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CornHolio posted:I'm a luddite. Can someone explain to me why I have to have a credit card with a microchip in it? Chase disabled my credit card without telling me, now I have some automatic payments that have probably been declined and they say I have no choice but to activate the chipped cards they sent me a few months back. No. EMV cards, or Chip and PIN cards, are not necessarily contactless. You slide the chip portion of the card into the reader, and the reader actually touches pads on the chip, much like a SIM card works. Entering your PIN triggers some cryptographic magic that ensures that you were present when the transaction took place, and you entered your card. It eliminates card cloning. meatpimp posted:Chipped is not necessarily RFID. New credit cards have a sim-like set of contacts where instead of sliding the card through the card reader for the magnetic stripe data to transfer, you plug the card into the bottom of card readers. Europe has had Chip and PIN cards for years, and they've not dissolved into a dystopian hellscape. It takes a few extra seconds, but at least you're not waiting for some mouth breathing teenager to count change, and some Ukrainian with a hundred bucks of electronics can't drain your bank account from an ATM in Bratislava. Safety Dance fucked around with this message at 16:07 on Feb 25, 2016 |
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Feb 25, 2016 16:03
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Chipped cards are more secure than just swipe and signature.If someone really wants to steal your card and use it, it's possible since the system isn't fool-proof, but the chip makes it much harder to just steal a card and start using it (especially since it's not as simple as just cloning a mag strip). The RFID payment is usually limited between $50 - $100 depending on retailer as well, so in the event that your card gets physically stolen, the damage is limited before either you call it in or your bank's fraud detection kicks in, as long as you have a decently secure pin. And even with the RFID transactions, it'll ask for a pin randomly as an anti-theft measure. Wiki's got a decent summary of the differences and the main arguments for why chip cards are considered more secure. https://en.wikipedia.org/wiki/EMV Canada's had it for years now, get with program USA.
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Feb 25, 2016 16:12
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Considering the location of Wall Street you fuckers are decidedly rear end-backwards when it comes to certain banking concepts. I've not signed to use my card in a loooooong time.
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Feb 25, 2016 16:16
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literally a fish posted:I have a pretty simple outlook on this stuff. The world is falling apart, everything is poo poo, the political landscape in the US especially, life has no real purpose beyond making more life, nobody is here for a reason, everybody dies, and nothing whatsofuckingever that you do or say matters.   Exactly 100% this. Gandhi said "be the change you want to see in the world" and I want everyone to not be dicks, fix their own cars & computers, and spend their evenings playing music or going to shows. I'm doin' it, Gandhi, I'm doin' it!
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Feb 25, 2016 16:23
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), having places to work on cars, turbochargers, nitrous oxide, family, V8s, superchargers, RIDING ETERNAL SHINY AND CHROME, having somewhere comfortable to sleep. As long as I have these things (or for some of them, as long as they exist in the world), I'm good.
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Anyone have any experience with RDL and/or SQL Report Designer? I need a crash course. How powerful of a language/environment is it?
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Feb 25, 2016 16:24
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Adiabatic posted:Anyone have any experience with RDL and/or SQL Report Designer? I need a crash course. How powerful of a language/environment is it? Disclaimer: I have not touched it... but spending my days in SSMS, some quick perusal of technet... It sounds like you can do quite a bit with it.
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Feb 25, 2016 16:28
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Safety Dance posted:Europe has had Chip and PIN cards for years, and they've not dissolved into a dystopian hellscape. Well, that's debatable. But you're right that it's not because of chip and PIN cards. scuz posted:
It seems to be a common theme in most of humanity and most religions and codes of ethics. https://en.wikipedia.org/wiki/Golden_Rule And yet so few people seem to be able to follow that one simple rule/guideline. I may be a misanthropic sadbrain gently caress, but I'm still generally polite and nice to people, unless they do something to really cement themselves as major shitheads.
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Feb 25, 2016 16:30
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88h88 posted:Considering the location of Wall Street you fuckers are decidedly rear end-backwards when it comes to certain banking concepts. I've not signed to use my card in a loooooong time. Our chipped cards still use a signature and not a pin, which is stupid.
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Feb 25, 2016 16:32
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scuz posted:Exactly 100% this. Gandhi said "be the change you want to see in the world" and I want everyone to not be dicks, fix their own cars & computers, and spend their evenings playing music or going to shows. I'm doin' it, Gandhi, I'm doin' it! Gandhi was also all about ahimsa, and while I'm all ahimsa in the house when I'm thinking about it, it doesn't take much for me to want to punch a motherfucker in the face. I guess I have a long way to go.  But seriously, just the premise that if someone hits you, not hitting back is NOT the goal... the goal is to not have the "hitting back" thought cross your mind? That's some next-level dedication that I doubt I'll ever have. nm posted:Our chipped cards still use a signature and not a pin, which is stupid. Exactly. As implemented in the US, chipped cards just take more time without providing any additional security, except perhaps making skimmers obsolete.
