|
April posted:Which is why there are options for reducing or eliminating medical debt for indigent patients. I'm not saying that the cost of medical care is in any way OK in this country, but something about "I don't like the price of this service I used, so I'm just not going to pay it" rubs me wrong.
|
# ? Jan 26, 2015 18:12 |
|
|
# ? May 11, 2024 16:37 |
|
April posted:Which is why there are options for reducing or eliminating medical debt for indigent patients. I'm not saying that the cost of medical care is in any way OK in this country, but something about "I don't like the price of this service I used, so I'm just not going to pay it" rubs me wrong. Seems to be more about how prices are inflated entirely arbitrarily on a service that you have zero choice about using along with a culture of misinformation propagated by the service providers. Accept an absolutely absurd amount of debt, enough to bankrupt most families, or die. Your choice. If the hospital legitimately gave a poo poo about their patients they wouldn't be hitting them with a hilariously massive bill the hospital KNOWS they can't afford, while providing their patients with absolutely zero information about any kind of financial services available to them. There's a reason non-profit hospitals are the highest profit-margin business in the US.
|
# ? Jan 26, 2015 18:14 |
|
It's a pretty hot button topic, to be sure. Regardless, many of the avenues he could have taken are now closed off. It's a mess of bureaucracy, and you can't expect the average person to know the ins and ours of it and spend the time to go through it all, especially when he's dirt poor and just trying to make his ramen supply last the month. This is one of the many problems with modern capitalism. The healthcare system is a casualty of it, and I dare say the cost of individuals skipping out on outrageous bills that insurance companies would never have to pay in the first place is built in to how they operate. It's ridiculous to needlessly cripple a family's life due to them happening to be born in this place and time. Because gently caress that system, it is wholly unjust.
|
# ? Jan 26, 2015 19:18 |
|
Nur_Neerg posted:Seems to be more about how prices are inflated entirely arbitrarily on a service that you have zero choice about using along with a culture of misinformation propagated by the service providers. Accept an absolutely absurd amount of debt, enough to bankrupt most families, or die. Your choice. If the hospital legitimately gave a poo poo about their patients they wouldn't be hitting them with a hilariously massive bill the hospital KNOWS they can't afford, while providing their patients with absolutely zero information about any kind of financial services available to them. There's a reason non-profit hospitals are the highest profit-margin business in the US. I was looking up tonsil removal pricing on my insurance carriers website. Without pulling the numbers, getting it done at a for-profit clinic had a negotiated rate of about $3300, while at a non-profit hospital it ranged up to 9k depending on which nonprofit hospital you picked. OHSU, the one who has the most profit per year, was the most expensive on the list. Something about that seems wrong to me. And honestly, from my cousins who work there as RN's, I think the conditions are probably worse than the for-profit clinic. The hospital shifts start at 12hr and go up vs the clinic maxing at 8hr, there are huge infection rates at the hospital, etc... I hate American healthcare. But I think we should stop derailing this thread over America having horrid loving healthcare. However, I would worry about the collection agency pulling KG's credit, seeing it has massively recovered, and then suing and receiving a garnishment in another 2yrs. I think I would have been tempted to file bankruptcy right after getting the car loan...
|
# ? Jan 26, 2015 19:34 |
|
April posted:Couldn't you make the same case for the idiotic car loan he took out though? They allowed him to borrow way more than the value of the car at a predatory rate. Should he skip out on that bill as well? You cannot be a savvy consumer when your appendix bursts. You're in deep poo poo, you often don't end up at a hospital of your choice, and you (or your family if you're unconscious or out of it) usually do whatever the doctors tell you is best. Getting hosed on a car loan is something that was completely in his power to avoid.
|
# ? Jan 26, 2015 21:32 |
|
I tried to read through the lines to get at this, but it's hard to tell. Is the medical bill on your credit score "in collections"? If it's currently "closed", but you know you owe the money, it's likely that once everything is settled and your debt gets sold a few times it will switch back to "in collections" and cause your credit score to drop 100-200 points. At my last company I worked very distantly with the AR clerk who also did collections (small time stuff) and one of the metrics she would use to determine if someone is worth pursuing is current credit score. This is because typically people who are "rebuilding" their credit will go to extra means to protect their score. What I'm trying to say is that if on your current credit report that debt is considered "closed" it's probably "closed" because your debt was sold. When someone buys your debt, and then decides you're worth going after, it is going to come back on your credit score as "in collections". I'm not recommending you actively try to pursue the debt and go into repayment, but as others have mentioned don't be surprised if you check your credit score one day and it's only 450 or 520 or something because that debt went into collections. However if it's already in collections you're probably relatively protected.
