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I don't even know where the nearest Walgreens is. We're all CVS here. 
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Oct 29, 2014 02:54
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Walgreens is already on top of it: https://twitter.com/Walgreens/status/527188206798651392 Locally I only have Walgreens, no CVS or RiteAid around here. And MCX has an annoying large group of merchants signed on that are all big national chains. Including many places I shop at like my main grocery store. Sorry guys you're still going to pay my AMEX swipe fees. nickutz fucked around with this message at 03:03 on Oct 29, 2014 |
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Oct 29, 2014 02:59
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When there's a CVS, Riteaid and Walgreens within a quarter mile of each other, why would you bother going to the less convenient store? I don't really understand this decision to just shut NFC off. It's going to just drive people to Walgreens because why the gently caress not? All three stores are interchangeable.
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Oct 29, 2014 03:00
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Kailtor posted:When there's a CVS, Riteaid and Walgreens within a quarter mile of each other, why would you bother going to the less convenient store? I don't really understand this decision to just shut NFC off. It's going to just drive people to Walgreens because why the gently caress not? All three stores are interchangeable. According to the NY Times they didn't have a choice, CurrentC was going to fine the poo poo out of them if they supported Apple Pay. It wasn't a big deal when it was just a handful of NFC credit cards/Android Phones but Apple Pay has the ability to completely saturate the market before CurrentC even had a chance. This is going to kill CVS in urban areas, like you said, they are interchangeable, often located very near each other and like many people that live and work in urban neighborhoods I'm probably at Walgreens 2+ times a week, often without a wallet on me. I mean not put them out of business or anything but it is probably going to cost them millions.
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Oct 29, 2014 03:09
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Three Olives posted:According to the NY Times they didn't have a choice, CurrentC was going to fine the poo poo out of them if they supported Apple Pay. It wasn't a big deal when it was just a handful of NFC credit cards/Android Phones but Apple Pay has the ability to completely saturate the market before CurrentC even had a chance. Isn't the MCX boycott of Apple Pay/NFC considered collusion, anticompetitive practices or something like that?
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Oct 29, 2014 03:18
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Bummey posted:I mentioned that in my post. I checked the ifunbox website and it doesn't list compatibility with the new phones or ios8. If it does work, bingo, I'll do what I was originally planning to do. Sorry, I missed that. Yeah, works fine on my 6+ and 8.1
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Oct 29, 2014 03:23
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HortonNash posted:Isn't the MCX boycott of Apple Pay/NFC considered collusion, anticompetitive practices or something like that? I doubt that it's anticompetitve since you aren't actually prevented from using your cards as normal. But you know the merchants who signed up for it are counting down the days until their exclusivity agreement ends so that can at least accept both, if not drop MCX entirely.
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Oct 29, 2014 03:28
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HortonNash posted:Isn't the MCX boycott of Apple Pay/NFC considered collusion, anticompetitive practices or something like that? Doubtful, I mean they are free not to accept any method of payment that they don't want to and it's not like there is a monopoly forcing consumers on to MCX, you could simply pay like you did before Apple Pay. For consumers though, gently caress CVS, they are already price competitive with Walgreens and I don't want to carry my wallet if I don't have to. nickutz posted:I doubt that it's anticompetitve since you aren't actually prevented from using your cards as normal. But you know the merchants who signed up for it are counting down the days until their exclusivity agreement ends so that can at least accept both, if not drop MCX entirely. It depends on the retailer but CVS is in the omnipresent commodity business, it's business suicide not to accept a payment method that consumers find much more convenient when your direct competitor does and they are right down the block from all of your high revenue stores. Three Olives fucked around with this message at 03:33 on Oct 29, 2014 |
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Oct 29, 2014 03:29
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Three Olives posted:According to the NY Times they didn't have a choice, CurrentC was going to fine the poo poo out of them if they supported Apple Pay. It wasn't a big deal when it was just a handful of NFC credit cards/Android Phones but Apple Pay has the ability to completely saturate the market before CurrentC even had a chance. The whole MCX thing is hilarious and is going to fail so horribly it'll be fun to watch. Why would retailers possibly sign such a lopsided contract for something that's so obviously convoluted and inferior? Oh well, we get to sit and laugh at least.
