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Inept posted:You are by far the most pretentious person in this thread. Jesus Christ. Sorry that you are a LEWNBR? edit: that's an acronym for low earner, will never be rich... in case you couldn't figure it out... (you probably couldn't because you're a LEWNBR...) IAMKOREA fucked around with this message at 06:59 on Feb 1, 2015 |
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Feb 1, 2015 06:50
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Inept posted:
Volunteering for WWOOF would be good for you, given your ignorance of third world famers. I will give you a 'loving break' however you wish - just let me know what's up. They are far nobler than you. Edit: Seriously, 'Inept', what do you eat? Those calories that you expend sitting on your rear end arguing on SA... where do they come from? What do the farmers who produce them look like? Have you ever grown your own food? Haha... living like a farmer... what a joke... IAMKOREA fucked around with this message at 07:01 on Feb 1, 2015 |
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Feb 1, 2015 06:57
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IAMKOREA posted:Sorry that you are a LEWNBR? That is the dumbest, shittiest acronym I've ever heard. And as for vacations...if you've budgeted for it and can afford it, do whatever you want. $1000 for a week of pretending to be a 3rd world farmer? $10,000 for a night at an Indian casino so you can plunk all of it down on one bet on the craps table? $5000 for a week at Club Med? Who cares? Enjoy yourself and have a story to tell. I can SO tell you're and engineer by how you're sperging. Chill.
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Feb 1, 2015 07:08
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blackmet posted:That is the dumbest, shittiest acronym I've ever heard. 'Do whatever you want' is how the Europeans genocided the Native Americans. Doing whatever you want is not a good thing. gently caress off. Edit: Have a story to tell? No one gives a gently caress about your stories. gently caress your boring stories. What will his story be about? The time he spent $1000 a day to insulate himself from the Mexican people? The time he went and saw a pyramid, but fortunately didn't have to talk to a brown person? IAMKOREA fucked around with this message at 07:20 on Feb 1, 2015 |
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Feb 1, 2015 07:12
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IAMKOREA posted:'Do whatever you want' is how the Europeans genocided the Native Americans. Doing whatever you want is not a good thing. gently caress off. LOL is this real life? I can't believe we've gone from vacations to genocide.
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Feb 1, 2015 07:21
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IAMKOREA posted:'Do whatever you want' is how the Europeans genocided the Native Americans. Doing whatever you want is not a good thing. gently caress off. 
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Feb 1, 2015 07:21
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I'm your avatar and text right now
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Feb 1, 2015 07:23
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As a Native American, I have this to say to all of you: gently caress you, get the gently caress off of my continent. I don't care where you go, just loving leave.
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Feb 1, 2015 07:27
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IAMKOREA posted:'Do whatever you want' is how the Europeans genocided the Native Americans. Doing whatever you want is not a good thing. gently caress off. haha, holy poo poo, why are you so loving angry that someone has more disposable cash to spend on holidays than you? I seriously think you need help of some kind.
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Feb 1, 2015 07:27
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IAMKOREA posted:'Do whatever you want' is how the Europeans genocided the Native Americans. Doing whatever you want is not a good thing. gently caress off. lmao you crazy weirdo e: IAMKOREA posted:As a Native American, I have this to say to all of you: gently caress you, get the gently caress off of my continent. I don't care where you go, just loving leave.
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Feb 1, 2015 07:28
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Rudager posted:haha, holy poo poo, why are you so loving angry that someone has more disposable cash to spend on holidays than you? Actually I have more disposable cash to spend on holidays than him (and it only took me two months to earn it).
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Feb 1, 2015 07:30
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IAMKOREA posted:Actually I have more disposable cash to spend on holidays than him (and it only took me two months to earn it). That doesn't answer the question on why you're so loving angry about someone else spending money on a holiday.
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Feb 1, 2015 07:31
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IAMKOREA posted:Actually I have more disposable cash to spend on holidays than him (and it only took me two months to earn it). Handouts from the Casino?
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Feb 1, 2015 07:31
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IAMKOREA posted:Actually I have more disposable cash to spend on holidays than him (and it only took me two months to earn it). lol you been flogging firewater or ripping off your bros in your casino or something?
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Feb 1, 2015 07:38
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Hmm! I'd say that spending  for the privilege of watching someone melt down on the internet in real time is good with money.
