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Governments are like households and austerity is just. -kingfisher Anyway it sounds like the DGA is noncommittal with respect to the Bel Edwards campaign, so I'm guessing it's a lost cause.
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Oct 26, 2015 08:26
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KingFisher posted:Apparently my conviction that people bear some responsibility for the actions of thier elected officials was not looked upon kindly by the goons in the EU thread. in any democracy by definition less than half of voters choose their elected officials and this is the most representative system yet devised inshallah
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Oct 26, 2015 09:02
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Junkyard Poodle posted:Current HSA's aren't a bad proposition for the young & healthy or wealthy, but it does take foresight. Are they good for everyone or a replacement for ACA? Lol. HSA's are paired with high deductible insurance that usually cover basic preventive medicine. Well, that's the problem. Individual payment for things make sense when those costs are distributed reasonably evenly across the population. Health care costs are not. The people who need healthcare tend to need a lot of it while other people, depending on age, need or use very little. People are "healthy" until they aren't, and actuarial tables aren't any help when it comes to predicting specifically who is going to have health problems. Healthcare isn't really like any other good. We can predict how much food, water, housing, etc. a person might need. It is impossible to predict on an individual level who is going to require healthcare. HSA's are a recipe for loving over anyone unlucky enough to develop health problems, and anybody who advocates for them in the same breath as catastrophic insurance is admitting HSA's are a dumb idea that don't really solve any of the existing problems. Healthcare access and distribution is a solved problem. The US, in general, just doesn't care about giving everyone access to quality healthcare, though, and so they're not interested in any of the existing working solutions. The US even has some working solutions for some populations in the form of Medicare/Medicaid, but refuses to expand access.
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Oct 26, 2015 09:27
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I've said this before, but Matt Bevin has an angry face and I'm worried he will murder an intern.
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Oct 26, 2015 10:27
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ErIog posted:HSA's are a recipe for loving over anyone unlucky enough to develop health problems, and anybody who advocates for them in the same breath as catastrophic insurance is admitting HSA's are a dumb idea that don't really solve any of the existing problems. This times a thousand. I'm lucky enough at work to be offered no less than three health plans (PPO, HRA, and the HSA) and after doing some basic math one afternoon I figured out that the one maintenance medication I need once a year and the stupid loving appointment with a allergist/lung doctor that I need to get said medication will wipe out any and all savings I would've had with the "cheaper" plan. It worked out to a visit to a specialist being around the $200 mark, and the medication (one of the nasty things about an HSA is it stops you from using your prescription insurance until you've paid all of your deductible, unlike the HRA which lets you use it right off the bat) which is about $230 a bottle for the one treatment I need and another $25 for an emergency medication. On top of this, the doctor's office visit I need to get a referral to the specialist would run me another $150 or so and even counting the "tax savings" I'd get on mundane poo poo like Vaporub you're still coming out far, far behind the reimbursement accounts as the HSA just wiped out every penny of the savings you're supposedly making between the HRA and HSA yearly costs. This works out considering I don't walk into the doctor one day and have them say "hey pal haha gently caress uh your lungs need more care now" and hand me another prescription for a medication that costs another $200 a bottle as well, which is always a possibility unless you're the dumbest optimist alive. Basically we're all going to be on HSAs within the next 10 years because, as in the example above, it shifts 90% of the burden of normal yearly healthcare from the employer directly to the employee, and the HSA only really does poo poo for you in the case of catastrophes, which from what I'm learning is a feature of my HSA and not all HSAs so what the gently caress. I get the feeling the only people at work who elect to get HSAs are the hilariously rich people that can push the yearly IRS maximum into savings, the super young employees that only go to the doctor once every 3 or 4 years and the libertarian morons that want to prove a point by taking the worst healthcare plan they can.
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Oct 26, 2015 12:59
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http://www.politico.com/story/2015/10/bush-family-jeb-george-barbara-215151
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Oct 26, 2015 13:48
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Quote of the morning, "How am I losing to these people?" ~ Lindsey Graham
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Oct 26, 2015 13:52
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Junkyard Poodle posted:Current HSA's aren't a bad proposition for the young & healthy or wealthy, but it does take foresight. Young and healthy AND wealthy. You have to have extra money to save, to put that money into a HSA. Given rising health costs the idea of saving money for health care is a fiction. A single hospital visit will cost you tens of thousands of dollars.