|
# ? Jan 26, 2015 23:50 |
|
n8r posted:Been gone a week - amazing how many posts / b.s. there is to catch up on. The reports from Mint will be about the same as YNAB, just less accurate. Just gotta give it time to get good data. We've been exporting our bank statements into YNAB and wow is it easier and more accurate. It loses the up front "every purchase is 100% know and felt", but YNAB isn't on Windows Phone anyway so it hardly felt that way anyway. We still categorize by hand however. No budget for Feb yet. This upcoming Saturday will be the day of final planning and preparation for the baby. I feel pretty good about everything. We'll be doing our taxes this weekend as well, since we have everything we need (1099s, W-2s from all works, etc). Worst thing will be the business taxes. I just signed up for Quickbooks Online and a little app on there that imports eBay sales automatically, so tax season going forward should be a little easier. The business is profitable enough to handle these fees. Our savings goal numbers per month aren't very set in stone. We generally just save as much as we can. Setting an absolutely minimum couldn't hurt though. Net monthly income currently is: Me $4238 Wife $1083 (~$500/paycheck, (paycheck * 26 / 12) method) But I'm not totally sure on hers; our sample size is small since she's only gotten 2 paychecks that are pretty radically different, and both have holiday pay on them, after the HSA contribution dropped. $13.50/hr 37 hours minimum is probably the safe number we should use. Bugamol: The hospital account is currently closed in collections. It was sold off sometime in 2012 from the original creditor. Just to prepare everyone: February our net worth is going to tank considering the baby will be here along with the bills, and our tax bill being due (we'll just pay it ASAP). Gotta say goodbye to the DINK lifestyle. Really looking forward to paying off this car. Knyteguy fucked around with this message at 00:52 on Jan 27, 2015 |
# ? Jan 27, 2015 00:49 |
|
Knyteguy posted:
That's not a good goal. A good goal is measurable, and it would be a good idea once you settle into your new routine post-birth to sit down and figure out some concrete goals.
|
# ? Jan 27, 2015 01:47 |
|
Come up with a set amount to save every month. Build your budget around the set amount. Having the set savings amount will be the single easiest way to actually restrict your spending month to month. I've only posted about this multiple times, and I don't understand why other people aren't behind this concept. If you take the money out and put it into a savings account, this prevents you from getting to play the shell game that you've been doing every month. Also - people please stop telling KG to buy things to help save money. He definitely doesn't need fancy pyrex food containers. The dude needs to spend less money. All the food budgeting/prep stuff seems to me to just be a microcosm of KG's issues with money in general. Poor planning results in 'running out of food' which begets eating out and buying food at gas stations (who does this?). Your food budget isn't working because you're handling food shopping just like you do the rest of your life. You aren't planning ahead enough, and when you 'run out of food' instead of just going to the grocery store like a normal person, you blow up your budget by eating out. Knyteguy posted:Here's my discretionary break down this month: I can't believe nobody said anything about this. Drums? DRUMS? Really? Do you see how people think you're just trolling?
|
# ? Jan 27, 2015 02:26 |
|
n8r posted:I can't believe nobody said anything about this. Drums? DRUMS? Really? Do you see how people think you're just trolling? It's within my discretionary budget. I don't care what people think about what I spend my budgeted discretionary budget on.
|
# ? Jan 27, 2015 03:04 |
|
n8r posted:I can't believe nobody said anything about this. Drums? DRUMS? Really? Do you see how people think you're just trolling? To be fair, he was told a while back to pursue cheaper hobbies and he realized he should start drumming again since he already had drums and enjoys it. I mean, if it was a small amount I can accept that. It's better than KG impulse buying a PS4 because he "has no hobbies he wants to pursue." Then again, you're gonna have no time for any hobbies or much fun very soon, buddy!
|
# ? Jan 27, 2015 03:06 |
|
n8r posted:I can't believe nobody said anything about this. Drums? DRUMS? Really? Do you see how people think you're just trolling? His problem is breaking his discretionary budget, not buying dumb things. Yeah I'm not sure how that's going to work with a baby (garage?), but he can buy whatever he wants if it's in-budget by the end of the month.
