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Series DD Funding posted:What kind of lovely companies have you worked at My current job is the least lovely one I've ever had and I was uninsured for a month because you can only start our plan on the first of the month and my start date was the 3rd, so welp. Previous job had a three month standard waiting period but IDK if that changed when they changed providers or with PPACA passage. IIRC the one before that had the same thing, but that was a while back and I'm just going by memory. Might be a quirk in Minnesota law?  E: I should mention that I wouldn't have had a coverage gap if I hadn't taken a few weeks of funemployment because my previous employer's plan would have covered me though the end of the month I quit. Munkeymon fucked around with this message at 15:22 on Aug 25, 2016 |
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Aug 25, 2016 15:10
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As far as I've experienced (Kansas, Missouri, Iowa) it's standard practice for a new place to not start coverage until the first of the month following your start date. Same as Munkeymon my previous employer's plan would cover through the end of the month of the last working date. This last job hop I managed to line those dates up to have a week off without a coverage gap 
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Aug 25, 2016 15:43
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I feel like this is dependent on state since I've always gotten coverage immediately.
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Aug 25, 2016 15:47
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If it is state dependent and Kansas handles this they way they handle everything else, it's the bare minimum in order to not get sued in federal court. But it might also be down to the company or even the insurance carrier that the company contracts with. That's one downside of the system that we've got in the US: it's sometimes hard to tell who specifically is loving you.
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Aug 25, 2016 15:55
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Zero The Hero posted:The contracting company is the one who gave me insurance, actually. It's the company they contracted me with that isn't going to give me insurance after becoming an employee. You could suck it up and pay COBRA prices in the meantime. Is changing jobs a qualifying life event in ACA? You could sign up for an ACA plan. If you don't use it, never pay the bill. If you happen to need it, then pay the bill. They have to give you a certain grace period to pay and it's a way of getting the safety of insurance without actually having it for a limited time, but I forget the details.
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Aug 25, 2016 16:17
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Signing up without the intention to pay sounds very illegal. Also very immoral.
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Aug 25, 2016 18:09
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Certainly immoral.
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Aug 25, 2016 18:12
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I'm pretty sure Gounads' advice about not paying turbofucks your credit worse than any other medical emergency you might have while uninsured.
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Aug 25, 2016 18:35
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Gounads posted:You could suck it up and pay COBRA prices in the meantime. Cobra prices are ridiculous. I can pay several hundred a month to have access to insurance, but it has such a high deductible I couldn't possibly use it during the 60 days I don't have access to insurance through my company. Or, I can pay the ACA fine and pray I don't end up in a hospital in the next 60 days. I've already been putting off going to the doctor for months. This is terrible for both my wallet and my health. If this is a state thing, which states don't allow corporations to gently caress over employees like this?
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Aug 25, 2016 19:24
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Zero The Hero posted:Cobra prices are ridiculous. I can pay several hundred a month to have access to insurance, but it has such a high deductible I couldn't possibly use it during the 60 days I don't have access to insurance through my company. Or, I can pay the ACA fine and pray I don't end up in a hospital in the next 60 days. I've already been putting off going to the doctor for months. This is terrible for both my wallet and my health. COBRA is you extending your current insurance past your employment end-date. Same plan. You just pay the full premium plus 2%. I've done it, didn't even change insurance cards or anything. Also, I misremembered, you have to pay the first month to get in the grace period loophole. http://healthaffairs.org/blog/2014/11/17/how-consumers-might-game-the-90-day-grace-period-and-what-can-be-done-about-it/
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Aug 25, 2016 19:34
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Gounads posted:COBRA is you extending your current insurance past your employment end-date. Same plan. You just pay the full premium plus 2%. I've done it, didn't even change insurance cards or anything. COBRA is shockingly expensive because most people don't know what their employers contribute to their premiums.