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Oct 26, 2015 13:52
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Joementum posted:Quote of the morning, "How am I losing to these people?" ~ Lindsey Graham Best answer: @byamberphillips @GrahamBlog posted:People don't like you.
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Oct 26, 2015 13:53
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Joementum posted:Quote of the morning, "How am I losing to these people?" ~ Lindsey Graham *tugs collar*
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Oct 26, 2015 13:55
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Joementum posted:Quote of the morning, "How am I losing to these people?" ~ Lindsey Graham Because GOP hawks aren't particularly responsive to an effeminate, pearl-clutching chicken-little? Hieronymous Alloy posted:Young and healthy AND wealthy. You have to have extra money to save, to put that money into a HSA. Given rising health costs the idea of saving money for health care is a fiction. A single hospital visit will cost you tens of thousands of dollars. It's hilarious to me that the "CADILLAC HEALTH PLANS" were really just the norm for most gainfully employed people--but have now been rebranded as some type of leeching, extravagant bullshit in favor of high deductible plans that don't cover loving anything. Marketing really is everything because the electorate is profoundly stupid.
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Oct 26, 2015 13:55
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It's always depressing reading stories about people that didn't realize how hosed the system is and thought they could just "live healthy" unlike other people that just weren't as smart. Then they either get in an accident they had no way of avoiding or a genetic condition manifests and there's no way they can afford the medical payments. I have no idea how hosed we'd be as a society if the Republican plans get enacted since tons of people would just be left to die. The Serious types would like to believe that people will just accept their poor planning and politely die off but there's no way that wouldn't result in increased crime in order to pay keep loved ones or themselves alive.
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Oct 26, 2015 13:56
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GalacticAcid posted:Governments are like households and austerity is just. Only in Louisiana can you win an election with 40% of the vote and have the prevailing narrative be that you're likely going to lose.
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Oct 26, 2015 13:57
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Gowdy and Graham are pretty good indicators that nothing good comes from that end of South Carolina. I would say nothing good comes from South Carolina in general but on the opposite end you've had Colbert, Charleston she-crab soup, et moi.
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Oct 26, 2015 13:57
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pathetic little tramp posted:Only in Louisiana can you win an election with 40% of the vote and have the prevailing narrative be that you're likely going to lose. To a diaper-wearing klan leader no less.
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Oct 26, 2015 13:59
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LMFAO, so, you'd think after 2012 Republicans would have learned to stop getting high on their on supply, but....quote:Some Republicans so detest Hillary Clinton they are badly underestimating how likely she is, at this point in the campaign, to be America’s 45th president. Their denial is just as strong now as it was a month ago, before Clinton began a run of political victories that have enhanced her prospects….many elite and grassroots Republicans believe Clinton’s personality, which they can’t stand, will keep her out of the Oval Office no matter what. http://www.bloomberg.com/politics/articles/2015-10-26/the-most-likely-next-president-is-hillary-clinton
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Oct 26, 2015 14:00
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pathetic little tramp posted:Only in Louisiana can you win an election with 40% of the vote and have the prevailing narrative be that you're likely going to lose. He only got 40% of the vote in a primary that included a bunch of Republicans, who collectively got ~60% of the vote.
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Oct 26, 2015 14:04
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Honestly I don't really mind that system. I would be ok since that would let people vote for the person they probably would rather be in office instead of having to strategically vote for the "least bad" at least initially.
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Oct 26, 2015 14:06
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BI NOW GAY LATER posted:LMFAO, so, you'd think after 2012 Republicans would have learned to stop getting high on their on supply, but.... Tough times to be a conservative shitlord. Black president, legalized gay marriage, then a woman president. Lots of quiet dinners in the rural south.
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Oct 26, 2015 14:09
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LeeMajors posted:Tough times to be a conservative shitlord. "Don't get quiet, reload"
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Oct 26, 2015 14:12
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But then, no one said they were the smartest bunch...quote:By an overwhelming 77 percent to 22 percent margin, Republican registered voters and leaners say they prefer an outsider candidate who will change how things are done, rather than someone with experience in Washington who can get things done. 
