Bad w/ Money: I just paid for a fat bitches Electric Cock Zapping Sex Toy in Kentucky

The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Bad w/ Money: I just paid for a fat bitches Electric Cock Zapping Sex Toy in Kentucky

«‹›878 »

pig slut lisa: Mar 5, 2012; irl is good

Boot and Rally posted:

Forgot I was posting in the derails megathread so everyone is just looking for an excuse.

drat...I'm going to have to borrow this comeback next time four different people call me on my poo poo

# ? Feb 12, 2015 07:22

Adbot: ADBOT LOVES YOU

# ? May 15, 2024 22:26

i say swears online: Mar 4, 2005

Boot and Rally posted:

I'm not comfortable revealing anymore personal information. I appreciate you've done some math and I can guess at your assumptions but they are just that.

oh my god you're adorable :allears:

# ? Feb 12, 2015 07:25

Renegret: May 26, 2007; THANK YOU FOR CALLING HELP DOG, INC.

YOUR POSITION IN THE QUEUE IS *pbbbbbbbbbbbbbbbbt*

Cat Army Sworn Enemy

Boot and Rally posted:

The cheapest I can get at a 45 minute commute is 700k. I live with my parents and sock away 20k a year and it will still take me 7 years to save the 20%.

I used to think like you.

Then I came to my senses.

# ? Feb 12, 2015 08:35

opus111: Jul 6, 2014

hyo0ly poo poo can u guys stop using that obnoxious smiley.

# ? Feb 12, 2015 10:33

Not a Children: Oct 9, 2012; Don't need a holster if you never stop shooting.

Can't wait for the tech bubble to burst. Prices (and apparently egos) in the Bay area probably won't ever reach their old levels, but still

# ? Feb 12, 2015 13:34

DJCobol: May 16, 2003; CALL OF DUTY!; Grimey Drawer

canyoneer posted:

HDHPs with HSAs are awesome, and are pretty much the perfect insurance solution for people who are young and healthy-ish with no chronic conditions.

I love my HDHCP and HSA setup. Now if only I could stop paying so much for dental stuff so my money would actually stay in my HSA and I could essentially just use it like another retirement account, that would be fantastic.

# ? Feb 12, 2015 14:26

DrSunshine: Mar 23, 2009; Did I just say that out loud~~?!!!

Blackjack2000 posted:

From what I've heard, I don't understand how anyone can afford to live there, even renting.

I've lived in the Bay Area all my life, and my parents never made more than $40k a year, combined. We are still pretty poor. There's plenty of poor folks living here in the Bay Area, surviving somehow, it's not just techies working for Google!!

# ? Feb 12, 2015 15:26

gvibes: Jan 18, 2010; Leading us to the promised land (i.e., one tournament win in five years)

Barry posted:

Exactly what I was thinking. Depending on the area that's probably a jumbo loan as well. Godspeed.

I was kind of surprised how reasonable a jumbo was. We locked a bit ago at 4% even.

# ? Feb 12, 2015 16:47

oxsnard: Oct 8, 2003

quote:

A lot of people who buy bits of physical gold aren't looking to make a bracelet or ring. They buy gold because they believe disaster is imminent.

These investors are convinced gold will spike to $10,000 an ounce (it's currently around $1,225) when the U.S. government implodes, said Peter Hug, an executive at metals retailer Kitco.

Hug calls these people "crazies" and says they form a substantial amount of the U.S. physical gold market -- at least 25%.

It's no secret that gold has long been viewed as a form of insurance against disaster. The thinking is that even if the financial or political system collapses, gold will still hold value.

The yellow metal is also widely seen as a hedge against inflation and the collapse of the dollar. Those are two things gold bugs have been deeply worried about given the massive amount of money printing the Federal Reserve has done since the Great Recession.

Related: Winklevoss twins say Bitcoin is better than gold

The end-of-the-world trade: Hug's comments at the Inside ETF Conference last month may raise some eyebrows because he is an executive at one of the largest online retailers of precious metals in North America.

These so-called crazy gold provide lots of business for Kitco. He said their influence is most obvious in the market for smaller units of physical gold between one and 32 ounces.