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Oct 29, 2014 03:33
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Kailtor posted:When there's a CVS, Riteaid and Walgreens within a quarter mile of each other, why would you bother going to the less convenient store? I don't really understand this decision to just shut NFC off. It's going to just drive people to Walgreens because why the gently caress not? All three stores are interchangeable. I've traditionally gone to CVS but they're pretty much next to each other here so I'll go to Walgreen's until CVS caves.
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Oct 29, 2014 03:40
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Whirlwind Jones posted:The whole MCX thing is hilarious and is going to fail so horribly it'll be fun to watch. Why would retailers possibly sign such a lopsided contract for something that's so obviously convoluted and inferior? Probably because it didn't look like the banks/carriers/phone manufactures were interested in doing anything consumer friendly with mobile payments and they didn't anticipate that someone like Apple would have the clout to get them to all fall in line. It was absolutely shortsighted but it probably didn't seem like such a bad deal when they were thinking it was going to be another clumsy dumb app that they were blocking out instead of the most powerful tech company in the world getting every one on something basically simple and off the-shelf.
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Oct 29, 2014 03:44
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Three Olives posted:It depends on the retailer but CVS is in the omnipresent commodity business, it's business suicide not to accept a payment method that consumers find much more convenient when your direct competitor does and they are right down the block from all of your high revenue stores. Sure, it's similar to why almost all major retailers accept American Express and pay their higher swipe fees: because AMEX cardholders are generally higher revenue customers.
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Oct 29, 2014 03:48
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I can't understand how someone would go to CVS if there was a Walgreens equally close. Fully carpeted stores are loving gross. It's one step above carpeted bathrooms.
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Oct 29, 2014 03:55
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MCX isn't actually such a bad idea, the merchants would be able to save the swipe fees and use the better data to negotiate deals with manufactures to pass on significant savings onto consumers, the issue is CurrentC isn't anywhere close to ready for wide deployment and doesn't work as well as Apple Pay which is ready to go and merchants are ready to support.
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Oct 29, 2014 03:56
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Three Olives posted:MCX isn't actually such a bad idea, the merchants would be able to save the swipe fees and use the better data to negotiate deals with manufactures to pass on significant savings onto consumers, the issue is CurrentC isn't anywhere close to ready for wide deployment and doesn't work as well as Apple Pay which is ready to go and merchants are ready to support.
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Oct 29, 2014 04:01
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Whirlwind Jones posted:Nah have you read up on how it works? It's really bad. The theory is good though, basically you could aggregate broad consumer data and payment together easily, then categorize users and push deals. Then CVS could go to say P&G and say we have X number of customers that shop at our stores at least twice a week, we know that they regularly buy products for a small dog, but rarely dog food, what would you give us to push a coupon to them for your dog food? In theory it works for everyone, consumers save money CVS potentially gains a regular dog food customer and P&G potentially sells more dog food. In theory. In practice they just have a lovely app that can't be used anywhere while Apple wants to do the same thing and has something already working that is largely off the shelf. Three Olives fucked around with this message at 04:15 on Oct 29, 2014 |
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Oct 29, 2014 04:08
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Three Olives posted:The theory is good though, basically you could aggregate broad consumer data and payment together easily, then categorize users and push deals. Then CVS could go to say P&G and say we have X number of customers that shop at our stores at least twice a week, we know that they regularly buy products for a small dog, but rarely dog food, what would you give us to push a coupon to them for your dog food? In theory it works for everyone, consumers save money CVS potentially gains a regular dog food customer and P&G potentially sells more dog food. Lol, nah.
