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Aquatic Giraffe posted:I live in Omaha as well, but I commute to Lincoln and the other day at work they were trying to sell a job candidate on the area and said Lincoln was a nice city and not full of crime like a big city like Omaha On the plus side, you can fly from Omaha to Chicago or Denver for around 200 dollars round trip on SouthWest. Utilize that low COL for something. Possible bad with money story: Coworker is possibly taking a 2 year relocation to the UK for a job, and their gf wants a 10k custom ring to prove that their dedicated to their relationship. That same female is planning on hiking that area in Europe because she liked the movie The Way, despite never backpacking anywhere in their life.
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Aug 8, 2015 18:20
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I'm from DC originally so I just quietly chuckled to myself.
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cowofwar posted:drat, I covered the cost of my undergrad by working summers full time, during the year part time and co-ops. I got paid to do my PhD and came out with $50k in the bank. $100k is about average for an undergrad degree. For instance, take the cost of attendance at the University of Washington: https://admit.washington.edu/Paying/Cost#freshmen-transfer . $27,304/year for a student living away from their parents' home, for tuition and modest but sustainable living expenses. It's not really feasible to cover that by working through school; even at a mythical student-friendly 40 hours/week job paying $11/hour, with absolutely no time off for holidays, finals, or anything else, you're nearly $5k/year short in gross pay. Now, it's certainly possible to defray some of that cost, but you're talking about kids who are barely out of high school, who grew up in families that decided, "sure, I could set aside some money for my kids' college, but I think I'd like a boat. Also, state governments are bloated and I should vote for that guy who promises massive cuts."
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Aug 8, 2015 20:35
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Space Gopher posted:$100k is about average for an undergrad degree. For instance, take the cost of attendance at the University of Washington: https://admit.washington.edu/Paying/Cost#freshmen-transfer . $27,304/year for a student living away from their parents' home, for tuition and modest but sustainable living expenses. It's not really feasible to cover that by working through school; even at a mythical student-friendly 40 hours/week job paying $11/hour, with absolutely no time off for holidays, finals, or anything else, you're nearly $5k/year short in gross pay.
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Aug 8, 2015 21:11
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marchantia posted:Don't ruffle your feathers about it. There is a guy that always posts about his cheap COL near Des Moines I believe and gets poo poo on every time for some reason because lol fly over states. Goons can't believe that anyone can truly be happy outside of an overpriced urban area full of people in their 20s. I live in the Madison, WI area for what it's worth. Not a booming metropolis but housing prices are reasonable outside the city center and me and my boyfriend have good jobs that we enjoy. Haters are just gonna hate. On a BWM note- the Toronto Star did an article on people who managed to buy under $500K in Toronto. I don't care what anyone says- buying a beat up "fixer upper" house is a terrible idea if you're barely able to afford a $500,000 house (unless you're a really handy person who buys low, guts it, then sells it at a profit shortly afterwards). melon cat fucked around with this message at 00:08 on Aug 9, 2015 |
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Aug 8, 2015 22:47
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Bisty Q. posted:To be fair, the 'travel medicine' scam is pretty insidious. Regular doctors (as in, ones covered by your insurance) refuse to write scripts for or carry vaccines that have suddenly been declared as 'travel', so you have to pay some scam prescription mill "Doctor" $200 for a consult plus $Texas for the actual vaccines. What? In Seattle you just go to the county health clinic and they will hook you up with everything you need when you travel. Never heard about this.
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Aug 9, 2015 04:44
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Space Gopher posted:$100k is about average for an undergrad degree. For instance, take the cost of attendance at the University of Washington: https://admit.washington.edu/Paying/Cost#freshmen-transfer . $27,304/year for a student living away from their parents' home, for tuition and modest but sustainable living expenses. It's not really feasible to cover that by working through school; even at a mythical student-friendly 40 hours/week job paying $11/hour, with absolutely no time off for holidays, finals, or anything else, you're nearly $5k/year short in gross pay. Sure, but almost no one in the US pays the sticker price to go to college. That's what financial aid is for (and it's much more accessible than most people realize). The average student loan debt is only around $28,000.
