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OldSenileGuy posted:FAKE EDIT: That brings me to another question - since I'm now planning on doing more grocery shopping at Costco, I was thinking about changing my Amex Blue Cash Preferred card to the Blue Cash Everyday card to get rid of that annual fee. Will Amex let me just change this card over, or do I have to cancel the Preferred card and re-apply for the Everyday card? My annual membership fee renews in January so I probably wouldn't do it until then anyway. You can have AMEX convert the Preferred to the normal Blue Cash, I did this last year. I just called them up and told them I wanted to do it. It kept the same account number and credit limit, they just sent new cards in the mail without the "Preferred" stamp on them and new expiration dates.
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# ? Jul 12, 2016 20:37 |
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# ? May 30, 2024 13:40 |
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So my Citi Costco card didn't come when it was supposed to. My wife's did, via Fedex, but mine never arrived. I called and they sent me a new one and cancelled the old one. I activated what I thought was the new one and moved on with my life. Cut to Costco. Can't actually scan the card at the register because it has my old membership number (apparently I was assigned a new one?) Yesterday I got another card in the mail. It is the exact same card number, same CVV code, the only difference is the Costco membership number on the back. I'm going to test it to see if it works without activation today, because I'm not sure how I would activate it, given that the process just asks for the number. It's just weird and definitely not as smooth as it could have been.
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# ? Jul 12, 2016 20:46 |
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Not technically a credit card but the Charles Schwab Checking account currently has a $100 signup bonus. No requirements to get it but it's only available if you don't have an account with Schwab already. Their checking account is great because it refunds 100% of all ATM fees, including international ones. It also doesn't charge a foreign transaction fee so you can use it when traveling to get money in the local currency for no fee at all from any ATM. No minimum balance or monthly fees to worry about with the account either. They do pull your credit when you apply for the account though. http://schwab.com/referred Referral link is just to get the offer, there's no bonus for referring people.
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# ? Jul 13, 2016 16:51 |
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No Butt Stuff posted:So my Citi Costco card didn't come when it was supposed to. My wife's did, via Fedex, but mine never arrived. Update: Both cards scan. I have no idea WTF citi is doing.
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# ? Jul 13, 2016 18:31 |
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Got an email from Capital One, apparently someone tried to use my card to donate $3865.60 to United Way and $2000 to the Red Cross. No other fraudulent activity occurred. Everything's all set on my end (card cancelled, no charges) but I'm wondering what the heck happened? I thought thieves would try and make small purchases to test the card and then rack up big charges? Why the hell did someone try and donate 6 grand of my money to charity?
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# ? Jul 18, 2016 03:40 |
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Guess they didn't want your money, just a higher tax deduction.
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# ? Jul 18, 2016 04:57 |
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Puppy Galaxy posted:Got an email from Capital One, apparently someone tried to use my card to donate $3865.60 to United Way and $2000 to the Red Cross. No other fraudulent activity occurred. Robin Hood is real
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# ? Jul 18, 2016 19:25 |
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Has anyone used Chase's Refer-A-Friend system for the Chase Sapphire Preferred? My buddy referred me two and a half weeks ago and I haven't heard anything from Chase yet. I don't know if the system is just incredibly slow, or if it matters that I already have a Chase Freedom card.
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# ? Jul 19, 2016 02:32 |
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opposable thumbs.db posted:Has anyone used Chase's Refer-A-Friend system for the Chase Sapphire Preferred? My buddy referred me two and a half weeks ago and I haven't heard anything from Chase yet. I don't know if the system is just incredibly slow, or if it matters that I already have a Chase Freedom card.
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# ? Jul 19, 2016 02:37 |
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Star War Sex Parrot posted:It's really slow. A goon sent a referral to me when I was talking about signing up for CSP, and it took weeks before it showed up. I got tired of waiting and ended up applying on my own and of course the referral showed up the next day Oh, that's a bit unfortunate but thanks for the info. I suppose I'll just have to give it more time.
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# ? Jul 19, 2016 03:45 |
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I always provide the social referral URLs which appear immediately.
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# ? Jul 19, 2016 07:52 |
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Star War Sex Parrot posted:It's really slow. A goon sent a referral to me when I was talking about signing up for CSP, and it took weeks before it showed up. I got tired of waiting and ended up applying on my own and of course the referral showed up the next day I think that was me. No worries
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# ? Jul 19, 2016 13:17 |
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Is BoA usually fine with merging credit lines between two card and only keeping one open?
