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I'm really glad the only video game I play is FIFA 10, which is not supported for multiplayer and thus there's nothing else I can do (read: purchase) to make it or myself better
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Jul 30, 2015 06:14
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Propaniac posted:"5 Reasons I Lost $9,000 On An iPhone Game": http://www.cracked.com/personal-experiences-1762-5-reasons-i-lost-249000-iphone-game.html Yeesh. I was anxiously awaiting "I have no self control" as one of the five reasons, but alas.
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Jul 30, 2015 06:21
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I play clash of clans a ton, but I've never spent a dollar on that game, and don't plan to. In my clan, the people who spend money are kind of looked down on. I had no idea some people actually paid so much. jfc.
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Jul 30, 2015 10:53
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Hell, Slow Motion had a "budget" line for Puzzles & Dragons or whatever the gently caress lovely "free" game it was. I think the really insidious part of these games is that they are specifically designed to NOT be fun, because if they were fun, you wouldn't feel compelled to pay to make them better. How demoralizing must it be to work on games you know are only designed to suck away money and to not even provide entertainment in return?
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Jul 30, 2015 14:03
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Bisty Q. posted:How demoralizing must it be to work on games you know are only designed to suck away money and to not even provide entertainment in return? Depends on if you're working as an employee/1099 making a few grand a month or if you came up with the game and get all the fat profits yourself.
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Jul 30, 2015 14:05
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All that I am getting from this is that it is incredibly Good With Money to design lovely mobile games.
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Jul 30, 2015 15:09
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pig slut lisa posted:Oh my god. Oh my god. If it's some oil sheik or captain of industry or whatever and that $75k is the equivalent of you or I dropping a tenner, go nuts oil sheik or captain of industry. If it's some regular joe, seek help buddy.
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Jul 30, 2015 15:15
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I had no idea people actually bought poo poo through those games - I've hesitated over $0.99 for the no-ads versions! 6 figures in 3 months, hoooly crap. Wowzers.
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Jul 30, 2015 15:42
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Bisty Q. posted:Hell, Slow Motion had a "budget" line for Puzzles & Dragons or whatever the gently caress lovely "free" game it was. I think the really insidious part of these games is that they are specifically designed to NOT be fun, because if they were fun, you wouldn't feel compelled to pay to make them better. I mean, PaD is pretty fun without paying anything actually, but holy poo poo the amount of money some people throw at it.
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Jul 30, 2015 16:04
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And here I am feeling like a little bit of an rear end in a top hat to spend 5 bucks every other month on plants vs zombies. I get $20 a month for frivolous bullshit.
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Jul 30, 2015 17:05
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NancyPants posted:And here I am feeling like a little bit of an rear end in a top hat to spend 5 bucks every other month on plants vs zombies. I get $20 a month for frivolous bullshit. Haha yeah I play Final Fantasy Record Keeper every day and throw it $1 every now and then, just because it's the most fair mobile F2P game I've ever played and want to encourage that in my little way.
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Jul 30, 2015 17:34
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My coworker has now invested 3000 into stocks though the Robin Hood app. He made 37 dollars and promptly reinvested it.
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Jul 30, 2015 19:25
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Cloks posted:My coworker has now invested 3000 into stocks though the Robin Hood app. He made 37 dollars and promptly reinvested it. And that's bad with money...how? Now if he started with $3000 and now has $37, WELL!
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Jul 30, 2015 19:31
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Krispy Kareem posted:And that's bad with money...how? No, it's not bad with money... yet. Let me contextualize this: he's an idiot. He's terrible at his job and he's only managed to get where he is through sheer luck. He had invested 1000 last week and put in 2000 more this week; he's setting himself up for losses and I'm chronicling that as it happens. There is a chance he could be incredibly good with money though, so I'll wait until an actual bad with money occurrence for the next update.
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Jul 30, 2015 20:20
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Cloks posted:No, it's not bad with money... yet. I'm on the edge of my seat
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Jul 30, 2015 20:25
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The Mandingo posted:She has looked into the teacher loan forgiveness program, and she would be able to get around $10,000 of the $17,500 available if she could get into a qualifying school. Is the federal forgiveness program available with the teacher loan forgiveness program? Teacher loan forgiveness is $5,000 or $17,500. No in betweens!
