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perhaps you're worried about someone skimming your credit card info and spending $20 at a merchant in your town and then never using the card again, thus making it likely you wouldn't ever notice the transaction except your write them all down
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Apr 21, 2015 03:06
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BiohazrD posted:perhaps you're worried about someone skimming your credit card info and spending $20 at a merchant in your town and then never using the card again, thus making it likely you wouldn't ever notice the transaction except your write them all down I don't write down credit card transactions, I already said that.
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Apr 21, 2015 03:06
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you should really take the next step, maybe the bank's website is lying to you you should go into the local branch and hand them your ledger and ask them to make sure all of the numbers you have written total to the withdraws posted on your account
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Apr 21, 2015 03:07
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god you guys are getting tori'd the hell out of what the gently caress the point is log into your drat bank and be aware of your money flow, not some arbitrary method applied to your situation but just keep a level of awareness of your ins and outs at the source of your cash, your actual liquidity accounts. why are you dolts arguing about writing down trips to 7/11 or wahtever that's stupid as hell.
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Apr 21, 2015 03:07
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BiohazrD posted:you should really take the next step, maybe the bank's website is lying to you actually, you could probably save the time saddling your horse and going to the bank and just do it by telegraph
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Apr 21, 2015 03:08
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BiohazrD posted:you should really take the next step, maybe the bank's website is lying to you It's saved my rear end multiple times, most recently when my landlord never cashed a check I sent him and was likely going to claim I violated my lease by never paying him. I have never in my life seen people who get militantly angry and swear at people for practicing basic life skills, lmao, ya'all are fuckin broken
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Apr 21, 2015 03:09
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bitcoins solved all of these problems years ago
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Apr 21, 2015 03:09
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"Wipe your rear end? Are you a loving idiot? If you wait long enough it crusts up and falls off by itself"
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Apr 21, 2015 03:10
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Citizen Tayne posted:"Wipe your rear end? Are you a loving idiot? If you wait long enough it crusts up and falls off by itself" lol
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Apr 21, 2015 03:10
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Citizen Tayne posted:It's saved my rear end multiple times, most recently when my landlord never cashed a check I sent him and was likely going to claim I violated my lease by never paying him. thats really lucky of you, its a good thing you had written down that you wrote a check of a certain amount this would have certainly saved your rear end had the issue gone to court
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Apr 21, 2015 03:12
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BiohazrD posted:thats really lucky of you, its a good thing you had written down that you wrote a check of a certain amount this would have certainly saved your rear end had the issue gone to court it gave me a chance to call him on his dumb poo poo and write him another check, but lol keep digging that hole in defense of financial illiteracy and laziness.
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Apr 21, 2015 03:12
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hello yes your honor you see i have right here proof that i wrote a check for rent
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Apr 21, 2015 03:15
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Citizen Tayne posted:It's saved my rear end multiple times, most recently when my landlord never cashed a check I sent him and was likely going to claim I violated my lease by never paying him. Citizen Tayne posted:it gave me a chance to call him on his dumb poo poo and write him another check, but lol keep digging that hole in defense of financial illiteracy and laziness. mishaq posted:tori had a check bounce once in 1997 and the trauma still haunts him to this day
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Apr 21, 2015 03:20
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found another image of your financial documents
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Apr 21, 2015 03:21
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https://www.youtube.com/watch?v=7FYTc55nGEI
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Apr 21, 2015 03:25
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funny anroid
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Apr 21, 2015 03:34
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i wrote a check once
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Apr 21, 2015 03:38
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money-saving tip: write "gay sex" in the memo line on all checks unless it was actually for gay sex in which case write "water bill" or something boring
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Apr 21, 2015 03:39
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you can also mix it up with "incredibly gay sex" or "unfathomably gay sex" if you're pledging to npr you should put "all wangs considered" or "a prairie homo companion"
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Apr 21, 2015 03:41
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Citizen Tayne posted:It's saved my rear end multiple times, most recently when my landlord never cashed a check I sent him and was likely going to claim I violated my lease by never paying him. if you used automatic transfer then none of the poo poo you listed would have happened and you wouldn't have needed to write poo poo down you dumb nerd
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Apr 21, 2015 03:43
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Santas Ainol Elf posted:if you used automatic transfer then none of the poo poo you listed would have happened and you wouldn't have needed to write poo poo down you dumb nerd lol if you think automatic transfer is a thing here double lol at the idea that you don't keep track of your money at all and trust your bank to do it Keeping track of what's in your checking account is a basic life skill, and if you can't figure that out I really feel bad for you.
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Apr 21, 2015 03:52
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i am absolutely incensed that this guy keeps track of his money! I'm going to insult him personally for being a responsible adult! lmfao
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Apr 21, 2015 03:53
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Citizen Tayne posted:double lol at the idea that you don't keep track of your money at all and trust your bank to do it exactly how much cash do you have under your mattress?
