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Gothmog1065 posted:I bought a 2003 GMC Sierra 2500 HD with full towing/suspension package for $2000 (in cash) last year. Good with money y/n? My neighbor got a (IIRC) 2001 Tahoe in good shape around a year ago for 1000. Bet both these trucks are worth double their respective prices now.
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Apr 1, 2015 19:22
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Call me a complainypants but vehicles in good shape for $1k or so are quite rare and were likely sold below market value.
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Apr 1, 2015 19:33
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Radbot posted:Call me a complainypants but vehicles in good shape for $1k or so are quite rare and were likely sold below market value. Yeah, they seem to have gotten killer deals.
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Apr 1, 2015 19:40
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LeeMajors posted:Yeah, they seem to have gotten killer deals. Yeah, mine wasn't advertised at all. It was a fleet vehicle for a refrigeration company and they had just upgraded their trucks. My brother knew the owner and just *HAPPENED* to bring it up in conversation the day before I talked to him about wanting a truck. I just HAPPENED to have gotten a loan payout a few days prior (Bad with money). It was all luck and timing. KBB for mine in good shape is 5k last check. Don't worry, I'm still bad with money. It's the only thing that I have that isn't severely under water.
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Apr 1, 2015 21:57
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Edit: Nevermind, I've been April fools'dquote:The best way for children to learn is to learn by doing. HMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM http://www.fool.com/investing/general/2015/04/01/a-special-announcement-from-david-and-tom-gardner.aspx
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Apr 1, 2015 23:19
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Shats Basoon posted:Edit: Nevermind, I've been April fools'd My friend actually worked on this type of product for real before they rebranded to "Oink" and apparently filled their website with bad photo filter millenials. It was called "Virtual Piggy." https://www.oink.com/
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Apr 1, 2015 23:25
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Shats Basoon posted:Edit: Nevermind, I've been April fools'd https://www.youtube.com/watch?v=CG21eupz6Kk
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Apr 2, 2015 00:48
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Not a Children posted:Love how Wyoming has the highest rate of spending by a wide margin. What's the deal? Oil mainly. Lots of rig workers who are getting paid a lot of money and a state where depending on where you live can get a shitload of snow. So, giant trucks for everyone! It sounded like you could easily tell who a new worker was when they came into town on their rotation of time off. They'd drive some beat to poo poo car to the nearest auto dealer, and drive out with a midrange truck. After a year they'd trade that in for the bigger version. Right now there is probably a ton of people there with huge rear end vehicle payments and no work.
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Apr 2, 2015 05:24
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CitizenKain posted:Oil mainly. Lots of rig workers who are getting paid a lot of money and a state where depending on where you live can get a shitload of snow. So, giant trucks for everyone! Houston oil industry.txt right now. poo poo's getting weak. Friends getting laid off, I'm on 40 hour weeks. Oh well. More time to exercise and read.
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Apr 2, 2015 12:58
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Tying your career to the price of a single commodity is Bad with Money.
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Apr 2, 2015 14:45
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So I started a new job this year which meant less take-home pay but greatly reduced stress. My wife was on board with the new budget which was basically the same budget, but less money going to our "new house fund" which is fine since we're not planning on moving for a couple more years and it's almost to our goal amount. She went over on her Fun Money™ personal expenditures a little in February, and March started out with us doing some nice things that I agreed to pay for (out of my Fun Money) if she would keep herself under budget for March. Not only did she not stay within the budget, she spent over TWICE the amount. I am absolutely livid about this situation.
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Apr 2, 2015 17:17
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Sounds like she's not REALLY on board with the new budget.
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Apr 2, 2015 17:19
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Nail Rat posted:Sounds like she's not REALLY on board with the new budget. I wish I could understand her thinking. She loves Goodwill, but spent $300 on Cabi because her old boss hawks it.
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Apr 2, 2015 17:28
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Nocheez posted:So I started a new job this year which meant less take-home pay but greatly reduced stress. My wife was on board with the new budget which was basically the same budget, but less money going to our "new house fund" which is fine since we're not planning on moving for a couple more years and it's almost to our goal amount. My husband keeps an actually separate checking account with his fun money. Now I'm not suggesting that you tell your wife you need her to do this or else. I think this solution works because (a) he does actually really want to stay under the budget we agreed on and (b) it was his idea to keep a separate account in the first place, partly for keeping himself accountable, and partly so he doesn't have to keep receipts for fun stuff, or write down when he spends cash at bars, etc. edit: didn't realize this was the bad with money thread. my husband spent a lot of money on fancy craft beer last night when there was a pretty good beer on special for $3. bad with (his own) money. T. J. Eckleburg fucked around with this message at 17:43 on Apr 2, 2015 |
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Apr 2, 2015 17:41
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T. J. Eckleburg posted:My husband keeps an actually separate checking account with his fun money. That's a good suggestion, actually. She's gone over here and there before but it wasn't a big deal because we were making more money and still hitting all our savings goals. This time really pissed me off because she reneged on her deal.
