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BaseballPCHiker posted:Paying rent sucks. It's my largest expense every month and all I have to show for it at the end of the month is a nice, safe, and comfortable place to live. Have we all been trolled since day 1? yes
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Feb 8, 2016 18:46
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So, what happened with all this? Did op freeze to death with ol yeller?
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Mar 10, 2016 02:25
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BloodBag posted:So, what happened with all this? Did op freeze to death with ol yeller? He couldn't pay up for the left shark bet, so the mob burned the houseboat with OP still on board.
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Mar 10, 2016 03:51
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Alright so I figured I would give an update on the houseboat situation. I dont live in a houseboat yet and that sucks. I also have been scrambling to find a place to live short term in the interim as well thats fairly cheap. Having a dog makes finding an apartment complicated. Now for the good news. I had enough deductions that even after paying my tax preparer I got a refund! I owed about $100 to the state and got $600 back from the feds. Next year I shouldn't have this issue. I also got my bonus at work. I wasted about $500 of it on dumb poo poo, put a chunk towards my car loan, and then saved the rest. I also got a good deal on some bubbler motors at the flea market recently. Even if I dont get a houseboat soon I should be able to flip them for some money at a later date. Since my savings has crept up it has me thinking about just buying a house. As I see it I could save for another year or two and have enough to buy a cheap houseboat outright and still have about a months of wages in savings as an emergency fund. Or I could save for another 3-4 years and have enough for a down payment on mid level house. Realistically if I got the houseboat and did that for 4-5 years I could have enough to probably put like %50 down on a house and really set myself up well in future.
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Mar 21, 2016 15:14
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Have you read the house buying thread? Buying a house will not make your savings go up, it will make it go below zero. I would stick with the house boat.
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Mar 21, 2016 15:34
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You're just trolling us at this point, right? Because you were making sense until that last sentence where you started predicting how much you'll save long term living on water. Flea market bubblers. That sounds like another word for Truck Stop Lizards.
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Mar 21, 2016 15:35
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Krispy Kareem posted:You're just trolling us at this point, right? Because you were making sense until that last sentence where you started predicting how much you'll save long term living on water. No the idea is if my savings keep going at this rate, I could buy a houseboat outright and then just have maintenance and dock costs. Lets say at the extreme end that ends up being $600 a month. I'm still saving $5-600 a month then that can go into a house fund. So if I buy the boat outright and live on it cheap for 4-5 years I could put something like %50 down on a house, leading to way cheaper payments.
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Mar 21, 2016 15:53
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BaseballPCHiker posted:No the idea is if my savings keep going at this rate, I could buy a houseboat outright and then just have maintenance and dock costs. Lets say at the extreme end that ends up being $600 a month. I'm still saving $5-600 a month then that can go into a house fund. So if I buy the boat outright and live on it cheap for 4-5 years I could put something like %50 down on a house, leading to way cheaper payments. Saving $500 a month means you can pack away $6000 a year. In five years of cheap living you'll have saved a whopping $30,000, and all it will have cost you is $30,000 to buy a boat. Sounds like an airtight plan.
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Mar 21, 2016 16:00
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Just rent a room or a crappy hood apartment  Or get a freaking roommate and try not to get yourself black listed from every rental in town, dumbass.
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Mar 21, 2016 16:16
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BaseballPCHiker posted:No the idea is if my savings keep going at this rate, I could buy a houseboat outright and then just have maintenance and dock costs. Lets say at the extreme end that ends up being $600 a month. I'm still saving $5-600 a month then that can go into a house fund. So if I buy the boat outright and live on it cheap for 4-5 years I could put something like %50 down on a house, leading to way cheaper payments. Don't wuss out now, your houseboat dreams are within reach
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Mar 21, 2016 16:19
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Hope Floats dude it doesn't house remember that.
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Mar 21, 2016 16:27
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buy the houseboat
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Mar 21, 2016 18:56
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When the next huge biblical flood comes who's gonna be laughing at all the rent paying nerds; you will be up on your houseboat.
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Mar 21, 2016 19:46
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SarutosZero posted:When the next huge biblical flood comes who's gonna be laughing at all the rent paying nerds; you will be up on your houseboat. Houseboat tied to dock does not rise when tide comes in. (bastardization of a rising tide lifts all boats or something)
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Mar 21, 2016 20:15
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r0ck0 posted:Houseboat tied to dock does not rise when tide comes in. (bastardization of a rising tide lifts all boats or something) OP, get to buyin' your ship man.
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Mar 21, 2016 22:48
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Would you considering compromising and living in a tiny house by a lake? Friend of mine just built a tiny house with salvaged and secondhand building materials and it cost him barely anything
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Mar 22, 2016 00:25
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Hocus Pocus posted:Would you considering compromising and living in a tiny house by a lake? Friend of mine just built a tiny house with salvaged and secondhand building materials and it cost him barely anything Your friend is either unemployed, independently wealthy, or took a decade to do it. Having helped some friends build homes from scratch, let me assure you that a home with modern amenities is still 6 figures, even if you consider own labor costs worthless.
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Mar 22, 2016 01:09
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Nitrox posted:Your friend is either unemployed, independently wealthy, or took a decade to do it. Having helped some friends build homes from scratch, let me assure you that a home with modern amenities is still 6 figures, even if you consider own labor costs worthless. TINY house.
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Mar 22, 2016 01:10
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I am still deeply perturbed by the lack of houseboat
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Mar 22, 2016 01:32
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Nitrox posted:Your friend is either unemployed, independently wealthy, or took a decade to do it. Having helped some friends build homes from scratch, let me assure you that a home with modern amenities is still 6 figures, even if you consider own labor costs worthless. Maybe you should google tiny house.