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Oct 29, 2014 04:15
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Three Olives posted:The theory is good though, basically you could aggregate broad consumer data and payment together easily, then categorize users and push deals. Then CVS could go to say P&G and say we have X number of customers that shop at our stores at least twice a week, we know that they regularly buy products for a small dog, but rarely dog food, what would you give us to push a coupon to them for your dog food? In theory it works for everyone, consumers save money CVS potentially gains a regular dog food customer and P&G potentially sells more dog food. Not even in theory. Merchants in general have a horrible track record of keeping information they really shouldn't be keeping along with falling far short of best practices Info Sec wise. With the additional information they require that they swear they won't store, just completely turns me off using it ever. They *require* your DL or State ID number and your SSN to validate your identity every time you set up account information with their system. Add on that all fraud responsibility is shifted to the consumer and you have a clusterfuck of epic proportions. The whole CurrentC is poorly conceived, designed and executed.
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Oct 29, 2014 04:51
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How much would it cost to get out of a contract like that (CVS and MCX)?
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Oct 29, 2014 05:14
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noirstronaut posted:How much would it cost to get out of a contract like that (CVS and MCX)? I thought I read that most of those expire sometime mid-next year. That plus Apple Pay is why I think there appears to be such a scramble to get it off the ground.
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Oct 29, 2014 05:17
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Apple pay doesn't mean you don't need to carry a wallet any more you goons.
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Oct 29, 2014 06:16
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fleshweasel posted:Apple pay doesn't mean you don't need to carry a wallet any more you goons. It does.
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Oct 29, 2014 06:20
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Whirlwind Jones posted:It does.
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Oct 29, 2014 06:22
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And don't need a drivers license/state issued ID
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Oct 29, 2014 06:54
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Or to carry condoms.
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Oct 29, 2014 08:05
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rear end Catchcum posted:Or to carry condoms.
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Oct 29, 2014 08:53
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Whirlwind Jones posted:What happens in less than a year when all (or at least certain) retailers are required by law to accept chip and pin or whatever the gently caress those wave style transactions are called?  .The Apple guy in the payments thread he made mentioned they'll probably go to that stuff eventually. If that's the case I figure it'll just make it easier to accept Apple Pay whenever the exclusivity agreement runs out, unless MCX makes them buy some dumb rear end hardware that locks out standard stuff. flosofl posted:I thought I read that most of those expire sometime mid-next year. That plus Apple Pay is why I think there appears to be such a scramble to get it off the ground. quote:In January 2013, Fierce Retail reported MCX had been asking retailers in 2012 to pay a big upfront fee from $250,000 to $500,000 to get on board, and sign three-year mobile payment app exclusivity deals with MCX. Retailers who signed up may have had a one-year grace period from the start of their exclusivity contract to bail out of the deal. If Apple Pay gains steam early, some retailers might look to take advantage of this option to ditch MCX. However, if deals were signed in 2012, that grace period is long gone but retailers may be coming up on the end of their exclusivity agreements even though CurrentC hasn’t launched yet,
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Oct 29, 2014 09:40
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The only people CurrentC is good for are the merchants. It lets them avoid credit card transaction fees (that they've already accounted for in their pricing), and lets them aggregate data on purchases like a loyalty card. Aside from the remote possibility of having coupons pushed, it's much worse for the consumer than any other option, between it being a separate app you have to open, scanning QR codes (lol) with the security risks that enables (they can have code embedded), shifting of fraud liability to the consumer, loss of credit card rewards, and having to give your bank account info, driver's license number, and SSN to people with a terrible track record at security. Of course none of this should be surprising given that the entire reason CurrentC exists is because Walmart hates hates HATES CC fees, and wants to stick it to the CC companies. Per their former CEO: quote:I don’t know that MCX will succeed, and I don’t care. As long as Visa suffers.
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Oct 29, 2014 11:56
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From what someone was telling me, CurrentC was basically a bluff to get transaction fees lowered, and as the banks didn't budge they eventually had to show their hand and build a real product and were not competent to do so at all.
