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Minimum in AZ is 15k I believe, it's a complete joke.
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Apr 17, 2016 22:45
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I've said it before, and I'll say it again, American insurance coverage is insane. Best part of thirty million dollars for most people in the UK.
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Apr 17, 2016 23:01
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InitialDave posted:I've said it before, and I'll say it again, American insurance coverage is insane. I think mine is unlimited - literally no upper limit. Agree with you: it's bizarre there - especially given that you can get sued for $20M for damaging someone's trousers: let along piling into a busload of stockbrokers and killing them all.
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Apr 17, 2016 23:08
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spog posted:I think mine is unlimited - literally no upper limit. It is less bizarre when you realize insurance companies give huge amounts of money to campaigns. Its also why we have obamacare instead of singlepayer.
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Apr 17, 2016 23:47
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Whenever it rains, where you folks live.. ..does that make people step the gently caress on the gas like their cars were made out of a natrium-thermite compound? People start jumping the SLOWTHEFUCKDOWNYOUCUNTS speed-bump and scrape the poo poo outta their undercarriages, fronts and rears when it rains here. I know being allergic to rain is an actual thing and these fuckers aren't. Even though a lot of them stay inside or under the roof outside the grocery store with their four bags of frozen groceries if it rains a tiny bit rather than getting slightly wet walking ten steps to the car they waited ten minutes to get the closest parking space to the entrance for and they are not in Armanis or anything, it's the increasingly cold and wet Sweden where you are born wet you live wet and then you die wet. Part of getting a driver's license here is mastering driving in slippery wet weather and sliding around and knowing what rain does, and feels like half the country are on bought licenses whenever I head out in the rain. Not to mention what it does to visibility and how they are in blatant loving disregard for all about that, one day I'm going to open up a drivers door and help them engage the loving window washers for the first time in their fancy German car's life.
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Apr 18, 2016 13:19
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When it rains, everyone here drives like their car can't go over 10 miles an hour and they're going to spin out if they take a turn at any speed. I usually figure on an extra 20-30 minutes being added to my 15 minute commute if it is even slightly damp outside.
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Apr 18, 2016 15:22
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Parts of Houston have gotten 12 inches of rain in the last 24 hours, I can't wait to see some of the idiocy.
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Apr 18, 2016 15:47
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you ate my cat posted:When it rains, everyone here drives like their car can't go over 10 miles an hour and they're going to spin out if they take a turn at any speed. I usually figure on an extra 20-30 minutes being added to my 15 minute commute if it is even slightly damp outside. Yeah, I don't know where MrLonghair lives that anything makes the average driver go faster
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Apr 18, 2016 15:54
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xzzy posted:Spotted on reddit: these are the people cops should be executing without trials.
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Apr 18, 2016 15:59
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Arguably  but only if your laughter attracts a strict prude over to your desk
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Apr 18, 2016 16:51
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https://www.youtube.com/watch?v=LtlsIwhZHLo
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Apr 18, 2016 16:56
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Apr 18, 2016 17:09
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I'm actually fine with that since I've seen the opposite too many times.
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Apr 18, 2016 17:17
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GutBomb posted:I'm actually fine with that since I've seen the opposite too many times. Eh, just means some displaced brodozer is going to be blocking an aisle somewhere else.
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Apr 18, 2016 17:21
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PCOS Bill posted:Yeah, I don't know where MrLonghair lives that anything makes the average driver go faster An hour or two to the west of the capital of Sweden and you should see how they drive when the first snow has come.
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Apr 18, 2016 18:40
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nm posted:It is less bizarre when you realize insurance companies give huge amounts of money to campaigns. Wouldn't the insurance industry be in favour of higher minimums, which would justify the charging of higher premiums? I mean, with under $100k liability, why even really bother with the insurance requirement in the first place?
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Apr 18, 2016 19:01
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The past few times I've gone to the store I've noticed something new. Cars straddling two spaces. But not they're not straddling the spaces to the left and right, instead it's front to back. They're actually parked fine between the spaces to the left and right, but the line is dead center the other way.
