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Leperflesh posted:If it was built in 1980 there's very little chance it has asbestos. It was banned for use in building materials in the late 70s so it would have been an illegal use. They were allowed to continue to use existing stock until it ran out, so the early 80s is definitely in the window. Popcorn is so gross we had all of ours scraped (except closets, kind of regretting that now, and it looks soooooo much better, especially with vaulted ceilings.
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Sep 4, 2014 16:34
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PuTTY riot posted:Popcorn is so gross we had all of ours scraped (except closets, kind of regretting that now, and it looks soooooo much better, especially with vaulted ceilings. I really need to do mine before I get furniture in the rooms that have it. I need to get it tested first since I have no idea when it would have been installed and my house is getting close to 80 years old.
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Sep 4, 2014 16:36
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Yeah. if you don't do it first thing you never will. it's an incredibly messy process too.
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Sep 4, 2014 16:45
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Requesting change to House Buying Megathread, Asbestos only kills you if you breath a lot of it in over a long period of time. So if the popcorn comes back asbestos can you back out of the purchase cause that is going to cost a butt load to get remediated.
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Sep 4, 2014 16:53
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PuTTY riot posted:Yeah. if you don't do it first thing you never will. That's not true. I effectively removed that sort of ceiling in my parents' house when I painted my room as a teenager. Use a thick enough coat of latex and that stuff takes itself right off. PuTTY riot posted:it's an incredibly messy process too. This part, though, is VERY true. Antifreeze Head fucked around with this message at 17:50 on Sep 4, 2014 |
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Sep 4, 2014 17:47
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I've never been so frustrated and this post title matches exactly what we're experiencing. - the only thing we're waiting for is the mortgage offer to be sent to our solicitors. - we received our copy and then found out that the bank sent a copy to our old solicitors. We asked them to send a copy to the correct solicitors. -7 business days went by and nothing. Supposedly they forgot to send a copy out -3 business days go by and we get an email from our solicitors stating they received a mortgage offer but on the wrong property. We originally had 3 weeks to close, now have 1. We have to move out of our rental property on the 15th. The bank has royally hosed us over due to their incompetence As a note, they sent the right mortgage in principle on the right property to the right solicitors so there's no excuse for the gently caress up. The worst is the bank is impossible to call (was on the line for over an hour and screwed us over). Our only link is our mortgage broker. Not sure what more to do but wait and see what happens. If we don't close by 15th and forced to find short term stay, I guess I can say gently caress you and go to another bank. Anyone ever move into a property before the mortgage has kicked in? The property is vacant and isn't in a chain so I guess I can beg and plea if we can at least move our stuff in to avoid storage costs.
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Sep 4, 2014 19:10
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To add to the frustration train, I'm STILL waiting to hear back from the VA on our loan. We're in limbo here on what we're going to do at the end of the month too. VA Loan? Great, we move at the end of September (if the sellers agree to a paltry $500 for a loving fridge, COME ON PEOPLE). If not, then we can get a standard loan for 2 months, then refi to a VA in January. Not something I want to do. Or we will have to walk away after sinking a lot of time, energy, and money into this house 
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Sep 4, 2014 19:13
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Filthee Fingas posted:Anyone ever move into a property before the mortgage has kicked in? The property is vacant and isn't in a chain so I guess I can beg and plea if we can at least move our stuff in to avoid storage costs. You're in the UK, that's worth mentioning. I think most of us are in the US. In the US the only way you'd be able to move into a property that you hadn't paid for yet would be if the current owners allow you to rent it from them, which is unlikely since it's a big warning sign the loan may fall through. I don't know much about UK real estate but if you were in the US and facing this kind of issue I'd say it's time to contact a real estate lawyer. But you said you already have a soliciter so maybe call them up and ask what your options are if this bank fucks you over on your closing date.
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Sep 4, 2014 19:27
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Leperflesh posted:You're in the UK, that's worth mentioning. I think most of us are in the US Sorry I forgot to mention I was in the UK. Yeah I'll speak to our solicitor tomorrow and see what they say.
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Sep 4, 2014 19:46
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Jastiger posted:To add to the frustration train, I'm STILL waiting to hear back from the VA on our loan. We're in limbo here on what we're going to do at the end of the month too. You're gonna spend thousands of dollars on a refi because the seller won't give you $500 for a fridge? lol.
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Sep 4, 2014 23:28
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PuTTY riot posted:You're gonna spend thousands of dollars on a refi because the seller won't give you $500 for a fridge? lol. I'm going to spend thousands on refi because the VA is possibly stopping our financing due to a lapse in employment. The fridge is secondary to getting the house. They are willing to give us $400. Bah. We'll have to take it. Its frustrating because we need a fridge NOW, not paid off over time. You literally need a fridge to live in the house, plus, it was on the purchase agreement. When is it ever OK to agree to sell a working thing and then it isn't working when the ownership changes hands?