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Jul 30, 2015 20:30
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Cloks posted:he's setting himself up for losses Ask what he's invested in. Simply investing does not warrant posts. Investing in stupid poo poo like Radio Shack, though...
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Jul 30, 2015 20:31
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Dr. Eldarion posted:Ask what he's invested in. I asked him what he's doing and it looks like he invests in the same stocks repeatedly (mostly pharma and tech), sells them when they go up a little and buys them again when they go down a little. This can't be good with money but it is literally but low sell high.
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Jul 30, 2015 21:00
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I need to bitch about these stupid loving MLM beauty products. The latest one is this loving Jamberry thing. It's foil wraps for your fingernails instead of polish, and of course it uses a proprietary heater and cleanser and who knows what else, cause I refuse to go to one of these loving parties on account of $90 for the kit being absolutely retarded. If I had money to light on fire, it's possible I might consider this crap. But I don't. I have a mountain of debt and a piece of poo poo car that has to be replaced by winter. So of course the woman in my circle who peddles all this poo poo is trying to get me to HOST one of these drat things. We're not close friends. It's not like a girlfriend asking to come over. Besides the fact that trying to turn your social circle into a revenue stream is nasty to me, is it not rude to ask people to host these big things? Why is it suddenly ok to throw away like basic manners? I hate Avon and Mary Kay and all this stupid poo poo. If the product were worth a poo poo, you could buy it in a store, not just from someone who had to purchase the product or buy in to start. I wish people would use their brains and do a modicum of arithmetic and not try to pressure everyone they know into making the same dumb decisions they have (I already got that poo poo out of my system, see mountain of debt).
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Jul 30, 2015 21:43
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NancyPants posted:I need to bitch about these stupid loving MLM beauty products. I've been invited to several Jamberry parties and I don't understand why anyone with a decent 9-to-5 would pick up beauty product MLM schemes as a side gig. It seems like so much stress for so little return. I also can't believe that these kits are $90 each. You can buy little nail wraps at Walgreens for less than $5! Maybe some people will spend that kind of money on beauty stuff, but most of my friends are 20/30-somethings paying down student loans. I also hate those sex toy MLM parties. You could probably get better products way cheaper online. The only MLM friend I know who I think is somewhat benefitting is some lady who sells diet supplements. She's been losing tons of weight and claims it's because of this supplement. It's MLM so she's still probably buying over-priced stock, but at least if she doesn't make any sales she just has extra inventory of a product she already seems to use anyway. legsarerequired fucked around with this message at 23:05 on Jul 30, 2015 |
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Jul 30, 2015 22:58
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legsarerequired posted:I've been invited to several Jamberry parties and I don't understand why anyone with a decent 9-to-5 would pick up beauty product MLM schemes as a side gig. It seems like so much stress for so little return.
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Jul 30, 2015 23:00
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I've been invited to a couple Jamberry party things, but they were completely virtual. They were just Facebook events, and the "host" would post a pic of an outfit and say WHICH WRAP WOULD YOU PAIR WITH THIS LOOK? I bought 1 set for $15 and they told me I don't need the starter set - just a space heater or blow dryer. I still haven't tried them yet but they seem cute. My friend was only hosting a party because it helped her MLM-addict friend out (referral), and she didn't do any more after that one. Recently I've been invited to a home wine tasting MLM party by a different friend. I've never been so happy to say "Sorry, I don't like wine."
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Jul 30, 2015 23:27
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NancyPants posted:I hate Avon and Mary Kay and all this stupid poo poo. If the product were worth a poo poo, you could buy it in a store, not just from someone who had to purchase the product or buy in to start. I wish people would use their brains and do a modicum of arithmetic and not try to pressure everyone they know into making the same dumb decisions they have (I already got that poo poo out of my system, see mountain of debt). Or they would hire real sales representatives who actually get paid a base salary.
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Jul 31, 2015 01:23
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Just in case you guys don't know, Jamberry's owners are rabidly anti abortion and women's rights. Also they are literally no better than the Sally Hansen wraps you can get at Walgreen's.
