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I vote for the Sinking Dutchman it's going to Davy Jone's Locker anyway. A storage unit is a good idea as you won't need to rescue your possessions when the boat sinks.
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Jan 26, 2016 20:24
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NancyPants posted:Dude right on, saving money and sticking it to pricks! If things dont work out I can still get an apartment somewhere else. It's not like I'm blacklisted from renting ever again just because some idiot building manager didnt read his own paperwork. What is the building going to say if they get a request as a renters reference? "Uh he paid his rent on time every time and didn't destroy the place and was quiet. Never rent to again." And it was the principal of the matter, they shouldnt be able to raise rates that much just because they feel like it. They arent even charging that much for new people moving in by the time you factor in all the new renters incentives they get. As for the internet, you obviously dont have a clue about enterprise wireless. We'd get a business class connection and split it. Then I'd set it up with some sort of AAA method so I could have a log of who is accessing it, probably a simple RADIUS setup would work. Plus with the Ubiquiti gear I could setup secondary SSIDs with login portal pages. So that whole con of yours is bunk. Again I haven't spent any money on this since I'm waiting for the right financing and the right boat. You keep harping on me about using my Roth money as if thats the only retirement account I have. I dont know how many times I have to repeat myself but here goes, I have a defined benefits pension from my time in Alaska. And I have the Roth and I have my current 401k at work. It's not like I'm cashing everything in. Besides with the money I save in rent I can just throw that much extra at the Roth the next year.
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Jan 26, 2016 20:34
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BaseballPCHiker posted:If things dont work out I can still get an apartment somewhere else. It's not like I'm blacklisted from renting ever again just because some idiot building manager didnt read his own paperwork. What is the building going to say if they get a request as a renters reference? "Uh he paid his rent on time every time and didn't destroy the place and was quiet. Never rent to again." And it was the principal of the matter, they shouldnt be able to raise rates that much just because they feel like it. They arent even charging that much for new people moving in by the time you factor in all the new renters incentives they get. Yep apartment managers in the same city don't talk to each other when asked for references and also, it's totally illegal for them to say, "yeah he was a fucker and changed my paperwork on me instead of putting a line through it and writing something in like any reasonable human being, you should totally not rent to this rear end in a top hat because you will have to watch your back every second." Oh wait. It's not. You also don't have to give a new place permission to contact your old place, since anyone not retarded is going to ask for your previous address and call them to ask. You gonna gently caress up your expenses on your teeny tiny ISP in addition to your side business like you did last year and wind up owing for 2016, too? Since you're so ace at paying attention to your W4/withholding and you were so awesome at running your side business that instead of getting a few thou back, you owe $400 bucks (for now)? Yep you totally ran the numbers (that are like the points in Whose Line is it Anyway) and you're going to save so much money living on a boat that you haven't found, can't get financed, and can't get insured (except through fraud). Your Alaska pension is totally going to be 1. enough to live on 2. not phased out in favor of something not nearly as good for you and 2a. you will totally be grandfathered in even if they do change it, maaaaaan. I am very curious about the balances in your Roth and 401(k) now. Did you already post those? Also, I had no idea you could open up a reply and then hit quote to have it auto added, I'd been copy and pasting like a chump. Has this been a feature for years? That's awesome.
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Jan 26, 2016 21:04
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NancyPants posted:
Yes, years. You can even scroll down and add more replies as quotes. It is nice.
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Jan 26, 2016 21:34
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so uh what are the terms for that sick nasty defined benefit pension you may also want to check with some City of Detroit retirees about the certainty of defined benefit pensions
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Jan 26, 2016 21:45
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I for one encourage the op to continue his brave crusade to stick it to the man up to and including declaring his new houseboat to be a sovereign seastead.
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Jan 27, 2016 00:13
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Breetai posted:I for one encourage the op to continue his brave crusade to stick it to the man up to and including declaring his new houseboat to be a sovereign seastead. This. I need this saga to continue. It's more addicting than reality TV.
