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Sereri posted:Should've gone with Trans-union to be honest, a union for transsexuals or something. I was thinking Transonion, onions in drag. But I suspect the show wouldn't want to go there what with a bunch of states being shitlords about what bathroom people can and can't use. Still, onions in drag is funny to me.
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Apr 11, 2016 18:39
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I thought TransOnions were born Scallions, but identify as Onions.
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Apr 11, 2016 18:51
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wins.
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Transonion.com isn't available. Seriously, that was like the first thing I checked after the episode.
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Apr 11, 2016 18:59
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I used to work for a company that does background checks on people, mostly for the purpose of applying for rental housing. Our clients were apartment complexes, property management companies, private landlords, and even a smaller percentage of employers. Our standard package included a credit check, criminal background check, and an eviction record search. I was just waiting to see my former company's logo pop up when John was talking about trying to order a report on one's self and not being able to do so. (except that wouldn't have made any sense because iirc we'd have no problem doing that for somebody. It's also a significantly smaller company than the ones that we listed so who knows) Because of my past experience in the field I found this one incredibly interesting and ended up forwarding the video to quite a few of my former coworkers. To be fair though, if I didn't have that previous experience I probably would have regarded this one as more of a down episode.
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Apr 11, 2016 19:10
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It definitely ended on a sad note for me but overall I liked the episode.
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Apr 11, 2016 19:46
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Echo Chamber posted:http://www.equifacks.com/ Disappointed that they didn't use the opportunity to link the "Contact Us" element on each of the impostor sites to the actual credit bureaus. 
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Apr 12, 2016 05:06
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Sereri posted:Should've gone with Trans-union to be honest, a union for transsexuals or something. You need something worse than the real thing, though. That particular bit of confusion would just make me think better of Transunion.
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Apr 12, 2016 13:50
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SlothfulCobra posted:I'm surprised they didn't give a mention to the free credit report scams in that rundown. Those commercials have catchy tunes. I never thought about the credit reporting companies advertising to employers before though. Yes! I was just waiting for it. I told my sister to get a credit report for free online a couple years ago and told her "Make sure you go to Annualcreditreport.com", of course she ended up going to "Freecreditreport.com" and ended up paying for something or another.
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Apr 13, 2016 02:24
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Shoulda seen that coming at her like an atom bomb.
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Apr 13, 2016 16:28
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Medullah posted:Yes! I was just waiting for it. I told my sister to get a credit report for free online a couple years ago and told her "Make sure you go to Annualcreditreport.com", of course she ended up going to "Freecreditreport.com" and ended up paying for something or another. I still think that since it's a government mandated thing, they really ought to give it a .gov address.
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Apr 13, 2016 19:40
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Baronash posted:I still think that since it's a government mandated thing, they really ought to give it a .gov address. The fact that it's such an ambiguous address and a .com is insane. It should be like credit.gov, dead simple and obviously government.
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Apr 13, 2016 19:55
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IRQ posted:The fact that it's such an ambiguous address and a .com is insane. It should be like credit.gov, dead simple and obviously government. Why, it's almost like they don't want to give you the free information. The law should be that I get to see my credit report whenever the gently caress I want to. The companies make their money off selling that info to other people, hell all the "free" credit report sites popped up around the time they decided to go ahead and give you one freebie a year.
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Apr 13, 2016 20:38
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Medullah posted:Yes! I was just waiting for it. I told my sister to get a credit report for free online a couple years ago and told her "Make sure you go to Annualcreditreport.com", of course she ended up going to "Freecreditreport.com" and ended up paying for something or another. Hmm, it's called FREE credit report but I need to pay $50. Seems legit! 
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Apr 14, 2016 01:20
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IRQ posted:The fact that it's such an ambiguous address and a .com is insane. It should be like credit.gov, dead simple and obviously government. I tell my relatives to go to ftc.gov and click on the big ol' "Get Your Free Credit Report" link to at least get the obviously government part.
