|
I believe we have the most regressive tax structure in the US, and oddly, local liberals tend to support increasing flat taxes on vehicle registrations.
|
#
?
Mar 20, 2015 16:36
|
|
|
|
| # ? May 14, 2024 16:45 |
|
|
Well no sense lying about it. Gotta let the shame burn me. I just spent $2200 on a 3D printer  My wife is a 3d modeler/animator and has gotten quite a few clients looking for 3d prints or file prep for shapeways. She is having a slow month so I got all hero-husband and started talking about getting one. She lit up so much that I just bought one for us. We are both still really excited but after researching print times and replication methods, the price point is soooo far off from being even hobbyist-commercial. The take away is always "Look, only $10 of materials!" and never "$10 in materials + 18 hours of tying the one $2200 machine up." The break even point is so high, let alone making it worth it to bring in new business. Granted she's working with prototyping clients directly so she could bill the materials and print times at a premium for that type of revenue. 8 clients a year in that space could come close to break even, but it's hardly a smart business plan. There is a 2 week lead time on it for fulfillment so I am asking nicely to cancel but I might just reverse the charge. Hero-husband was really just hasty-husband, and that lead to nervous-wife. She's afraid she'll let us down and it will be a waste of money. I was a dope to put her in that position without more up front communication. My BFC card just got pulled.
|
|
#
?
Mar 20, 2015 16:51
|
|
|
Honestly, the long print time doesn't seem that bad as long as you can somehow hook it up to a computer and set up an automated queue for pieces (or even just timed alarms). Think about how much of each day a sink or stove is turned off.
|
|
#
?
Mar 20, 2015 17:22
|
|
|
xie posted:Is there any state where "low taxes" isn't completely offset by sales tax and other various increases? NH has no sales & income tax, but WA has some of the highest sales tax in the nation. Which is regressive, so it's even worse to be poor/lower/middle class than income tax which is much more forgiving to low incomes. NH doesn't have sales or income tax, but the property taxes are high. It ends up being effectively a flat tax model, because any landlord passes the cost down to renters.
|
|
#
?
Mar 20, 2015 17:23
|
|
|
If the property tax is tied to property value it isn't flat. Rent a cheaper property and the amount of your rent that goes to property tax goes down.
|
|
#
?
Mar 20, 2015 17:41
|
|
|
I meant that the state's tax income baked into the basic cost of living, rather than being based on income level or consumption. 'Flat' was a bad way to describe it.
|
|
#
?
Mar 20, 2015 17:50
|
|
|
Horking Delight posted:Honestly, the long print time doesn't seem that bad as long as you can somehow hook it up to a computer and set up an automated queue for pieces (or even just timed alarms). Think about how much of each day a sink or stove is turned off. Yeah, the printer itself isn't bad with money in my mind. The rushing the decision before properly weighing the dynamics of income potential vs cost was the bad decision. I'm sure it will work out either way. It could be a good revenue stream based off of her projects from the last year, there is just no guarantee. I guess it would be a tax write off in the worst case.
|
|
#
?
Mar 20, 2015 18:07
|
|
|
It is, I think, always a flat rate. Scaling the rate would probably be a great way to increase the supply of affordable housing. But.. Bad with money. This morning I bought a coffee, a croissant, a muffin, I didn't pack a lunch, and I drove in to work. So now I'm fat, lazy, and bad with money. Zool fucked around with this message at 18:14 on Mar 20, 2015 |
|
#
?
Mar 20, 2015 18:12
|
|
|
Best with money is living in a state with low/no income and property tax right on the border of a state with no sales tax. If such a place exists.
|
|
#
?
Mar 20, 2015 18:34
|
|
|
Cast_No_Shadow posted:Best with money is living in a state with low/no income and property tax right on the border of a state with no sales tax. If such a place exists. Vancouver, WA.
|
|
#
?
Mar 20, 2015 18:36
|
|
|
Cast_No_Shadow posted:Best with money is living in a state with low/no income and property tax right on the border of a state with no sales tax. If such a place exists.
|
|
#
?
Mar 20, 2015 18:38
|
|
|
For now... Oil income isn't going to pay the bills at $40 a barrel.
|
|
#
?
Mar 20, 2015 18:46
|
|
|
Zool posted:But.. Bad with money. This morning I bought a coffee, a croissant, a muffin, I didn't pack a lunch, and I drove in to work. So now I'm fat, lazy, and bad with money. I brought my usual lunch and snacks to work yesterday but forgot to pack my breakfast, so I bought a $2.00 bagel... and added lox schmear for another $2.00. Bad with money
|
|
#
?