|
# ? Jan 27, 2015 03:17 |
|
Horking Delight posted:His problem is breaking his discretionary budget, not buying dumb things. Yeah I'm not sure how that's going to work with a baby (garage?), but he can buy whatever he wants if it's in-budget by the end of the month. We have a second detached garage. It kicks rear end and it's silent inside the house. I had these posted before, but it was crashing my work browser (and assumedly making it crappy for others), but I resized them this time. The garage isn't finished yet though, and it's been too cold for me to want to mess with it too much. I've been playing the drums for 10 years, and I've played instruments since I was 10. On top of that it was only $13. Knyteguy fucked around with this message at 03:47 on Jan 27, 2015 |
# ? Jan 27, 2015 03:29 |
|
gently caress the haters, that's what discretionary spending is about. YOU choose what to spend it on.
|
# ? Jan 27, 2015 03:33 |
|
I'm biased since I'm a musician too, but that was an incredibly cheap purchase, and should more than pay for itself in "Knyteguy is drumming so he isn't out buying new poo poo" time. Also, if it's new drumsticks like I'm guessing, when the kiddo is old enough to grip he can learn to be a drummer too.
|
# ? Jan 27, 2015 03:40 |
|
Nocheez posted:gently caress the haters, that's what discretionary spending is about. YOU choose what to spend it on. No problem. I figure that everyone has something that some people think is dumb to spend money on. But yea I definitely don't want to have to justify my discretionary spending if it's within budget. Hawkgirl posted:I'm biased since I'm a musician too, but that was an incredibly cheap purchase, and should more than pay for itself in "Knyteguy is drumming so he isn't out buying new poo poo" time. Also, if it's new drumsticks like I'm guessing, when the kiddo is old enough to grip he can learn to be a drummer too. Yep a pair of sticks (maybe two - can't remember), and a drum key. I definitely would love it if my son wants to pick up an instrument. Knyteguy fucked around with this message at 05:29 on Jan 27, 2015 |
# ? Jan 27, 2015 04:05 |
|
KG, I am completely jealous of your back garage. I used to live in a house with that, which also had a bathroom, and it became my lounge. I hosted multi-table poker games a couple nights a week, board game nights, a Go salon, my projector, my piano... Good times, man, good times.n8r posted:Come up with a set amount to save every month. Build your budget around the set amount. Having the set savings amount will be the single easiest way to actually restrict your spending month to month. I've only posted about this multiple times, and I don't understand why other people aren't behind this concept. Not when the cats had huge vet bills. Not when the car needed a few grand in repairs. Not when I lost my job. This poo poo is for serious long term. We use it to max out RRSP, and to pad a true emergency fund. But it is an absolute last resort. Other savings goals, okay, we'll borrow from those. They're not as locked down. But this one does not budge. We'll probably stop contributing as much to it for my wife's year of mat leave, especially if I can't find some work in the interim (I'm going to be stay at home dad after that, so no sense pursuing career jobs), but since we also built up a nice baby savings specifically for this purpose, I don't think we'll need to draw from the emergency fund. And to think, two years ago we were total assholes about money, and about $12k in the hole. This poo poo works. Take it off the top, first thing. It does not exist for any other part of your budget.
|
# ? Jan 27, 2015 06:14 |
|
I hope that KG actually uses the instruments he's spending money on. A lot of people into music are into it for the gear far more than for the playing. It is a bit ironic that you're buying drum kit stuff prior to having a kid. Waiting to see the February budget. I'd like to see KG setting some numbers that at least attempt to stay realistic for a month. I'm still not seeing why the budget has to change so constantly month to month.