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Sep 4, 2014 23:38
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Leperflesh posted:You're in the UK, that's worth mentioning. I think most of us are in the US. This is not unusual in New Zealand. All the legal documents include provisions for this. Often people will need to move out of their current house or rental and most sellers don't mind collecting a couple of weeks rent prior to the sale going through.
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Sep 5, 2014 00:16
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You're seriously bitching about 100 dollars. You're buying a house for 146,500 dollars. You're seriously focusing on 0.0007% (rounded) of the amount of money you're about to spend. You need a perspective check. 100 dollars isn't poo poo when it comes to owning a home.
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Sep 5, 2014 00:55
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Jastiger posted:You literally need a fridge to live in the house No, you don't need a fridge to live in a house. If you really do need a fridge so badly, go get a little one off Craigslist for $25 while you save for a good, proper fridge. If you can't afford buy new appliances when you move in the house, you can't afford the house. Don't buy a house contingent on the sellers including things that don't even matter.
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Sep 5, 2014 01:19
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Jastiger posted:I'm going to spend thousands on refi because the VA is possibly stopping our financing due to a lapse in employment. The fridge is secondary to getting the house. At closing, make a big fuss about this. If the seller won't kick in the extra hundo, make the RE agents split it. Remember, you're buying this house, not every goon in here. $100 is $100
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Sep 5, 2014 01:20
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You could forego the house to buy a seriously fancy-rear end fridge and live in the box. Best of both worlds.
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Sep 5, 2014 01:22
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I'm really confused by some of the responses. If someone agrees to sell something and then it's time to close, and something isn't there...it's ok to blow it off? I mean what if the ac wasn't working? Yoi can't afford a new ac, you can't afford a house? A roof? Exactly how much cash are we talking here...because we're talking cash here, not credit.
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Sep 5, 2014 01:38
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Jastiger posted:I'm really confused by some of the responses. If someone agrees to sell something and then it's time to close, and something isn't there...it's ok to blow it off? I mean what if the ac wasn't working? Yoi can't afford a new ac, you can't afford a house? A roof? Exactly how much cash are we talking here...because we're talking cash here, not credit. Yeah, if I didn't have at least $20k in cash (after down payment and closing costs) on hand, I wouldn't think about buying a house.
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Sep 5, 2014 01:45
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Jastiger posted:I'm really confused by some of the responses. If someone agrees to sell something and then it's time to close, and something isn't there...it's ok to blow it off? I mean what if the ac wasn't working? Yoi can't afford a new ac, you can't afford a house? A roof? Exactly how much cash are we talking here...because we're talking cash here, not credit. Air conditioning units can cost 5 to 10 thousand dollars. A new roof can cost 8 to 15 thousand dollars. You are talking about (once again for perspective 0.0007% of the purchase price) 100 bucks. 100 dollars is a trivial amount. I spent twice that this year for fertilizer for my yard.
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Sep 5, 2014 02:01
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skipdogg posted:100 dollars is a trivial amount. I spent twice that this year for fertilizer for my yard.
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Sep 5, 2014 02:10
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While I agree with the generally prevailing attitude that balking over the cost of a $500 fridge likely indicates that you're not ready for the financial burden of home ownership, I'll suggest this: If you really want to see how it works, tell your agent that if the fridge isn't there, you're out. There is no way the buyers agent, sellers agent, sellers, and lender are going to see this transaction go south over $500. And if they're somehow dicking around ("Oh it will be there!"), refuse to communicate until the issue is resolved.
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Sep 5, 2014 02:33
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adorai posted:It may be a trivial amount, but it is still an amount that affects the legitimacy of the purchase agreement. You guys can focus on the .0007 % or whatever of the purchase price, and say if he doesn't have $x on hand at closing he shouldn't be buying a house, and all of that, but I would be similarly unhappy if something that was IN THE PURCHASE AGREEMENT was then not in the goods rendered at time of purchase. Would I stop the purchase over a $100 squabble? No I would not, but I would still bitch about it. adorai posted:It may be a trivial amount, but it is still an amount that affects the legitimacy of the purchase agreement. You guys can focus on the .0007 % or whatever of the purchase price, and say if he doesn't have $x on hand at closing he shouldn't be buying a house, and all of that, but I would be similarly unhappy if something that was IN THE PURCHASE AGREEMENT was then not in the goods rendered at time of purchase. Would I stop the purchase over a $100 squabble? No I would not, but I would still bitch about it. This is what I mean. Also, a fridge now is worth more than a few hundred later.
