It's hard to communicate what our friendship is like through the internet, but when we go out together I'll always drive us both and we will buy each other drinks/tickets/whatever every time. Money flows between us pretty loosely. Despite the similarities/differences between our situation, I still don't see how I'd call your situation "bad with money." I'm sure you and your wife could just have a short conversation about this so you can communicate your thoughts and feelings about that so it won't happen again.
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Aug 14, 2014 20:26
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Is this turning into the "grouchy about money" thread? Here's one: Friend of a friend is sort of inconsiderate. When these two go out, the spendthrift orders an appetizer, one of the more expensive items on the menu, a drink or two, and dessert. The frugal friend gets a $8 hamburger and ice water. Then the spendthrift proposes that instead of getting their server to do split checks, let's just pay cash and split the total bill 50/50. Spendthrift friend is shocked and bothered that the frugal friend is not behind the idea of putting $24 each towards a $48 bill when the frugal one got an $8 hamburger and nothing else. edit: V please edit out your post to not say the t word 
canyoneer fucked around with this message at 21:37 on Aug 14, 2014 |
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Aug 14, 2014 21:32
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canyoneer posted:Is this turning into the "grouchy about money" thread? We used to tag along with a couple who would eat out with us, but never tip. They would count out the exact amount of money their order came to, and leave just that. So the rest of us would be forced to tip more to make up for it.
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Aug 14, 2014 21:36
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Folly posted:Or, you know, charge him for it. I just bartered the last time I had to install an OS for our building manager. He washes my car every time it gets dirty, I do tech support for him. He also gives us some extras in terms of repair turnarounds, etc.
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Aug 14, 2014 21:48
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EugeneJ posted:We used to tag along with a couple who would eat out with us, but never tip. They would count out the exact amount of money their order came to, and leave just that. So the rest of us would be forced to tip more to make up for it. Why didn't you call them out on it? Or stop going out with them?
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Aug 14, 2014 21:52
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Good one. This has to be a goon right? http://www.reddit.com/r/personalfinance/comments/2dka2u/fianc%C3%A9_wants_to_take_20k_out_of_401k_to_buy/ quote:Last night my fiancé came to me with an idea about taking 20k out of his 401k to buy shares of Blizzard with the intent of selling in a few weeks or months. His rationale is that stock prices should go up after two highly-anticipated games are released, after which he could sell his shares.
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Aug 14, 2014 21:52
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Ozu posted:Good one. This has to be a goon right? man if only the rest of the market thought of that
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Aug 14, 2014 21:54
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Don't tell anyone, but I think Apple might release a new iPhone this year. Should probably jump on that train at the same time.
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Aug 14, 2014 21:55
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I once met a guy who's master plan was to buy shares of Wal*Mart in November and sell in January, after the holiday season. Because they get a lot of sales around Christmas you know.
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Aug 14, 2014 21:59
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FrozenVent posted:I once met a guy who's master plan was to buy shares of Wal*Mart in November and sell in January, after the holiday season. There are some dumb things like this that work, like buying home depot before hurricane sandy and then selling after, but its always a pretty small effect. Something seasonal like that is actively silly though since it's regular effect and not anomalous.
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Aug 14, 2014 22:38
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FrozenVent posted:I once met a guy who's master plan was to buy shares of Wal*Mart in November and sell in January, after the holiday season. I thought of that when I was 16, and by the time I was able to buy stocks, I figured that everyone else had already thought of that and it was a bad idea. Otherwise stock prices would fluctuate wildly based on what season it was
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Aug 14, 2014 23:01
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The Door Frame posted:I thought of that when I was 16, and by the time I was able to buy stocks, I figured that everyone else had already thought of that and it was a bad idea. Otherwise stock prices would fluctuate wildly based on what season it was If the guy cared to, it'd be an easy enough effect to observe without doing any data analysis at all outside of actually looking. I'm not gonna fault the average person for not inferring how to price securities but there's no excuse not to go look. Jeffrey of YOSPOS fucked around with this message at 23:11 on Aug 14, 2014 |
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Aug 14, 2014 23:08
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FrozenVent posted:I once met a guy who's master plan was to buy shares of Wal*Mart in November and sell in January, after the holiday season. http://en.wikipedia.org/wiki/January_effect Might have worked in the '80s
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Aug 14, 2014 23:50
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Nocheez posted:I put this in my Miata. It sounds great, has a USB port, Bluetooth (with a microphone for phone calls) and an headphone jack. There is no CD slot, but who uses actual CDs anymore? http://www.amazon.com/Mountek-nGroo...phone+holder+cd This is the best cell phone mount I've seen yet.