|
# ? Jan 27, 2015 07:58 |
|
n8r posted:I hope that KG actually uses the instruments he's spending money on. A lot of people into music are into it for the gear far more than for the playing. It is a bit ironic that you're buying drum kit stuff prior to having a kid. If it were a problem you guys would have known about it by now. Of course I play. One of the first instruments I ever got was an antique ukulele from my great grandfather when I was 6 years old. My cousin has been playing the drums for 25 years, my father played the guitar for 30, my second cousin is a professional country singer and guitarist, my great grandparents used to have family band nights often back in pre World War II times, etc. Minus the initial cost of the drums which was about 5 years ago, drumming is one of the cheapest hobbies I have. There's some wear and tear on the replaceable parts, but it all works well enough for now since I'm not in a band or anything. Old Fart posted:KG, I am completely jealous of your back garage. I used to live in a house with that, which also had a bathroom, and it became my lounge. I hosted multi-table poker games a couple nights a week, board game nights, a Go salon, my projector, my piano... Good times, man, good times. Thanks. Yes I love that garage. I'm disappointed, because I know we're going to have to eventually move out, and probably to a place without a second garage. My "wish" right now is that we're able to stay here for 5 years, and maybe we could get a chance to buy the place. It has a ton of potential. But realistically I doubt that will happen. We'' just have to enjoy it in the meantime. I want to finish cleaning the place up this Spring. Hm alright we'll evaluate putting a set % of income saved for February. It'll have to be a conservative estimate, because who knows what the baby will actually end up costing. Congrats on being able to offer your wife a year of maternity leave. That's awesome.
|
# ? Jan 27, 2015 18:05 |
|
Knyteguy posted:Hm alright we'll evaluate putting a set % of income saved for February. It'll have to be a conservative estimate, because who knows what the baby will actually end up costing. She's the one with the good job, so it's all on her. Also, Canada, which while it sucks with mat leave payment benefits compared to Europe, still beats the poo poo out of the US. But really, it just came down to setting goals and using YNAB. We wanted to have a set amount saved (outside of the emergency and retirement funds) before having kids, so we projected out (on a spreadsheet) how far ahead we were going to start trying to get pregnant, set some basic "worst case, best case, medium case" scenarios, and made it happen. Looking back at my old spreadsheets, we were pretty close to our projections. But a big key is saving FIRST. You know the saying how work expands to fill the time slotted? It's the same kind of thing. We set a percentage of income and it is a line we absolutely can not cross. At all.
|
# ? Jan 27, 2015 18:44 |
|
Toddlers love drumming. Don't bother buying actual drums for them though, they prefer pots and pans.
|
# ? Jan 27, 2015 18:59 |
|
Taxes filed - $2673 was the total. There was $19 penalty fee for underpaying. I was hoping to get to the February budget tonight, but that's an if right now.
|
# ? Jan 28, 2015 05:32 |
|
quote:NRS 118A.240 “Security” defined. Edit: also this: quote:NRS 118A.450 Abandonment of dwelling unit by tenant: Remedies; presumption. If the landlord has notice of the fact of abandonment by the tenant, the landlord may dispose of the tenant’s personal property as provided in NRS 118A.460 and recover possession of the premises as provided by NRS 118A.480. In the absence of notice of the fact of abandonment, it is presumed that the tenant has abandoned a dwelling unit if the tenant is absent from the premises for a period of time equal to one-half the time for periodic rental payments, unless the rent is current or the tenant has in writing notified the landlord of an intended absence. We notified them of an intended abandonment and it's in our paperwork. quote:Abandonment I dunno what do you guys think? Should I challenge this rent due? It looks like because they had notice of the abandonment (which I have proof of), they don't have much of a leg to stand on. I'm going to challenge at least part of the cleaning fee, because they left dust everywhere after the repairs (everywhere) and refused to clean them. I have pictures showing dust. Knyteguy fucked around with this message at 19:23 on Jan 28, 2015 |
# ? Jan 28, 2015 18:35 |
|
You have nothing to lose by challenging it. If you fight tooth and nail for 10 hours, what will the benefit be if you win? I don't remember the total cost, but if it's $500 then you're getting paid $50 an hour. Doesn't that seem worthwhile?
|
# ? Jan 28, 2015 19:42 |
|
Yeah of course I would challenge. What is your plan here though? Like who do you plan on talking to and what do you plan on saying?
