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lampey posted:Why does a garage need to have a foundation and basement? Everyone should have a basement.
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Jun 20, 2015 22:26
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Citizen Tayne posted:Everyone should have a basement. I assume there's a reason for homes in desert climates not having basements but I don't know what it is Also he's talking about a garage rather than a house
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Jun 20, 2015 22:58
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Wow, Tayne is assuming that every part of the country is exactly the same as where he lives? Color me shocked. In earthquake country, we have converted garages instead of basements.
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Jun 20, 2015 23:37
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QuarkJets posted:I assume there's a reason for homes in desert climates not having basements but I don't know what it is As a car/shop guy, I get why you wouldn't normally have or want one under a garage. For one, gas settles. For two, big added cost. Due to budget and build constraints, sometimes people do put storage or suites under garages, but more rarely than slab on grade.
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Jun 20, 2015 23:41
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Uhhh around here there's like two feet of dirt and then bedrock so yeah good luck with that "everyone needs a basement" for whatever stupid reason.
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Jun 21, 2015 00:09
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QuarkJets posted:I assume there's a reason for homes in desert climates not having basements but I don't know what it is Even garages should have a basement.
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Jun 21, 2015 00:11
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Citizen Tayne posted:Even garages should have a basement. But why is a basement so important to you? Like I get the desire to have more square footage by having a basement, but if you live in an area where that's significantly more expensive then maybe it's better to just forego the basement and get a bigger lot?
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Jun 21, 2015 02:03
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A sex dungeon above grade is really just a sex room, and the sounds of whips against flesh without the background chorus of a failing sump pump just don't have the same appeal.
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Jun 21, 2015 03:04
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Citizen Tayne posted:Even garages should have a basement. I wish I had a garage so I could put a basement under it. 
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Jun 21, 2015 03:24
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It would be pretty sweet to have a pit setup in your garage like an auto shop to let you super easily work on your car.
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Jun 21, 2015 18:00
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baquerd posted:It would be pretty sweet to have a pit setup in your garage like an auto shop to let you super easily work on your car. Pic from Garage Journal thread: http://www.garagejournal.com/forum/showthread.php?t=35433  
SiGmA_X fucked around with this message at 02:13 on Jun 22, 2015 |
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Jun 22, 2015 02:10
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SiGmA_X posted:Auto shops don't have pits outside of lube bays. Pits absolutely suck to work in. You want a 2 post baseplate/overhead lift, 2 post inground, or in ground scissor lift. Ex-mechanic here, I've used them all. 2 post FTW for real work, scissor lifts are great as long as they're spaced right for your vehicle. Scissors are ideal for home shops due to the flush down position. That's awesome. Why do pits suck to work in compared to a lift?
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Jun 22, 2015 04:50
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Ah a good car detail. My apologies in advance, thread! At least its not basement or HOA, right?baquerd posted:That's awesome. Why do pits suck to work in compared to a lift? I stand by my vote for a 2 post scissor scissor or 2 post above ground for at home, depending on your situation - mostly due to garage size and if its a dedicated work bay or one you park over.. 2 post alignment rack - much like what I use to use, but the one I used was from the 80s I think: Source: http://www.garagejournal.com/forum/showthread.php?t=163224   Scissor alignment rack:  4 Post lift:  IMO, you want full access to under-car and suspension for most types of car work. If you're doing general maintenance, you want access. I'd find a pit annoying as hell to use, ramped lifts work but aren't my choice. I wouldn't mind a scissor in my parking garage, a normal 2 post and an alignment rack in my shop... Someday! For now the 2 post will do. 2 Post:   VVV Sorry! Fixed! SiGmA_X fucked around with this message at 18:48 on Jun 22, 2015 |
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Jun 22, 2015 05:25
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SiGmA_X posted:Ah a good car detail. My apologies in advance, thread! At least its not basement or HOA, right? Hey your failure to timg is showing. 
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Jun 22, 2015 18:27
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I have a basement.
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Jun 22, 2015 18:53
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Pits are only good for keeping Citizen Tayne in. You have to keep a net over them to keep people from falling into them and then half the time people drive their car into it rather than over it.
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Jun 22, 2015 20:35
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Elephanthead posted:Pits are only good for keeping Citizen Tayne in. You have to keep a net over them to keep people from falling into them and then half the time people drive their car into it rather than over it. And yep, nets to keep dumb humans out, grates to keep bad drivers out. 2 post FTW!