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Apr 18, 2016 19:57
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I remember when I finally got a good insurance agent who called me up and pointed out that I was running minimum coverage when I owned a house and had a professional salary. He was like "you have the salary and assets that make you a target for lawsuits, and quadrupling your coverage is only like $12 a month". So yeah now I run really good coverage. It doesn't cost much more than bad coverage if you have a good record. In other weirdness, my dad just learned the hard way of a new craigslist scam. People are calling any private seller of a car, saying they want it, and asking them to get a carfax, only "their bank" requires it to be from some no-name carfax knockoff. Of course as soon as you do it you never hear from the buyer again. The "buyer" is actually the knockoff company and they just suckered you into giving them money. And your card info. poo poo, it's probably not even a real report, just one that comes back perfect on all categories. My dad fell for it twice before catching on. Ironic that he was a car dealer and did carfaxes all the time, so he didn't give it a second thought. This is his first experience selling as a private citizen in over 20 years. I need to call my dad and have him do a chargeback on them and then cancel his card. Edit: whoops, thought I was posting this in the chat thread. LloydDobler fucked around with this message at 06:45 on Apr 19, 2016 |
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Apr 18, 2016 20:16
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PT6A posted:Wouldn't the insurance industry be in favour of higher minimums, which would justify the charging of higher premiums? Lower minimums means they dont have to pay out as much when there is an accident. Heres your 35k have a lovely month.
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Apr 18, 2016 20:31
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PT6A posted:Wouldn't the insurance industry be in favour of higher minimums, which would justify the charging of higher premiums? No, because there is a price that people will pay for minimum insurance. If it goes above that, they'll drive uninsured. So, if you set low minimums, you may more profit for that amount, which is maybe $50/mo or something. If you raise limits, either the cost will go up (reducing the market) or profits will go down. Plus if they had million dollar limits, they couldn't charge me extra for under-insured coverage.
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Apr 18, 2016 20:35
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LloydDobler posted:In other weirdness, my dad just learned the hard way of a new craigslist scam. I saw that going the other way when I was looking for a house to rent. I'd see listing for nice houses a bit cheaper than expected, but with no specific address listed (just a vague neighborhood). The once or twice I inquired, I asked for an address so I could check out the place and they would respond that I had to go to a shady website and pay for a background check. After I said I need to see the place first, they'd stop responding.
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Apr 18, 2016 20:44
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I have never seen so many people change their minds at stop lights before moving to the Hampton Roads area. They sit at a red for at least a minute, then switch lanes, maybe do a right on red, then go off in a completely different direction than before.
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Apr 18, 2016 20:52
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Murphys Law posted:The past few times I've gone to the store I've noticed something new. Cars straddling two spaces. But not they're not straddling the spaces to the left and right, instead it's front to back. They're actually parked fine between the spaces to the left and right, but the line is dead center the other way. At work, I see that, usually with giant-rear end pickups. (Not necessarily brodozers, but actual working trucks.) One day it was a 4-banger - about halfway across the fore-and-after divider line, and centered on the left-right one.  Today's special was a beater duallie-mounted pickup, who was in a hurry to pick up meds from the pharmacy. Why not: park opposing traffic flow back sloppily into the space leave about 1/3rd of the front right end hanging out into traffic and run that left rear waaay up over the curb and halfway to the sidewalk. Kinda makes the regular-size pickup going 15 in a 30 all the way up the through street and across the bridge seem like nothing. (15 mph actual, according to my speedo.) Or the minivan with the left signal running in the second-from-left lane, making a sudden swerve towards the right before suddenly swerving back into the left lane. Weeeee. (Didn't get anywhere near *that* one, for sure.)
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Apr 18, 2016 21:37
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Is it just me, or is that a really small tire for a truck that size?
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Apr 18, 2016 21:52
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TNO posted:Is it just me, or is that a really small tire for a truck that size? GM's brilliant design strategy of round tires in square wheel wells isn't really helping anything.
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Apr 18, 2016 21:58
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TNO posted:Is it just me, or is that a really small tire for a truck that size? Nope, you're just really used to brodozers.