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Jan 27, 2016 00:23
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BaseballPCHiker posted:Second update, I've been on a month to month lease for a while now. Finally my buildings management company gave me a form that basically said resign a year lease or pay $150 extra a month to stay month to month. BaseballPCHiker posted:I bamboozled that sum bitch something good!!! Yeehaawww!!!! Funky Winkerbean more like Skunky Stinkerbean!!! Hahahahahaha I got em. While all of this is funny or whatever, how long were you on the month-to-month lease and how much extra was it per month? Anywhere I have ever lived, month-to-month leases are usually $200-300 per month extra. Also why didn't you just move in with your GF or find a cheaper place to live if this whole thing is about saving money
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Jan 27, 2016 02:30
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My Rhythmic Crotch posted:While all of this is funny or whatever, how long were you on the month-to-month lease and how much extra was it per month? Anywhere I have ever lived, month-to-month leases are usually $200-300 per month extra. Gf parents not down with that. He said they just were going to raise it
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Jan 27, 2016 02:33
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BaseballPCHiker posted:If things dont work out I can still get an apartment somewhere else. It's not like I'm blacklisted from renting ever again just because some idiot building manager didnt read his own paperwork. What is the building going to say if they get a request as a renters reference? "Uh he paid his rent on time every time and didn't destroy the place and was quiet. Never rent to again." If, just hypothetically, in this scenario, these people you described as being quote VERY angry unquote, instead said something unkind and recommended the asker not to rent you anything, what consequences do you imagine they would face?
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Jan 27, 2016 03:01
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OP, don't get a houseboat. Get a sailboat!! Travel the northwest passage... http://imgur.com/gallery/7Lsjz I'm sure it doesn't take that much planning or preparation, how hard can it be?
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Jan 27, 2016 06:26
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My Rhythmic Crotch posted:While all of this is funny or whatever, how long were you on the month-to-month lease and how much extra was it per month? Anywhere I have ever lived, month-to-month leases are usually $200-300 per month extra.
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Jan 27, 2016 07:35
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Seeing as Alaska *used* to pay people to live there through oil dividend checks when oil money was good, I wouldn't count on that pension being there. But whatever, it's not like I know anything about the oil business 
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Jan 27, 2016 13:15
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NancyPants posted:There might even be some real pessimists out there who think sharing an internet connection with your neighbors opens you up to all kinds of liability and potential criminal charges since there's always some guy using torrents for child porn and you're all sharing a residential connection against the terms of the service. You mean the terms of service he can simply change before signing anything? 
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Jan 27, 2016 14:11
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I'd vote on naming the boat Icarus but that might be stepping on Slow Motion's territory.
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Jan 27, 2016 15:01
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I feel like OP's fuckery with the contract is like the old troll science memes. Maybe you can power your boat by strapping buttered toast to the back of a cat and harnessing the infinite spinning power of that assembly. Checkmate, Big Power 
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Jan 27, 2016 15:09
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OP have you considered faking a law degree for your dog so you can have it make you a lawyer letter telling the bank they have to give you a loan or they will go to jail
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Jan 27, 2016 16:30
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I have decided that this thread has gone from Worst BFC thread territory to Best BFC thread.
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Jan 27, 2016 16:59
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I think the OP can pull this off, he seems to be a high energy, driven individual with market sense. I've never heard of anyone living on a boat in Minnesota in winter, but this winter has been pretty mild! Maybe climate change will make this all possible without freezing to death / asphyxiation. I wouldn't bet my life/livelihood on it, but I've heard of worse ways to go. Looking forward to ice out and OP's houseboat launching party! BTW OP, have you considered a lake instead of the river? In the event of an engine breakdown on the river I'd be pretty worried about drifting uncontrolled into bridge pilings / rocks since the river can be shallow in spots. It seems like you aren't going to be getting a brand new boat, so the odds of a mechanical failure are pretty good... It'd definitely be a lot better to lose your engine on a lake than on a river! Plus in winter you can put a gangplank down and walk ashore on the ice!
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Jan 27, 2016 18:09
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Dwight Eisenhower posted:They can't just keep his deposit without demonstrating damage to the apartment. Well all they have to do is send a list of damages for him to dispute to his know address, which will be some boat dock without mail service so they can keep his deposit when he doesn't respond.
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Jan 27, 2016 21:20
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If this is not a troll, then you are without a doubt the biggest loving idiot I have ever witnessed. Keep us updated.
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Jan 28, 2016 08:01
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I don't get it if you're going for cheap just build a cobhouse in some field somewhere and live like a weird hobbit.