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Jun 22, 2015 20:48
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QuarkJets posted:I assume there's a reason for homes in desert climates not having basements but I don't know what it is SiGmA_X posted:It's due to the type of soil in most desert areas. Only the most expensive houses will have them, and that's a custom request. Basements are also much more common in cold places - if you already have dig way down to put in a 6' concrete footing, you might as well go a couple more feet and get a basement out of it.
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Jun 22, 2015 23:18
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I'm about to buy a house with a basement AND a pit. I am about to finish the inspection period, and I have a pre approval from my credit union for the mortgage (30 year fixed). My realtor gave me phone numbers for a couple lenders a while ago, is it too late to call them? Any thoughts about the mortage companies I see online? Consumer Direct Mortgage shows a 3.875% rate while my credit union is offering 4.125%, are those companies reputable? BossTweed fucked around with this message at 14:03 on Jun 23, 2015 |
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Jun 23, 2015 13:58
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BossTweed posted:I'm about to buy a house with a basement AND a pit. Good. Always buy a basement.
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Jun 23, 2015 14:00
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BossTweed posted:I'm about to buy a house with a basement AND a pit. You can always call around to try and get the best deal for yourself. The only thing time wise you want to focus on is how soon you are schedule to close and whether or not it is possible to get a loan closed that quickly by whoever you are attempting to use for your mortgage approval. Keep in mind credit checks and things like that are common when you shop around so your current lender is probably going to ask what is up and you are likely to have multiple people (depending on how much you shop) asking to make hard inquiries on your credit. Any inquiries for home financing count as 1 pull if you do it in the same two week window.
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Jun 23, 2015 15:50
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Citizen Tayne posted:Good. Always buy a basement. Its funny, but so true. We saw a hosue pop up in this one neighborhood, didn't look too dated and the price was really good. Then we saw it was on a slab and with its smaller size ~2100 sq ft we would have been screwed on storage/kids room area.
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Jun 23, 2015 16:44
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I have an attic.
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Jun 23, 2015 17:00
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Andy Dufresne posted:I have an attic. Enjoy your hotbox.
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Jun 23, 2015 18:00
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Andy Dufresne posted:I have an attic. I have an attic and a basement. Having four usable floors is good and cool.
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Jun 23, 2015 18:07
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dietcokefiend posted:Its funny, but so true. We saw a hosue pop up in this one neighborhood, didn't look too dated and the price was really good. Then we saw it was on a slab and with its smaller size ~2100 sq ft we would have been screwed on storage/kids room area. Oh man, can you imagine trying to live in only 1500 square feet? That would be crazy! 
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Jun 23, 2015 18:37
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To get off of basement and attic talk, what are people's thoughts on pools? My girlfriend and I are house hunting, and we found a place that we like overall, but it has a pool. I know for some people this is a bonus, but we live in Vermont where you get a whopping three months of use before you've got to winterize and cover it. I know that I wouldn't be paying the electricity and chemical usage for those months, but then come May I'd have to spend a bunch of upfront money to get it ready for use, and then there's the electricity and maintenance fees for the rest of the summer. Not to mention the extra insurance costs. Does anyone here have experiences, positive or negative, that can help us influence our decision? I'm leaning towards no, based almost entirely on the pool (I'm not thrilled about a couple other things, but that's the big one that right now is preventing me from wanting to go forward.) I mean...I've practically already made up my mind, but maybe some anecdotes from more experienced people will help convince her.
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Jun 23, 2015 19:56
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QuarkJets posted:Oh man, can you imagine trying to live in only 1500 square feet? That would be crazy! I know, right? I grew up with three other siblings in a 1200 square foot house with no basement or attic and just a normal 2 car garage, and it never felt crowded. My brother and I shared a room until my older sister graduated high school and moved out. That was fine too. I'm not saying more space isn't nice, of course it is. But when I hear people moan about how impossible it'd be for their whole family of two adults and two kids to survive in a mere 2100 square feet that only has just a really small basement and the back yard isn't even that big etc. etc. it just makes me sick.
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Jun 23, 2015 20:01
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DrBouvenstein posted:To get off of basement and attic talk, what are people's thoughts on pools? A pool is just a basement that isn't under the house.