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Feb 1, 2015 07:42
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I wonder where he lives.
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Feb 1, 2015 07:51
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IAMKOREA posted:Actually I have more disposable cash to spend on holidays than him (and it only took me two months to earn it). You could be dropped in the middle of San Francisco or Seattle and nobody would even loving notice you. Your income and pretentiousness pale in comparison to Silicon Valley/PNW nerds working in tech jobs. Alternatively, we're getting trolled into oblivion. I prefer to think of it that way because nobody could possibly be this much of a human being unless they were parodying something.
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Feb 1, 2015 07:55
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I drove from Phoenix AZ to Puerto Peñasco Mx and honestly there were some nice resorts there that only cost a couple hundred bucks for a weekend. That said, I would definitely believe that going anywhere more touristy like Cancun would probably cost a lot more. It would also have a lot more Americans and would be a more enjoyable family adventure. So I don't know about that guy melting down but I think your vacation's cost seems reasonable for what it is. Especially if the kids have other kids to meet and play with.
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Feb 1, 2015 08:14
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Anyone got a GIF from snowpiercer?
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Feb 1, 2015 08:29
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IAMKOREA posted:Volunteering for WWOOF would be good for you, given your ignorance of third world famers. I will give you a 'loving break' however you wish - just let me know what's up. I don't understand why one would want to emulate third world subsistence farmers. I've met a lot of ex-subsistence farmers on my ~*extensive frugal travels*~ but very few people looking to get into subsistence farming... I wonder why? Also, having done WWOOF: unless you have specific interest in the agriculture of your destination, or you don't do leisure time, doing WWOOF in a low cost-of-living country makes zero sense. You can find sub minimum wage agricultural labor anywhere, and it's similar in character no matter the location, so given that you intend to spend a certain amount of hours at work and a certain amount of hours at leisure per year, why not do your labor in a country that will pay you a high rate for it and spend your leisure time in a country with low wages and cheap cost of living? My compensation for WWOOF could be generously valued at €3 / hr. Now I realize with the opportunity cost of missing days of work in my home country factored in, WWOOFing actually increased my costs on spending a free hour in a foreign country.
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Feb 1, 2015 08:30
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I went to Nicaragua for 2 weeks as part of a school program and we did some rural home stays. It was pretty cool but if I went back I would stay at a resort. Some people want to relax and be pampered on vacation, it doesn't mean they hate brown people. Get a grip.
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Feb 1, 2015 09:04
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Dad - Good with money/bad with money. Our mom died, went and bought a new house at peak bubble. Bad. Dates lots of women, makes decent money, won't marry any of them because they're often broke. Good. Grandparents - Good with money/bad with money. Lived it up while grandpa worked on an excellent salary, got to travel on business with his wife in tow often. Free trips abroad. Good. Currently buying new appliances and other unnecessary conveniences because they're at the end of their life. Good. Grandpa's body is strong, mind is nearly shot. Going to require lots of hospice care where businesses figured out that you can't take it with you, so they may as well send you penniless to the grave. Bad, and if I ever get superpowers, first thing I'm doing is finding and throwing all those hospice care headquarters into the loving sun. Uncle - Good with money. Rich, retired in a double-wide trailer because gently caress it. Also dates around, won't marry any of these ladies who figure out that he's rich because that's his money. Good. So, basically, I guess being good with money is spending reasonably while living and when close to the end, doing everything in your power to make sure the organizations or people you care about get your money and not some piece of poo poo.
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Feb 1, 2015 09:15
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Anne Whateley posted:Just curious, what's like a normal but sane vacation? I always do it the cheap way -- Southwest sale flight to another state, then stay at a friend's. That's really fun, but it seems like my peers are all globetrotters. How does that work, are they all going into debt or being bankrolled by their parents or what? Or is it normal to drop a few thousand on vacation every year? This was me a few years ago, and while I had some amazing experiences, I was definitely bad with money. I'm paying off the last of my credit card this month. Good things I Did: - Stayed in hostels instead of hotels, used discount hotel websites to book rooms - Collected airline points - Walked instead of taking taxis - Made my own tours instead of buying pre-packaged tours, saving a little bit of money Bad Things I Did: - Ended up racking $4000 in debt - Once I paid $1500 off on my credit card so it wasn't maxed out. Then I almost immediately bought a plane ticket to India, maxing it out again. People never talk about the trouble they're in.
