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KingSlime posted:A STEM degree is useless if it makes you an insufferable twat who spends way too much energy bitching about the "arts", because this means you're probably a virgin and will die alone Hey guys I found the English Major Edit: Whoa, slow down with the PMs of job offers, KingSlime is the one you should be sending them to
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Sep 9, 2015 14:42
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How did you find out, by reading the post?
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Sep 9, 2015 14:46
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I mean lol this isnt even up for debate, getting an arts degree or english degree over a STEM degree is bad with money, but lo and behold dipshits will inevitably butt in with "BUT I HAVE A JOB" as if they don't understand statistics, which I suppose they wouldn't 
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Sep 9, 2015 14:49
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Zo posted:I mean lol this isnt even up for debate, getting an arts degree or english degree over a STEM degree is bad with money, but lo and behold dipshits will inevitably butt in with "BUT I HAVE A JOB" as if they don't understand statistics, which I suppose they wouldn't Getting a non STEM degree is not as good with money as getting a STEM degree, but it's still usually better with money than not getting a degree at all. Plus, some people a) care about things other than maximizing their work income or b) just aren't suited to pursuing work in STEM fields. STEM and non-STEM dual BA checking in so I guess that's why I see both sides of this loving retarded slap fight.
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Sep 9, 2015 14:53
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KYOON GRIFFEY JR posted:I understand this is specifically a money thread, but there are probably a litany of non-monetary reasons that people choose to pursue an art degree after an engineering degree and most of the people pursuing that course probably didn't chose it for the possibility of monetary reward. Getting an advanced degree because you just want to learn something cool or it's a hobby is about as BWM as you can get. I thought briefly about doing something similar myself before I snapped out of it and just decided to check out the occasional art history book from the library. It makes more sense if you're in one of those commie countries where education is "free" and all that, but here in God's Country, that poo poo is hella dumb.
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Sep 9, 2015 14:56
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KYOON GRIFFEY JR posted:STEM and non-STEM dual BA checking in so I guess that's why I see both sides of this loving retarded slap fight. Exactly my point! I get that a lot of STEM majors are the forever nerdz (lol says a guy with KingSlime as his username) but sometimes it's okay to take the chip off your shoulder for just a bit. There's a lot of value in having a population with a varied skill set and as long as no one is asking you to help pay their rent, maybe we can go back to truck/horse equity. Though there are studies (with stats and all) that correlates Arts degrees to more sexual partners during college, especially when compared to engineering so suck on that E: I do like Barry's point. Like any business, college will drain you financially if you buy into the marketing and don't invest intelligently and without some research.
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Sep 9, 2015 14:57
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Great talk, everyone
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Sep 9, 2015 15:00
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thank you pig slut lisa
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Sep 9, 2015 15:00
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Bad With Money: Getting an art degree is basically paying for sex
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Sep 9, 2015 15:17
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KingSlime posted:A STEM degree is useless if it makes you an insufferable twat who spends way too much energy bitching about the "arts", because this means you're probably a virgin and will die alone KingSlime posted:Though there are studies (with stats and all) that correlates Arts degrees to more sexual partners during college, especially when compared to engineering so suck on that "You guys, I totally must be having more sex than you! No way an engineer would ever get laid  "We should all study the liberal arts and build up that sexquity.
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Sep 9, 2015 15:17
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There is no merit to any education except for one that is STEM focused.
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Sep 9, 2015 15:19
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Beep boop beep getting non-STEM degree is illogical, calculating maximum cost/reward for all degrees, beep boop beep computer science is clearly superior. Beep boop those with arts degrees are therefore stupid. Beep boop. Post more reddit BWM stories.
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Sep 9, 2015 15:23
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Aren't a bunch of STEM jobs (and well nearly every job ever) basically going to be automated before long? We'll see who's laughing then, when we're all sitting at the unemployment line with our fancy degrees. The only difference is I'm going to be loving my way in and out of that office, while you sad losers will just be waiting in line playing with your calculators and ensuring that your pencils are safely stowed away in their protective shirt sleeve 
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Sep 9, 2015 15:25
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Barry posted:Getting an advanced degree because you just want to learn something cool or it's a hobby is about as BWM as you can get. I thought briefly about doing something similar myself before I snapped out of it and just decided to check out the occasional art history book from the library. Oh yeah, getting an advanced degree for funsies is super bwm but I think most of those engineering folks who got MFAs then went to go do art and what not, hence the lower salary. BWM, good with life maybe.
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Sep 9, 2015 15:29
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I'm bad with money. I didn't ask my new roommates about their utility bills before moving in, turns out they're locked into a $120/mo cable contract.  I also need to talk to them about not keeping the thermostat at 71, I'm sure that'll be a fun conversation.