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Apr 14, 2016 01:25
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Haven't gotten around to watching the segment yet, but about 8 years ago, I used to work in a call centre for Equifax. The few takeaways I have from that place are: 1) credit is WAAAAAY more important in the U.S. than it is in Canada. It's still important here, but we can rent an apartment without a credit check; we don't need good credit for every single thing we do. 2) Suze Ormand gives out bullshit advice! 3) You can call up and dispute a lot of the credit checks that appear on your report, most can and will be removed, thus increasing your score. Leading in to that... 4) Equifax gets or got a bad rap for taking 30 days to remove those checks from your report, whereas the other two agencies "removed them right away". What we legitimately weren't allowed to tell people calling us was that the other two agencies only made those reports invisible to you, but they were still on the report itself, still affected your credit score, and most likely would return in a few days, and might be removed at the end of the 30-day period. Equifax's policy was that the credit checks stayed on until they were legitimately removed and no longer were a part of your report.
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Apr 14, 2016 04:00
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Any more advice about getting bullshit removed? I have successfully disputed one item on my credit report in the past -- a medical bill that should have been paid by workman's comp (and eventually was). But I have a bad account on my report still. This is the situation: I had a CapitalOne card, which I canceled (because they're a bad company to work with) with zero balance. Months after canceling, CapitalOne permitted a charge from Amazon (annual Prime membership fee). I moved addresses and didn't tell CapitalOne since I had no open accounts with them. The unpaid balance accrued interest and ultimately resulted in a charge off. How can I get this god drat poo poo off my report? It's dishonest.
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Apr 14, 2016 04:40
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Pillow Hat posted:Any more advice about getting bullshit removed? I have successfully disputed one item on my credit report in the past -- a medical bill that should have been paid by workman's comp (and eventually was). But I have a bad account on my report still. This is the situation: I had a CapitalOne card, which I canceled (because they're a bad company to work with) with zero balance. Months after canceling, CapitalOne permitted a charge from Amazon (annual Prime membership fee). I moved addresses and didn't tell CapitalOne since I had no open accounts with them. The unpaid balance accrued interest and ultimately resulted in a charge off. Don't pay anything, get everything in writing and write down the name, time and if they have one, the ID number of anyone you talk to. You can start by asking (in writing, USPS Certified mail with confirmation of delivery etc.) for them to verify the debt. Usually that resolves a good chunk of bullshit. Otherwise submit your evidence of cancellation and continue down that road.
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Apr 14, 2016 05:30
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Pillow Hat posted:Any more advice about getting bullshit removed? I have successfully disputed one item on my credit report in the past -- a medical bill that should have been paid by workman's comp (and eventually was). But I have a bad account on my report still. This is the situation: I had a CapitalOne card, which I canceled (because they're a bad company to work with) with zero balance. Months after canceling, CapitalOne permitted a charge from Amazon (annual Prime membership fee). I moved addresses and didn't tell CapitalOne since I had no open accounts with them. The unpaid balance accrued interest and ultimately resulted in a charge off. http://forums.somethingawful.com/showthread.php?threadid=3234974 It's a very good thread about how to deal with credit agencies especially with getting items removed from your credit report, and the incentive the CR companies and the creditors use. swickles posted:Don't pay anything, get everything in writing and write down the name, time and if they have one, the ID number of anyone you talk to. You can start by asking (in writing, USPS Certified mail with confirmation of delivery etc.) for them to verify the debt. Usually that resolves a good chunk of bullshit. Otherwise submit your evidence of cancellation and continue down that road. Step one always get a debt verification inwriting and if you don't ask for it to be removed and they have to.
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Apr 14, 2016 05:40
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Sesame Street! 
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Apr 18, 2016 05:54
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Sesame Street was awesome, though I wish he could spend more time on the UK ripping Hameron and the Tories a new one.