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Apr 19, 2016 00:58
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TNO posted:Is it just me, or is that a really small tire for a truck that size? Just the heavy duty suspension when unloaded + normal tires + lovely wheel arch design.
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Apr 19, 2016 01:53
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Height restrictions: how do they work? https://twitter.com/kaitlin_lee/status/722406461561655296
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Apr 19, 2016 14:03
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https://www.youtube.com/watch?v=UrtnIImGipg http://sploid.gizmodo.com/watch-six-bulldozers-battle-each-other-on-the-streets-i-1771725186
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Apr 19, 2016 15:31
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Twice in the last couple of days I had people run in front of my car to cross a 4-lane, 100km/h divided highway. Why don't they just jump off a bridge if they want to die that badly??
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Apr 19, 2016 15:40
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MrOnBicycle posted:They should just have loving poles sticking up from the ground at red lights, like the ones they have in bus lanes. You run it? Sucks to be you. GutBomb posted:I'm actually fine with that since I've seen the opposite too many times. HEY MAN gently caress THE FUCKIN PRIUSES N COMPACTS N poo poo THOSE FUCKIN FAG CARS HAHA I PARK IN COMPACT CAR SPOTS ALL THE TIME IT ISNT LEGALLY ENFORCEABLE gently caress EM gently caress THAT IF THEY DONT LIKE IT ILL SMOKE EM WIT MY STACKS  - the obstinate pigheaded banjofuckers on most of the offroad groups I'm on Also, I saw a beautiful thing today at Dunkin Donuts... an F550 work truck with a gigantic stakebed on it (seriously, truck had to be 24-30ft long) backed up perfectly into a regular sized space. The next person to pull in was driving a silver Honda Ridgeline minivan-wannabe-truck and bumbledicked it all over the place, then gave up, still hanging a foot over the line on the drivers side into the next space over. Right next to it. I wish I'd remembered to take a picture.
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Apr 19, 2016 18:40
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kastein posted:HAHA I PARK IN COMPACT CAR SPOTS ALL THE TIME IT ISNT LEGALLY ENFORCEABLE gently caress EM gently caress THAT IF THEY DONT LIKE IT ILL SMOKE EM WIT MY STACKS This, but in spaces for low emission and alternative fuel vehicles.
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Apr 19, 2016 18:49
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I park in Expectant Mothers parking all the time, but I generally shop at 3am when it's just me and the overnight stockers at the store anyhow
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Apr 19, 2016 18:58
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I'm honestly unsure if you're trolling or just being PCOS Bill, but I'll bite. If the parking lot is so empty why the hell aren't you just parking in a regular spot and not being a dick?
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Apr 19, 2016 19:08
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There's an expectant mothers spot at my local supermarket. Someone ran over the sign a while ago so it just lays there in no mans land between two spaces. It's just a regular space now.
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Apr 19, 2016 19:11
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PCOS Bill posted:I park in Expectant Mothers parking all the time, but I generally shop at 3am when it's just me and the overnight stockers at the store anyhow Your beer belly doesn't count. For a start, you are supposed to have sex within the last 9 months.
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Apr 19, 2016 19:12
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The store I shop at has three rows directly in front of the entrance that start with four handicapped spots, then four expectant mothers spots, then about 40 regular spots to the end of the lot. Who am I hurting taking 1/12 expectant mother spots at 3AM?spog posted:Your beer belly doesn't count. It's been within the last five hours, but thanks for your concern.
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Apr 19, 2016 19:13
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PCOS Bill posted:It's been within the last five hours, but thanks for your concern. Is your rear end still sore?
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Apr 19, 2016 19:14
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PCOS Bill posted:The store I shop at has three rows directly in front of the entrance that start with four handicapped spots, then four expectant mothers spots, then about 40 regular spots to the end of the lot. Who am I hurting taking 1/12 expectant mother spots at 3AM? So... because you're lazy? and it has hundreds of normal parking spaces for normal people like you, and you should use one of them. Seriously, this isn't hard to figure out or hard to do and you are again showing that you are the person we share the road with.
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Apr 19, 2016 19:23
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So you agree I'm not hurting anyone or in anyone's way. Got it.
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Apr 19, 2016 19:35
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