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Apr 2, 2015 17:47
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Nocheez posted:That's a good suggestion, actually. She's gone over here and there before but it wasn't a big deal because we were making more money and still hitting all our savings goals. This time really pissed me off because she reneged on her deal. I mean...has she apologized? Declared she'll make it right? What's *her* response?
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Apr 2, 2015 17:48
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Radbot posted:Tying your career to the price of a single commodity is Bad with Money. Nocheez posted:She went over on her Fun Money™ personal expenditures a little in February, and March started out with us doing some nice things that I agreed to pay for (out of my Fun Money) if she would keep herself under budget for March. Not only did she not stay within the budget, she spent over TWICE the amount. I am absolutely livid about this situation.
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Apr 2, 2015 17:55
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He should probably cut ties now and divorce her before it's too late!
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Apr 2, 2015 18:00
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I don't know what the resolution is yet. I'm bleeding off pressure before we have a sit-down.
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Apr 2, 2015 18:33
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Have you tried monthly cash payouts for fun money? We pay ourselves cash every Friday and if we blow it all by Saturday we only have to suck it up for another 5 days.
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Apr 2, 2015 18:52
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The Mandingo posted:He should probably cut ties now and divorce her before it's too late! Getting divorced can be pretty bad with money. Over the last few months, I've watched a friend and his wife annihilate ten years of savings untangling a 6-year marriage. 401ks are getting liquidated and everything. In attorney fees alone, $75,000 is in the rearview mirror and $85,000 looks likely before they're done.
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Apr 2, 2015 18:59
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Nocheez posted:I don't know what the resolution is yet. I'm bleeding off pressure before we have a sit-down. What is the actual dollar amount here?
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Apr 2, 2015 19:07
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Yond Cassius posted:Getting divorced can be pretty bad with money. Over the last few months, I've watched a friend and his wife annihilate ten years of savings untangling a 6-year marriage. 401ks are getting liquidated and everything. In attorney fees alone, $75,000 is in the rearview mirror and $85,000 looks likely before they're done. I can't understand being this angry or bitter unless there was abuse or cheating involved.
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Apr 2, 2015 19:13
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Yond Cassius posted:Getting divorced can be pretty bad with money. Over the last few months, I've watched a friend and his wife annihilate ten years of savings untangling a 6-year marriage. 401ks are getting liquidated and everything. In attorney fees alone, $75,000 is in the rearview mirror and $85,000 looks likely before they're done. Why the gently caress would you spend this much on attorney fees? Is someone really getting a deal that's that much better for them that it's worth it?
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Apr 2, 2015 19:19
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Sometimes the point is just to gently caress the other person's life up. Mutually assured destruction on a 2-person scale. Spite is a hell of a drug
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Apr 2, 2015 19:40
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Not a Children posted:Sometimes the point is just to gently caress the other person's life up. Mutually assured destruction on a 2-person scale. Spite is really, really bad with money.
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Apr 2, 2015 19:45
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Yond Cassius posted:Getting divorced can be pretty bad with money. Over the last few months, I've watched a friend and his wife annihilate ten years of savings untangling a 6-year marriage. 401ks are getting liquidated and everything. In attorney fees alone, $75,000 is in the rearview mirror and $85,000 looks likely before they're done. There's a huge difference between amicable and acrimonious divorces. Reasonably sophisticated and sane people can get divorced almost for free.
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Apr 2, 2015 19:50
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Story about my husband's friend: He blows a ton of money on CDs. The problem here isn't the CDs themselves, it's the insanely impulsive spending involving them. He will decide on a whim that he needs a band's entire back catalog, meaning he will be spending at least $100 at a clip, possibly more depending on how many albums the band has and the availability of the CDs. (At least he generally buys used CDs, the only good with money part I guess.) There have been some cases where he hears a few songs from a band that's new to him, buys all their albums, then decides he doesn't really like the band after all and sells the CDs to a trade-in store for a fraction of what he paid. Things have now escalated as he is having the CDs sent to our house and picking them up because he doesn't want his wife to see them coming in the mail. He does the same thing with DVDs too, to a lesser extent. Recently he bought a set of 5 movies, watched them once, then sold them to my husband for $10; he probably paid at least $10 for each one. My husband asked him why he doesn't have Netflix and he had some lame excuse. And of course he is always complaining about how much is on his credit cards.
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Apr 2, 2015 20:01
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What is this? The early 90s? Paying for music??? 
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Apr 2, 2015 20:05
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Jesus just get a Spotify account. I haven't warzed music in like 3 years.
