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Cross posting from AusPol because I realized I'd written a Bad With Money post: I know a guy who ran up $7000 in traffic infringements, which he had to pay the entirety of, after claiming not guilty (against his legal counsel's advice) to the magistrate's court with no supporting evidence... and being found guilty. He told me he wasn't going to start a payment plan or anything like that, he instead was just going to wait it out "like 5 or 6 years" because "you hear about people getting off all the time - they just forget about'ya". I told him he should just take jail time in lieu of paying, and roll it into his current assault charge sentencing (when its passed down). Which his lawyer told him would very likely be jail time. Just do it in one stretch. I was just joking, but he took it seriously and said it was an unnecessary suggestion because his lawyer was "just tryin' to scare me, man" by telling him jail time was likely. Yeah... Nah, mate. This same guy shook a CPR baby doll to check responsiveness, owes around $5k to various TAFEs, is trying to get a personal loan to put a turbo in his wrecked car (he's lost his license btw and once he gets it back he immediately loses it again), makes extra cash by selling Ketamine and pills at bush doofs, and thinks carpentry is a "dying trade". Just an all round top bloke. And remarkably Bad With Money.
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May 16, 2015 07:39
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^ On Australian BWM's: My former co-worker spent $880 on a BMX and left it out the front of our workplace. Several hours later, he went out and found that someone had nicked it. He felt that my suggestment he buy a bike lock was excessive, and claimed that "this wouldn't have happened in Queensland" afterwards. He also spent an alarming percentage of his apprentice wage at the bar, but that's nothing unusual down here.
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May 16, 2015 08:37
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Sic Semper Goon posted:He felt that my suggestment he buy a bike lock was excessive, and claimed that "this wouldn't have happened in Queensland" afterwards. After the time I spent on the Gold Coast a few weeks ago he's probably right. They'd be too lazy to try to take two BMX's home.
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May 16, 2015 09:18
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Inverse Icarus posted:My wife's coworker had a 2009 Ford Explorer. According to the second-hand telling, "something with the shifter" was broken, and the mechanic told her it'd be a thousand bucks. Let us know when she treats herself to something nice now that she's freed up that monthly cash
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May 16, 2015 13:56
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http://www.msn.com/en-us/news/politics/rubio-cashed-out-retirement-before-presidential-run/ar-BBjQjln Just another Gen-Xer with bad long-term planning.
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May 16, 2015 18:05
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Aliquid posted:http://www.msn.com/en-us/news/politics/rubio-cashed-out-retirement-before-presidential-run/ar-BBjQjln Can't wait to be lectured by this guy about fiscal responsibility 
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May 16, 2015 18:22
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But shouldn't his Senate pension be pretty good? (Not $100,000 a year good, but considered comfortable for pretty much anyone posting in this thread)?
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May 16, 2015 20:29
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Aliquid posted:http://www.msn.com/en-us/news/politics/rubio-cashed-out-retirement-before-presidential-run/ar-BBjQjln He did it to give a talking point about how being taxed on savings is awful.
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May 16, 2015 23:18
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Aliquid posted:http://www.msn.com/en-us/news/politics/rubio-cashed-out-retirement-before-presidential-run/ar-BBjQjln Gold and a Pager posted:But shouldn't his Senate pension be pretty good? (Not $100,000 a year good, but considered comfortable for pretty much anyone posting in this thread)? SiGmA_X fucked around with this message at 23:51 on May 16, 2015 |
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May 16, 2015 23:49
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Path of Exile is a free to play diablo clone that's selling 'supporter packs' to fund their next expansion. These range from $30 to $1,100 and give you various cosmetic goodies (weapon animations, etc.) From https://www.pathofexile.com/purchase quote:Payment Plans: Because you can merge points packs (purchased since April 20) up to 80% of the value of a supporter pack, you can make intermediary payments towards a pack and then spend the points immediately. If you'd like to arrange a more complex payment plan or have any questions, please contact support@grindinggear.com! Digital cosmetic item equity
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May 17, 2015 00:06
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That's basically just a kickstarter, without the branding of kickstarter. Reward tiers at ~1k are pretty common. Plus, selling only cosmetic items is considered the best pay free-to-play model. I don't think it really fits this thread's theme.
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May 17, 2015 00:35
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SiGmA_X posted:Double talk FTW? SiGmA_X posted:HOA FTL. Please don't do this. 