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Feb 25, 2016 16:55
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EVERYWHERE 
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meatpimp posted:Exactly. As implemented in the US, chipped cards just take more time without providing any additional security, except perhaps making skimmers obsolete. They are still more secure because even without the PIN, the cards can't be easily duplicated or cloned, so a thief has to be in physical possession of your stolen card to use it at a physical terminal. Of course that doesn't help for online 'card not present' transactions, but neither does Chip+PIN for that. Also, the extra time is solvable, some chip terminals that use a good processor are just as fast as non chip terminals, other than the fact that you have to leave your card in the terminal for those couple of seconds that the transaction takes.
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Feb 25, 2016 17:06
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Feb 25, 2016 17:09
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meatpimp posted:Exactly. As implemented in the US, chipped cards just take more time without providing any additional security, except perhaps making skimmers obsolete. Your banks are strange. 75% of my purchases over in the UK are now not even chip and pin but contactless (against any of my bank debit/credit cards which all do it). Its quicker and easier than cash. Are things like Apple Pay not starting to be used in the US now? are your banks just not going to bother making any effort and just let people move to contactless using their phones?
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Feb 25, 2016 17:13
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meatpimp posted:Exactly. As implemented in the US, chipped cards just take more time without providing any additional security, except perhaps making skimmers obsolete. You would think the POS systems would be set up so that removing a paired debit card terminal and replacing it with a new unauthenticated one rings some alarm bells, but apparently not. Most of my purchases are contactless at this point.
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Feb 25, 2016 17:14
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Cakefool posted:Ignore manufacturer warranties, you lose more in depreciation on a new enough car to have one than these are generally worth. If the Octavia is okay look at a used diesel VRS. They're solid cars and there's loads to choose from. Came here to post exactly this. PCP is stupid money. The Mercedes will cost you £1,000 to repair the electric cigarette lighter within 3 months of purchase. Get a 3-5 year old Octavia and enjoy a decent car, with much more money in your pocket.
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Feb 25, 2016 17:22
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meatpimp posted:I was going through something a few years back and this dirty hippy chick said something that stuck with me -- She didn't hand you a small baggie of pixie dust did she? My wife has me going to church. I don't really get to excited about all of it, but the pastor does give some pretty decent sermons, I would just piss away an hour on the internet anyways, and there's free doughnuts at the end, so I am not going to complain. But anyways, he did have sermon a few weeks ago and it kinda hit home with me a little. The condensed version is the pastor guy posted:The world is focused so much on me, they forget about the community that surrounds them. The country is so focused on a single political issue, they fail to look at the whole candidate. The whole community fails to recognize when some one falls on hard times, and instead of pitching in and handing them some bread, they instead choose to chastise them for being poor and on welfare. We chose to judge others and instead chose to forgive. We focus on ourselves and focus on how many facebook likes we can get and not to help others. I missed a ton of stuff, but this is the big parts that i took away. Long story short, I think we have lost the sense of community as a whole. Can we change every ones mind? Nope, but we can sure as hell be pleasant to each other.
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Feb 25, 2016 18:44
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STOP BREAKING THE FORUMS
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Feb 25, 2016 18:55
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KozmoNaut posted:Why do we (as humanity) persist with our petty little bullshit scrabbles over particular corners of an insignificant little planet? Total lack of any real communication which results in assumptions and world leaders taking poo poo personally. Something like that.
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Feb 25, 2016 19:01
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Rhyno posted:STOP BREAKING THE FORUMS gently caress YOU DAD I DO WHAT I WANT
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Feb 25, 2016 19:01
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blk posted:
Glad it helped you! Would highly recommend it to the entire goon community.
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Feb 25, 2016 19:28
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I wish my bank would give me an EMV card already, dammit  The downside of being with a tiny town credit union. Ferremit posted:Woo! Finally got my hands on some real Psuedorephidrine to deal with this head cold of mine. Im sick of my sinus' having a sloshing feeling...  http://heterodoxy.cc/meowdocs/pseudo/pseudosynth.pdf
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Feb 25, 2016 19:36
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Bacon Terrorist posted:Commuting car But, a few thing to think about. Work in cost per mile - fuel, depreciation, maintenance, insurance, tax. I.e. £2000 car, kept for 2 years / 70,000 miles. £750/ year maintenance. £500 ins/tax. £12ppm fuel (~35mpg). Worth £500 after 2 years = 18ppm £15500 Mercedes, kept 4 years / 140k. £750/ year maintenance, £500 ins / tax. Worth £4000 after 4 years 8ppm fuel (50mpg) = 20ppm These figures are just pulled out my butt (Maint costs might be a bit low for both, depending on luck) but they are a good starter. Worth thinking about stuff like having a car with basic 16" wheels as opposed to fancy 19's - not only would tyres be cheaper but the ride would be better. Another thing to consider is your commute speed - lots of stop/start? Cruising at 50? Cruising at 80? Might be worth taking a long test drive in whatever car you are considering and seeing what economy it gets on typical commute style driving. Some cars economy fall to poo poo once you get past speeds seen on the testing cycle. But going back to my first point, get the car you want. You'll be much more forgiving of poor economy or an expensive repair bill if you have the right car.
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Feb 25, 2016 20:01
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Finished the class I had to focus on.