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Mar 22, 2016 02:16
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If you buy a house and the real estate market tanks, you risk bring left with an underwater investment. Compare that to a houseboat and, well...
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Mar 22, 2016 04:18
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RheaConfused posted:TINY house. AKA a rigid tent, on wheels.
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Mar 22, 2016 06:42
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Barry posted:Maybe you should google tiny house. Also, maybe you should Google how much a lakeside land actually costs. Then getting it rezoned for residential construction. And then running municipal water and electricity to it. Then price out a septic tank installation. Because that's what makes it a house and not an isolated cabin, where you poo poo in the woods outside. Nitrox fucked around with this message at 14:47 on Mar 22, 2016 |
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Mar 22, 2016 12:55
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Let he who ties himself to the rents of the land sink underwater with their mortgages while he who trusts in his houseboat float on the frozen lakes of his dreams.
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Mar 22, 2016 13:28
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FrozenVent posted:AKA a rigid tent, on wheels. They're not all like that. http://www.countryliving.com/home-design/g1887/tiny-house/ Obviously the nicer ones are more expensive, but being 1/10th to 1/4th the size of a typical house, with needing less land, means it does cost a lot less. And it won't sink into the frozen sea, leaving only bubbles from the bubblers in its wake.
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Mar 22, 2016 13:46
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Nail Rat posted:They're not all like that. http://www.countryliving.com/home-design/g1887/tiny-house/ Are you for real
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Mar 22, 2016 14:51
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Nitrox posted:http://clv.h-cdn.co/assets/cm/15/09/480x552/54eb9878d89d9_-_tiny-houses-relaxshacks-0215-xln-64680392.jpg I'm more talking the first couple on the page, which are very nice http://clv.h-cdn.co/assets/cm/15/10/640x480/gallery_54f0d9d889efa_-_01-millertinyhouse-048-edit1-lgn.jpg http://clv.h-cdn.co/assets/cm/15/09/480x552/54eb987844570_-_tiny-houses-shelter-0215-xln-70320518.jpg The one you picked is really bad yeah. edit: Hey, relevant! http://clv.h-cdn.co/assets/cm/15/09/54eb987d398a1_-_small-of-fame10-0215-xln-24080125.jpg Nail Rat fucked around with this message at 14:59 on Mar 22, 2016 |
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Mar 22, 2016 14:56
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Yeah just build a floating house. Buy a shipping container and attach some steel barrel to one side of it.
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Mar 22, 2016 15:10
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Perhaps you could get some brave like-minded souls to lash their ship to yours, creating a flotilla of freedom outside the tired and simplistic laws of men.
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Mar 22, 2016 15:25
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Nitrox posted:http://clv.h-cdn.co/assets/cm/15/09/480x552/54eb9878d89d9_-_tiny-houses-relaxshacks-0215-xln-64680392.jpg That's a vacation cabin. Nobody is living there full time. It's not really my thing (and obviously not yours) but hey, if you want to reduce your footprint (literally and figuratively), why not?
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Mar 22, 2016 15:27
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Barry posted:if you want to reduce your footprint (literally and figuratively) And most of those stupid things are cabins, not houses. Which means no utilities are hooked up. The people who live in those things full time, sure. But it's not a standard of living, even in some 3rd world countries. Edit: just saw an actual storage shed on that list, ha Nitrox fucked around with this message at 16:00 on Mar 22, 2016 |
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Mar 22, 2016 15:55
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We get it, you need your McMansion. That's fine.
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Mar 22, 2016 16:04
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BFC: Indoor plumbing and electricity are wasteful luxuries.
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Mar 22, 2016 16:18
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I don't know about plumbing (I'm sure the one that seems to be built on a city lot does), but most of those clearly have electricity, unless a wizard is powering the lights. ...but why do you need water when you're living on running water? Think of all the savings if you just take a bath in the river and drink river water (just boil it, it's fine)
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Mar 22, 2016 16:25
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Nail Rat posted:I don't know about plumbing (I'm sure the one that seems to be built on a city lot does), but most of those clearly have electricity, unless a wizard is powering the lights.
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Mar 22, 2016 16:32
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Nail Rat posted:I don't know about plumbing (I'm sure the one that seems to be built on a city lot does), but most of those clearly have electricity, unless a wizard is powering the lights. Ya no worries about whats been dumped upstream the EPA is totally on the peoples side and not bought out by large corporations.
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Mar 22, 2016 18:10
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I've seen tiny houses use a refillable water tank. Sewage could be a septic tank. There are plenty of reasons not to like tiny homes. "OMG NO POWER NO WATER!!!" isn't one of them.
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Mar 22, 2016 18:25
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I'm surprised no one has mentioned portable tiny houses. Those are the ones I hear about the most. Hitch it to your truck or w/e and chill at an RV park I guess. This company is well-known and probably more on the expensive end. http://www.tumbleweedhouses.com/ It's not my thing so I don't know the details, but it's nothing to rage over imo.
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Mar 23, 2016 22:53
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Tea.EarlGrey.Hot. posted:I'm surprised no one has mentioned portable tiny houses. Those are the ones I hear about the most. Hitch it to your truck or w/e and chill at an RV park I guess. This company is well-known and probably more on the expensive end. I'm intrigued http://www.tumbleweedhouses.com/products/ella
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Mar 23, 2016 23:00
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r0ck0 posted:I'm intrigued quote:It took about 30 minutes from discovering that something such as Tumbleweed existed to being completely and utterly sold. I called everyone in my family at 2:00am their time to share the moments-old news that I was going to build my own house. I was going to build it, it was going to be marvellous, and I was going to move to the coast so I could play music, be a beach bum and let my perfect airy-fairy lifestyle get me by. Yep, sounds like BaseballPCHiker will fit in fine.
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Mar 24, 2016 00:09
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