|
# ? Jan 28, 2015 19:58 |
|
Nocheez posted:You have nothing to lose by challenging it. If you fight tooth and nail for 10 hours, what will the benefit be if you win? I don't remember the total cost, but if it's $500 then you're getting paid $50 an hour. Doesn't that seem worthwhile? $485 is the cost I want to challenge, plus the partial cleaning fee. Again the whole place was caked in dust for a long time from their plumbing repairs, and their cleaner came and said "no she's not cleaning it" so they were aware of the issue. I could probably go after them for the property removal bill (because they never gave us notice they were disposing per law), but that's fine we were abandoning it anyway. I figure they can take me to court for those charges if nothing else, as they are no longer legally valid charges unless a court judgement says so, after disputing. I'm doubting they'll do that over the small fees, but if they want to do that then so be it I could use a day off. So I guess the next step is to in writing challenge the $485 rental charge, and half of the cleaning fee. My wife works across the street so she's going to take it in on her lunch. I'm also consulting Rocket Lawyer (free trial, I have a reminder set to cancel tomorrow) for more information. I'm not sure how we proceed afterwards though. Do we pay the rest of the undisputed charges in full today? Like the lease break fee? Knyteguy fucked around with this message at 20:05 on Jan 28, 2015 |
# ? Jan 28, 2015 20:03 |
|
My Rhythmic Crotch posted:Yeah of course I would challenge. What is your plan here though? Like who do you plan on talking to and what do you plan on saying? Just hand a notice in writing to the apartment complex today that we're disputing the validity of the charges. They will be unable to report the charges due to any credit agency unless a court says so, if we follow this. My only concern is proof. We need to get this to them today, and we can't do a verified delivery. Should I draw up a document also acknowledging the document's reception? Document with pictures instead?
|
# ? Jan 28, 2015 20:06 |
|
Free trial lawyer? Holy poo poo man. Cancel that poo poo right now, don't wait!
|
# ? Jan 28, 2015 20:06 |
|
My Rhythmic Crotch posted:Free trial lawyer? Holy poo poo man. Cancel that poo poo right now, don't wait! 1 business day max to get the reply, and the trial is 7 days. I just want to make sure they get back to me on what I asked first. https://www.rocketlawyer.com/ask-a-lawyer.rl is the service
|
# ? Jan 28, 2015 20:10 |
|
quote:January 28, 2015 e2: version 2 quote:January 28, 2015 I know there's more fun things going on in BFC right now, but if someone could lend a second set of eyes before I 1) Email this, 2) Fax this, and 3) Hand in a letter of this I would really appreciate it. I don't think I've written such a formal letter since probably freshman year of high school. e: found a typo Knyteguy fucked around with this message at 22:24 on Jan 28, 2015 |
# ? Jan 28, 2015 20:51 |
|
Most of us are at work and may need a couple hours to review. Please don't tee off on them just yet.
|
# ? Jan 28, 2015 21:45 |
|
My Rhythmic Crotch posted:Most of us are at work and may need a couple hours to review. Please don't tee off on them just yet. Thanks. The longest I'll be able to wait is roughly 2:30 PM PST (as of this posting it is 1:00 PM PST). Their office closes at 5:00pm, and my wife gets off work at 5:00pm. Her lunch is about the latest we can wait which is at 2:00. If no one can get back to me by then though I still appreciate the help. I'm kind of hoping they'll see that we're willing to fight it and just write it off, since going to court would probably cost them more than the fees, and we do have a perhaps shaky legal ground here so it's not like it's an open and shut thing for them. Other than that we're going to just write a check for the rest of the expenses today, instead of making payments. It's a show of good faith I think, and if it does go to court I think that could be considered an action in our favor. So our assets are going to drop by another ~$1100 today. But we'll also be removing (at least temporarily) $1485 worth of debt, ~$1100 of which is guaranteed removal. That's if they accept the lesser payment though - we'll document what happens either way.
|
# ? Jan 28, 2015 22:01 |
|
Why does this need to be done today? I'm confused, but didn't read your entire posts as they were enormous.
|
# ? Jan 28, 2015 22:03 |
|
Bugamol posted:Why does this need to be done today? I'm confused, but didn't read your entire posts as they were enormous. Maybe legally, we don't? From above: quote:5. If a tenant disputes an item contained in an itemized written accounting received from a landlord pursuant to subsection 4, the tenant may send a written response disputing the item to the surety. If the tenant sends the written response within 30 days after receiving the itemized written accounting, the surety shall not report the claim of the landlord to a credit reporting agency unless the surety obtains a judgment against the tenant. But the itemized list they gave us listed today as the cut off date before they send this stuff to collections. We got that itemized list around the 6th or the 8th of January (gonna find out when I talk to my wife in an hour). I dunno what do you guys think? My concern is that they'll send us to collections for the $1,100 (lease break and the fair cleaning charges) since we're not meeting their bill date. I was just going to say screw it and pay the stupid fines since there's about a hundred other things going on right now, but I got a wild hair up my rear end suddenly at work today and decided to go for it.