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Feb 1, 2015 13:14
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My wife and I recently stayed in Playa Del Carmen for around 350 a day airfare included. You are being bad at finding deals. If you need help I can clue you in to our travel agent. Yes, one can stay on a resort and spend 1000s a day but one can do similar for a few hundred a day, all inclusive.
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Feb 1, 2015 13:46
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IAMKOREA posted:'Do whatever you want' is how the Europeans genocided the Native Americans. Doing whatever you want is not a good thing. gently caress off. So wait, I thought white people hanging out with the brown was a good thing, now we're going to kill them all? This is confusing. Also no one gives a gently caress about your stories, opinions or income. Yet here you are. 
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Feb 1, 2015 13:51
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legsarerequired posted:This was me a few years ago, and while I had some amazing experiences, I was definitely bad with money. I'm paying off the last of my credit card this month. Travel is what my wife and I do. We have enough to pay for it, but it definitely slows down on say, paying off my car faster. If you can muster it, driving is always just way cheaper for two people than flying, it just obviously takes more time as a result. And we do stay with friends when we can, but travel is travel, we will stay at hotels and it's our get away so I'm ok with the expense. But our biggest weakness is spending while traveling, so we have to work on that one.
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Feb 1, 2015 13:54
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Re: WWOOFing - I'm moving to Australia for grad school soon and was looking in to a site called HelpX, which is basically the same as WWOOFing but with a more broad range of duties (it's mostly farm work, but there are some people in cities who just want help with chores and stuff around the house, occasionally minding kids, etc). Most of the ads I've seen want at least 25 hours a day for room and board, which is pretty terrible in comparison to what the pay for working an actual job those hours would get you, but if you're a transient backpacker on a Working Holiday visa, it's a good way to defray the cost of traveling in a relatively expensive country like Australia. I'm actually planning to do it, at least for a couple of weeks before my program starts, just so I can be kinda choosy about the longer-term accommodation and not worry about burning money at a hostel (or having someone nick my stuff) while I'm looking. I've considered doing it for the entire first year of my program if I can't find any kind of part-time work (unemployment there is like ~11%, so this is very possible) and find a host that's agreeable. Wouldn't be as good as working, but it'd still save me a decent amount of money on rent. Working would be vastly preferable, though. legsarerequired posted:People never talk about the trouble they're in. Yeah, I think a lot of it is social media smoke and mirrors. A month or two back in the thread someone linked to a woman in her 20's who was basically taking out credit cards and using them to buy their plane tickets, and counting on getting a job doing a working holiday in Australia to pay it back. I have two Facebook friends who are basically traveling for leisure all of the time: one of them comes from old money, the other one I genuinely have no clue about how she manages it, and it seems rude to ask. I traveled a lot in my early 20's as a college student, but it was either directly for school (internships, study abroad) or piggybacking directly off of those to go backpacking in cheap countries. As a student I was able to leverage my financial aid (had my tuition/books covered, plus received a few thousand per semester on top of that) and the subsidized cost of study abroad programs certainly helped. The Honors college I was a part of wanted to encourage study abroad so they'd cover $500 towards each plane ticket too. There are a *ton* of opportunities for students to travel/go abroad, I can't recommend seizing as many of them as you can enough.
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Feb 1, 2015 14:12
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flynt posted:I take a 2-3 week international trip every year and I generally spend between 1750-2500/USD each trip. I pick my vacation destination based on what cheap flights I can find and do a good amount of research in order to keep costs low when I'm there. I could definitely do it cheaper if I stayed at hostels or lived near a major airport. Travelling is one of my financial priorities so I cut back in other areas like my car so that I can afford to take a trip every year. I don't have any debt and I'm contributing a decent amount to my retirement accounts so I don't feel bad splurging in this area. I have a colleague who spends all year watching groupon for an international airfare + hotel package to pop up that interests him. I'll have to ask him what his plans for this Spring are, I remember he's going to Spain for a week and a half and it was really cheap. I want to say $1500 for the entire trip but I could very well be wrong. Personally, that's not my thing. My idea of a vacation is not dumping myself in the middle of a country saying "good luck, don't miss your return flight" but I can understand how others find that enjoyable 
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Feb 1, 2015 14:15
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IAMKOREA posted:Wrong. Sorry you are a bad parent. I don't need to occupy my child, because I love spending time with (supervising) her. 'Supervising' my child is the definition of relaxation. I love how this guy thinks culture is something that can be measured and compared like a technology and arms race. But it's OK, we're the bad people who don't understand the world maaaaaaaaan.