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Oct 26, 2015 14:14
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Gravel Gravy posted:"Don't get quiet, reload" The antebellum romanticism and its associated foundations (anti-federalist, racism, sexism, evangelism) are unshakeable among the southern right. The shifting social sands in this country are a net positive for sure, but I often worry about the collective mental instability among these folks--just from the crumbling of their ill-conceived realities. BI NOW GAY LATER posted:But then, no one said they were the smartest bunch... To the new GOP, obstinance is a virtue unless you're a woman, minority, or gay. LeeMajors fucked around with this message at 14:19 on Oct 26, 2015 |
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Oct 26, 2015 14:16
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They are also slowly realizing that the people that they are electing aren't really able to do what they campaigned on. Representative Dumbfuck isn't going to be able to singlehandedly repeal Obamacare, show that Hillary is the mastermind behind Benghazi, repeal all taxes, and enact Christian theocracy. Just think how disillusioned the average college liberal is about Democrats not being able to do much and look at how little the GOP has been able to accomplish in terms of their far right agenda despite having two of the three branches of government. People are starting to want answers which is why the establishment GOP candidates are floundering to outsiders like Trump and Carlson who are touting their lack of knowledge and expertise as positives.
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Oct 26, 2015 14:23
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BI NOW GAY LATER posted:http://www.politico.com/story/2015/10/bush-family-jeb-george-barbara-215151  I dont know why this idea popped into my head at work last night, but I had to make it.
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Oct 26, 2015 14:25
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BI NOW GAY LATER posted:http://www.politico.com/story/2015/10/bush-family-jeb-george-barbara-215151 holy gently caress, its going to really happen, the establishment gop must be pissing itself with rage right now.
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Oct 26, 2015 14:27
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LeeMajors posted:Tough times to be a conservative shitlord. I was driving back from the beach and went through southern Alabama a week ago and someone had a huge, actually well made, memorial in their yard... for America. It was a flag pole with a flag at half staff and a big professionally made sign that said "In Memorial.. of America." on it. It was so loving glorious I can't believe I didn't snap a pic.
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Oct 26, 2015 14:29
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So apparently because I have an HSA I'm hosed? Seemed like the best deal, I get extra funds for doing cardio and getting health screenings, and it still covers catastrophic poo poo. I'm hoping there's like, lovely HSA's and good HSA's or something and you guys are only talking about the lovely ones. Or maybe the company's getting one over on me because I didn't see the hidden print where it says 'lol you picked HSA gently caress you now'
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Oct 26, 2015 14:30
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BI NOW GAY LATER posted:LMFAO, so, you'd think after 2012 Republicans would have learned to stop getting high on their on supply, but.... It's really impressive to look like the biggest goober in a picture with three Bushes. Jeb looks like he just made a doody in his pants.
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Oct 26, 2015 14:34
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I live in SE Asia, and while I was driving the other day I passed a roadside ad that was offering health insurance, except it was specifically for dengue fever and nothing else. I got really really sad and at that moment would have given anything for comprehensive healthcare reform, even if it was "just" the ACA instead of full single-payer.
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Oct 26, 2015 14:34
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BonoMan posted:I was driving back from the beach and went through southern Alabama a week ago and someone had a huge, actually well made, memorial in their yard... for America. It was a flag pole with a flag at half staff and a big professionally made sign that said "In Memorial.. of America." on it. It was so loving glorious I can't believe I didn't snap a pic. The GOP has done an incredible job of fleecing the middle-class, and diverting their anger towards the poor. Every time one of my politically illiterate friends goes off on a tangent about 'leeches' I just remind them that billionaires write-off and shelter more in taxes than we are losing to misdirected foodstamps or healthcare. It really is quite astounding and impressive--but really, really bad for the bottom 99. hhhat posted:So apparently because I have an HSA I'm hosed? Seemed like the best deal, I get extra funds for doing cardio and getting health screenings, and it still covers catastrophic poo poo. I'm hoping there's like, lovely HSA's and good HSA's or something and you guys are only talking about the lovely ones. Or maybe the company's getting one over on me because I didn't see the hidden print where it says 'lol you picked HSA gently caress you now' It's fine if you're young and healthy. I am 32 and only recently had any sort of healthcare costs (derm stuff and OSA) that would've eaten my rear end alive if I'd had an HSA. But yeah, for the past 14 years, I probably would've been fine with an HSA. Just don't get sick or in an accident or anything. It's basically just to hedge against medical bankruptcy in a worst case scenario, but enjoy your beanie-weenies and milk sandwiches after you pay your 6k deductible and 12k out of pocket.