"These investors buy the metal and it just disappears. It goes under their mattress. They want to use it when the world ends," Hug told CNNMoney.

Related: Tim Geithner says Europe may be in worse spot than Japan

Irrational fears or smart safeguards?Peter Schiff, an outspoken gold investors for years, said this characterization of gold buyers is unfair.

"The fears of an economic collapse in the United States are not irrational. I think it's more irrational when people are complacent that nothing can go wrong," Schiff told CNNMoney.

It's tough to second guess those who bet on gold before the meltdown of Lehman Brothers in September 2008. Prices spiked from around $800 an ounce in late 2007 to more than $1,800 in 2011 as central bankers raced to stabilize the financial system and get out of the Great Recession.

Where's the hyperinflation? Yet inflation remains nonexistent. Heck,deflation is more of a concern right now in many parts of the world. That's partially why gold has dipped to under $1,250 an ounce today.

Schiff concedes that some people are so paranoid that they own nothing but physical gold.

"That is being too fearful and maybe obsessed with it. But is that any less rational than the person who owns no gold whatsoever?" he asked.

Schiff said his brokerage firm, which sells physical gold for delivery, recommends people have 5% to 15% of their investment portfolio in physical gold.

Related: Gold is sexy again

Playing the fear card: Hug, a Canadian, said the fear trade is far more common in the U.S. than it is north of the border. This could partially be because Canada's financial system is viewed as less risky than Wall Street and experienced far less stress in 2008.

"You can't play the fear card if you're a dealer or a speaker as well in Canada as you can in the United States," he said.

http://money.cnn.com/2015/02/12/investing/buy-gold-market-fear/index.html?category=home

I was going to delete the interstitial links/ads but that Winklevoss one is too funny

# ? Feb 12, 2015 16:54

BallerBallerDillz: Jun 11, 2009; Cock, Rules, Everything, Around, Me; Scratchmo

If the whole thing goes belly up and our currency is worth nothing and we're living in Mad Max times - I don't think I'm going to give a poo poo about gold and can't imagine I'd barter any of my food or skills for metal I can't eat.

# ? Feb 12, 2015 17:01

Nail Rat: Dec 29, 2000; You maniacs! You blew it up! God damn you! God damn you all to hell!!

Yeah, seriously. If you think the end times are nigh, you'd be better off buying lots of canned food, guns, and ammo.

# ? Feb 12, 2015 17:10

peter banana: Sep 2, 2008; Feminism is a socialist, anti-family, political movement that encourages women to leave their husbands, kill their children, practice witchcraft, destroy capitalism and become lesbians.

Seems to me good seeds or viable plant cuttings would be currency if SHTF

# ? Feb 12, 2015 17:17

OneWhoKnows: Dec 6, 2006; I choo choo choooose you!

peter banana posted:

Seems to me good seeds or viable plant cuttings would be currency if SHTF

Or, according to prepper people on my facebook, guns and ammo.

For protection.

Definitely not for stealing from unarmed people once you run out of your paltry supply of MREs and canned beans.

# ? Feb 12, 2015 17:20

blugu64: Jul 17, 2006; Do you realize that fluoridation is the most monstrously conceived and dangerous communist plot we have ever had to face?

Pfft, the real SHTF currency will be what everyone takes for granted, and I have a stockpile of. Toilet paper.

# ? Feb 12, 2015 17:22

DrSunshine: Mar 23, 2009; Did I just say that out loud~~?!!!

Pardon me, I'm just investing 15% of my portfolio in SHTF shares.

# ? Feb 12, 2015 17:27

the holy poopacy: May 16, 2009; hey! check this out; Fun Shoe

The Nards Pan posted:

If the whole thing goes belly up and our currency is worth nothing and we're living in Mad Max times - I don't think I'm going to give a poo poo about gold and can't imagine I'd barter any of my food or skills for metal I can't eat.