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Jul 31, 2015 02:20
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I was talking to a coworker the other day and he mentioned that the $900/week he got paid at his first job when he was 18 (take home pay, not before taxes) was barely enough for him to live on. I was too busy going  at him to pry into how exactly he was pissing away ~$3600 a month as a single person in a really low cost of living area. He didn't go to college so it's not like student loans are sucking up his entire income.
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Jul 31, 2015 02:38
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My wife's cousin does the Jamberry crap, the most annoying part is that they seem to have an endless supply of terrible memes for Jamberry people to post on Facebook. She's actually toned it down recently (hopefully realizing it was a waste of money and time) but for a while it was multiple memes a day. I knew there had to be a catch, $90 to start up could honestly be worse (I've seen MLMs be $500 to start) but it's still just a drat waste.
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Jul 31, 2015 09:13
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Duckman2008 posted:My wife's cousin does the Jamberry crap, the most annoying part is that they seem to have an endless supply of terrible memes for Jamberry people to post on Facebook. She's actually toned it down recently (hopefully realizing it was a waste of money and time) but for a while it was multiple memes a day. Check the numbers out here: http://www.dsa.org/research/industry-statistics If 18.2 million people are doing MLMs and selling a total of $34.5 billion, the average seller is grossing a little under $2000/yr in sales. Working at McDonalds would be a better use of their time (and these are the numbers coming from industry's advocacy arm).
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Jul 31, 2015 13:54
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RheaConfused posted:Just in case you guys don't know, Jamberry's owners are rabidly anti abortion and women's rights. Question: where did you find this info because my group of girlfriends are hugely into this and we are all pro choice so I'd like so show them something hard hitting. I Googled it and found some of the sellers were anti choicers but nothing about the owners. I also think the nail wraps are dumb as hell but I try not to crap on them and just politely decline the parties.
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Jul 31, 2015 15:34
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Russians have some problems with consumer debts... http://www.bbc.com/news/world-europe-33717488 quote:According to the Russian United Credit Bureau (UCB), 40 million Russians have loans or mortgages. quote:Debtors cannot get much help. There are plans to amend the law on insolvency, to allow individuals to be declared bankrupt. But nothing will happen on that until October.
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Jul 31, 2015 18:06
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Tigntink posted:Question: where did you find this info because my group of girlfriends are hugely into this and we are all pro choice so I'd like so show them something hard hitting. I Googled it and found some of the sellers were anti choicers but nothing about the owners. Here is a link to a set they made in support of the group Abolish Human Abortion: https://mobile.twitter.com/drjanechi/status/519480445839212544 And the rest are just a couple of links to other anti-choice nail wraps. We had a long talk about it over in the goon nails thread and on the goon nails fb group. I was sure the owners were involved, but I've never used them so now I am wondering if as a rep you can design your own? I dunno. Either way they aren't worth the money...
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Jul 31, 2015 19:05
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pig slut lisa posted:Is this hyperbole or are there literally people who spend $2,000+ per day on a phone game I used to play a browser based village war game with like 2000 players tops and people would send me cackling messages after foiling an attack on a city by spending a couple hundred dollars to rebuild their village walls during five second gaps.
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Jul 31, 2015 19:28
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Bisty Q. posted:Hell, Slow Motion had a "budget" line for Puzzles & Dragons or whatever the gently caress lovely "free" game it was. I think the really insidious part of these games is that they are specifically designed to NOT be fun, because if they were fun, you wouldn't feel compelled to pay to make them better. Because simply feeding hundreds of dollars into these games isn't enough, I know some people who work on games (they don't just know how this works; they literally design this stuff) who gamble on their PAD pulls. Loser has to pay $5 (the cost of the pull) to the winner, whoever got the better monster. At least they're pretty rich so it's not some sob story, but still. I guess they just want to get high but not on their own supply.
