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Soulex posted:It more than likely is. It wasn't that high whenever I bought my other car with them. I've never heard of penfed, I use USAA right now. According to USAA's rate sheet (not sure how well this link will work) https://www.usaa.com/inet/pages/bank_loan_auto_main?wa_ref=pub_global_products_bank_auto 60 month used auto loans under $15k are 4.25% with a .25% discount with auto pay. It has to be an unsecured loan at that rate.
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Jun 5, 2015 19:52
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IRQ posted:Buying a used Audi is a bad idea. I'd sort agree but 20-40k isn't that many miles.
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Jun 6, 2015 07:14
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It will still be under warranty for a couple of years too. There's a bunch of other cars within that range I would check out first before either of those, starting with the Civic Si and the Jetta GLI naturally, but also the Buick Verano.
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Jun 6, 2015 07:34
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Ended up finding a (I think) killer deal for a 20-3 Mitsubishi Outlander Sport with 16k miles for 14,500. My loan ( it was acting weird, and an agent helped me out) ended up with an APR at 3.9 so it worked out in the end.
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Jun 6, 2015 07:40
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Throatwarbler posted:It will still be under warranty for a couple of years too. Those are the same size and great suggestions but just aren't my style. On another note... 1) Is there expected to be big market shift once Telsa release the Model-3 and Lexus a upgraded ct200h? 2) What about self-driving cars in 2020? Gucci Loafers fucked around with this message at 07:46 on Jun 6, 2015 |
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Jun 6, 2015 07:44
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I don't know about any new Tesla models, isn't the S the one that's out right now? Why would a new CT200h change anything? It's a hybrid Corolla, no one is buying them right now, I can't imagine what they could do with a new model that will cause any big market shifts. Cars will become more autonomous sure, but full autonomy is pretty far in the future IMO, for one thing the curret crop of sensor based cars still can't do things like drive in the rain.
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Jun 6, 2015 07:55
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Throatwarbler posted:I don't know about any new Tesla models, isn't the S the one that's out right now? Why would a new CT200h change anything? It's a hybrid Corolla, no one is buying them right now, I can't imagine what they could do with a new model that will cause any big market shifts. That was a mistake on part I put the Model-S instead of Model-3. I was under the impression the ct200h is a nicer Prius?
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Jun 6, 2015 08:14
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Tab8715 posted:That was a mistake on part I put the Model-S instead of Model-3. I was under the impression the ct200h is a nicer Prius? It's a Prius without most of the benefits of buying a Prius.
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Jun 6, 2015 14:50
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Soulex posted:Ended up finding a (I think) killer deal for a 20-3 Mitsubishi Outlander Sport with 16k miles for 14,500. My loan ( it was acting weird, and an agent helped me out) ended up with an APR at 3.9 so it worked out in the end. I assume you meant 2013. I do not think this is a good deal, as the Outlander Sport brand-loving-new starts at 20k prior to any negotiation. Mitsu will also give anyone on God's green earth zero percent financing.
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Jun 6, 2015 14:53
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General question reference new vs used as it relates to Hondas -- With the (lack of) depreciation on Honda vehicles, is it possible or even worth it to attempt to find a one or two model-year older Honda versus just buying new and taking advantage of whatever incentives are there at the time? I'm heavily looking into getting out of my truck (gas waster, hardly used as a truck, blah, blah, blah), and into something 'appropriate' for my real-world usage of a vehicle, primarily commuting and occasional car trips. I was looking at the new '16 Chevy Volt, but am getting major resistance at both my apartment complex about installing a 240v in my garage, as well as at my employer despite city incentives to employers. But the '14-'15 Honda Accord Hybrid looks pretty drat nice, especially in a loaded Touring. (I do a poo poo ton of pre-dawn and post-sunset driving with crappy deer infested roads, so getting the Touring for the LEDs is a major 'want'). Seems like low-mileage HAHs are almost as much as new ones though. Inventory (new and used) is low as well, so I considered even placing an order for a '16 once they open them up in a couple months. It would be a 'keeper car', so I don't mind the ~5 year break-even point on investing in the hybrid. I've never owned any Honda/Toyota/Nissan, but it sure seems like when treated right they keep on going......
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Jun 6, 2015 16:58
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Throatwarbler posted:Yes the folding seats give you more space than most other cars in the same category, but it's still a tiny car with a short wheelbase. Folding up the seats isn't going to help with rear passenger legroom, and 118hp vs ~170hp isn't nothing. I've test driven a Ford Focus and a Honda Fit, and the Fit actually had a more spacious back seat.