Mar 20, 2015 18:50
|
|
|
Yond Cassius posted:Vancouver, WA. Home of the worst people. Let me pay no taxes to either state and then whine about how bad my schools, roads, and transpo are.
|
|
#
?
Mar 20, 2015 19:19
|
|
|
BossRighteous posted:I just spent $2200 on a 3D printer Can't really tell how much $2200 is in your life, but don't be so hard on yourself. It's something that could provide some benefit, it has a nonzero scrap value and it could potentially satisfy some hobby needs as well. And it seems like you're able to get out of the deal, and have learned something from the whole thing. I'd say there's been way worse with money.
|
|
#
?
Mar 20, 2015 19:33
|
|
|
Speeding tickets are bad with money  At least it's only $170
|
|
#
?
Mar 20, 2015 19:38
|
|
|
Happiness Commando posted:Speeding tickets are bad with money That's nothing. Having your car in the shop for a $1000 repair and borrowing a car from a car dealership and then sliding off the road into a snowbank and causing $1000 worth of damage to the loaner car is bad with money. My car is barely worth $2000.
|
|
#
?
Mar 20, 2015 19:44
|
|
|
My husband got in to a low speed wreck this week that was his fault, although thankfully he wasn't ticketed. Car was totaled this morning. It was a 2014 Mazda 3 we had just purchased in July. It had just shy of 11k miles on it.  Thankful for car insurance and gap insurance.
|
|
#
?
Mar 20, 2015 20:12
|
|
|
bolind posted:Can't really tell how much $2200 is in your life, but don't be so hard on yourself. It's something that could provide some benefit, it has a nonzero scrap value and it could potentially satisfy some hobby needs as well. And it seems like you're able to get out of the deal, and have learned something from the whole thing. Agreed, nothing wrong with investing in tools to further expand your work skills & career opportunities. It becomes bad with money when the profession is a constant excuse to buy new stuff.
|
|
#
?
Mar 20, 2015 20:51
|
|
|
BossRighteous posted:Well no sense lying about it. Gotta let the shame burn me.
|
|
#
?
Mar 20, 2015 23:04
|
|
|
Dik Hz posted:$2200 is fine to spend on a hobby, or a potential small business. Plus you could probably firesale it for $1500, so you're only really out $700 or so. Give it a go if it's not breaking the budget. Happy wife = happy life. $2200 on a hobby? You could buy a perfectly good 20 year old used car for that amount of money. Hand over your BFC card right this instant
|
|
#
?
Mar 20, 2015 23:14
|
|
|
RheaConfused posted:My husband got in to a low speed wreck this week that was his fault, although thankfully he wasn't ticketed. Car was totaled this morning. It was a 2014 Mazda 3 we had just purchased in July. It had just shy of 11k miles on it. I'm glad he's okay :-) You know, in AI(automotive insanity), there is a thing called the Mazda curse. Goons with Mazdas usually get their cars' smushed up. There even used to be a smilie on here for it. I drive a mazda, too 
|
|
#
?
Mar 20, 2015 23:17
|
|
|
BEHOLD: MY CAPE posted:$2200 on a hobby? You could buy a perfectly good 20 year old used car for that amount of money. Hand over your BFC card right this instant Hahaha, thanks for the support everyone. I feel less dolty, I just got a big buyers remorse for a minute.
|
|
#
?
Mar 20, 2015 23:24
|
|
|
Just print and sell a bunch of nonsense!
|
|
#
?
Mar 21, 2015 00:29
|
|
|
100 HOGS AGREE posted:Just print and sell a bunch of nonsense! I am going to make 3d letters attached to 3d sticks that you shove into 3d objects like cakes or butt holes. I am already looking up sand casting into aluminum 
|
|
#
?
Mar 21, 2015 00:40
|
|
|
BEHOLD: MY CAPE posted:Hand over your BFC card right this instant If you have terrible finding it, it's made of a discarded burger king wrapper with "BFD" written on it due to a printing error. And our time is far too valuable to be arguing with the printer to make another run.
|
|
#
?
Mar 21, 2015 00:44
|
|
|
Taco Box posted:I'm glad he's okay :-) You know, in AI(automotive insanity), there is a thing called the Mazda curse. Goons with Mazdas usually get their cars' smushed up. There even used to be a smilie on here for it. I drive a mazda, too That feeling when you buy the exact car you just bought over again... Except a newer model year and with a nicer trim package, for a lower price because your sob story induces a lot of sympathy. Good...with...money??? We'll see what happens with the insurance and if accident forgiveness really works before we decide that I guess! We had a Speed 3 before this and loved it too. They are good little cars. RheaConfused fucked around with this message at 01:16 on Mar 21, 2015 |
|
#
?