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Feb 25, 2016 20:27
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CommieGIR posted:Finished the class I had to focus on. Oh hey, it's that guy.
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Feb 25, 2016 20:28
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HazMat training WOOOOHOOOOOOOOO
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Feb 25, 2016 20:32
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Anyone here work for USPS? The dude at the office I use to ship out stuff told me to use him as a reference and he'd try and hook me up. Starting wage is $16/hr and tops out at $27/hr after 5 years.
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Feb 25, 2016 22:00
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As what? I know its not the same but I used to work FedEx and I am not the type of person that likes to work outside in the NE coast weather. Summer is great, but I was always miserable whenever it rained or snowed or was especially cold.
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Feb 25, 2016 22:04
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As the dude that chills inside and weighs and prices out packages and stuff. Not really interested as I just got a new job, but it is always good to have a backup.
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Feb 25, 2016 22:08
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How about you try and keep the one you just got you loving spoon.
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Feb 25, 2016 22:10
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kastein posted:I wish my bank would give me an EMV card already, dammit Thats kinda what i was working off, and considering the absolutely MASSIVE problem Australia has with Ice, its probably easier to find an ice dealer than get a pharmacist to hand over proper medication. It was funny tho- we have to show ID to be able to buy it here in Aus now, and it goes into a national database that person XYZ bought 12 tablets at location X on date xx/xx/xxxx. Stops you going from chemist to chemist to chemist getting tabs to turn into meth. First ID that came out of my wallet was my Firearms Licence. Firearms licence is the highest form of ID in Australia- Higher than drivers licence, higher than passport, higher than anything else. It has your name, your signature and your licence class on it. No other personal details, no address, nada. Well done government! Bankchat: I think Aus got rid of signatures all together bout 3-4 years ago now and went fully PIN and Pay Wave (contactless) has been around for a fair few years now too- $100 per transaction limit before you have to PIN, but no limit on the number of transactions per day. Which was HILARIOUS when one of my co-workers up at Pt Augusta got his GOVERNMENT credit card stolen out of the work truck before he realised it. $1K a day limit, $10K a month limit. Theif went absolutely mad with it paywaving his way around Pt Augusta- clocked up about $4.5K on it before anyone realised it was gone and the fraudulent transactions showed up on the system and someone noticed them!
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Feb 25, 2016 22:11
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Super Aggro Crag posted:Anyone here work for USPS? The dude at the office I use to ship out stuff told me to use him as a reference and he'd try and hook me up. Starting wage is $16/hr and tops out at $27/hr after 5 years. I...kinda do... not like, directly, but I'm working on a proposal for their next-gen vehicle
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Feb 25, 2016 22:14
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Cakefool posted:How about you try and keep the one you just got you loving spoon. I just said I'm not interested. 
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Feb 25, 2016 22:18
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Cakefool posted:How about you try and keep the one you just got you loving spoon. I laughed way too hard at this. ***************** On a different note, today is the day my fat rear end starts running. Weirdly, my weight hasn't really gone up, per se, from my usual fighting weight but for some reason my belly looks bigger. I hate running. But its cheap and can be done pretty much any time.
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Feb 25, 2016 22:25
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Super Aggro Crag posted:I just said I'm not interested. ...then why bother asking?
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Feb 25, 2016 22:25
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CornHolio posted:I...kinda do... not like, directly, but I'm working on a proposal for their next-gen vehicle I hope it's a right hand drive Subaru Baja built on the current-generation Legacy chassis with underslung turbo, and the bed is entirely full of pneumatically operated drone mortars that deploy buzzing quadcopters which deliver letters to homes with laser accuracy.
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Feb 25, 2016 22:26
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Ferremit posted:Thats kinda what i was working off, and considering the absolutely MASSIVE problem Australia has with Ice, its probably easier to find an ice dealer than get a pharmacist to hand over proper medication. Souped up refrigeration trucks making races against time across the continent dodging the constabulary and fighting off roving gangs of ice addicts trying to get their cooled drink fix. I'd watch it.
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Feb 25, 2016 22:37
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MonkeyNutZ posted:Souped up refrigeration trucks making races against time across the continent dodging the constabulary and fighting off roving gangs of ice addicts trying to get their cooled drink fix. Do not, my friends, become addicted to ice; it will take hold of you, and you will resent its absence. Kinda works both ways, doesn't it?
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Feb 25, 2016 22:41
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I thought this is what happened during australian summerd anyways
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Feb 25, 2016 22:48
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Seat Safety Switch posted:I hope it's a right hand drive Subaru Baja built on the current-generation Legacy chassis with underslung turbo, and the bed is entirely full of pneumatically operated drone mortars that deploy buzzing quadcopters which deliver letters to homes with laser accuracy. Well I think I found the delivery vehicle for my indiscrete dildo delivery service.
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Feb 25, 2016 22:48
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Elmnt80 posted:I thought this is what happened during australian summerd anyways Swap "Cooled drink" for "Beer" and your pretty on the money
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Feb 25, 2016 22:52
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Cakefool posted:How about you try and keep the one you just got you loving spoon. I am going to start calling people spoons. This will keep me from ever getting fired.
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Feb 25, 2016 23:02
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