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Jun 6, 2015 17:59
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It's time to help one of my friends buy a new car again, because apparently people like asking me about this poo poo constantly!! Proposed Budget: upper limit ~35k give or take a bit, after options. less is better, feel free to suggest cheap cars. New or Used: Either, but most likely new Body Style: Compact, 4 door preferred but 2 door is fine How will you be using the car?: Short city-driving work commutes, grocery getter etc. It specifically needs to be a no-fucks-given car; she's selling her luxury sports coupe because it's too nice to park in the city and consequently she never uses it. Should be bland enough that no emotional loss is felt if it ends up hit & run while she's at work or something. Do you prefer a luxury vehicle with all the gizmos?) She specifically does not want a luxury car this time around. What aspects are most important to you? Safety -> Reliability -> Handling -> Power. No luxury cars. Bland. She would greatly prefer if it was available with factory blind-spot warnings or other active safety features. She greatly prefers RWD and AWD to FWD, but at the very least it should have a sporty feel. Oh she wants automatic too. Already eliminated: Honda fit, ford mustang, ford focus, ford fiesta, any lexus, bmw 1/2/3 series, hyundai elentra, hyundai genesis, kia optima Cars she's liked so far: 2016 WRX, fiat 500x (blech), BMW i3, Mazda 3 Tashan Dorrsett fucked around with this message at 23:42 on Jun 7, 2015 |
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Jun 7, 2015 23:39
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Mazda 3 would be a good choice, came very close to buying one myself. It ticks about all the options you want. Get the sport version if she wants more power and is willing to spend, or base to save. Alternatively Prius for more reliable but also more boring.
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Jun 8, 2015 01:11
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Tashan Dorrsett posted:It's time to help one of my friends buy a new car again, because apparently people like asking me about this poo poo constantly!!
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Jun 8, 2015 01:25
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nm posted:If one wants a car they can give 0 fucks about, they should always buy used. That worry about the first door ding or scratch on a new car is rough. she's a rich tech yuppie type who wouldn't be caught dead in a ~old car~ so I've given up on suggesting anything used that is more than a year or two old. also seems like a lot of non-luxury stuff is just starting to get active safety features which are a big deal to her, ex: she's only interested in the wrx because it got blind spot detection in 2016 personally i agree with you 100% are cvt's still poo poo in terms of reliability? seems like they're in almost every car she's been gravitating towards, and my impressions of them are entirely based off of early first-gen ones which were undeniably poo poo. Tashan Dorrsett fucked around with this message at 06:47 on Jun 8, 2015 |
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Jun 8, 2015 06:44
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Various Volvos might fit the bill.
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Jun 8, 2015 11:50
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Tashan Dorrsett posted:she's a rich tech yuppie type who wouldn't be caught dead in a ~old car~ so I've given up on suggesting anything used that is more than a year or two old. also seems like a lot of non-luxury stuff is just starting to get active safety features which are a big deal to her, ex: she's only interested in the wrx because it got blind spot detection in 2016 I thought these people had enormous prius boners? That aside, it's the perfect car for boring bland no-fucks-given driving anyway.
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Jun 8, 2015 14:58
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Proposed Budget: Up to 25k. New or Used: Doesn't matter. Body Style: Hatchback pref. 4 door car would also work. How will you be using the car?: I do a decent amount of travelling and will be looking at a 30 min highway commute during the work week. I don't have a family and I don't really haul a lot of poo poo around. What aspects are most important to you?: FUEL ECONOMY, reliability, safety. I live in Canada, so it should be able to handle icy/lovely conditions. I had a 2012 Ford Fiesta that I really liked (had to sell it a few years back) and I've liked the Toyota Matrixes as well. What would be best? Do Fiestas age well? There's a cheap 2012 Fiesta ($9800) listed locally that I'm interested in.
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Jun 8, 2015 18:27
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I want a "Zaurg Get A Divorce" gif but that says "Buy A Prius" instead.
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Jun 8, 2015 19:36
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Jun 8, 2015 22:06
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I'm envisioning a Blingee gif with a Prius with some sick azz rimz bumpin and maybe warren buffet smokin a big blunt on one side and weezy on the other side making it rain?
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Jun 8, 2015 23:09
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Cool get on it then?
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Jun 8, 2015 23:50
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My dad's friend is selling a 2008 bmw 328i convertible with 26k miles for 10000. I am going to go look at it in a few week. Opinions/things to look for?
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Jun 9, 2015 00:01
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KYOON GRIFFEY JR posted:I'm envisioning a Blingee gif with a Prius with some sick azz rimz bumpin and maybe warren buffet smokin a big blunt on one side and weezy on the other side making it rain?  You got what you asked for, my gif is the prius of buy a prius gifs.
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Jun 9, 2015 02:39
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JohnGalt posted:My dad's friend is selling a 2008 bmw 328i convertible with 26k miles for 10000. I am going to go look at it in a few week. Opinions/things to look for? Look for a Prius.
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Jun 9, 2015 03:32
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AreWeDrunkYet posted:What's the benefit of these over the Honda Fit? I test drove a bunch of hatchbacks, and while they all drove pretty similarly, the flexibility of the interior of the Fit was a huge bonus. It's like a damned minivan back there with the seats folded down. We actually ended up with a 2015 Fit. It wasn't eating it's own transmission or shedding parts on the highway so it worked.