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Aug 25, 2016 19:53
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Munkeymon posted:I'm pretty sure Gounads' advice about not paying turbofucks your credit worse than any other medical emergency you might have while uninsured. No, medical insurance is really loving weird. They aren't allowed to penalize you for not paying beyond cutting off coverage, and Anthem outright wouldn't let me cancel my coverage in any way other than just disabling the automatic payments and ignoring all the letters they sent me warning that my coverage would lapse.
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Aug 25, 2016 20:20
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Plorkyeran posted:No, medical insurance is really loving weird. They aren't allowed to penalize you for not paying beyond cutting off coverage, and Anthem outright wouldn't let me cancel my coverage in any way other than just disabling the automatic payments and ignoring all the letters they sent me warning that my coverage would lapse. Did they tell you this on the phone?
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Aug 25, 2016 20:28
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Plorkyeran posted:No, medical insurance is really loving weird. They aren't allowed to penalize you for not paying beyond cutting off coverage, and Anthem outright wouldn't let me cancel my coverage in any way other than just disabling the automatic payments and ignoring all the letters they sent me warning that my coverage would lapse. Huh, I was assuming it's under the umbrella of medical debt.
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Aug 25, 2016 20:31
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Munkeymon posted:Huh, I was assuming it's under the umbrella of medical debt. For ACA plans at least, you pre-pay. So if you don't pay, you just don't have coverage. The weirdness comes in because you can send a payment in late and be retroactively covered.
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Aug 25, 2016 20:36
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Any GitHubbers? How's the culture these days.
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Aug 25, 2016 21:37
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Zero The Hero posted:Cobra prices are ridiculous. I can pay several hundred a month to have access to insurance, but it has such a high deductible I couldn't possibly use it during the 60 days I don't have access to insurance through my company. Or, I can pay the ACA fine and pray I don't end up in a hospital in the next 60 days. I've already been putting off going to the doctor for months. This is terrible for both my wallet and my health. Heads up, you have a window to enroll in cobra retroactively, so you can sort of wait and see if you end up needing it. You shouldn't get any penalty for a 60 day lapse though unless you've already had another lapse.
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Aug 26, 2016 00:22
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sarehu posted:Did they tell you this on the phone? Gounads posted:For ACA plans at least, you pre-pay. So if you don't pay, you just don't have coverage. The weirdness comes in because you can send a payment in late and be retroactively covered.
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Aug 26, 2016 01:10
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I have a non-health insurance question: When applying to jobs to an area I don't live in, should I put the address of where I would live and when it comes down to hiring incentives, state that the address is where I would be after moving assistance? Would I even have the opportunity to have moving assistance given I'm a newbie?
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Aug 26, 2016 05:54
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mekkanare posted:I have a non-health insurance question: When applying to jobs to an area I don't live in, should I put the address of where I would live Why not just put your real address?
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Aug 26, 2016 07:49
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mekkanare posted:I have a non-health insurance question: When applying to jobs to an area I don't live in, should I put the address of where I would live Just say you're interested in moving to X in your cover letter.
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Aug 26, 2016 12:44
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return0 posted:Why not just put your real address? Gounads posted:Just say you're interested in moving to X in your cover letter. Okay thanks. I figured putting the area down would help get past recruiter filters.
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Aug 26, 2016 14:22
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mekkanare posted:Okay thanks. I figured putting the area down would help get past recruiter filters. If you're hoping for moving expenses covered you don't want to get past that filter. Any company that would've filtered you out isn't going to pay to move you.
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Aug 26, 2016 14:30
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pr0zac posted:If you're hoping for moving expenses covered you don't want to get past that filter. Any company that would've filtered you out isn't going to pay to move you. Also, they kind of expect you to be able to show up relatively soon for an interview on your own dime. Only worth doing if you're struggling.
