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potee posted:My mother once spent thousands of dollars on a horse psychic. Bookmarked for next year's Wonderhanger nomination.
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Jan 5, 2016 14:59
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potee posted:Horse masseuse is only the tip of the iceberg. My mother once spent thousands of dollars on a horse psychic. At least the masseuse touches the loving horse.  oh god drat
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Jan 5, 2016 15:08
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potee posted:My mother once spent thousands of dollars on a horse psychic. Would that be a psychic horse or a psychic human who contacts dead horses? Because the first one would make for a pretty cool TV show. Maybe the horse could be actually psychic and pretend not to be, kind of like Psych but the other way around. And with a horse.
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Jan 5, 2016 15:22
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Literally like Moolissa, crapping out portents
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Jan 5, 2016 15:25
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 http://m.nydailynews.com/news/crime/n-powerball-winner-boyfriend-posts-12m-bond-article-1.2483060 quote:A North Carolina Powerball winner’s boyfriend posted a $12 million bond Friday in his fourth time getting bailed out since her jackpot, according to reports.
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Jan 5, 2016 15:42
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pig slut lisa posted:
GWM: The bail bondsman who's getting probably 10% of the bail as a fee.
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Jan 5, 2016 15:53
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Dailynews has some idiot garbage writers
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Jan 5, 2016 16:00
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Mr. Hot Sauce is GWM for getting bailed out with millions that aren't his.
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Jan 5, 2016 16:29
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JayKay posted:GWM: The bail bondsman who's getting probably 10% of the bail as a fee. People with $88mm liquid cash don't need bail bonds.
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Jan 5, 2016 16:35
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SlapActionJackson posted:He's engaged in a form of investing that is little more than legal internet roulette. The Casino (aka his broker) is no longer offering him the most favourable terms for his bets and he's pissed about it. This isn't really explaining things very well at all. You're description is implying: Before: Dude can bet $100 market will be above or below some number and if it is he wins $185, if not, he loses the $100. After: Dude can bet market will be above some number, if it is, he wins. Or he can bet market will be below some number, if it is he wins. This doesn't seem to change anything and in no way explains what the relevance of spread is since the best is a binary yes or no. Admittedly, dudes explanations don't seem to make any sense for me either. Is the change (your value Z) implying that his bet must be some amount greater or less than the current value of the market? Ok, googled "bet spread" instead of "investment spread" and see that my reading here seems true. Which makes sense cause dude is really betting and not all investing. pr0zac fucked around with this message at 16:44 on Jan 5, 2016 |
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Jan 5, 2016 16:41
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pr0zac posted:This isn't really explaining things very well at all. You're description is implying: Before: will USDvSAR finish above or below 7.5 Now: will USDvSAR finish above 7.65 or below 7.3 It's like adding a bunch of green zeros to a roulette wheel when someone is only playing black or red.
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Jan 5, 2016 16:48
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The gambler doesn't want to pay his vig / the juice to place his bets. Edit: When you bet on a sports game with a bookie, you're often not betting $100 to win $100. The house wants its cut. You're betting -110, so $110 to win $100 (so, $210 total should your bet come through). And the other people on the other side of the bet lost their $110. It's common for bookies/sites to compete aggressively on the juice in order to attract bettors. Blinkman987 fucked around with this message at 17:05 on Jan 5, 2016 |
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Jan 5, 2016 16:55
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Am I understanding this incorrectly, or was this person actually literally gambling on the performance of stocks, rather than investing in the stocks themselves?
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Jan 5, 2016 18:23
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Not a Children posted:actually literally gambling on the performance of stocks
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Jan 5, 2016 18:25
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Binaries are pretty much universally unregulated by the SEC so it's like painting a big "Scam Me!" target on your back.
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Jan 5, 2016 18:35
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Not a Children posted:Am I understanding this incorrectly, or was this person actually literally gambling on the performance of stocks, rather than investing in the stocks themselves? Welcome to day trading.
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Jan 5, 2016 18:54
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slap me silly posted:That's it! I don't want to live on this planet anymore.
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Jan 5, 2016 19:03
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pr0zac posted:Is the change (your value Z) implying that his bet must be some amount greater or less than the current value of the market? It's important to realize in this situation that the casino gets to pick the values of both X and Z. And by doing so strategically they can make it arbitrarily hard for him to win the bet. So in the zero spread scenario, there is a 100% chance that the bet is winnable (you just have to pick the right direction). Once spread enters the picture there is a <100% chance one side or the other wins and a >0% chance the house wins no matter which direction you bet. SlapActionJackson fucked around with this message at 19:11 on Jan 5, 2016 |
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Jan 5, 2016 19:05
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Slightly offtopic : The Big Short This movie was like GWM personified.