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Sep 5, 2014 02:37
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Leperflesh posted:If it was built in 1980 there's very little chance it has asbestos. It was banned for use in building materials in the late 70s so it would have been an illegal use. Had the inspections today and met them at the property, the inspector (who was a builder in the area until retiring a few years ago) suggested there is basically a 0% chance that this 1980 built tract in Roseville, CA had asbestos in the popcorn. There were definitely some venting/ducting/insulation issues in the attic to take care of, some wonky poo poo going on in the garage, and the water pressure meter in the front needs to be reworked (sprinklers in the rear have way too much pressure) but mostly just minor items. I will probably ask the seller to address the one code violation which was a re-using an old lovely gas line on the brand new water heater as well as the lack of a drip line for it. The place seems pretty solid core-wise and even stuff like the cabinets and pocket doors still work.
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Sep 5, 2014 02:50
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baquerd posted:Yeah, if I didn't have at least $20k in cash (after down payment and closing costs) on hand, I wouldn't think about buying a house. That's irrelevant in my mind. Just cause I have the money doesn't mean I want to spend it. Nor is it trivial for me to spend it.
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Sep 5, 2014 03:04
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You can get a decent top freezer GE fridge with an ice maker for $500. Just put in $100 more and get a new fridge. You don't need a french door or bottom freezer $2k whatever the hell reason people buy them things.
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Sep 5, 2014 04:09
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For everyone saying $100 is a trivial amount, please send me $100 since it's just a fraction of your costs to you.
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Sep 5, 2014 04:20
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shortspecialbus posted:For everyone saying $100 is a trivial amount, please send me $100 since it's just a fraction of your costs to you. No poo poo nits only .0006% of your income. Let's crowdsource Jastiger fridge.
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Sep 5, 2014 04:22
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Jastiger posted:No poo poo nits only .0006% of your income. Let's crowdsource Jastiger fridge. Snap, El Jebus needs a new chest freezer for his homebrewing. Only $300!
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Sep 5, 2014 04:31
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shortspecialbus posted:For everyone saying $100 is a trivial amount, please send me $100 since it's just a fraction of your costs to you. Please send me $5 instead, much cheaper
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Sep 5, 2014 04:35
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shortspecialbus posted:For everyone saying $100 is a trivial amount, please send me $100 since it's just a fraction of your costs to you. Just make a compelling Go Fund Me, I am a sucker for those. Make a thread for it and I will sticky it in the forum. (DONT DO THIS)
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Sep 5, 2014 04:48
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Filthee Fingas posted:Anyone ever move into a property before the mortgage has kicked in? The property is vacant and isn't in a chain so I guess I can beg and plea if we can at least move our stuff in to avoid storage costs. My parents bought a place recently and before they closed they were able to store their stuff in the garage after they signed a document that made them responsible if the stuff got stolen. You might be able to get something like that if you're just looking for storage.
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Sep 5, 2014 18:53
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Is this the place to talk about silly listings? https://www.redfin.com/CA/Oakland/624-Hillsborough-St-94606/home/1117479 
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Sep 6, 2014 23:36
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Hog Obituary posted:Is this the place to talk about silly listings? They testin' missiles here or what? uwaeve fucked around with this message at 03:06 on Sep 7, 2014 |
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Sep 7, 2014 00:14
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That house owns so hard I don't even care if I have to share it with the Addams family.
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Sep 7, 2014 00:37
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What is going on with the pool 
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Sep 7, 2014 00:43
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So the water line between my house (purchased last year) and the meter broke under the driveway. $12,000 to cut open the driveway (it's an easement and quite long), lay new pipe, and patch the driveway back up. Do never buy?
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Sep 7, 2014 00:57
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Hog Obituary posted:Is this the place to talk about silly listings? I very much doubt that house was built in 1918. I hate fake patina.
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Sep 7, 2014 03:48
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Bloody Queef posted:I very much doubt that house was built in 1918. I hate fake patina. I actually don't doubt it at all. Many of the houses in this area (I live a few miles away from that house) were built in the early 1900s, especially after the 1906 quake in San Francisco. Doesn't mean it wasn't expanded or renovated later.
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Sep 7, 2014 04:11
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I closed on Friday the 29th, I am now a homeowner  Didn't even see the sellers once in the process, they had a closing agent at the closing that just signed everything and left. Kinda disappointed how bad of a cleaning job they did. The 1/2 bathroom didn't seem to be cleaned at all (there was pee on the toilet), and I just got all the carpet in the place cleaned - apparently the stains were dog pee  . Also pulled off some floor vents and found they are filled with debris and pretty gross. Cleaned out what I could though. I wanted to run network jacks to all the rooms/areas but it looks like there isn't a corridor in the wall that goes from the main level to the upper level so I would have to knock some wall out and drill out something
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Sep 7, 2014 04:25
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We just did a walk through with a contractor. The seller had just finished smoking a cigarette IN THE APARTMENT. gently caress me. We'll be spending some money on professional cleaners.
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Sep 7, 2014 06:51
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