Audiophiles will rule the wastelands and gold for plating audio cable will be the most precious of currencies

# ? Feb 12, 2015 17:29

peter banana: Sep 2, 2008; Feminism is a socialist, anti-family, political movement that encourages women to leave their husbands, kill their children, practice witchcraft, destroy capitalism and become lesbians.

OneWhoKnows posted:

Or, according to prepper people on my facebook, guns and ammo.

For protection.

Definitely not for stealing from unarmed people once you run out of your paltry supply of MREs and canned beans.

oh man I watched that Inside Man episode about guns in America. Honestly, though, if SHTF in some areas, it'll devolved into 3rd world warlord territories within weeks.

# ? Feb 12, 2015 17:31

Dillbag: Mar 4, 2007; Click here to join Lem Lee in the Hell Of Being Cut To Pieces; Nap Ghost

I don't remember who said it, but someone had a good point that when poo poo really hits the fan (to the degree peppers hope) people end up trading their jewelery and precious metals for loaves of bread like they did in WWII.

# ? Feb 12, 2015 17:59

Emmideer: Oct 20, 2011; Lovely night, no?; Grimey Drawer

Dillbag posted:

I don't remember who said it, but someone had a good point that when poo poo really hits the fan (to the degree peppers hope) people end up trading their jewelery and precious metals for loaves of bread like they did in WWII.

What's truck equity look like in the apocalypse? Zombie movies show a market crash.

# ? Feb 12, 2015 18:28

Jeffrey of YOSPOS: Dec 22, 2005; GET LOSE, YOU CAN'T COMPARE WITH MY POWERS

Yeah I'll buy bullets against your gold any day. How else you gonna hedge your index funds?

# ? Feb 12, 2015 18:42

Dillbag: Mar 4, 2007; Click here to join Lem Lee in the Hell Of Being Cut To Pieces; Nap Ghost

Jeffrey of YOSPOS posted:

Yeah I'll buy bullets against your gold any day. How else you gonna hedge your index funds?

This is actually very similar to a plot point in Wasteland 2.

# ? Feb 12, 2015 19:00

Krispy Wafer: Jul 26, 2002; I shouted out "Free the exposed 67"
But they stood on my hair and told me I was fat; Grimey Drawer

At the very least diversify into silver and copper.

# ? Feb 12, 2015 19:07

Jeffrey of YOSPOS: Dec 22, 2005; GET LOSE, YOU CAN'T COMPARE WITH MY POWERS

hey uranium is down 80% in the last 4 years, it's due

# ? Feb 12, 2015 19:28

Nail Rat: Dec 29, 2000; You maniacs! You blew it up! God damn you! God damn you all to hell!!

30% canned food
20% medicine
15% guns and ammo (40/60 rifle/handgun split)
15% seeds
15% basil
5% live chickens

The canned food is for if you have to move, because you'll only have what you can harvest from the plants at the time. Herding chickens would be tough, hence why it's considered a risky asset class.

Also, guns/ammo do have other dividend opportunities than stealing from unarmed people; you can hunt animals with them!

Nail Rat fucked around with this message at 19:35 on Feb 12, 2015

# ? Feb 12, 2015 19:30

MrKatharsis: Nov 29, 2003; feel the bern

Guns and ammo are also a hedge against the other thieving cannibals.

# ? Feb 12, 2015 19:40

Gorman Thomas: Jul 24, 2007

Don't forget to allocate at least 10% to porno mags, unless you want to be jacking it to woodcuttings.

# ? Feb 12, 2015 19:43

KYOON GRIFFEY JR: Apr 12, 2010; Runner-up, TRP Sack Race 2021/22

Really, you should have a reloading die or two for your preferred longarm and handgun calibers. Recycling brass will become critical.

# ? Feb 12, 2015 19:44

Comrade Flynn: Jun 1, 2003

Jeffrey of YOSPOS posted:

Yeah I'll buy bullets against your gold any day. How else you gonna hedge your index funds?

What about gold bullets?

# ? Feb 12, 2015 19:57

Cast_No_Shadow: Jun 8, 2010; The Republic of Luna Equestria is a huge, socially progressive nation, notable for its punitive income tax rates. Its compassionate, cynical population of 714m are ruled with an iron fist by the dictatorship government, which ensures that no-one outside the party gets too rich.