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Jan 28, 2016 20:43
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NomChompsky posted:I don't get it if you're going for cheap just build a cobhouse in some field somewhere and live like a weird hobbit. The hole in the woods was already taken
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Jan 28, 2016 20:45
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Thread title should be 'savings start pouring in' just to reflect the water that will inevitably sink this idea
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Jan 28, 2016 21:07
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antiga posted:Thread title should be 'savings start pouring in' just to reflect the water that will inevitably sink this idea Holy poo poo
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Jan 29, 2016 00:12
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spandexcajun posted:OP, don't get a houseboat. Get a sailboat!! Travel the northwest passage...
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Jan 29, 2016 00:25
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CellarDweller posted:Sounds like that if you just refused to sign the lease you would still be living there until the end of March because of the need for two months notice. So really you paid 20 bucks for the privilege of not being able to rent somewhere else. Congratz? Response to this OP? Because loving lol. I know you can take a loan from your retirement account as a downpayment for a house. Can you do this for a house.....boat? Something to consider op. Not because it's smart, but because this whole thing is dumber and more hilarious than the whole doobie saga, which is one of my favorite things ever.
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Jan 29, 2016 00:46
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Out on the Sloop BFC, Something Awful and me Freezing on the lake once I get a loan Posting all night, I'll show them I'm right I can't go broke now, soon I'll float my home
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Jan 29, 2016 03:45
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Nailed it. That's the Beach Boys "Sloop John B" for the uncultured swine amongst you
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Jan 29, 2016 04:39
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Thank you for making a bad song bearable
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Jan 29, 2016 07:21
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what about hitting up lending tree or some other peer to peer lending for boat moneu=y
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Jan 29, 2016 07:27
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GoFundMe your boat project. It's what all the cool kids are doing. You might get an entire ten bucks if you let your mom know about it!
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Jan 29, 2016 08:20
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Foma posted:what about hitting up lending tree or some other peer to peer lending for boat moneu=y Or maybe a bunch of different payday loan people and use the incredible savings OP is going to have to repay them
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Jan 29, 2016 14:41
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How do they repo houseboats that aren't at dock? Are there pirate repo men? If so, why haven't I seen a reality show on A&E or the History channel about them? BaseballPCHiker posted:Hoping he is desperate to sell and will be willing to work out a deal.. This might be the happiest day in both his life and yours for opposite reasons. Krispy Wafer fucked around with this message at 15:22 on Jan 29, 2016 |
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Jan 29, 2016 15:12
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Might have a lead on a boat! Going to talk to the guy this weekend!!! I have enough for %20 down right now but can't get financing for the rest because bankers are a bunch of unimaginative tuna heads. Hoping he is desperate to sell and will be willing to work out a deal, which from my limited conversations it seems like he would. The boat needs some work, but it floats and runs and is pretty roomy. Hopefully I can give him the %20 down and arrange payments with him later. Oh man this could be it finally! If this doesnt work out I might look into one of those lending tree type situations and see what is available. I refuse to deal with the bank and their %10 personal loan bullshit.
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Jan 29, 2016 15:17
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BaseballPCHiker posted:I don't want to be stuck with a lemon that sinks and costs me a ton of money to keep going. BaseballPCHiker posted:The boat needs some work, but it floats and runs One criterion met! Does it float and run "good"? That's how you know when it's ok to buy the ancient shitmobile that's up on blocks in the rural south somewhere, is if it runs "good". Wondering if this applies to boats. Houseboats. Homeboats.
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Jan 29, 2016 15:23
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slap me silly posted:One criterion met! Does it float and run "good"? That's how you know when it's ok to buy the ancient shitmobile that's up on blocks in the rural south somewhere, is if it runs "good". Wondering if this applies to boats. Houseboats. Homeboats. Yeah from the listing and the brief chat that I had the "mechanicals" of it are fine. The engine and everything runs well. It's the interior cabin that needs work and the outside needs cleaned. It will probably also need the roof to be re-waterproofed or whatever the hell one does to a houseboat roof. So it's mostly cosmetic/comfort issues which I can deal with.
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Jan 29, 2016 15:28
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BaseballPCHiker posted:Hoping he is desperate to sell and will be willing to work out a deal, which from my limited conversations it seems like he would If this doesn't immediately make you run away I'm not sure what to tell you. It's like a little glimpse into your own future.
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Jan 29, 2016 15:30
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Go for it. I can literally see no downside to buying a leaky, dirty, squalid boat that you don't have the money/financing for.
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Jan 29, 2016 15:32
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spog posted:I can literally see no downside to buying a leaky, dirty, squalid boat that you don't have the money/financing for. That's because it's hard to see under water!
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Jan 29, 2016 15:34
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