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Sep 9, 2015 15:50
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KingSlime posted:Aren't a bunch of STEM jobs (and well nearly every job ever) basically going to be automated before long? Holy poo poo, at first I thought you were just being obtuse, but now I know that you're an idiot  Please, tell us all about how you'll gently caress yourself to riches once the robots take over (within the next 40 years, even)  Now, some content for a change: My wife's father is well over 60 and still hasn't paid off his house yet. He works as a freelance garden architect/designer/builder (nothing fancy, just common middle-class front- and backyards), and I can't imagine that he earns much, or that he'll be able to continue doing this hard, physical work for much longer. Apparently, he's always been bad with money and thinks it's normal to have debt. His parents were quite rich, and the largeish amount of money he got from them (in various forms) is all gone. Right now he's building a Japanese sauna in his backyard, which must cost thousands of Euros in material. It's not even finished, and he's already started his next project (some kind of hut or summer house, I don't know).
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Sep 9, 2015 15:51
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My apt complex forces me to pay for a cable bill as part of the rent. I'm giving $60 a month to a company that I honestly and legitimately hate, for a service that I don't use. Cable is basically advertisements you pay for that are delivered straight to your living room. I was hoping this was not okay or illegal, but I think I'm out of luck as I'm in Texas. So living in Texas can be pretty bad with money, among other things. E: oh get over yourself mate, I'm just riling up the robots in this thread as the discussion dealing with the person trying the GoFundMe quickly (but not unexpectedly) became a science vs arts pissmatch. This is often a debate that students (children with minimal experience) engage in, not adults in the real world. KingSlime fucked around with this message at 16:00 on Sep 9, 2015 |
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Sep 9, 2015 15:53
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Zo posted:I mean lol this isnt even up for debate, getting an arts degree or english degree over a STEM degree is bad with money, but lo and behold dipshits will inevitably butt in with "BUT I HAVE A JOB" as if they don't understand statistics, which I suppose they wouldn't If your model for lifetime earnings just has "STEM degree Y/N?" and a random factor, you probably got your stats education at DeVry.
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Sep 9, 2015 15:55
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Space Gopher posted:If your model for lifetime earnings just has "STEM degree Y/N?" and a random factor, you probably got your stats education at DeVry. That's probably a pretty good first order model - STEM is a little broad and I could certainly make it better. Does medicine count as STEM? Every college should publish it's starting salaries by degree, it's ridiculous that they do anything else.
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Sep 9, 2015 15:58
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The average salary for STEM degrees seems to be about $65k vs $50k for non-STEM degrees. So whether it's worth a 30% raise to do STEM seems like a pretty subjective life choice - some people might find it worth it, and some people might hate the idea so much that it's not. On an actual BWM note, I was at a labor day party at someone's house here in Vegas. The guy seemed pretty cool and his house was like 7000 square feet, and after a couple hours I remembered how our weird electric rates work here in town. Basically you have a choice between 3 different billing methods, a flat rate and two time of use rates where it's way more expensive during the summer daytime hours and cheaper all other times. I recently downloaded my use history and looked at each rate and figured it would save me at least $600 a year to go with the extreme summer hours option, even though I had made no effort to curb those hours in particular. So I figured I could probably actually save about $1000 a year with some minimal effort. My house is half as big so I told him he could probably save a couple grand a year if he called and switched the billing method, and it was the exact same provider/service with no reason not to. He went all crazy about how he is a doctor and he can afford nice things and he buys things that make him happy, and his practice is doing so well and everything is so great for him and he can afford to pay for the electricity and he has 7 refrigerators so he doesn't have to go downstairs at night when he wants champagne, and he pays for his parents to live in their house and he drives a nice car and hooooooooooly poo poo. So yeah, rage reaction to me suggesting a way he can save at least $1500 a year with the effort of like 1 phone call. WTF.
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Sep 9, 2015 15:58
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KingSlime posted:So living in Texas can be pretty bad with money, among other things. $60 a month is (hopefully) less then the state income tax you'd otherwise be paying
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Sep 9, 2015 16:02
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STEM? I only used the tip. at you guys saying STEM degree is the only choice that should be made. Holy poo poo goon out more.
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Sep 9, 2015 16:03
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This is honestly the worst thread in BFC
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Sep 9, 2015 16:05
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WobblySausage posted:STEM? I only used the tip. Getting an expensive degree without considering one's salary afterward is pretty bad with money. STEM is shorthand because it encompasses a lot of, but not all of, the currently high-paying degrees. Really what's important is thoughtfully considering the consequences of your choices and a lot of people don't do that in the slightest.
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Sep 9, 2015 16:06
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Jeffrey of YOSPOS posted:Really what's important is thoughtfully considering the consequences of your choices and a lot of people don't do that in the slightest. This pretty much summarizes and resolves the entire issue, just without the dick waving. Of course, the dick waving is the fun part.