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Apr 21, 2015 03:55
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BiohazrD posted:exactly how much cash do you have under your mattress? Balancing a checkbook is a basic life skill and making an argument to absurdity doesn't make you look any less dumb. lmao
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Apr 21, 2015 03:57
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I, too, am certainly going to trust the industry that has been fined over and over for loving with retail customer's money to tell me exactly what I have, and I certainly won't take the ten minutes per month it takes to double check and reconcile my records with my bank's records when I could spend that time playing video games. lol
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Apr 21, 2015 03:59
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Apr 21, 2015 05:19
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Citizen Tayne posted:I have never in my life seen people who get militantly angry and swear at people for practicing basic life skills, lmao, ya'all are fuckin broken people lacking life skills?! in the android thread??!!!
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Apr 21, 2015 05:22
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the point Tori is making (badly) is to never assume that the balance shown on your bank website is how much money you have available to spend, because there are still a lot of places that can take a few days (or more) to actually post transactions, and some lovely banks (hello Wells Fargo) can then take another day or two to actually reflect the transaction on your account balance. so yes, you should keep an approximate running total of how much money you have in the bank that's more than just "look at what chase.com says", but that doesn't mean you need to slavishly write down every small transaction. more than once Wells Fargo has shown a temporary deduction on my account for a transaction that was authorized but hadn't been posted yet, only to then clear the temporary deduction so it appeared I had more money available, then withdraw the money the next day. a more forgetful person could've easily been misled into thinking they had more money and, if they were living paycheck to paycheck, thought they had enough money to fill up their car and then WHOOPS now they're overdrawn. so you don't need to micromanage every penny (unless you're living paycheck to paycheck) but you'd drat well better have at least a ballpark idea of how much money you should have in the bank, to prevent surprises.
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Apr 21, 2015 06:32
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but it's a bigger deal for tori since he still mails paper checks, so when he checks his account balance on localcreditunion.org he has to have a way to remember that there's a check for the rent in flight and to subtract it from the displayed balance. so he writes it down in his checkbook ledger, like a grandpa.
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Apr 21, 2015 06:40
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wow. just got back and caught up with this thread. what do we have? tori has some kind of post traumatic poor disorder and the usual fan club bending over backwards to paint it as either a "tori'ing" or "tori is totally not broken and sperging out about how mature he is doe the millionth time like some try hard tween". cool. wonder what I missed on iplayer
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Apr 21, 2015 06:40
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lol. gas
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Apr 21, 2015 06:41
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shitface posted:tori has some kind of post traumatic poor disorder
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Apr 21, 2015 08:44
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 this shameful display
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Apr 21, 2015 09:36
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pram posted:lol. gas
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Apr 21, 2015 12:27
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http://www.androidpolice.com/2015/0...rmware-updates/quote:When we buy gadgets, it's usually with the expectation that their useful lifetime will carry us at least until we're ready to replace them, and hopefully well beyond. Most people assume their smartphones should last at least two years, in part because contract customers in the US are accustomed to unreasonably high upgrade prices for mid-term upgrades, and also because most manufacturers have adopted yearly release cycles that fit well with this pace. The expectations for tablets aren't as well defined, but most customers seem to want about 3 years or so. Even when we're done with a device, we want to be the ones to end the relationship, rather than wake up and find our hardware dead beyond hope. Unfortunately, recent reports suggest the 2013 Nexus 7 from Asus is not living up to the standards set forth by many owners as units are catastrophically failing at increasing rates. wasn't the nexus 7 always kinda unreliable and failure prone? fwiw my ipads from 2010 and 2012 still work great
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Apr 21, 2015 13:45
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Cocoa Crispies posted:http://www.androidpolice.com/2015/0...rmware-updates/ they were unreliable its readily apparent they were built to a price point and were never meant to be good or reliable but given the state of android tablets when they came out they were head and shoulders above anything anyone else was selling if id paid more than $130 for one id have felt ripped off but for that price i feel i got what i paid for
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Apr 21, 2015 13:48
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mishaq posted:yes but that requires coordination between you and your landlord and is an inconsistent experience bank to bank even countries with free electronic direct deposits don't have this there's nothing in it for the bank
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Apr 21, 2015 14:12
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~Coxy posted:even countries with free electronic direct deposits don't have this https://www.ecb.europa.eu/paym/retpaym/html/index.en.html it's easier to send money to someone in another country in europe than it is for me to send my friend $20 for lunch
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Apr 21, 2015 14:25
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i guess i can write him a paper check
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Apr 21, 2015 14:26
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mishaq posted:https://www.ecb.europa.eu/paym/retpaym/html/index.en.html https://venmo.com
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Apr 21, 2015 15:27
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