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moana posted:Amazon owes me a half dozen 1099s and I just emailed them - they say they can't send anything electronically. It loving sucks. I wonder why they can't send them electronically. I wonder if there's a law or best practice I'm breaking by emailing PDFs around to contractors/freelancers. They didn't seem to mind.
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Feb 11, 2015 20:37
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Inverse Icarus posted:I just sent mine out to freelance RPG writers/artists/cartographers, all electronically. I received like twelve 1099s this year, and every last one except for my share of a joint project with Moana was a physical form. Thanks for being part of the modern era, Moana. My W2 was paper, also.
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Feb 11, 2015 22:10
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I got both my W2 and 1098-T online. It was awesome. I've already filed and gotten my refund.  …and promptly put all but $100 into various savings goals. Booooriinnngggg. I do kind of miss the days of impulsive "thing" buying. But not as much as I like getting to pay my grad school tuition in cash this fall.
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Feb 11, 2015 22:18
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Email isn't encrypted by default so I wouldn't be surprised if it's some sort of privacy violation to send tax forms via it. Might also be that companies don't want any potential liability.
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Feb 11, 2015 23:33
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I was going through my credit card bills and I still seem to have halved my expenditure on food and entertainment. My main credit card had two larger expenditures one on a game and the other on a really good pillow. I still buy lunch every day and ordered pizza once in the past month. It feels odd to live the same lifestyle but spend half as much. This year should be good for accumulating money to invest.
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Feb 11, 2015 23:52
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moana posted:Amazon owes me a half dozen 1099s and I just emailed them - they say they can't send anything electronically. It loving sucks. Hey, you could get the forms in two days if you have Prime!
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Feb 12, 2015 01:45
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Fingers crossed the state legislature reinstates our Cost of Living Allowances this year… (WA State). A 3% increase this year and a 1.8% increase the following year is what has been proposed. They suspended them in 2008, and we even took a 3% pay cut for one or two years. My salary would be 12% higher right now if they weren't such jerks.
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Feb 12, 2015 02:36
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asur posted:Email isn't encrypted by default so I wouldn't be surprised if it's some sort of privacy violation to send tax forms via it. Might also be that companies don't want any potential liability. Also amazon just sent out emails that all their 1099s were wrong anyway, AHHHHHRHGHGHG
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Feb 12, 2015 17:23
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moana posted:Also amazon just sent out emails that all their 1099s were wrong anyway, AHHHHHRHGHGHG Infuriating, because that e-mail came a few hours after my accountant sent me back all the paperwork. DAMNIT.
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Feb 12, 2015 17:33
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And y'all thought you were so clever starting your taxes before April 14 
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Feb 12, 2015 18:00
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I ate out today but didn't pay for it 
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Feb 12, 2015 18:02
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peter banana posted:I ate out today but didn't pay for it What a generous hooker
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Feb 12, 2015 18:12
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peter banana posted:I ate out today but didn't pay for it I ate out today and paid for my co-worker. 
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Feb 12, 2015 19:37
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"Working lunch"
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Feb 12, 2015 23:44
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FrozenVent posted:"Working lunch" sucker.
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Feb 13, 2015 14:34
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If you prioritize lunches, and your "working lunch" costs more than your hourly wage, you're doing pretty OK 
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Feb 13, 2015 15:06
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I'm going to be driving a significant amount of miles over 2 weeks in April. I have a car, but it's older, and I think I'd rather rent a car for those 2 weeks to save the wear and tear. The problem is, I've never rented a car. What's the best way to get a decent rate for 2 weeks? I feel like, with most travel purchases, there's always a way to get a deal, and I have plenty of time before I need this.
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Feb 14, 2015 14:27
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Grumpwagon posted:I'm going to be driving a significant amount of miles over 2 weeks in April. I have a car, but it's older, and I think I'd rather rent a car for those 2 weeks to save the wear and tear. A couple years ago I used Hotwire and this happened:  For a one way rental, no less! I think maybe I caught fleet rebalancing at a good time. Even so, I'd start there.