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Sep 9, 2015 16:08
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GoGoGadgetChris posted:This is honestly the worst thread in BFC It varies from the awful posting that is happening right now to goldmine when posting about people buying horses and other bad decisions.
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Sep 9, 2015 16:18
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WobblySausage posted:STEM? I only used the tip. Nobody is saying that. GoGoGadgetChris posted:This is honestly the worst thread in BFC It's a contender, especially after Blue Story got the boot. I've been scouring reddit for actual BWM stories to end this crap but I can't find anything. Maybe someone can dig up that DoD site where people got rejected for security clearance because of terrible financial health?
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Sep 9, 2015 16:19
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Droo posted:The average salary for STEM degrees seems to be about $65k vs $50k for non-STEM degrees. So whether it's worth a 30% raise to do STEM seems like a pretty subjective life choice - some people might find it worth it, and some people might hate the idea so much that it's not. How dare you suggest he is a poor by saying he could save money easily. Only poors have to worry about that, and everyone knows poors are bad and evil.
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Sep 9, 2015 16:38
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Barry posted:I've been scouring reddit for actual BWM stories to end this crap but I can't find anything. PersonalFinanceCanada to the rescue! https://www.reddit.com/r/PersonalFinanceCanada/comments/3k6mdu/seeking_help_for_bad_finance/ Some ESL Redditor posted:Hi everyone, new to this subreddit, like the title say i'm in a bad finance moment, tying to get up poo poo together, i'm a first year mechanic of 25 years old and i want to make an end to my financial issues... I want to move out from my parent basement and buy a house ( dont want to pay a rent and lose my money to someone else and get nothing back) I do 465 a week, a 8k cc debt, +/- 1500 monthly depense (car insurance, tools, dui tickets and following expense, rent for room, living things and cc)... i dont see how I could do better... i tried to find another job but I'll pay most of it in tax... any hint ? Budget line item specifically for paying off drunk driving fines. PLUS! Not only does he not have a STEM education, he doesn't have a degree at all!
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Sep 9, 2015 16:47
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cowofwar posted:Beep boop beep getting non-STEM degree is illogical, calculating maximum cost/reward for all degrees, beep boop beep computer science is clearly superior. Beep boop those with arts degrees are therefore stupid. Beep boop. They aren't stupid, just bad with money. Which is literally the topic of this thread. Hope this helps.
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Sep 9, 2015 17:02
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enraged_camel posted:They aren't stupid, just bad with money. Which is literally the topic of this thread. 
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Sep 9, 2015 17:16
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Glad you agree.
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Sep 9, 2015 17:18
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enraged_camel posted:They aren't stupid, just bad with money. Which is literally the topic of this thread.   Man he should have went for that juicy CS degree.
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Sep 9, 2015 17:24
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WobblySausage posted:
Yet another proof that goons don't understand statistics. gently caress, we don't even need reddit at this point, you guys are providing great BWM entertainment as it is.
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Sep 9, 2015 17:26
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enraged_camel posted:Yet another proof that goons don't understand statistics. enraged_camel posted:They aren't stupid, just bad with money. Which is literally the topic of this thread. And apparently your grasp on making coherent arguments in the English language is lacking. Perhaps you should take some college courses for that. There's probably something in there on speaking in absolutes.
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Sep 9, 2015 17:29
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WobblySausage posted:And apparently your grasp on making coherent arguments in the English language is lacking. Perhaps you should take some college courses for that. There's probably something in there on speaking in absolutes.
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Sep 9, 2015 17:37
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enraged_camel posted:Yet another proof that goons don't understand statistics. Despite that, liberal arts and business degrees are well represented in high-level C-suites. Why, it's almost enough to suspect there might be other factors! If only we didn't have those dastardly statistics, proving beyond a shadow of a doubt that it is Better With Money to skate through a "computer science" vocational degree at ITT than it is to network your rear end off at Harvard earning an English BA. After all, simplified statistics are destiny.
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Sep 9, 2015 17:47
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WobblySausage posted:
this is an equally-good argument for playing the lottery, trading on margin, and starting a religious cult - even if you're right, "owen wilson did it" is not why Jeffrey of YOSPOS fucked around with this message at 17:51 on Sep 9, 2015 |
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Sep 9, 2015 17:48
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Antifreeze Head posted:PersonalFinanceCanada to the rescue! This is a really good and funny example of someone being bad with money, but please find a more appropriate home for it than the Shrieking At Each Other About College Megathread VVV lol pig slut lisa fucked around with this message at 18:12 on Sep 9, 2015 |
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Sep 9, 2015 17:55
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I have a STEM degree in Video Game Journalism with a minor in Ethics.
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Sep 9, 2015 18:07
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