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Aug 26, 2016 16:34
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Saw an interesting job opening ~2 weeks ago and applied, but it was a 2 week old ad, so didn't expect much. Got an email on Saturday with a coding challenge, did that on Sunday. Set up a pair-programming interview with the tech lead a few minutes later, nailed it. Got another interview an hour later with the CEO, went pretty well. They told me they will make an offer either this week or next because their CTO is out.  Assuming it's a good offer, need to decide if I want to walk away from the company I co-founded. Thinking it's going to be a hard decision.
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Aug 29, 2016 16:33
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Gounads posted:need to decide if I want to walk away from the company I co-founded Just wondering: why would you want to leave? Sounds cool, just based on that one line. Are you co-owner?
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Aug 29, 2016 17:51
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rt4 posted:Just wondering: why would you want to leave? Sounds cool, just based on that one line. Are you co-owner? More than I'd want to get into here, but the main reason is I don't enjoy it anymore and it's not making me rich.
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Aug 29, 2016 17:58
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Okay you have my approval
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Aug 29, 2016 18:03
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Gounads posted:Saw an interesting job opening ~2 weeks ago and applied, but it was a 2 week old ad, so didn't expect much. You've been applying to other jobs already, and you didn't mention that you co-founded your current company until the end of your post. I think you want to walk away.
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Aug 29, 2016 18:05
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Well, that was disappointing, no offer after all. Not sure what changed. They must have found someone better between then and now. e: WTF. 18 minutes after getting rejected I get another email saying he talked with the CEO and they want me to interview with someone else. Gounads fucked around with this message at 01:53 on Aug 31, 2016 |
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Aug 31, 2016 01:38
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Gounads posted:Well, that was disappointing, no offer after all. Not sure what changed. They must have found someone better between then and now. It's possible that they didn't want you for the job you applied for but thought you would be a good fit for another position. Either that or it's a total clown show.
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Aug 31, 2016 02:00
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Ask them for more money
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Aug 31, 2016 04:01
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Gounads posted:Well, that was disappointing, no offer after all. Not sure what changed. They must have found someone better between then and now. Nice neg strat
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Aug 31, 2016 04:57
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The Fool posted:It's possible that they didn't want you for the job you applied for but thought you would be a good fit for another position. Red flag either way, in my opinion.
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Aug 31, 2016 06:21
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Total Clown Show
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Aug 31, 2016 12:11
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The only thing that makes sense to me goes like this.. Guy A interviews me, he likes me. Guy B (ceo) inteviews me, he likes me. They say they're planning an offer. Guy C interviews me, he doesn't like me. They send rejection. Guy A and Guy B talk, want to hire me anyways, and want to try again. Oh well, another interview today. Wish me luck. Necc0 posted:Nice neg strat I thought that too. Shatter confidence and send lowball offer. But I didn't get that vibe.
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Aug 31, 2016 12:57
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Is it a bad idea to learn the basics of a bunch of languages rather than going further in depth into one? Basically codecademy depth of knowledge plus one practical project. For example, I know a good bit about Java, but now I'm doing a unity game, setting up a portfolio website with Django in the LAMP stack, and then I want to make another with the MEAN stack 22 Eargesplitten fucked around with this message at 17:00 on Sep 1, 2016 |
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Sep 1, 2016 16:58
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22 Eargesplitten posted:Is it a bad idea to learn the basics of a bunch of languages rather than going further in depth into one? Basically codecademy depth of knowledge plus one practical project. Yes, that's a bad idea. On the other hand, you're always going to be more productive doing something you enjoy, and sometimes that means switching languages. Just make sure you're spending more time learning concepts than you are the specifics of string manipulation in new languages.
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Sep 1, 2016 17:09
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22 Eargesplitten posted:Is it a bad idea to learn the basics of a bunch of languages rather than going further in depth into one? Basically codecademy depth of knowledge plus one practical project. The most important skills are language agnostic.
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Sep 1, 2016 19:16
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ToxicSlurpee posted:The most important skills are language agnostic. This is true, but if a new programmer is rapidly switching languages, he's likely spending more time learning language-specific implementation than the often higher-level language agnostic concepts.
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Sep 1, 2016 19:25
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