You need a making friends category. If walking dead has taught me nothing else its that people without friends are dead, much easier to make them now when people dont think your just in it for their beans n ramen.

# ? Feb 12, 2015 20:19

Hargrimm: Sep 22, 2011; W A R R E N

Working in video games is bad with money. The last story is just ridiculous. Having a fourth child when your sole breadwinner works in a famously layoff-prone industry and has been laid off four times in quick succession is also bad with money.

# ? Feb 12, 2015 20:23

Comrade Flynn: Jun 1, 2003

Hargrimm posted:

Working in video games is bad with money. The last story is just ridiculous. Having a fourth child when your sole breadwinner works in a famously layoff-prone industry and has been laid off four times in quick succession is also bad with money.

Working in videogames is great if you're smart about it. Just go in knowing it's a cyclical business.

# ? Feb 12, 2015 20:33

EugeneJ: Feb 5, 2012; by FactsAreUseless

Cast_No_Shadow posted:

You need a making friends category. If walking dead has taught me nothing else its that people without friends are dead, much easier to make them now when people dont think your just in it for their beans n ramen.

"Having a support system" is a better way to put it. I don't keep many friends, but I have a great relationship with my family and feel bad for those who don't.

# ? Feb 12, 2015 20:36

Nail Rat: Dec 29, 2000; You maniacs! You blew it up! God damn you! God damn you all to hell!!

Hargrimm posted:

Working in video games is bad with money. The last story is just ridiculous. Having a fourth child when your sole breadwinner works in a famously layoff-prone industry and has been laid off four times in quick succession is also bad with money.

quote:

My husband began work at the new studio, and within months was working 100+ hour weeks, often times not coming home at all. He did not have days off. Sometimes he would manage to come home for two hours, and the most he was ever home was five hours a day. If I wanted to see him, I had to watch him sleep.

After the game came out, he was given a week of compensation time for all of the hours he had been putting in. Even though he was on a break, he wanted to keep up on how the game was doing, so he attempted to check his email and see how everything was going on. His login failed. He tried again thinking he'd typed the password wrong. It failed again.

He called in to find out what was going on and after only having worked there for 10 months, he was told he had been laid off, yet again. There had been no phone call, no e-mail to his work or personal account. There was no notification. There would be no severance, and he would not be paid for his compensation time. Our insurance ended at midnight that evening�not the end of the month like most places.

Holy gently caress.

# ? Feb 12, 2015 20:42

Cicero: Dec 17, 2003; Jumpjet, melta, jumpjet. Repeat for ten minutes or until victory is assured.

Comrade Flynn posted:

Working in videogames is great if you're smart about it. Just go in knowing it's a cyclical business.

Not if you have a family to support. That dude just sounds incredibly selfish to make his family suffer so much so he gets to 'follow his dream's of working in an exploitative, hit-driven business.

# ? Feb 12, 2015 20:42

Knyteguy: Jul 6, 2005; YES to love
NO to shirts; Toilet Rascal

Hargrimm posted:

Working in video games is bad with money. The last story is just ridiculous. Having a fourth child when your sole breadwinner works in a famously layoff-prone industry and has been laid off four times in quick succession is also bad with money.

That was a painful read. I was yelling at the computer screen to have some foresight and ya know not get pregnant and have another kid when you can't even offer your current kids any kind of stability at all.

# ? Feb 12, 2015 20:50

Comrade Flynn: Jun 1, 2003

Cicero posted:

Not if you have a family to support. That dude just sounds incredibly selfish to make his family suffer so much so he gets to 'follow his dream's of working in an exploitative, hit-driven business.

Yeah, what do I know. I only support my family while working in video games.

# ? Feb 12, 2015 20:55

Dwight Eisenhower: Jan 24, 2006; Indeed, I think that people want peace so much that one of these days governments had better get out of the way and let them have it.

I wanted to make video games until I graduated with a CS degree and saw how hard it was to get into, the salary difference, and the instability; and that was before the cutthroat "lay people off after release" cycle started in full swing.