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Aug 9, 2015 07:15
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Space Gopher posted:$100k is about average for an undergrad degree. For instance, take the cost of attendance at the University of Washington: https://admit.washington.edu/Paying/Cost#freshmen-transfer . $27,304/year for a student living away from their parents' home, for tuition and modest but sustainable living expenses. It's not really feasible to cover that by working through school; even at a mythical student-friendly 40 hours/week job paying $11/hour, with absolutely no time off for holidays, finals, or anything else, you're nearly $5k/year short in gross pay. 2/3s of my undergraduate class didn't pay a cent in tuition. The average debt(for those who actually borrowed) upon graduation is $20k, not $100k. If you're paying full tuition your parents are either rich enough to afford it or you're a retard who failed financial aid somehow. Gamesguy fucked around with this message at 10:33 on Aug 9, 2015 |
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Aug 9, 2015 10:26
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I didn't have to use financial aid, but can someone elaborate on how it reduces your total bill? Beyond things like grants. I was under the empression it was a full tuition agreement with a mixture of subsidized or unsubsidized personal and parent loans.
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Aug 9, 2015 17:47
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BossRighteous posted:I didn't have to use financial aid, but can someone elaborate on how it reduces your total bill? Beyond things like grants. I was under the empression it was a full tuition agreement with a mixture of subsidized or unsubsidized personal and parent loans. Grants are part of the financial aid process so its kind of impossible to elaborate on avoiding full tuition when receiving financial aid without them. Like, when you do a FASFA you can qualify directly for grants and things. Also work/study.
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Aug 9, 2015 18:00
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TLG James posted:That same female is planning on hiking that area in Europe because she liked the movie The Way, despite never backpacking anywhere in their life. Oh, the movie where Emilio dies on the hike within the first 5 minutes of the movie? Did she jump into the movie late or something? gently caress vaccine costs. "You probably don't need these handful of vaccines for $500, but if you do need them and pass here, you're probably going to die."
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Aug 9, 2015 19:03
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Living in a big city sucks and I would much rather live in a semi rural area. I enjoy outdoor activities though.
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Aug 9, 2015 19:18
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Stealthgerbil posted:Living in a big city sucks and I would much rather live in a semi rural area. I enjoy outdoor activities though. Big Cities: Devoid of Outdoor Activities.
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Aug 9, 2015 19:35
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Delusional fat-rear end drops $15,000 on a non-refundable deposit so he can climb mount everest. https://np.reddit.com/r/Fitness/comments/3gav3y/i_just_paid_a_15000_nonrefundable_deposit_to/
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Aug 9, 2015 20:16
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What a total moron. At least he won't make it past basecamp so he's not that likely to die.
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Aug 9, 2015 22:01
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Saros posted:What a total moron. At least he won't make it past basecamp so he's not that likely to die.
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Aug 9, 2015 22:19
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Nitrox posted:The Everest tourist industry is very familiar with people like him. Most won't show up, some will show up and get rejected due to lack of proper gear/equipment. Some will be told to stop because they are out of sync with the group. Either way, the money is paid. Very few people actually summit. But you can pay $15,000 to make a "I've climbed Everest" facebook post. Which is what that guy is essentially looking to do, show off. Aren't there less expensive tour packages which only go up to the first base camp? I'm pretty sure I had heard of something like that. Of course, that would require you to have the presence of mind to admit that you don't have what it takes to get anywhere near the summit.
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Aug 9, 2015 23:48
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BossRighteous posted:I didn't have to use financial aid, but can someone elaborate on how it reduces your total bill? Beyond things like grants. I was under the empression it was a full tuition agreement with a mixture of subsidized or unsubsidized personal and parent loans. Financial aid includes need based grants as well as subsidized work study jobs. At my school students with less than ~60k/yr parental income basically got their entire tuition waived. Most schools have online calculators these days you can use to see how much you'd pay with your particular circumstances. Gamesguy fucked around with this message at 01:19 on Aug 10, 2015 |
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Aug 10, 2015 01:14
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Cockmaster posted:
He claims later to have read Into thin air and it inspired him. How the gently caress that book would inspire someone to think climbing everest is a good idea is beyond me. Best comment in the thread is 'green boots are boring these days, please wear something distinctive and make sure to die in the cave'.
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Aug 10, 2015 02:51
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Saros posted:He claims later to have read Into thin air and it inspired him. How the gently caress that book would inspire someone to think climbing everest is a good idea is beyond me.