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# ? Jul 19, 2016 15:20 |
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gregday posted:Is BoA usually fine with merging credit lines between two card and only keeping one open? I've never had a problem. They'll make you leave $100 on the old card.
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# ? Jul 19, 2016 15:22 |
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My Amex Gold PRG card is coming up for renewal in the next few months ($195 AF). I just got an offer for a Delta Amex Gold card: 50k bonus miles for $2k spend + 6 months of Delta Gold Medallion status. Is there any reason not to take this? I average flying about 1-2x/month and will probably only make it to Delta Silver this year otherwise, although maybe might make it with the additional miles I get for Gold?
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# ? Jul 20, 2016 17:20 |
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Mom got a Chase Sapphire Preferred so she could change her Ink and Freedom ultimate rewards points into hotel points for when she takes little sister to cheer competitions. If you get one make sure you have your additional card added and they make a purchase for the 5k bonus points. Turning ultimate reward points into Hyatt points is going to save her well over $1000+ this year. Also no one in my family had any issue with the citi costco transfer and their online site worked easily and well.
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# ? Jul 23, 2016 05:01 |
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I've got that US Airways Barclay card that turned into the AAviator, do my miles go "poof" when I cancel it? I've noticed a few offers lately have included that little poison pill. Fallorn posted:Mom got a Chase Sapphire Preferred so she could change her Ink and Freedom ultimate rewards points into hotel points for when she takes little sister to cheer competitions. If you get one make sure you have your additional card added and they make a purchase for the 5k bonus points. Turning ultimate reward points into Hyatt points is going to save her well over $1000+ this year. Also no one in my family had any issue with the citi costco transfer and their online site worked easily and well. Has she also looked in to that Hyatt card? I was considering it when I thought I'd run out of airline cards, it's "only" good for two nights, but you can stretch that to their most baller properties ($700-1000/night). It doesn't match my partner and my's lifestyle or travel style (we'd rather spend that $1k on several weeks in Southeast Asia or something), but it might be a nice treat for the really big competitions. Pompous Rhombus fucked around with this message at 07:49 on Jul 23, 2016 |
# ? Jul 23, 2016 07:08 |
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Pompous Rhombus posted:I've got that US Airways Barclay card that turned into the AAviator, do my miles go "poof" when I cancel it? I've noticed a few offers lately have included that little poison pill. The only miles that would potentially disappear would be any you'd expect to earn from spending that occurs in the statement period in which you close your card. Otherwise, any miles that have already posted to your AAdvantage account will stick around subject to AA's own rules for expiration. The phenomenon you're talking about is only an issue with flexible points currencies (MR, UR, TYP), to my knowledge anyway. And even then there's nuance. UR and MR will not disappear so long as you still have some other active UR/MR card. TYP I think is the only one that gives you a certain amount of time to spend the specific TYP earned with a now-canceled card, but I'm not too familiar with the TYP program. Long story short, wrap up the spending on your AAviator card before the end of a statement cycle and then cancel once the statement (and points) posts.
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# ? Jul 23, 2016 13:55 |
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pig slut lisa posted:Word to the wise: never try to link Citi credit card accounts online under the same user profile. I recently tried to do this with my new Citi Premier card (I had three existing user profiles) and now none of my logins work. The credit card division sees that all of my cards are unified under one profiles as well as now having two vacant/dormant profiles, whereas the checking division can only see one user profile that's different from the one the CC division sees and it only shows my checking and one of my credit cards. Four hours of phone calls in the last 24 hours and now I'm at a point where my checking account PIN has been reset and I need to wait til a new one comes in the mail before I can call in and try again. After a month of dealing with Citi's terrible IT and probably spending 8-10 hours on phone calls and chats, I have finally been able to cancel my Citigold account and get all my Citi credit cards on the same username that functions properly.
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# ? Jul 23, 2016 23:08 |
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Thanks, I was able to switch $13,500 of credit over to my lower interest BoA card for a combined total CL of $20,500 and close the other higher interest card. So now I'm down to 3 cards: BankAmericard, CSP, and my Amex Gold.
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# ? Jul 24, 2016 20:18 |
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gregday posted:So now I'm down to 3 cards: BankAmericard, CSP, and my Amex Gold.