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May 17, 2015 00:37
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the littlest prince posted:That's basically just a kickstarter, without the branding of kickstarter. Reward tiers at ~1k are pretty common. Plus, selling only cosmetic items is considered the best pay free-to-play model. A payment plan for pretend digital goods is absolutely this thread's theme 
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May 17, 2015 00:46
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Bisty Q. posted:A payment plan for pretend digital goods is absolutely this thread's theme Yeah somehow I glossed over that part.
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May 17, 2015 00:56
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SpelledBackwards posted:Please don't do this.
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May 17, 2015 01:08
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For one thing, senators don't get single-payer health care.
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May 17, 2015 01:10
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Aliquid posted:http://www.msn.com/en-us/news/politics/rubio-cashed-out-retirement-before-presidential-run/ar-BBjQjln This blows my mind: quote:And, so far in 2015, he estimates he has earned between $100,000 and $1 million from a new book. I wish we could do this when reporting our earnings to the IRS. "Dear IRS, I estimate that I earned between $1,000 and $50,000 this year. To be fair though, it's probably a lot closer to $1,000.  So yeah... ttyl"
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May 17, 2015 01:14
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Series DD Funding posted:For one thing, senators don't get single-payer health care.
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May 17, 2015 01:54
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I'm not going to vote for Marco Rubio now that I know how poor he is.
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May 17, 2015 02:32
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SiGmA_X posted:I must have missed something. I slammed HOAs for not allowing patios, and a politician for voting different than he personally benefits from...? I don't see how I double talked there. Sorry, let me clarify. I mean using FTW and the even weirder FTL. It smacks of reddit/4chan/YouTube comments.
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May 17, 2015 02:32
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SpelledBackwards posted:Sorry, let me clarify. I mean using FTW and the even weirder FTL. It smacks of reddit/4chan/YouTube comments. Jeffrey of YOSPOS posted:I'm not going to vote for Marco Rubio now that I know how poor he is.
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May 17, 2015 02:55
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SiGmA_X posted:Oh hah. I picked them up way before I had ever heard of reddit, and I've never browsed 4chan, or made YouTube comments. They're short hand. They get excessively abused when phone posting, and even more so when drinking. You'd think (or I would, at least) that they come across very well on this internet comedy forum! Think of the funniest joke/saying you know. Now imagine I just wrote it here. Now imagine someone says it to you in conversation three seconds from now. Now imagine all of your coworkers and managers coming over to tell you the joke. Now imagine you're on your way home, and you check your social media of choice to see that everyone you know is posting that joke. Now imagine you reach your gooncave and your mum calls you and tells you the joke, and as she's telling it, your siblings and cousins (some of whom you haven't seen for years) are all texting you with this hilarious joke. You turn on the TV just in time to catch the lead to CNN's "Could this be the funniest joke in the world?" feature. As you frantically mash the power button on your remote, you hear a knock at the door and your neighbour calling out "Hey Sigma, you've gotta hear this joke!" Now imagine that day repeating forever, like a joke-branded boot forever stamping upon your face. That's what happens when you allow catchphrases on SA. See also wom, cuck, and TYOOL (in fact, just throw a dart at the SAclopaedia.)
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May 17, 2015 06:31
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Weatherman posted:Think of the funniest joke/saying you know. Now imagine I just wrote it here. Now imagine someone says it to you in conversation three seconds from now. Now imagine all of your coworkers and managers coming over to tell you the joke. Now imagine you're on your way home, and you check your social media of choice to see that everyone you know is posting that joke. Now imagine you reach your gooncave and your mum calls you and tells you the joke, and as she's telling it, your siblings and cousins (some of whom you haven't seen for years) are all texting you with this hilarious joke. You turn on the TV just in time to catch the lead to CNN's "Could this be the funniest joke in the world?" feature. As you frantically mash the power button on your remote, you hear a knock at the door and your neighbour calling out "Hey Sigma, you've gotta hear this joke!" Now imagine that day repeating forever, like a joke-branded boot forever stamping upon your face. Ur the dumbest human being evar.
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May 17, 2015 08:54
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This entire discussion is For the LoseJeffrey of YOSPOS posted:I'm not going to vote for Marco Rubio now that I know how poor he is. haha
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May 17, 2015 15:35
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I am a serious person with strong Opinions about acronyms on the internet.
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May 17, 2015 15:37
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The Nards Pan posted:Ur the dumbest human being evar. Even though SA and its user base have evolved significantly in the almost 15 years (with lurking) since I've been a goon, there are times when I miss articles by JeffK. Cost-wise I registered before it cost  , I inherited platinum, and a friend bought my avatar so my dollar investment has been near zero. Still, it's always a balancing act trying to figure out if time spent on the forums is good as free entertainment, or bad as opportunity cost for not doing other things...