|
# ? Jan 28, 2015 22:06 |
|
Knyteguy posted:I got a wild hair up my rear end suddenly New thread title?
|
# ? Jan 28, 2015 22:15 |
|
If you're not sending it by registered mail etc, make sure you have a copy for yourself where they can sign saying that they received the original.
|
# ? Jan 28, 2015 22:33 |
|
Do you plan, in advance, anything in your life? When you buy groceries is it because you're completely out and so you go that night right before making dinner (or you eat out that night and go the following night)? You just always come into this thread with these "THIS DECISION HAS TO BE MADE TODAY!" type attitudes when realistically you've had line of sight for a long time. I think I'm getting more insight to your problems with "budgeting" because you seem to be more of a "reactor" than a "planner".
|
# ? Jan 28, 2015 22:40 |
|
If i remember right, the issue was they didn't go to the apartment to collect the key because it stipulated in the lease you had to return it to the front office. You had left it in the apartment, no?quote:NRS 118A.420 Failure of tenant to comply with rental agreement or perform basic obligations: Damages; injunctive relief. Except as otherwise provided in this chapter, the landlord may recover damages and obtain injunctive relief for failure of the tenant to comply with the rental agreement or perform his or her basic obligations under this chapter. My argument if I'm the landlord is you didn't fulfil the duties you agreed to in the signed rental contract that stated you would return the key to the rental office as soon as the apartment was vacated. Without doing this, the landlord had no way of knowing if the premises was actually vacated. You said you were moving out 30 days from XX/XX/XXXX and without the key, they had no knowledge that you actually vacated the premises on that date. In their eyes, the lease converted to a week-to-week tenancy until they could check the apartment after 15 days. I didn't read anything in the statues that said the landlord HAS to check the apartment on the date you vacate quote:If the landlord has notice of the fact of abandonment by the tenant, the landlord may dispose of the tenant’s personal property as provided in NRS 118A.460 and recover possession of the premises as provided by NRS 118A.480. In the absence of notice of the fact of abandonment, it is presumed that the tenant has abandoned a dwelling unit if the tenant is absent from the premises for a period of time equal to one-half the time for periodic rental payments, unless the rent is current or the tenant has in writing notified the landlord of an intended absence. your argument should have be that you gave 30 days notice, which satisfies the abandonment statue and the landlord would be lawfully admitted into the premises the day following the 30 day notice. Since they knew you were leaving on a set date, they should begun the process of preparing a new tenant to rent the building immediately following the date you intended to move. You could argue they owe you a duty to mitigate their damages but IDK As for the cleaning charges, unless you have a recorded or written statement from the cleaner that they wouldn't clean the building, then you have no way of proving what you said actually happened. If you have the name of the cleaner, it may help to add his/her name but i doubt it. I am not a lawyer so this is probably all bullshit but If I were you, I would tell them to kindly go gently caress themselves and to take you to court of they want the money that badly. I would go in to the ordeal assuming you are going to lose but there really isn't a reason not to fight it. Shats Basoon fucked around with this message at 23:03 on Jan 28, 2015 |
# ? Jan 28, 2015 22:51 |
|
Bugamol posted:Do you plan, in advance, anything in your life? I wonder if reading Rich Dad Poor Dad would be beneficial for him? Growing up poor usually gives you this mind set with money. I had this problem for a short while after moving out on my own because my parents were that way. My mom would spend every dime she got her hands on as fast as she could and my dad the same.
|
# ? Jan 28, 2015 22:51 |
|
|
# ? May 11, 2024 16:37 |
|
Rurutia posted:If you're not sending it by registered mail etc, make sure you have a copy for yourself where they can sign saying that they received the original. Done. I added a line for a copy. Shats Basoon posted:not a lawyer but if i remember right, the issue was they didn't go to the apartment to collect the key because it stipulated in the lease you had to return it to the front office. You had left it in the apartment, no? Alright thanks for the insight. That's what I'm thinking too. As far as the key goes, that would be a "surrender". At least according to what I was reading earlier. I'm also fairly certain that we got billed for > 15 days, but again I'm waiting on paperwork. I'll take out the cleaning stuff. The fee is small enough, and they may be more likely to take me to court here out of spite. Yea no worries I am assuming "I am not a lawyer" on any help here. Bugamol I'll get back to you later on that.
|
# ? Jan 28, 2015 23:01 |