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# ? Jul 24, 2016 21:30 |
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Apparently the Citi Prestige is being gutted (from Reddit):quote:- 1.6 cent per point redemptions on American Airlines are being removed. Chase has some sort of Prestige/Platinum equivalent coming out next month. It'll probably still suck because UR points aren't all that great unless you can use them for BA -> AA or really like United/Southwest, but it'll be interesting to see what it ends up looking like.
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# ? Jul 26, 2016 17:57 |
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Supposedly the changes to the prestige won't take effect until next July, but the loss of AA lounge access and the AA redemptionbonus means that there isn't relax a great reason to keep it long term anymore, barring a juicy retention offer. Citi has been all over the place with the prestige/premier/preferred line lately. I think the premier currently has no sign up bonus at all. The chase care might be cool but I'm at like a million/24 so no way I get it
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# ? Jul 26, 2016 18:03 |
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The CSP is really sexy.
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# ? Jul 26, 2016 18:21 |
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Virtue posted:The CSP is really sexy. I don't want it to matter to me that it's made of metal and doesn't have the number on the front, but dammit, it does matter.
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# ? Jul 26, 2016 18:50 |
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gregday posted:I don't want it to matter to me that it's made of metal and doesn't have the number on the front, but dammit, it does matter. The sign on bonus is amazing too, but I don't spend enough to get to 4k in 3 months and don't have the time or inclination to try every Wal-Mart and CVS in the area to see which ones will let me buy Visa gift cards with a CC and if they do, how many I can get.
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# ? Jul 26, 2016 18:58 |
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gregday posted:I don't want it to matter to me that it's made of metal and doesn't have the number on the front, but dammit, it does matter. It's going to hurt to switch to the freedom once I hit the sign on bonus. I'll probably keep using it even though it's not as good for rewards because I'm dumb
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# ? Jul 26, 2016 19:23 |
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Virtue posted:It's going to hurt to switch to the freedom once I hit the sign on bonus. I'll probably keep using it even though it's not as good for rewards because I'm dumb A whole ton of stuff fits in the 2x categories so it's actually a pretty good daily driver. The Citi Prestige is garbage now. I can't believe that thing will have a $450AF. Nobody is going to use it.
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# ? Jul 26, 2016 19:42 |
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Barry posted:A whole ton of stuff fits in the 2x categories so it's actually a pretty good daily driver.
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# ? Jul 26, 2016 21:28 |
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Virtue posted:It's going to hurt to switch to the freedom once I hit the sign on bonus. I'll probably keep using it even though it's not as good for rewards because I'm dumb It has 2x points for restaurants so that works for a lot of daily use.
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# ? Jul 27, 2016 16:29 |
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Yep, but Freedom is already doing 5x restaurants this quarter.
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# ? Jul 27, 2016 18:48 |
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Amex deals are out there for 10% off all pay-at-pump gas stations through September and $5 off $25 from BP gas stations. I can confirm they work together.
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# ? Jul 27, 2016 21:29 |
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There are rumors that next month Chase is launching some sort of "Chase Sapphire Elite" (or possibly Sapphire Reserve) card with a $300-400 AF and benefits to compete with the Amex Platinum and it's ilk.
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# ? Jul 28, 2016 17:17 |
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gregday posted:There are rumors that next month Chase is launching some sort of "Chase Sapphire Elite" (or possibly Sapphire Reserve) card with a $300-400 AF and benefits to compete with the Amex Platinum and it's ilk. Is it sexier than the csp
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# ? Jul 28, 2016 22:31 |
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The real important question is: will it still be made of metal?
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# ? Jul 29, 2016 00:52 |
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I don't have a card made of metal yet so obviously I need to branch out more.
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# ? Jul 29, 2016 02:38 |
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overdesigned posted:I don't have a card made of metal yet so obviously I need to branch out more. It's not a credit card, but you could get this if you want the ultimate sucker's card https://founderscard.com/
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# ? Jul 29, 2016 14:45 |
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gregday posted:It's not a credit card, but you could get this if you want the ultimate sucker's card https://founderscard.com/ The gently caress is this
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# ? Jul 29, 2016 15:20 |
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I see billboards for these metal cards every time I drive up to LA. http://www.luxurycard.com
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# ? Jul 29, 2016 20:22 |
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# ? May 30, 2024 13:40 |
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Star War Sex Parrot posted:I see billboards for these metal cards every time I drive up to LA. Luxury Card Dot Com posted:MasterCard® Titanium CardTM what the gently caress is this, a card for plebs?
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# ? Jul 29, 2016 22:41 |