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May 17, 2015 15:49
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SpelledBackwards posted:Still, it's always a balancing act trying to figure out if time spent on the forums is good as free entertainment, or bad as opportunity cost for not doing other things... Just browse the forums at work and use your time outside of work to do other more productive things. Problem solved!
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May 17, 2015 17:31
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RussianBear posted:Just browse the forums at work and use your time outside of work to do other more productive things. Problem solved! Oh, RB... I'm well versed in the art of pretending to work when I otherwise contribute little, yet appear to be helpful. Remember when we were lab partners in college?
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May 17, 2015 22:33
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Bisty Q. posted:A payment plan for pretend digital goods is absolutely this thread's theme You should all sign up for a payment plan for Path of Exile. Clearly funding a New Zealand company is the best outcome. Make sure you spend $1100 on digital beads. This model works if people feel they want to pay to keep the game running whether it's $10 or $20. I know there is a minority in F2P games that spend a fortune so the expensive stuff is just to catch ridiculous spenders. Really Star Citizen should be discussed here ahead of PoE.
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May 17, 2015 23:28
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Devian666 posted:You should all sign up for a payment plan for Path of Exile. Clearly funding a New Zealand company is the best outcome. Make sure you spend $1100 on digital beads. Star Citizen will probably be able to justify its own thread here eventually.
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May 18, 2015 05:24
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CitizenKain posted:Star Citizen will probably be able to justify its own thread here eventually. We should get Chris Roberts an account and ask him when the game will be finished. Then ask for a break down of how the money is being spent. He'll probably get angry because he won't want to reveal the $20m spent on dildos.
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May 18, 2015 05:37
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Chris Roberts is probably the single best good with money person on the planet. Bilking 50 million out of idiots, legally, and having them love you is genius. Edit: did I say 50m? I meant 77 and counting mastershakeman fucked around with this message at 14:03 on May 18, 2015 |
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May 18, 2015 13:38
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I didn't know what any of you were talking about so I googled it and wellllllllp 
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May 18, 2015 13:45
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pig slut lisa posted:I didn't know what any of you were talking about so I googled it and wellllllllp https://docs.google.com/spreadsheet/ccc?key=0Ag42gMGK9WrwdDlkdUM2NEhudW42MkNfWDhJYmhFSVE#gid=0 $318,020 spent by goons according to a spreadsheet that hasn't been update for years so it's probably even worse now.
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May 18, 2015 14:25
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It's hard to say. I sadly paid a bunch of money for digital goods, but then the gray market went crazy stupid on Reddit and I was able to liquidate each of my 3 ships for about a $100 profit apiece. I then went on to buy a $20 AMD special edition ship (i.e., some free ship codes attached to video cards that people were reselling), and bought another for my friend who helped me I went from Bad With Money to good accidental speculator. And it looks like prices have risen recently, because some guy who is desperate to be separated from his cash messaged me to see if one of my ships was for sale, 9 months after I sold it (and I thought, updated my thread). I guess the current market prices were too bad and he was scraping the bottom of the barrel for possible advertised ships where maybe, just maybe, the sale had fallen through and this was his big break! A good friend of mine, on the other hand, is probably $1000-2000 deep on this game, and hasn't listened to my advice to sell sell sell. Then again, he makes comfortably more than I do and his house is paid off, so I guess he can do whatever he wants.
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May 18, 2015 14:31
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SpelledBackwards posted:It's hard to say. I sadly paid a bunch of money for digital goods, but then the gray market went crazy stupid on Reddit and I was able to liquidate each of my 3 ships for about a $100 profit apiece. I then went on to buy a $20 AMD special edition ship (i.e., some free ship codes attached to video cards that people were reselling), and bought another for my friend who helped me Obligatory digital spaceship equity hahaha look at me and how funny I am.
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May 18, 2015 14:40
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Renegret posted:Obligatory digital spaceship equity hahaha look at me and how funny I am. Except apparently you *can* make money on those things, unlike equine suicide traps.
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May 18, 2015 14:42
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silvergoose posted:Except apparently you *can* make money on those things, unlike equine suicide traps. Much in the same way you *can* make money on bitcoins.
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May 18, 2015 15:03
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by the time you read about anything you *can" make money on on the internet, it's something you *could have* made money on.
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May 18, 2015 15:07
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No Butt Stuff posted:by the time you read about anything you *can" make money on on the internet, it's something you *could have* made money on. Is it still worthwhile to go cardcounting at blackjacks? Or do casinos catch on so quickly nowadays that it is hardly worth all the effort of studying up in the first place?
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May 18, 2015 15:41
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