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Feb 14, 2015 15:05
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pig slut lisa posted:A couple years ago I used Hotwire and this happened: That is pretty solid. I used hotwire last time in Detroit over Thanksgiving and was able to get an econobox for $18 a day (about $23 after all the tax stuff). Landing at 1 AM the night before Thanksgiving meant I ended up with a midsize for the same price. I completely planned it that way too because they always run out of the cheap cars at the holidays and boom, upgrade. Also to Grumpwagon make sure you check the mileage allowance. Usually it is unlimited miles but they do have a cap on it at some point and charge you per mile after you blow through it. I don't know what significant is to you but just be sure to check. The really cheap companies also will charge you $10 a day to add another driver to the rental as well (even a spouse...). Places like hertz and enterprise cost more but they usually let you added people for free. spwrozek fucked around with this message at 15:52 on Feb 14, 2015 |
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Feb 14, 2015 15:48
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Also, see if your existing auto insurance policy covers you on a rental. In the rare cases where it doesn't, see if you have a credit card that offers free rental insurance.
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Feb 14, 2015 16:38
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Ate out on Friday. Went back to a barbecue place I hadn't been in years, and after $15 spent on a 2-meat plate and a fountain soda (shut up) where the brisket was dry, I definitely won't be going back any time soon even if the sausage was really good. To make up for it, I went to a wedding later that night and ate and drank a ton on someone else's dime -- and then when some of us old college classmates went downtown right after, both of my drinks were bought by others in the group who drink way more than I do. I did totally bust my normal calorie budget, though  Also, I've been frustrated that I couldn't finish my taxes since E*Trade has lagged behind Vanguard in getting me a set of 1099 docs. Friday morning E*Trade emails me and says they're ready, yay! Before the wedding, I downloaded them and tried to see if H&R Block could import them online. NOPE! It says to wait until Sat/Sun at midnight. So I tried again this morning and H&R Block said the E*Trade server returned an error about last year's numbers: code:
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Feb 16, 2015 07:11
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SpelledBackwards posted:Also, I've been frustrated that I couldn't finish my taxes since E*Trade has lagged behind Vanguard in getting me a set of 1099 docs. Friday morning E*Trade emails me and says they're ready, yay! Before the wedding, I downloaded them and tried to see if H&R Block could import them online. NOPE! It says to wait until Sat/Sun at midnight. So I tried again this morning and H&R Block said the E*Trade server returned an error about last year's numbers: E*Trade downloaded fine into TurboTax for me today, so it might be H&R Block's issue.
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Feb 16, 2015 10:07
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Is turbo tax okay to use now? I've been trying to decide which to use while my medicaid applications go through, and seeing if I can get a 1098-T from my university. People I know were warning me about Turbo Tax this year.
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Feb 17, 2015 09:40
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Aerofallosov posted:Is turbo tax okay to use now? I've been trying to decide which to use while my medicaid applications go through, and seeing if I can get a 1098-T from my university. People I know were warning me about Turbo Tax this year. People are warning against turbo tax because they made many buy a tier higher than they had in the past. They're now giving people $25 if they were forced to upgrade, so it's a wash. If you're on Medicaid with just student loans as a complication, you'll probably be fine with the basic turbo tax. On H&R block, consider that a big part of their business model is giving people their refund early at userous rates.
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Feb 17, 2015 13:01
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Aerofallosov posted:Is turbo tax okay to use now? I've been trying to decide which to use while my medicaid applications go through, and seeing if I can get a 1098-T from my university. People I know were warning me about Turbo Tax this year. Do you qualify for free filing? Check irs.gov for free options before spending a dime.
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Feb 17, 2015 14:33
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Nocheez posted:Do you qualify for free filing? Check irs.gov for free options before spending a dime. Specifically, the page you want is here. If your adjusted gross income is below 60k you generally qualify.
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Feb 17, 2015 19:39
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I am on medicaid, and student loans were the big thing to deal with this year. I do qualify for the free file, it looks like. Thank you.
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Feb 17, 2015 21:04
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Was all set to eat my ramen for lunch when my buddy called me up and said he was in town. First time in two months I bought lunch at work. 30 times more expensive than my usual lunch. Never again.
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Feb 17, 2015 23:37
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Massasoit posted:Was all set to eat my ramen for lunch when my buddy called me up and said he was in town. First time in two months I bought lunch at work.