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Oct 29, 2014 12:36
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Schpyder posted:The only people CurrentC is good for are the merchants. It lets them avoid credit card transaction fees (that they've already accounted for in their pricing), and lets them aggregate data on purchases like a loyalty card. Don't forget that it also gathers health information. 
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Oct 29, 2014 12:48
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I'm locked to CVS since my, otherwise excellent, insurance uses CVS Caremark for prescriptions. I've not actually been given one in a few years though.
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Oct 29, 2014 13:40
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the kawaiiest posted:Don't forget that it also gathers health information. Yeah, everything about CurrentC seems to be about getting as much of your information as possible to the retailer, whereas Apply Pay is built on the idea of sending as little information as possible. Pretty easy to see which is best for consumers, hopefully CurrentC bombs but it has a lot of clout pushing it, ugh. Apple and Google should team up for an ad campaign pushing their NFC payment systems (this will never happen).
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Oct 29, 2014 13:50
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Just got a new iPhone 6 thats on iOS 8, and was unable to restore from my 8.1 iPhone 4s backup - bit annoying so ive set it up as a new phone, doing the update, then will reset and restore from backup - is that the best way to have done it?
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Oct 29, 2014 13:58
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Is it possible to wirelessly copy videos to the iPhone and use multiple video players to play them? For example, I think I want to add the videos to the built-in video library and then use Infuse, Nplayer, or any other app to play it.
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Oct 29, 2014 14:00
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Vinlaen posted:Is it possible to wirelessly copy videos to the iPhone and use multiple video players to play them? Yeah, you can use AirDrop from a Yosemite Mac, the video gets added to your camera roll and then you just open in... Or from a compatible app. You can also do this with Dropbox or google drive from apps that support this.
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Oct 29, 2014 14:11
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Sextro posted:I'm locked to CVS since my, otherwise excellent, insurance uses CVS Caremark for prescriptions. I've not actually been given one in a few years though. For long-term 90-day meds yes, but if it's like my Caremark plan you can use it at other pharmacies for 30-day or less scripts. And now I'm talking about Apple Pay fallout issues in the iPhone thread again which SWSP asked us not to. Did someone say there was an Apple Pay thread set up by the guy working on it where this might be more appropriate?
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Oct 29, 2014 14:40
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They set up a thread in Ask/Tell about Apple pay. Apple Pay thread in Ask/Tell
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Oct 29, 2014 15:17
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Pissflaps posted:Just got a new iPhone 6 thats on iOS 8, and was unable to restore from my 8.1 iPhone 4s backup - bit annoying so ive set it up as a new phone, doing the update, then will reset and restore from backup - is that the best way to have done it? That's how I setup my new iPad mini, seems like the best way.
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Oct 29, 2014 15:17
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Can some of you try to edit the order of a playlist of songs in the music app and see if it spazzes out? Mine has been doing this since iOS 7 but I haven't heard much about the issue. If I try to edit a playlist the songs I add won't stay. If I try to change the play order songs will duplicate, disappear, etc. and the edits won't take effect.
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Oct 29, 2014 15:39
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Custom keyboards are driving me mad! SwiftKey has fantastic word recognition when swiping, but no quick access to emoji. TouchPal has quick access to emoji and a cool way to quickly insert numbers and punctuation (swipe up on the top row for numbers, Q=1, W=2, etc - swipe down on bottom row for punction, B=!, N=?, etc.), but has horrible word recognition. As far as I can see, Swype has the same issue as SwiftKey. Is there a custom keyboard with great word recognition that also lets me quickly jump to emoji or punctuation that also doesn't look like an ugly custom Android job (the more like stock iOS the better)? I'd happily pay! edit: Coredump posted:Can some of you try to edit the order of a playlist of songs in the music app and see if it spazzes out? Mine has been doing this since iOS 7 but I haven't heard much about the issue. If I try to edit a playlist the songs I add won't stay. If I try to change the play order songs will duplicate, disappear, etc. and the edits won't take effect. Question Mark Mound fucked around with this message at 15:48 on Oct 29, 2014 |
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Oct 29, 2014 15:45
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