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Aug 10, 2015 03:50
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Nitrox posted:The Everest tourist industry is very familiar with people like him. Most won't show up, some will show up and get rejected due to lack of proper gear/equipment. Some will be told to stop because they are out of sync with the group. Either way, the money is paid. Very few people actually summit. But you can pay $15,000 to make a "I've climbed Everest" facebook post. Which is what that guy is essentially looking to do, show off. On the other hand, a young man in any semblance of physical shape has a good chance of making the Everest summit considering that there is apparently nothing especially technical about it now that guidelines and ladders are up all over the place. 70-80 year old men and women have made it. Assuming a blizzard or avalanche or high altitude edema doesn't kill him he might come back with a daring tale of following a Sherpa's butt while breathing bottled oxygen.
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Aug 10, 2015 04:05
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Boot and Rally posted:Big Cities: Devoid of Outdoor Activities. Chicago's outdoor activities consist of an hour trip to the airport
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Aug 10, 2015 04:32
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mastershakeman posted:Chicago's outdoor activities consist of an hour trip to the airport Uhhh travel to bean, stare at bean, take picture of bean! That's.... uhhhh... one!
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Aug 10, 2015 05:47
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Blinkman987 posted:Uhhh travel to bean, stare at bean, take picture of bean! That's.... uhhhh... one! Friend of mine visited recently and said there were some great cycling paths and parks. Bwm: my young coworker wants to buy his first car and is obsessing over buying a Camaro from the 90s. Also keeps talking about burn outs. He's 22 so I really feel like he should be old enough to know better. Everyone on my team is trying really hard to educate him on bad decisions. We're in Seattle so car ownership is pretty optional and he gets by fine with the bus as it is. Plus we all work downtown so parking would also be an arm and a leg.
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Aug 10, 2015 07:45
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Tigntink posted:We're in Seattle so car ownership is pretty optional and he gets by fine with the bus as it is. Plus we all work downtown so parking would also be an arm and a leg. Just because you own a car doesn't mean you have to commute in it. I used to work in downtown Seattle and took the bus despite owning a car. I still never take my car downtown if I can help it. Some people just like cars and a 90s Camaro would be dirt loving cheap. Not my style at all and they're pretty crappy cars, but more power to him if he can easily afford one and wants a toy/project. By American standards Seattle has pretty good public transit, but by Euro/Asian standards it still sucks. And a car is still a really handy thing to have in Seattle if you ever want to leave the central neighborhoods, or the city entirely -- which you should because one of the best parts of Seattle is that awesome nature of all varieties is only an hour or two away. Guinness fucked around with this message at 08:17 on Aug 10, 2015 |
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Aug 10, 2015 08:10
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Oh my god don't start car debate again Please
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Aug 10, 2015 12:08
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If you replace car with horse/parking space with hitching post etc it's kinda funny. We need more horsechat is what I'm trying to say.
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Aug 10, 2015 13:12
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mastershakeman posted:Chicago's outdoor activities consist of an hour trip to the airport This is 100% false. You should try living in any other Midwestern city. Beach, lakefront paths, a billion softball fields, riverwalk, kayaking (with bonus don't fall in the river or you die of poison minigame!) The new rock walls at Maggie Daley look cool but at $25 for a day pass or whatever, they're definitely bad with money.
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Aug 10, 2015 13:27
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Nail Rat posted:This is 100% false. You should try living in any other Midwestern city. The other ones you can actually get away from buildings without being stuck in traffic for an hour or two, that's the big difference. Beaches, lakefront paths, etc aren't the great outdoors and are either crammed with people or frozen over. I say this as a guy who has a kayak on the beach, other than fishing in it there just isn't much to do/see from a natural perspective.
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Aug 10, 2015 14:15
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Tigntink posted:Friend of mine visited recently and said there were some great cycling paths and parks. A 90s Camaro is cheap and reliable except for the interior bits which are GM partsbin poo poo, so it's not that bad with money, especially if he still does his commuting on the bus. He could be trying to buy an E46 M3 or something.
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Aug 10, 2015 14:32
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Nail Rat posted:This is 100% false. You should try living in any other Midwestern city. The rock walls are seven bux which is great price for rock walls.
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Aug 10, 2015 14:32
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KYOON GRIFFEY JR posted:A 90s Camaro is cheap and reliable except for the interior bits which are GM partsbin poo poo, so it's not that bad with money, especially if he still does his commuting on the bus. He could be trying to buy an E46 M3 or something. I'm mainly concerned because he still doesn't even have enough money to care for himself. He lives with his parents but still manages to beg food off of his coworkers. Kid needs more time to mature. It's also his first real non mall job and we get paid monthly.