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Jun 9, 2015 09:50
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Proposed Budget: 20K New or Used: Does not matter Body Style: 2-4 door How will you be using the car?:Super long commute. 180 miles a day - 99% highway. Would like close to or over 40 mpg. What aspects are most important to you? MPG. I am 6'2" so I need to fit in it. Starting new job in July. Going from 5 mile day commute to 180. Will have to sell my current car (20 mpg.) I will learn to drive standard if needed.
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Jun 9, 2015 17:53
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euphronius posted:Proposed Budget: 20K Either find a Prius you like, or if you're willing to tolerate some repairs and less reliability in general, the best TDI Golf you can find.
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Jun 9, 2015 17:57
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What would be a worrisome amount of mileage on a used Prius.
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Jun 9, 2015 18:02
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euphronius posted:What would be a worrisome amount of mileage on a used Prius. I probably wouldn't buy a Prius with more than 300,000-ish miles, but that's just me. If your commute is all highway you can even get one with a dead battery and use that to negotiate the price down a ton! Batteries are cheap to replace now anyways. Don't be afraid of ones in the 150-200k range, they're rock solid.
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Jun 9, 2015 18:04
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Are you kidding. Those are tons of miles!
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Jun 9, 2015 18:06
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euphronius posted:Starting new job in July. Going from 5 mile day commute to 180. Will have to sell my current car (20 mpg.) Jesus christ. Have you considered renting a room near your job?
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Jun 9, 2015 18:07
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euphronius posted:Are you kidding. Those are tons of miles! Go on autotrader, select "Over 200,000 miles" and you'll see lots of vehicles in excellent shape. If you're going to be putting 180 miles per day on a car, you want to do it to a car that's already high mileage. You could also just buy a new economy car and drive the poo poo out of it, my Boss's 6 year old Lexus has 190k miles.
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Jun 9, 2015 18:09
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Proposed Budget: Up to 25k. New or Used: Used Body Style: Small SUV (coming from an Escape), or a sedan that can handle the winter well. How will you be using the car?: Mostly smaller commutes (work commute is 10miles), I tend to be hauling around gear at times so extra space helps (music gear, random things for home improvement/other projects, I've used the space in my Escape a LOT). I sometimes take short trips (Boston->Philly, Boston->NH) as well. No family, just the GF and I. What aspects are most important to you?: Something that can handle snow/ice well (I live in Boston and don't want to go back to dealing with a sedan in the snow unless it's 4WD), so 4WD as well, better gas mileage is a plus. Something that is comfy for me to sit in (6'1"). If it's a 4 cylinder then one that still has decent pickup and doesn't feel like I'm pushing it just getting on the highway. I am considering a used Escape, CR-V, or CX-5. Anything I should be leaning towards or anything else I should be considering? I will be test driving a lot of things as this is not something I need to get right away.
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Jun 9, 2015 18:10
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AreWeDrunkYet posted:Jesus christ. Have you considered renting a room near your job? Nah I'd miss my kids too much.
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Jun 9, 2015 18:10
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Twerk from Home posted:Go on autotrader, select "Over 200,000 miles" and you'll see lots of vehicles in excellent shape. If you're going to be putting 180 miles per day on a car, you want to do it to a car that's already high mileage. You could also just buy a new economy car and drive the poo poo out of it, my Boss's 6 year old Lexus has 190k miles. What do you mean by "new economy car".
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Jun 9, 2015 18:11
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booshi posted:Proposed Budget: Up to 25k. Crosstrek XV?
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Jun 9, 2015 18:24
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euphronius posted:What do you mean by "new economy car". I mean you have basically 2 options with a $20k budget and ~35,000 miles / year annual drive. 1. Get an already high mileage higher trim very fuel efficient car (Prius 4 or 5, TDI VW) and keep adding miles to it. Slower depreciation, potential for repair costs if you get a VW. 2. Buy an economy car and drive it a ton. You'll eat much faster depreciation and burn more gas. Good options for someone who drives a ton would be a base-ish Mazda 3, a manual transmission Ford Focus, or a Honda Fit. You only listed "MPG" as a concern, but if you're thinking about saving money you also have to think about depreciation, insurance premiums, and maintenance / repair costs. You can't really go wrong with a Prius, but $20k doesn't get a Prius new.
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Jun 9, 2015 19:28
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Thank you that makes sense.
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Jun 9, 2015 19:33
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euphronius posted:Nah I'd miss my kids too much. If you're working 8 hour days, and also driving for three+ hours every day on your incredible commute, you're gonna miss your kids a lot. Also, dinner. One thing I will say to add to what the other guys said: make sure whatever car you get is super comfortable for you to sit in.
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