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Jun 23, 2015 20:03
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DrBouvenstein posted:To get off of basement and attic talk, what are people's thoughts on pools? If it is in-ground and you wind up not wanting it it can cost thousands to have it filled (which by law may need to be done to properly abandon it). If it is above ground, you can dismantle it in a weekend if you want it gone. We were in the same situation in MA, immediately crossing out homes with pools. Then one popped up with an above ground, and a friend of ours had just bought a house with one and torn the pool down in a few hours, so we bought. We still have the pool, it worked out for us, but I wouldn't have bought with an inground without knowing first. Call around to excavating or pool installation places for quotes to punch holes and backfill a pool to whatever code covers it in your area, and just know that's what you have to pay to give up on it, or just be forced to keep maintaining it. They're also sort of a hazard for the years before your kids can swim, so keep that in mind for the future. As far as costs go, poo poo is always deteriorating, but the actual test kit cost and chemicals, opening and closing is like $500 or $700 a year. uwaeve fucked around with this message at 20:23 on Jun 23, 2015 |
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Jun 23, 2015 20:21
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Citizen Tayne posted:A pool is just a basement that isn't under the house. Truth. Never buy a house with an outdoor basement.
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Jun 23, 2015 20:24
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I have enough trouble getting off my rear end to just mow my back yard, I definitely didn't want to learn how to deal with a pool. My dad has one and has continuously fought with algae, fought with repair companies to properly refinish it, and is constantly fishing dead baby bunnies out of the skimmers. Now at one end of the pool the ground has started shifting where the paving stones are starting to sink and get all wonky so he needs to hire an engineer to assess how extensive/concerning/expensive that problem is. Probably very because he is noticing cracks in the pool on that end. While house hunting I was also concerned about safety of my pets, future kids/their friends. And I live in Texas where swimming weather is a good chunk of the year! It's like a pickup truck - just make friends with someone else who has one 
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Jun 23, 2015 20:34
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We bought a house with an inground pool, explicitly adding thousands of dollars to the bid price in our heads for filling. It can be done, but only if you love the house.
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Jun 23, 2015 20:38
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uwaeve posted:If it is in-ground and you wind up not wanting it it can cost thousands to have it filled (which by law may need to be done to properly abandon it). If it is above ground, you can dismantle it in a weekend if you want it gone. It is an above ground, so I guess that's a bonus (well...in this instance...less of a bonus when it comes to actual use.) And the backyard is entirely fenced in with a locking gate, so I believe that will make the insurance company a little happier. Of course, the ironic thing about the house is that is actually comes with two pools...there's a "rec room" above the garage with a pool table that the owners are willing to leave if desired. (Though when we go back to look at it again, I'm going to take a close look at it to make sure the owners aren't just leaving us with a hunk of junk that will cost a few hundred bucks to get hauled off to save themselves the money.)
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Jun 23, 2015 20:43
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gently caress the whole mortgage interest rate fluctuation thing I'm going to have a nervous breakdown. Our loan officer was like 'last Friday it was 3.875% and this week it's 4%' so we thought we'd see and now it just jumped to loving 4.375%. Kill me kill me kill me.
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Jun 25, 2015 17:18
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Just pretend the 3.875 never existed.
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Jun 25, 2015 17:34
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lord funk posted:gently caress the whole mortgage interest rate fluctuation thing I'm going to have a nervous breakdown. Our loan officer was like 'last Friday it was 3.875% and this week it's 4%' so we thought we'd see and now it just jumped to loving 4.375%. Kill me kill me kill me. Are you waiting because you want a shorter rate lock period, or because you want to get the lowest interest rate? If it is the first, then know that on a given day the 60 day rate lock is cheaper than the 90 day rate lock, and consequently you will get a larger lender credit and discount points if you pick the 60 day rate lock. However, on a given day your options are really to a) pick the 90 day rate lock, or b) wait 30 days and then pick the 60 day rate lock, and hope that the market does not go against you during this 30 days. This is what I did (against the advice of people who knew better/ had experience with this) and it was a losing gamble for me. If it is the second then are you tracking the U.S. 10 year treasury note? The daily mortgage rate tracks the U.S. 10 year treasury note. Over the past 3 months the trend has been upwards - with small local dips. You can also see that on Friday it was at a local low point, after which it has done nothing but go up. My advice (and the advice I was given and which I should have taken) is to lock in your rate and not stress about it any more.
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Jun 25, 2015 17:52
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Could depend on the product too. Might have gotten a PAL or have been buying new construction, where locking might not have been an option.
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Jun 25, 2015 18:26
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No we have the short lock period. We were tempted by the fact that we missed the low rate by a day (story of this entire process) and thought hey! May as well wait a few days and see if it falls back. And now we're staring at a massive bump.
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Jun 25, 2015 18:31
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Rates have been in the basement for some time.
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Jun 25, 2015 18:54
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