It's the professional software development microcosm of following your dreams to get into a $120k student loan debt hole with a degree in art history to show for it.

I mean Comrade Flynn obviously makes it work but lots of people just get hosed raw over and over again and never stop coming back for more.

# ? Feb 12, 2015 21:03

Nail Rat: Dec 29, 2000; You maniacs! You blew it up! God damn you! God damn you all to hell!!

Comrade Flynn posted:

Yeah, what do I know. I only support my family while working in video games.

There are some rare artists who make serious bank too, I think you're like these lucky souls.

# ? Feb 12, 2015 21:09

Comrade Flynn: Jun 1, 2003

Dwight Eisenhower posted:

I wanted to make video games until I graduated with a CS degree and saw how hard it was to get into, the salary difference, and the instability; and that was before the cutthroat "lay people off after release" cycle started in full swing.

It's the professional software development microcosm of following your dreams to get into a $120k student loan debt hole with a degree in art history to show for it.

I mean Comrade Flynn obviously makes it work but lots of people just get hosed raw over and over again and never stop coming back for more.

It's just a matter of being smart and keeping your eyes open. I've been doing this for 5 years and have been laid off twice. I knew both layoffs were happening months in advance because I kept my eyes open and saw what was going on, so in both case I had jobs lined up that were promotions. I'm always shocked when people tell me "I had no idea this was coming!" I knew your company was doing layoffs and I don't even work there!

It's a niche industry. Don't move to one shop towns. Move to the Bay Area or Seattle or Austin. That way when you get laid off you'll have a dozen other studios who will be hiring.

Follow the trends. Mobile gaming has gone from 0 to being BIGGER THAN THE FILM INDUSTRY in 5 years. That means there's insane competition. Salaries in mobile gaming are way above average - I know entry level programmers making $110-120k, and user acquisition guys with 2 years experience making $200k. Don't be surprised when your Facebook gaming company has layoffs - it's been on the decline for years.

Network. You'd be shocked how much people hear, often before the management in your own company knows.

This is all common sense but jesus so many people in the game industry don't follow it. People flock to it because they just think it will be the coolest thing ever (and it's pretty rad) but not realize it's still a business.

Nail Rat posted:

There are some rare artists who make serious bank too, I think you're like these lucky souls.

Maybe it's selection bias or something but I know a lot of people that are making absolute fortunes in gaming.

Comrade Flynn fucked around with this message at 21:13 on Feb 12, 2015

# ? Feb 12, 2015 21:10

Adbot: ADBOT LOVES YOU

# ? May 15, 2024 22:26

HonorableTB: Dec 22, 2006

Comrade Flynn posted:

It's just a matter of being smart and keeping your eyes open. I've been doing this for 5 years and have been laid off twice. I knew both layoffs were happening months in advance because I kept my eyes open and saw what was going on, so in both case I had jobs lined up that were promotions. I'm always shocked when people tell me "I had no idea this was coming!" I knew your company was doing layoffs and I don't even work there!

It's a niche industry. Don't move to one shop towns. Move to the Bay Area or Seattle or Austin. That way when you get laid off you'll have a dozen other studios who will be hiring.

Follow the trends. Mobile gaming has gone from 0 to being BIGGER THAN THE FILM INDUSTRY in 5 years. That means there's insane competition. Salaries in mobile gaming are way above average - I know entry level programmers making $110-120k, and user acquisition guys with 2 years experience making $200k. Don't be surprised when your Facebook gaming company has layoffs - it's been on the decline for years.

Network. You'd be shocked how much people hear, often before the management in your own company knows.

This is all common sense but jesus so many people in the game industry don't follow it. People flock to it because they just think it will be the coolest thing ever (and it's pretty rad) but not realize it's still a business.

Maybe it's selection bias or something but I know a lot of people that are making absolute fortunes in gaming.

If you knew layoffs were coming you should've told those people you rear end

# ? Feb 12, 2015 21:14

The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Bad w/ Money: I just paid for a fat bitches Electric Cock Zapping Sex Toy in Kentucky

«‹›878 »