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Apr 18, 2016 06:24
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It's scary how after all, Parlaiment is still less dysfunctional and spiteful than Congress. They can't even throw tantrums in a fun or interesting way.
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Apr 18, 2016 08:08
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stone cold posted:Sesame Street was awesome, though I wish he could spend more time on the UK ripping Hameron and the Tories a new one. I agree, the fact that David Cameron hosed a dead pig should never be forgotten.
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Apr 18, 2016 17:21
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Dr Christmas posted:It's scary how after all, Parlaiment is still less dysfunctional and spiteful than Congress. They can't even throw tantrums in a fun or interesting way. Congress is a lot more formal. That one time that someone yelled at Obama during his speech to congress was a big deal, but Parliament has that whole thing where everyone feels free to heckle.
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Apr 19, 2016 17:27
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The British parliament is the middle school cafeteria of politics.
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Apr 19, 2016 17:31
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SlothfulCobra posted:Congress is a lot more formal. That one time that someone yelled at Obama during his speech to congress was a big deal, but Parliament has that whole thing where everyone feels free to heckle. Or when they brought in a snowball.
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Apr 19, 2016 17:34
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bobkatt013 posted:Or when they brought in a snowball. 
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Apr 19, 2016 18:53
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Sesame Street on HBO being a thing still kinda creeps me out a lil
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Apr 19, 2016 18:58
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Dr Christmas posted:It's scary how after all, Parlaiment is still less dysfunctional and spiteful than Congress. They can't even throw tantrums in a fun or interesting way. It's largely because they don't have to contend with another branch routinely checking their powers. A parliments should probably run similarly to Congress when the same party holds significant majorities in both houses and has the Presidency.
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Apr 19, 2016 20:13
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SlothfulCobra posted:Congress is a lot more formal. That one time that someone yelled at Obama during his speech to congress was a big deal, but Parliament has that whole thing where everyone feels free to heckle. http://stv.tv/news/politics/news/1321741-snp-56-mps-told-off-for-clapping-in-house-of-commons-by-john-bercow/
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Apr 19, 2016 21:47
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Nostalgia4Butts posted:Sesame Street on HBO being a thing still kinda creeps me out a lil Its weirds me out but John Oliver kind of just made it all right with me. Just, lets avoid any other Sesame Street crossovers with HBO shows, shall we?
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Apr 19, 2016 22:04
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STAC Goat posted:Its weirds me out but John Oliver kind of just made it all right with me. Big Bird is the Prince That Was Promised.
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Apr 19, 2016 22:08
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STAC Goat posted:Its weirds me out but John Oliver kind of just made it all right with me. Too late https://www.youtube.com/watch?v=dhWUFXvaZjo
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Apr 19, 2016 22:13
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Sesame Street parodies HBO Show in Its own style = Ok Sesame Street is used as a means for an HBO Show in its own style = Potentially very scary
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Apr 19, 2016 22:16
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Elmo comin', yo.
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Apr 19, 2016 22:25
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Oscar The Grouch: Every fuckin’ beatin’ I’m grateful for. Every fuckin’ one of them. Get all the trust beat outta you. And you know what the fuckin’ world is.
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Apr 20, 2016 00:34
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As much as I loved the segment, Sesame Street not being on PBS is like... morally wrong.
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Apr 20, 2016 03:18
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Doctor Reynolds posted:As much as I loved the segment, Sesame Street not being on PBS is like... morally wrong. It's still on the Boston PBS station. Isn't it on both?
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Apr 20, 2016 03:40
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HBO gets first run for new episodes, then after several months those shows can air on PBS. Also, I'm glad Sesame Street isn't on A&E. But I am curious how they would do the Breaking Bad "No half measures" thing.
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Apr 20, 2016 03:50
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Good way to teach kids about fractions, and consequences
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Apr 20, 2016 04:17
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Cookie Monster does a monologue about no half muffins.
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Apr 20, 2016 04:55
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