Mar 21, 2015 01:12
|
|
|
BossRighteous posted:I am going to make 3d letters attached to 3d sticks that you shove into 3d objects like cakes or butt holes. I am already looking up sand casting into aluminum You're thinking small. Start printing 3d printers.
|
|
#
?
Mar 21, 2015 01:18
|
|
|
RheaConfused posted:That feeling when you buy the exact car you just bought over again... Except a newer model year and with a nicer trim package, for a lower price because your sob story induces a lot of sympathy. Good...with...money??? I want that speed 3's engine in my miata. Bad.
|
|
#
?
Mar 21, 2015 01:19
|
|
|
Powerlurker posted:You're thinking small. Start printing 3d printers. No, you've gotta try to retain and control the means of production.
|
|
#
?
Mar 21, 2015 01:50
|
|
Powerlurker posted:You're thinking small. Start printing 3d printers. blugu64 posted:No, you've gotta try to retain and control the means of production. The fabrikator was ugly, noisy, a fire hazard, and it smelled. Borislav got it for the kids in the neighborhood.
|
|
|
#
?
Mar 21, 2015 03:02
|
|
|
Taco Box posted:I'm glad he's okay :-) You know, in AI(automotive insanity), there is a thing called the Mazda curse. Goons with Mazdas usually get their cars' smushed up. There even used to be a smilie on here for it. I drive a mazda, too A friend (also goon) of mine owns a nice Mazda. We were in a pretty bad accident due to basically freak occurrence of a light rain dripping oily water from a highway overpass that we went over and the car just completely spun out like a Mario Kart banana peel victim into a wall head first. Both of us somehow fine. Also randomly got read ended when he was driving me to the airport, and a friend of ours shattered his windshield when there was some ice build up that he tried to bash off (drunk). So Mazdas might be bad with money because they're pretty horrible luck. Or good with money because we didn't die and he still drives it?
|
|
#
?
Mar 21, 2015 08:48
|
|
|
This is the first I've ever heard of of a goon Mazda curse but it must be true, goddamn. I bought a 3 Speed new in 2011 and a year later it was hit by a drunk driver while it was parked on the street at 2 in the morning. Bad with money because if I hadn't paid for the "replace with new" insurance rider I suspect it would have been a write off. Instead, I have an unsellable vehicle with $12k in electrical and front end repairs. I think I've mentioned it in this thread before, actually...
|
|
#
?
Mar 21, 2015 17:36
|
|
|
Dillbag posted:This is the first I've ever heard of of a goon Mazda curse but it must be true, goddamn. I bought a 3 Speed new in 2011 and a year later it was hit by a drunk driver while it was parked on the street at 2 in the morning. Bad with money because if I hadn't paid for the "replace with new" insurance rider I suspect it would have been a write off. Instead, I have an unsellable vehicle with $12k in electrical and front end repairs. I think I've mentioned it in this thread before, actually...
|
|
#
?
Mar 21, 2015 17:41
|
|
|
SiGmA_X posted:Why is that unsellable?? Clean title and quality repair shouldn't impact the sale of it. And if it did, did you get a diminished value payout? There are enough samples of popular cars out there where if someone runs a title search and sees major repairs they will just go find another sample. Its not a collectible with limited supply.
|
|
#
?
Mar 21, 2015 18:27
|
|
|
^^^ This. I should have written "unsellable at a reasonable rate" but yea, no one is going to pay market value for any used car that's been in a major accident when there are lots of the same model out there.
|
|
#
?
Mar 21, 2015 18:39
|
|
|
Dillbag posted:^^^ This. I should have written "unsellable at a reasonable rate" but yea, no one is going to pay market value for any used car that's been in a major accident when there are lots of the same model out there.
|
|
#
?
Mar 21, 2015 18:50
|
|
|
SiGmA_X posted:And you weren't made whole by the insurance company? WTF? Diminished value claim is 100% normal for larger accidents for new cars.. They paid for the $12k in repairs but like I said, I suspect they would have written it off at a diminished value if it wasn't covered to replace with a new model at $25k ish.
|
|
#
?
Mar 21, 2015 19:06
|
|
|
Dillbag posted:They paid for the $12k in repairs but like I said, I suspect they would have written it off at a diminished value if it wasn't covered to replace with a new model at $25k ish. As your car ages, the accident repairs become less of a value killer, too. Fwiw.
|
|
#
?
Mar 21, 2015 19:09
|
|
|
|
| # ? May 14, 2024 16:45 |
|
|
Dillbag posted:^^^ This. I should have written "unsellable at a reasonable rate" but yea, no one is going to pay market value for any used car that's been in a major accident when there are lots of the same model out there. Lol isn't what people in the market are willing to pay for a damaged car the definition of "market value"
|
|
#
?
Mar 21, 2015 20:41
|
|