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Oct 26, 2015 14:36
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I loved hearing Ben Carson try to sell people on voucherizing Medicare/Medicaid while refusing to admit it. It's the dumbest thing Republicans keep trying to do.
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Oct 26, 2015 14:39
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FlamingLiberal posted:I loved hearing Ben Carson try to sell people on voucherizing Medicare/Medicaid while refusing to admit it. It's the dumbest thing Republicans keep trying to do. Nah, fam
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Oct 26, 2015 14:39
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LeeMajors posted:It's fine if you're young and healthy. Basically its fine if you never have to use it.
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Oct 26, 2015 14:41
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LeeMajors posted:It's fine if you're young and healthy. I'm kind of old but in decent shape. My deductible is 1350 annually. Out of pocket max is 3000. After deductible expenses are 80% covered, so I could hit that 3K easily if some poo poo goes down. But yeah being able to drop 1k annually in an account because I keep up with my bloodwork and run when I can means the 3K comes out of that first. Again, unless there's some fine print with "LOL got you!" somewhere I think maybe my HSA is pretty good. But everyone should read their stuff before signing anyway. Beanie-weenies? What are you, a homeowner? We eat ramen here, pal.
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Oct 26, 2015 14:46
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Gravel Gravy posted:Basically its fine if you never have to use it. Right. It's great to keep from dragging your entire family into medical bankruptcy and ruining several generations of financial security, but doesn't do much else. As opposed to mere profound financial difficulty with a  CADILLAC plan.hhhat posted:Beanie-weenies? What are you, a homeowner? We eat ramen here, pal. Haha. Residual saying from hurricane survival poo poo in the 80's South.
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Oct 26, 2015 14:46
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LeeMajors posted:As opposed to mere profound financial difficulty with a Anytime I heard CADILLAC in relation to health insurance, all I can think of is the bathrooms in our deployed location, also referred to as Cadillacs. They were always trashed, reeked of death, the walls filled with sewage, and weeping black mold.
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Oct 26, 2015 14:49
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BI NOW GAY LATER posted:LMFAO, so, you'd think after 2012 Republicans would have learned to stop getting high on their on supply, but.... It's really is amazing the Republican's don't seem to grasp that the Clinton administration is looked back on fondly by most Americans while the Bush administration is viewed as a steaming turd. I just can understand how they seem to think the name Clinton is such a huge liability while Bush is a potential asset to the Jeb! campaign.
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Oct 26, 2015 14:53
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Klaus88 posted:Which if I understand correctly, the tories are attempting to gut like a dead pig. Yeah, they have to be sneaky because once people have had single-payer healthcare, it's hard to persuade them another option is good. So they've just been chronically underfunding it and privatising pieces of it, which has been going on for years including under New Labour Reading about America's abhorrent healthcare system makes everyone in Britain disgusted but unfortunately a lot of people take it as an opportunity to feel superior rather than push back against attempts to cripple what is basically the best thing our country ever did. I've been guilty of that as well but I should really do more to fight back against the conservative's awful policies than just voting against them every 5 years and supporting 
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Oct 26, 2015 14:55
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I don't really get the thing about Hillary's personality, I know politically she isn't great but in both the recent debate and the Benghazi hearing she came across as extremely personable to me.
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Oct 26, 2015 15:06
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Tender Bender posted:I don't really get the thing about Hillary's personality, I know politically she isn't great but in both the recent debate and the Benghazi hearing she came across as extremely personable to me. let me take you on a magical journey to the 2008 obamarama threads, where you too can learn to hate the word "shrill"
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Oct 26, 2015 15:08
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