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Feb 1, 2015 16:08
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Pompous Rhombus posted:Re: WWOOFing - I'm moving to Australia for grad school soon and was looking in to a site called HelpX, which is basically the same as WWOOFing but with a more broad range of duties (it's mostly farm work, but there are some people in cities who just want help with chores and stuff around the house, occasionally minding kids, etc). Most of the ads I've seen want at least 25 hours a day for room and board, which is pretty terrible in comparison to what the pay for working an actual job those hours would get you, but if you're a transient backpacker on a Working Holiday visa, it's a good way to defray the cost of traveling in a relatively expensive country like Australia.
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Feb 1, 2015 16:13
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Whoops, week.
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Feb 1, 2015 16:14
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lord1234 posted:My wife and I recently stayed in Playa Del Carmen for around 350 a day airfare included. You are being bad at finding deals. If you need help I can clue you in to our travel agent. Nobody's spending $1000 a day to stay in Mexico. That guy acknowledged he made it up on the last page because he's trollin' like crazy. I'm actually using Tripology to talk to some agents, but thank you for the offer.
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Feb 1, 2015 16:16
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Merrill Grinch posted:Nobody's spending $1000 a day to stay in Mexico. That guy acknowledged he made it up on the last page because he's trollin' like crazy. I'm actually using Tripology to talk to some agents, but thank you for the offer. It shouldn't be that hard to spend $1000/day. Private car and villa with full serving staff and harem would hit it pretty easy.
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Feb 1, 2015 16:19
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Renegret posted:I have a colleague who spends all year watching groupon for an international airfare + hotel package to pop up that interests him. I'll have to ask him what his plans for this Spring are, I remember he's going to Spain for a week and a half and it was really cheap. I want to say $1500 for the entire trip but I could very well be wrong. This is exactly what I did when I went to Ireland. $2400 total for two people for 10 days. Flights, stays in castles included most of the nights with the other nights being decent hotels and always with breakfast, and a rental car included. The hotel stays were preplanned out for us in a circumnavigation fashion, so we planned activities for the days based on location. My only beef with it was the places we fell in love with we only had a day or maybe two in. But now we can return and spend a week there.
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Feb 1, 2015 16:25
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Man did we just have someone go from ranting about somone not interacting with poor natives while on vacation to bragging about how much more rich and privileged they are than everyone else? I used to think 'limousine liberals' were a conservative boogeyman but I think we just found one in the wild...
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Feb 1, 2015 18:19
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That was last night's drama. Today is a new day, with totally new and different topics of conversation ripe for the plucking. Hint hint.
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Feb 1, 2015 18:27
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Mexico? What Mexico? All I know is r/personalfinance.http://www.reddit.com/r/personalfinance/comments/2ufbei/best_friend_in_170000_debt_asked_me_to_cosign_for/ posted:My friend has nearly $200k in student loans, almost all private. Many with 12% interest. She lives in downtown Boston with $1,300/month rent. She's going into personal training full time, which is probably not a six-figure career path (that's the only salary I can think of to justify $170k in loans - and even then, not really). She keeps taking out more loans to pay for certifications that she says will make her more marketable when she graduates this Spring.
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Feb 1, 2015 19:10
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Going with a "nice guy" here, who wants to bang his friend but is more likely to pick up a nice vacation apartment in SF. Who the gently caress else would even think of cosigning on a friend's apartment?
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Feb 1, 2015 19:17
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"I just really don't think I can cosign" for some future bankruptee's 200k printer, jesus, what kind of friend are you
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Feb 1, 2015 19:17
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$80k in San Francisco lol. And she already lives in Boston. Jesus christ. Do people really do this? They co-sign for loans, much less loans with friends who show terrible financial instincts? The only way to fly is on a credit card company's dime, obviously. With the way non-Amex cards allow you to requalify for bonuses, it's a wonder why anybody with decent credit rating pays for flights.
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Feb 1, 2015 19:40
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