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Feb 18, 2015 01:39
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SiGmA_X posted:That sounds...fine? As long as it was budgeted for - personal discretionary vs raiding other crap. Seeing a friend for lunch is sometimes the only time the two of you can schedule it. Especially if it's an out of town friend. Plus Ramen everyday sounds awful gross and awful unhealthy.
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Feb 18, 2015 01:50
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spwrozek posted:Plus Ramen everyday sounds awful gross and awful unhealthy. SiGmA_X fucked around with this message at 03:02 on Feb 18, 2015 |
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Feb 18, 2015 02:57
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SiGmA_X posted:My CEO disagrees. Yay corp America!
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Feb 21, 2015 05:55
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I find myself eating ramen for lunch more often than I'd like, simply because it's stupid easy, hot, dirt cheap, and can be prepped with 30 seconds of effort. Keep a bag of mixed veggies in your work's freezer, and you can add some substance to it.
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Feb 21, 2015 19:35
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spwrozek posted:Plus Ramen everyday sounds awful gross and awful unhealthy. It's more for the simplicity. Working full time and going to graduate school full time with 3 hours of commuting a day doesn't leave a lot of room for cooking.
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Feb 23, 2015 18:28
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No Wave posted:Not sure what that has to do with corp America...
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Feb 23, 2015 19:12
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I have a question for the BFC crew. Work is slowing down very badly, and they have started cutting hours. I will be down to 40 hours per week from 55's with overtime. This puts me in a bit of a pickle because I'll be $103.44 short every month if I only work 40's. I have a loan with a minimum payment of $127.56/month. Balance remaining is $2615.03 @11.99% (my foundation needed to be piered and the bank of Mom & Dad was closed. Do never buy) I have a $1000 emergency fund earning.... 2 cents of interest a Month and a savings account with a balance of $323.05 earning...1 cent a month. I also have an income tax refund coming for $1382.81, which I was intending to use to pay down debt anyway... Bringing the total potential of money I can pay off to: $2705.86. So, wise BFC goons, should I do the needful and drain all my savings to wipe out this debt? It'd make it so I can actually live below my means on 40 hours (in the oil industry, who knows how long this is gonna last). I'd keep whatever is left to seed the e-fund again. This is after paring down all expenses and only factoring in $40 for gasoline a month (live 5 miles from work, will bike if I can) and my wife picking up groceries.
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Feb 23, 2015 23:27
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Taco Box posted:I have a question for the BFC crew. I would move both of your savings to Ally Bank or GE or something that gets closer to 1%, but that surely won't fix your problem at all. I would keep the $1k in emergency fund, and use the remaining $1.7k in savings to pay off the loan monthly, and hopefully hours go up soon. Don't deplete your efund, it's very very small as it is.
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Feb 24, 2015 01:22
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I had been employed as an independent contractor for a struggling design studio as a web developer. About a month ago the employer replied to my last invoice saying that he lacked the money to pay me back. Is it too late to file a wage claim and if not, what should I expect from filing one?
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Feb 24, 2015 02:34
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SiGmA_X posted:Can you look at your budget and see what you can cut out? Sounds like you're living a bit too close to the wire. I'm also not clear how 60hr/mo only equates to $103/mo. I'm guessing it's a lot more money than that, but you've been blowing it vs saving/paying on debts? See where you can tighten your budget up. In machining, all the money gets made in overtime, at time and a half. The common wisdom is to live on what you make @ 40 hours per week and bank the rest. Not all of us followed that wisdom and only learn the hard way during downturns. When I'm at 55-60 hour weeks, my take home is around $1800 every two weeks. At 40 hour weeks, it's $1183 every two weeks. I knew the downturn in hours was coming and have been socking money away and getting out of subscriptions and services as fast as I could, but I wasn't fast enough. I have to say that ynab was a big help in getting things in better shape. I just didn't start long enough ago. So, keep the efund and pay the monthly loan dues off the taxes/savings?
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Feb 24, 2015 11:43
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Taco Box posted:So, keep the efund and pay the monthly loan dues off the taxes/savings?
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Feb 24, 2015 12:39
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