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Aug 15, 2014 00:16
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Jeffrey posted:If the guy cared to, it'd be an easy enough effect to observe without doing any data analysis at all outside of actually looking. I'm not gonna fault the average person for not inferring how to price securities but there's no excuse not to go look. The guy ended up making his own post. His best case scenario is making a whopping $2k quote:Currently I only have about ~20k in a Fidelity 401k. My RoR over the past 2 years has been a whopping 4.5 percent. My coworkers who invest with the same target dates are getting 10-12-15% consistently and we all have roughly at least half of our investments in high risk index funds He's pretty much taking analyst predictions as fact. The best reply is by someone who actually bothered to do 18 seconds of research into past Blizzard releases: quote:Let's take a look at historical impact of game releases on ATVI. I randomly chose buying the day before a release until 3 weeks later. Here are the results for all the games since 2010 in chronological order: His post: http://www.reddit.com/r/personalfinance/comments/2dknvc/im_the_fiance_that_wants_to_reinvest_his_401k/
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Aug 15, 2014 03:02
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People are idiots though. One of my finance professors had a high net worth client who only wanted to buy stock in companies with a lion in the logo. This is the nerd equivalent of that. Broker, place an order for all the Warcrafts that $20k can buy
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Aug 15, 2014 03:06
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Did that guy even account for his transaction costs? Also, what that data is saying is to short Blizzard, right? 
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Aug 15, 2014 03:10
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At least he seemed to have talked himself out of it, and is going with some better funds instead.
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Aug 15, 2014 03:39
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TLG James posted:At least he seemed to have talked himself out of it, and is going with some better funds instead. But he's still taking a 401(k) loan...
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Aug 15, 2014 04:42
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The Door Frame posted:I thought of that when I was 16, and by the time I was able to buy stocks, I figured that everyone else had already thought of that and it was a bad idea. Otherwise stock prices would fluctuate wildly based on what season it was Or, companies have quarterly revenue projections, which are public, and analyzed by market analysts who review said projections, and these earnings are discussed at the end of said quarters, and all of this is therefore priced into the current stock price at any given time in the year, and therefore it is not about actual earnings, but actual earnings vs. projected earnings, but you know, I guess Walmart might just be shooting from the hip and every year they're shocked like "holy poo poo guys, we sold a bunch during the holiday time devoted to spending!"
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Aug 15, 2014 05:02
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If only there were an autistic child who sees patterns where most people don't... we could use him to make sense of it all.
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Aug 15, 2014 06:40
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canyoneer posted:People are idiots though. Boy have I got the company for him! 
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Aug 15, 2014 12:02
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quote:Now let's say I buy blizzard stock at $23.50. This, using all of my money, will be 851 shares (20k/23.50).
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Aug 15, 2014 14:20
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I have a friend who threw like half of his money into Sirius when they signed Howard Stern back in 06. Why? Because people like Howard Stern, so that = $ I guess. This same person will research a desk chair for two weeks. It's hilarious the level of research people will do with their life savings vs. something frivolous.
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Aug 15, 2014 16:23
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FCKGW posted:The guy ended up making his own post. His best case scenario is making a whopping $2k Look at all those actively managed index funds! 
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Aug 15, 2014 16:25
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canyoneer posted:People are idiots though. A coworker makes all of her financial decisions based on Nascar sponsorship of a single driver.
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Aug 15, 2014 18:41
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CitizenKain posted:A coworker makes all of her financial decisions based on Nascar sponsorship of a single driver. As a huge NASCAR fan and commentator that is loving hilarious! Which driver? If I had to guess I'm going to go with Jeff Gordon. DuPont didn't work out better dump it all in 3M! DEMAG fucked around with this message at 19:12 on Aug 15, 2014 |
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Aug 15, 2014 18:45
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I got the check from Fidelity today for my 401k rollover and my uncle told me I should use it to invest in gold 
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Aug 15, 2014 23:22
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