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Apr 2, 2015 20:07
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Choose Deth posted:He does the same thing with DVDs too, to a lesser extent. Recently he bought a set of 5 movies, watched them once, then sold them to my husband for $10; he probably paid at least $10 for each one. My husband asked him why he doesn't have Netflix and he had some lame excuse. And of course he is always complaining about how much is on his credit cards. I know of an Australian who's family is lower middle class, but the dad obsessively collects DVDs. Thousands and thousand purchased and meticulously cataloged, but half the poo poo is "Best of Gomer Pyle: Vol 3" or similar. He's convinced it is some sort of nest egg, unwilling to accept that DVD is a standard that will be completely lost to history in another 10 years.
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Apr 2, 2015 20:10
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You can track my late father-in-law's tastes in movies according to decade. While cleaning out his posessions there were stacks and stacks of VHS tapes he had imported from Hong Kong (Kung Fu movies) and blank tapes he used to record even more Kung Fu movies and about a hundred never used blank tapes he never got around to using. Then there are hundreds of DVDs with a mixture of Kung Fu movies, sci-fi TV series, MST 3000 movies, and other random 90s and early 00s movies. Finally there are hundreds of Blu-ray movies and TV series, but no Kung-Fu.
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Apr 2, 2015 20:15
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I think he likes having the physical items, which there's nothing wrong with, it's the amount of money and the impulsivity of it. What blows my mind the most are the cases of getting the entire catalog of a band that he hasn't really decided if he likes yet. Just get one album and go from there, the others will still be there if you actually like the band.
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Apr 2, 2015 20:19
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Choose Deth posted:I think he likes having the physical items, which there's nothing wrong with, it's the amount of money and the impulsivity of it. What blows my mind the most are the cases of getting the entire catalog of a band that he hasn't really decided if he likes yet. Just get one album and go from there, the others will still be there if you actually like the band. Introduce him to Youtube. You can listen to a lot of songs for free, and THEN decide if you want to buy the album.
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Apr 2, 2015 20:27
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Nocheez posted:Introduce him to Youtube. You can listen to a lot of songs for free, and THEN decide if you want to buy the album. Real answer-- that doesn't release dopamine into his completely fried brain, so it won't work. IIRC, there was some preliminary work done that suggests some people may get the dopamine hit just from putting items into the digital cart and then leaving it. Maybe that'll help? It certainly won't result in any extra spending since he just buys everything anyway. He probably would want to clear it out eventually because websites hate letting you get away without buying poo poo. Blinkman987 fucked around with this message at 20:46 on Apr 2, 2015 |
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Apr 2, 2015 20:44
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Nail Rat posted:Why the gently caress would you spend this much on attorney fees? Is someone really getting a deal that's that much better for them that it's worth it? Not in practical terms, but there are a lot of perception issues getting in the way on both sides, so both sides have felt like they were being screwed at one point or another. In hindsight it would have been cheaper for both if either person were willing to make early concessions, but $15,000-20,000 only looks small when you sit it next to $75,000. Not a Children posted:Sometimes the point is just to gently caress the other person's life up. Mutually assured destruction on a 2-person scale. It seems to be about 50-50 between this and "child custody". Her original demand included 95% custody and a change of primary residence outside the state (he would get their daughter for two to three weeks in summer), and he wasn't prepared to be that far removed from his kid's life.
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Apr 2, 2015 22:49
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Blinkman987 posted:Real answer-- that doesn't release dopamine into his completely fried brain, so it won't work. Yeah, at this point I'm pretty sure that my dad is a compulsive CD buyer. He never sells them, at this point I think he has several thousand. He usually buys 4 or 5 a month. I know that doesn't really add up to "several thousand" unless you do it for 50 years, but he's been at it for a while, and maybe it used to be worse?
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Apr 3, 2015 00:01
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Blinkman987 posted:IIRC, there was some preliminary work done that suggests some people may get the dopamine hit just from putting items into the digital cart and then leaving it. I instituted a personal "can't buy anything from Amazon that hasn't been in the cart for at least two days" rule and now I buy almost nothing from there. It used to be my biggest splurge problem. I can understand wanting to torch your entire savings rather than letting your evil ex get a piece of it. Especially if your evil ex has an evil lawyer. Bad with money and life though.
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Apr 3, 2015 00:06
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It Came From Reddit(tm)http://www.reddit.com/r/personalfinance/comments/3184ge/girlfriends_mother_is_about_to_lose_her_home_yet/ posted:Background on gf's mother: my girlfriend's mother quit her job last August and hasn't found steady employment since then. Currently she is unemployed. We'll call her Judy. Judy owns a home, is around 55, has 10 dogs she fosters as part of a program to find permanent homes. The house is packed with dogs and people. When permanent homes are found for the dogs, Judy gets more dogs. She has an alcoholic boyfriend who lives there along with her nephew, who just started attending college. The nephew's mother, Judy's sister, also has a problem keeping a job. No one works in that household right now.
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Apr 3, 2015 01:01
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I know a dude who got divorced, spent $300k on lawyers, and they ended up with something very close to the original settlement terms. He had a good amount of assets in cash and property, so some of the cost was valuation and determining assets, but still, 300k 
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Apr 3, 2015 01:32
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