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Jul 31, 2015 20:22
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RheaConfused posted:Here is a link to a set they made in support of the group Abolish Human Abortion: https://mobile.twitter.com/drjanechi/status/519480445839212544 Some folks get pretty irrational about their nail wraps. My friend is pretty upset now that I linked it. I almost should have just let her live in ignorant bliss. I'm a huge nail polish person and have easily wasted a stupid amount of money on it but when it comes to MLMs I always stay away. I spent a bit more time googling and it turns out jamberry as a company definitely has given about 100,000 to salvation army which isn't an awesome charity to give to due to its stance on LGBT Regardless MLMs are a poo poo waste of money and luckily this gives me an excuse to help steer them away from dumb poo poo like this. silicone thrills fucked around with this message at 20:35 on Jul 31, 2015 |
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Jul 31, 2015 20:33
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Powerlurker posted:Check the numbers out here: http://www.dsa.org/research/industry-statistics Yeah, I did the math on a vitamin one recently when an acquaintance joined it. From memory, on their SEC filings, they listed the number of "active" distributors (people who had sold stuff that month or had bought enough for themselves to not be considered "inactive"). They also listed the commissions paid out. It ended up averaging out to less than $50/person for the year.  They also had a table on their website, which showed that if you have earned ANY money selling this garbage, you are in the 89th percentile of "active" distributors. 89% of them make nothing. The next 9% make almost nothing, and the top 0.01% are making crazy amounts of money. These companies do not attract the elite top 1% of salespeople, because most people who are talented enough to do that are smart enough to know that they could make wayyyyy more money in sales for a different kind of company. edit: Ooops, here's the real post with real numbers. canyoneer posted:Yes but it's a church and this is the internet canyoneer fucked around with this message at 21:52 on Jul 31, 2015 |
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Jul 31, 2015 21:27
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quote:They also had a table on their website, which showed that if you have earned ANY money selling this garbage, you are in the 89th percentile of "active" distributors. 89% of them make nothing. The next 9% make almost nothing, and the top 0.01% are making crazy amounts of money. I did some software contracting for a MaryKay-like company a couple years back. Unsurprisingly they are terrible customers and employ more lawyers than anything else. But getting a peak at their subscriber data, those numbers do sound about right. A very small number of people at the top, under 100, were raking in well into the six figures per year. The vast, vast majority made nothing at all.
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Jul 31, 2015 21:32
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Reddit has a legal advice subforum, and a "best of legal advice" subforum. There are some doozies in there.quote:http://www.reddit.com/r/legaladvice/comments/3bm8fi/how_to_deal_with_rentacenter_california/ "I sold something that didn't belong to me, and now the owners want those items back!" Here's another good one, a real award winning sister: quote:https://www.reddit.com/r/legaladvice/comments/3f3fpv/brother_hospitalized_and_potential_legal_problems/ "My brother was in the hospital, so I told my meth-addled boyfriend where all the valuable stuff was in his apartment he could break in and steal it and buy drugs for us. And I received hundreds of dollars in donations to help him, but spent them on myself instead"
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Jul 31, 2015 22:45
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canyoneer posted:Here's another good one, a real award winning sister: I mean the RAC one is stupid, but I can kind of empathize there. These two are some straight up scum bags though.
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Jul 31, 2015 23:08
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Knyteguy posted:I mean the RAC one is stupid, but I can kind of empathize there. These two are some straight up scum bags though.
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Jul 31, 2015 23:33
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With a lawyer for a husband I love both the best of legal Reddit and the regular one which is just r/legaladvice. Daily entertainment.
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Aug 1, 2015 00:27
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Propaniac posted:"5 Reasons I Lost $9,000 On An iPhone Game": http://www.cracked.com/personal-experiences-1762-5-reasons-i-lost-249000-iphone-game.html Yeesh. They've had a number of articles about this sort of thing: http://www.cracked.com/quick-fixes/5-ways-free-app-games-con-you-out-your-money/ Some developers have gone so far as to market their glorified Skinner boxes to children too young to fully understand the value of a dollar: http://www.cracked.com/blog/the-5-most-ludicrously-expensive-items-in-online-gaming/ I remember something featuring a My Little Pony freemium game, but I can't seem to find the article now. And then ther's Star Trek: Trexels, which had the audacity to charge money (only $2.99, but still...) for their greed-fest "game": http://channelawesome.com/angry-christmas-review-2013-star-trek-trexels-ios/ Are these people competing to see how evil they can be without breaking any laws? canyoneer posted:"I sold something that didn't belong to me, and now the owners want those items back!" And it apparently never occurred to him that any sort of criminal prosecution would only make it harder to persuade the government to let him stay here.
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