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Aug 10, 2015 14:53
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Uncle Jam posted:The rock walls are seven bux which is great price for rock walls. That's pretty awesome and I was misinformed then. quote:The other ones you can actually get away from buildings without being stuck in traffic for an hour or two, that's the big difference. It really depends where you live and where you're trying to go. Getting to Wisconsin from somewhere north of the loop isn't hard unless you're trying to leave in rush hour. But yeah obviously no hiking/camping outside of a 45 minute drive. I'll take that once in awhile over needing to drive everywhere for day to day life every single day like a rural place(or even the suburbs), though.
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Aug 10, 2015 14:58
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mastershakeman posted:The other ones you can actually get away from buildings without being stuck in traffic for an hour or two, that's the big difference. Beaches, lakefront paths, etc aren't the great outdoors and are either crammed with people or frozen over. Eh, the trails at LeBagh/Forest Glen or somewhere like Palos are quick(ish) to get to and give a reasonable approximation of being out in nature. Nail Rat posted:It really depends where you live and where you're trying to go. Getting to Wisconsin from somewhere north of the loop isn't hard unless you're trying to leave in rush hour. But yeah obviously no hiking/camping outside of a 45 minute drive. I'll take that once in awhile over needing to drive everywhere for day to day life every single day like a rural place(or even the suburbs), though. Bingo.
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Aug 10, 2015 15:15
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Tigntink posted:Bwm: my young coworker wants to buy his first car and is obsessing over buying a Camaro from the 90s. Also keeps talking about burn outs. Well, most 90s Camaros are owned by burnouts, so...
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Aug 10, 2015 15:47
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I pay more to live in Colorado because the higher rent makes up for the fact that I have a completely insane amount of free, amazing things to do in every season. It's a GWM place. We don't need to rely on softball fields or whatever to boost the outdoor cred.
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Aug 10, 2015 16:53
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I like driving. It's great. I have a lovely 15 min commute and I listen to a podcast and it's cool. I can stop and get groceries on my way home from work and put them in my trunk and not have to schlep them on the bus. I've done the urban living thing and I really see the appeal for people, but it's still silly to say that there is no reason anyone in their right mind would live outside of a big city, let alone in a (gasp) rural area. There are pros and cons to both. But lol to approximation of nature. I get what you're saying, but I think you're missing the point.
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Aug 10, 2015 18:26
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So I'm well aware that owning horses is a bad with money thing. But what about people who make a business taking care other peoples horses? It feels like a bad with money thing when your business and income rely on other peoples bad decisions, except pay day loan places seem to do just that. I guess it would come down to if you actually run it as a business first, and not some hobby level thing where you barely cover costs, telling yourself being near horses is reward enough?
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Aug 10, 2015 19:28
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On NPR there is a story about people being good with money:Watchdog: Consumers 'More Responsible' With Credit Card Debt posted:In the years before the Great Recession, many Americans piled up too much credit card debt. Now, they seem to be a little wiser about using their plastic. But it can be tough staying disciplined while taking the kids for back-to-school shopping. In the comment section, however, there is this bad with money story: DarkHorseSki posted:Once we took the credit cards away from my wife (a multi-year trial of fiscal pain and disaster), we were able to get our credit cards all paid off and kept current. I wonder how many families got their fiscal houses in order through similar, draconian, means? DarkHorseSki posted:The spouse is on an allowance. After spending over $140000 with little or nothing to show for it, and not being the primary breadwinner, she doesn't have any room to argue about what is fair or unfair. $140k of credit card spending 
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Aug 10, 2015 19:29
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Mr.Radar posted:On NPR there is a story about people being good with money: My mom is like that. She literally has zero self control or self preservation. She was untreated bipolar for years and would go manic and spend like crazy. My dad had to cut up the credit cards and basically only gave her a cash allowance for years. Same with my MIL actually. And that would be why i'm not having biological children. Bipolar disorders manifest in really hosed up ways.
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Aug 10, 2015 20:47
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140k in debt aside, "we agreed as a couple this one wouldn't work so they don't get any say in the finances" is some pretty hosed up financial/emotional abuse poo poo.
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Aug 10, 2015 21:02
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