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Jan 5, 2016 20:00
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A colleague at work had mentioned at a happy hour that he is paying on student loans that total $300,000. The good news for him is that he's turned his schooling into a well-paying job. Judging from his position and experience, I'd place him somewhere around $150,000 salary, in a field where yearly bonus can add $50-80,000 more. So a huge debt load, but with that pay check it shouldn't be too bad to pay it down aggressively and climb out in a similar time frame as people with a lot less debt. But it doesn't stop with student loans. He also mentioned that his mortgage is in the neighborhood of his student loans, so add another $300,000. Wow that's a lot, but still - pulling in $200,000+ in a year should make payments reasonable, and I can't fault the guy for buying a house. He also drives a Mercedes, but it's not a brand new year so maybe he got a good deal on that. He mentioned that he was just about to clear his final car payment, so I guess he must have financed it, but at least he's paying things off! And then he mentioned that, since he was going to have a bit more to play with each month with the car payment gone, he was in need of a winter car. Sure, I get it. That Mercedes is your baby, and it's fairly low to the ground, so I can see it not being great in the winter. A separate winter car is probably overkill, since we're at the very bottom of the mid-Atlantic states, where we get more than 2 inches of snow maybe once or twice a year, but he was talking about a beater Jeep Cherokee, so paying $4,000 for some added safety and to keep your Mercedes away from the salt is practically nothing with that paycheck. A month or two later, we're getting into winter - still not a single flake of snow here, but it's cold outside. Making conversation about the weather, I asked whether he had any success with finding his winter car, and he had a funny story. He started out looking for that old beater Jeep Cherokee, but realized that if he's going to get a Jeep, then why not go with the Wrangler and then he can do all sorts of fun stuff with it as well, and make it even more worthwhile? But then he realized that with a used Jeep Wrangler, you never know how much abuse someone has put it through, so if he's going to buy one then he might as well go with a new one rather than having to worry about whether a used one is going to fall apart. I started having finance-related heart palpitations at this point in the story. But he followed this logic through two or three more steps and, long story short, he ended up with a brand new Audi...with the full trim package...for what is ostensibly a winter car. It still hasn't snowed this year.
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Jan 5, 2016 20:20
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Dalael posted:Dear GF, I posted this once in the thread already, but I was browsing through my post history looking for something in particular when I re-found this one. It was posted around December of 2014. Brought me a chuckle. Hope this guy didn't follow through on it, since the price of crude has fallen nearly 50% since this post. Of course, that just means that now is definitely the time to buy! 
Not a Children fucked around with this message at 21:34 on Jan 5, 2016 |
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Jan 5, 2016 21:27
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Not a Children posted:I posted this once in the thread already, but I was browsing through my post history looking for something in particular when I re-found this one. It was posted around December of 2014. Brought me a chuckle. Buying in to peak oil* and being completely, startlingly wrong about it was helpful for driving home the lesson that one can't predict the future. *by peak oil I just mean the idea that production peaks and oil stays pretty expensive, not all the wacko mad max type stuff
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Jan 5, 2016 22:00
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Not a Children posted:I posted this once in the thread already, but I was browsing through my post history looking for something in particular when I re-found this one. It was posted around December of 2014. Brought me a chuckle. if he didn't buy oil he probably bought a house, so he's hosed either way
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Jan 5, 2016 22:54
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I only talk with "Jim" once or twice a year, thank god; he has all the personality of a cheese grater with none of the redeeming features. The last time we spoke during the summer he once again tried to sell me on becoming a day trader like him in what spare time I have instead of "being a drain on my family by playing videogames". Saw him again at a New Years' party last week and now he's broke and broken, asking for financial advice on how to provide for his children because he lost his shirt in the market and then proceeded to burn through his entire 401k daytrading, early withdrawal penalties and all. I remembered the Making Money Online thread here and started telling him about getting paid for transcribing video in his spare time. "I would never lower myself to helping a disabled person," he told me, and left in a huff. Bonus punchline: It was a church party.
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Jan 6, 2016 01:44
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some_weird_kid posted:A month or two later, we're getting into winter - still not a single flake of snow here, but it's cold outside. Making conversation about the weather, I asked whether he had any success with finding his winter car, and he had a funny story. He started out looking for that old beater Jeep Cherokee, but realized that if he's going to get a Jeep, then why not go with the Wrangler and then he can do all sorts of fun stuff with it as well, and make it even more worthwhile? But then he realized that with a used Jeep Wrangler, you never know how much abuse someone has put it through, so if he's going to buy one then he might as well go with a new one rather than having to worry about whether a used one is going to fall apart. I started having finance-related heart palpitations at this point in the story. But he followed this logic through two or three more steps and, long story short, he ended up with a brand new Audi...with the full trim package...for what is ostensibly a winter car. It still hasn't snowed this year. Not bad but I'm hoping for some sort of payments/credit card disaster to follow. Merrill Grinch posted:I only talk with "Jim" once or twice a year, thank god; he has all the personality of a cheese grater with none of the redeeming features. The last time we spoke during the summer he once again tried to sell me on becoming a day trader like him in what spare time I have instead of "being a drain on my family by playing videogames". The master day trader believes he's above helping people. My understanding of 401k loans is that the intention was for providing cheap finance say to help buy a house. Yet I've never heard of a 401k loan being used for this purpose in BFC. Devian666 fucked around with this message at 02:13 on Jan 6, 2016 |
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Jan 6, 2016 02:09
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Devian666 posted:My understanding of 401k loans is that the intention was for providing cheap finance say to help buy a house. Yet I've never heard of a 401k loan being used for this purpose in BFC. That's within the realm of possibility for my future plans.
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Jan 6, 2016 02:25
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Merrill Grinch posted:"I would never lower myself to helping a disabled person," he told me, and left in a huff. Karma is a dumb concept but things like this really make me hope it's real Not a Children fucked around with this message at 03:05 on Jan 6, 2016 |
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Jan 6, 2016 02:30
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Not a Children posted:Karma is a dumb concept but things like this really makes me hope it's real I don't even understand it as being a thing. I could get not wanting lower yourself to help the homeless, recovering addicts, people on welfare, etc (not accept it, just at least get it) but helping the disabled is lowering one's self in.. anyone's eyes?
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Jan 6, 2016 02:44
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I didn't even have any kind of response because my brain basically shut down trying to make any kind of sense out of that. I...wait, what?
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Jan 6, 2016 02:54
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Merrill Grinch posted:"I would never lower myself to helping a disabled person," he told me This explains a lot about his financial decisionmaking process if you think about it
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Jan 6, 2016 03:08
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Devian666 posted:My understanding of 401k loans is that the intention was for providing cheap finance say to help buy a house. Yet I've never heard of a 401k loan being used for this purpose in BFC. The reason BFC does not generally advise 401k home loans is that many, many people do not use them responsibly, and often use them to buy more house than they can actually afford. Doesn't mean that 401k home loans are always BWM, they are just a financial tool like anything else. But like any tool it can be used or abused, and in this case a lot of people out there fall into the latter.
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Jan 6, 2016 03:09
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pig slut lisa posted:This explains a lot about his financial decisionmaking process if you think about it 
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Jan 6, 2016 03:11
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pig slut lisa posted:This explains a lot about his financial decisionmaking process if you think about it Well I suppose his attitude extends to emotional cripples, given how he refuses to help himself.
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Jan 6, 2016 04:20
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Hey I wasn't done talking about animal psychics. This woman only charges $65 for a 20 minute animal reading. Here you can get a 15 minute phone session for only $40 where she will ask your pet questions and give you answers! Higher end animal psychics run for $135 for a 30 minute session but "this goes by very fast," so you may actually want the $750 three hour session. HOLY HELL THERE ARE DOZENS OF THESE PEOPLE. E: similarly my kooky friend has a 3 hour "mind massage" service available for the low low price of $5,997! (link removed) Switchback fucked around with this message at 03:13 on Jul 25, 2016 |
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Jan 6, 2016 05:22
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Switchback posted:Higher end animal psychics run for $135 for a 30 minute session but "this goes by very fast," so you may actually want the $750 three hour session. A $60 discount for a longer session? I'm practically making money!
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Jan 6, 2016 05:25
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pig slut lisa posted:A $60 discount for a longer session? I'm practically making money! Invest in equuity
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Jan 6, 2016 06:04
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no money down and we'll throw in a free horse psychic consultation
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Jan 6, 2016 06:06
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The pet psychic testimonials are great. http://thepetpsychic.com/testimonials-pet-psychic/ quote:I also wanted to tell you that you said that my younger cat expressed that I should have a walking stick with me on the property. I should have taken her advice more seriously because the next day the rooster attacked me. quote:A few weeks ago my cat Whiz Bang told you that he had pain in his neck. He visited a chiropractic vet yesterday and she showed me where he was very tight. She did acupuncture and an adjustment and it is easy to feel the difference in his neck and upper back muscles. He loved it!
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Jan 6, 2016 06:51
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Sepherothic posted:Slightly offtopic : The Big Short
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Jan 6, 2016 07:24
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Every time I see this stuff I get so frustrated that I'm not making money off this.
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Jan 6, 2016 07:26
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